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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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VOYAGER BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
VOYAGER BANK |
| Address | 775 PRAIRIE CENTER DRIVE
EDEN PRAIRIE, MN 55344 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 1,436 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $266,264,000 |
| Average Mortgage Loan Amount Applied For | $164,162 |
| Highest Mortgage Loan Amount Applied For | $2,500,000 |
| Average Applicant Income | $69,135 |
| Highest Applicant Income | $1,772,000 |
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| Home Improvement |
38 | $1,707,000 |
$44,000 | $300,000 |
$90,000 | $281,000 |
| Home Purchase |
726 | $133,746,000 |
$184,000 | $2,500,000 |
$85,000 | $1,160,000 |
| Refinancing |
672 | $130,811,000 |
$194,000 | $1,600,000 |
$79,000 | $1,772,000 |
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| American Indian or Alaskan Native |
5 | $1,211,000 |
$242,000 | $400,000 |
$257,000 | $1,027,000 |
| Asian |
31 | $6,073,000 |
$195,000 | $780,000 |
$77,000 | $170,000 |
| Black or African American |
31 | $5,074,000 |
$163,000 | $314,000 |
$60,000 | $116,000 |
| Hispanic |
37 | $7,012,000 |
$189,000 | $800,000 |
$77,000 | $425,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
29 | $9,134,000 |
$314,000 | $2,500,000 |
$0 | $16,000 |
| Not Provided |
57 | $10,437,000 |
$183,000 | $400,000 |
$83,000 | $338,000 |
| White |
1,246 | $227,323,000 |
$182,000 | $1,000,000 |
$84,000 | $1,772,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,327 | $248,675,000 |
$187,000 | $2,500,000 |
$84,000 | $1,772,000 |
| FHA-insured (Federal Housing Administration) |
95 | $14,614,000 |
$153,000 | $245,000 |
$54,000 | $117,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
14 | $2,975,000 |
$212,000 | $367,000 |
$75,000 | $169,000 |
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| Application Approved But Not Accepted |
62 | $9,747,000 |
$157,000 | $464,000 |
$76,000 | $403,000 |
| Application Denied By Financial Institution |
126 | $18,371,000 |
$145,000 | $408,000 |
$68,000 | $480,000 |
| Application Withdrawn By Applicant |
39 | $7,941,000 |
$203,000 | $800,000 |
$70,000 | $425,000 |
| File Closed For Incompleteness |
2 | $428,000 |
$214,000 | $226,000 |
$57,000 | $57,000 |
| Loan Originated |
1,207 | $229,777,000 |
$190,000 | $2,500,000 |
$84,000 | $1,772,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for VOYAGER BANK by:
Metropolitan Area And
County
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