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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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VISION HOME MORTGAGE
Mortgage Loans and Application Details
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| Mortgage Company Name |
VISION HOME MORTGAGE |
| Address | 6372 MCLEOD #1
LAS VEGAS, NV 89120 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2004 |
| All Data Years | 2004 |
| Total Number of Mortgage Loan Applications Processed | 175 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $31,063,000 |
| Average Mortgage Loan Amount Applied For | $238,000 |
| Highest Mortgage Loan Amount Applied For | $1,040,000 |
| Average Applicant Income | $97,600 |
| Highest Applicant Income | $1,200,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
254 | $42,028,000 |
$187,000 | $1,040,000 |
$86,000 | $1,200,000 |
| Refinancing |
73 | $14,743,000 |
$271,000 | $960,000 |
$110,500 | $197,000 |
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| American Indian or Alaskan Native |
3 | $376,000 |
$125,500 | $200,000 |
$49,000 | $78,000 |
| Asian |
38 | $8,209,000 |
$274,750 | $464,000 |
$106,000 | $197,000 |
| Black or African American |
14 | $1,764,000 |
$120,000 | $208,000 |
$49,000 | $87,000 |
| Hispanic |
95 | $12,689,000 |
$164,333 | $264,000 |
$86,333 | $261,000 |
| Native Hawaiin or Other Pacific Islander |
4 | $654,000 |
$199,000 | $270,000 |
$54,500 | $72,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
30 | $6,539,000 |
$215,000 | $943,000 |
$113,500 | $958,000 |
| White |
143 | $26,540,000 |
$180,500 | $1,040,000 |
$67,500 | $1,200,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
281 | $50,467,000 |
$252,600 | $1,040,000 |
$108,000 | $1,200,000 |
| FHA-insured (Federal Housing Administration) |
39 | $5,218,000 |
$133,500 | $203,000 |
$41,500 | $123,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
1 | $158,000 |
$158,000 | $158,000 |
$72,000 | $72,000 |
| VA-guaranteed (Veterans Administration) |
6 | $928,000 |
$188,000 | $238,000 |
$60,500 | $78,000 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
30 | $5,235,000 |
$225,750 | $378,000 |
$95,000 | $261,000 |
| Application Withdrawn By Applicant |
295 | $51,298,000 |
$225,000 | $1,040,000 |
$96,000 | $1,200,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
2 | $238,000 |
$119,000 | $160,000 |
$39,000 | $41,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
6 | $868,000 |
$124,500 | $280,000 |
$63,000 | $184,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
2 | $396,000 |
$198,000 | $200,000 |
$171,500 | $261,000 |
| Debt-To-Income Ratio |
7 | $850,000 |
$118,500 | $209,000 |
$45,000 | $102,000 |
| Employment History |
2 | $395,000 |
$197,500 | $275,000 |
$67,000 | $89,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $105,000 |
$105,000 | $105,000 |
$27,000 | $27,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
6 | $1,522,000 |
$272,333 | $378,000 |
$96,333 | $116,000 |
| Unverifiable Information |
2 | $550,000 |
$275,000 | $285,000 |
$104,000 | $133,000 |
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Mortgage Loan App Totals for VISION HOME MORTGAGE by:
Metropolitan Area And
County
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