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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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VISTA MORTGAGE COMPANY, LLC
Mortgage Loans and Application Details
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| Mortgage Company Name |
VISTA MORTGAGE COMPANY, LLC |
| Address | 3801 CENTERPOINT DRIVE #100
ANCHORAGE, AK 99503 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2004 |
| All Data Years | 2003 2004 |
| Total Number of Mortgage Loan Applications Processed | 467 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $89,119,000 |
| Average Mortgage Loan Amount Applied For | $186,200 |
| Highest Mortgage Loan Amount Applied For | $978,000 |
| Average Applicant Income | $44,600 |
| Highest Applicant Income | $1,101,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
404 | $77,318,000 |
$191,000 | $978,000 |
$58,000 | $554,000 |
| Refinancing |
63 | $11,801,000 |
$187,000 | $380,000 |
$66,000 | $1,101,000 |
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| American Indian or Alaskan Native |
16 | $3,064,000 |
$191,000 | $380,000 |
$57,000 | $121,000 |
| Asian |
40 | $7,253,000 |
$181,000 | $292,000 |
$56,000 | $131,000 |
| Black or African American |
17 | $3,616,000 |
$212,000 | $299,000 |
$67,000 | $133,000 |
| Hispanic |
22 | $4,468,000 |
$203,000 | $340,000 |
$62,000 | $89,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
1 | $132,000 |
$132,000 | $132,000 |
$38,000 | $38,000 |
| Not Provided |
31 | $5,886,000 |
$189,000 | $359,000 |
$52,000 | $123,000 |
| White |
340 | $64,700,000 |
$190,000 | $978,000 |
$63,000 | $1,101,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
260 | $52,258,000 |
$200,000 | $978,000 |
$67,000 | $1,101,000 |
| FHA-insured (Federal Housing Administration) |
109 | $16,966,000 |
$155,000 | $334,000 |
$47,000 | $129,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
6 | $1,085,000 |
$180,000 | $337,000 |
$60,000 | $90,000 |
| VA-guaranteed (Veterans Administration) |
92 | $18,810,000 |
$204,000 | $301,000 |
$61,000 | $148,000 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
28 | $5,868,000 |
$209,000 | $380,000 |
$58,000 | $123,000 |
| Application Withdrawn By Applicant |
92 | $15,780,000 |
$171,000 | $337,000 |
$63,000 | $190,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
347 | $67,471,000 |
$194,000 | $978,000 |
$59,000 | $1,101,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $157,000 |
$157,000 | $157,000 |
$33,000 | $33,000 |
| Credit Application Incomplete |
19 | $3,927,000 |
$206,000 | $380,000 |
$55,000 | $123,000 |
| Credit History |
5 | $1,246,000 |
$249,000 | $380,000 |
$77,000 | $121,000 |
| Debt-To-Income Ratio |
1 | $254,000 |
$254,000 | $254,000 |
$61,000 | $61,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $101,000 |
$101,000 | $101,000 |
$31,000 | $31,000 |
| Unverifiable Information |
1 | $183,000 |
$183,000 | $183,000 |
$52,000 | $52,000 |
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Mortgage Loan App Totals for VISTA MORTGAGE COMPANY, LLC by:
Metropolitan Area And
County
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