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| $5,279,183,286,000 in Mortgage Loans Applied for in 2007 from 26,605,695 Applications |
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WESTERN SECURITY BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
WESTERN SECURITY BANK |
| Address | 16277 GREENWAY HAYDEN LOOP
SCOTTSDALE, AZ 85260 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| Data Years (click a year for detail) | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 34 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $22,449,000 |
| Average Mortgage Loan Amount Applied For | $727,000 |
| Highest Mortgage Loan Amount Applied For | $10,000,000 |
| Average Applicant Income | $139,333 |
| Highest Applicant Income | $1,225,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
28 | $21,191,000 |
$756,000 | $10,000,000 |
$58,000 | $1,225,000 |
| Refinancing |
6 | $1,258,000 |
$209,000 | $441,000 |
$104,000 | $172,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
1 | $441,000 |
$441,000 | $441,000 |
$105,000 | $105,000 |
| Hispanic |
2 | $369,000 |
$184,000 | $287,000 |
$172,000 | $172,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
21 | $13,501,000 |
$642,000 | $10,000,000 |
$0 | $0 |
| Not Provided |
4 | $4,532,000 |
$1,133,000 | $2,262,000 |
$0 | $0 |
| White |
6 | $3,606,000 |
$601,000 | $1,500,000 |
$303,000 | $1,225,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
34 | $22,449,000 |
$660,000 | $10,000,000 |
$66,000 | $1,225,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
3 | $473,000 |
$157,000 | $337,000 |
$0 | $0 |
| Application Denied By Financial Institution |
4 | $797,000 |
$199,000 | $441,000 |
$89,000 | $144,000 |
| Application Withdrawn By Applicant |
3 | $4,312,000 |
$1,437,000 | $2,262,000 |
$20,000 | $60,000 |
| File Closed For Incompleteness |
4 | $11,769,000 |
$2,942,000 | $10,000,000 |
$156,000 | $282,000 |
| Loan Originated |
20 | $5,098,000 |
$254,000 | $1,500,000 |
$61,000 | $1,225,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $441,000 |
$441,000 | $441,000 |
$105,000 | $105,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
2 | $283,000 |
$141,000 | $155,000 |
$110,000 | $144,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $73,000 |
$73,000 | $73,000 |
$32,000 | $32,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for WESTERN SECURITY BANK by:
Metropolitan Area And
County
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