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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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VALLEY VISTA MORTGAGE
Mortgage Loans and Application Details
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| Mortgage Company Name |
VALLEY VISTA MORTGAGE |
| Address | 4747 VIEWRIDGE AVE. SUITE 200
SAN DIEGO, CA 92123 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 2,276 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $611,684,000 |
| Average Mortgage Loan Amount Applied For | $233,940 |
| Highest Mortgage Loan Amount Applied For | $2,000,000 |
| Average Applicant Income | $128,822 |
| Highest Applicant Income | $2,160,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
1,006 | $233,879,000 |
$232,000 | $2,000,000 |
$146,000 | $2,160,000 |
| Refinancing |
1,317 | $388,325,000 |
$294,000 | $1,875,000 |
$136,000 | $1,200,000 |
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| American Indian or Alaskan Native |
9 | $3,505,000 |
$389,000 | $1,200,000 |
$154,000 | $378,000 |
| Asian |
157 | $50,759,000 |
$323,000 | $1,000,000 |
$150,000 | $852,000 |
| Black or African American |
131 | $29,683,000 |
$226,000 | $772,000 |
$124,000 | $793,000 |
| Hispanic |
588 | $157,115,000 |
$267,000 | $1,309,000 |
$118,000 | $1,200,000 |
| Native Hawaiin or Other Pacific Islander |
38 | $10,420,000 |
$274,000 | $778,000 |
$267,000 | $1,140,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
228 | $58,541,000 |
$256,000 | $1,800,000 |
$133,000 | $576,000 |
| White |
1,172 | $312,181,000 |
$266,000 | $2,000,000 |
$149,000 | $2,160,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
2,315 | $620,211,000 |
$267,000 | $2,000,000 |
$140,000 | $2,160,000 |
| FHA-insured (Federal Housing Administration) |
5 | $1,045,000 |
$209,000 | $283,000 |
$63,000 | $86,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
3 | $948,000 |
$316,000 | $383,000 |
$88,000 | $109,000 |
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| Application Approved But Not Accepted |
186 | $47,315,000 |
$254,000 | $1,750,000 |
$124,000 | $1,140,000 |
| Application Denied By Financial Institution |
220 | $61,577,000 |
$279,000 | $1,500,000 |
$159,000 | $864,000 |
| Application Withdrawn By Applicant |
618 | $155,043,000 |
$250,000 | $2,000,000 |
$133,000 | $708,000 |
| File Closed For Incompleteness |
317 | $83,176,000 |
$262,000 | $1,813,000 |
$152,000 | $1,200,000 |
| Loan Originated |
982 | $275,093,000 |
$280,000 | $1,800,000 |
$139,000 | $2,160,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
13 | $3,049,000 |
$234,000 | $630,000 |
$171,000 | $793,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
38 | $12,346,000 |
$324,000 | $1,309,000 |
$156,000 | $708,000 |
| Debt-To-Income Ratio |
29 | $7,918,000 |
$273,000 | $863,000 |
$138,000 | $410,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
48 | $13,565,000 |
$282,000 | $1,000,000 |
$164,000 | $600,000 |
| Unverifiable Information |
4 | $975,000 |
$243,000 | $500,000 |
$102,000 | $211,000 |
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Mortgage Loan App Totals for VALLEY VISTA MORTGAGE by:
Metropolitan Area And
County
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