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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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WILMINGTON TRUST COMPANY
Mortgage Loans and Application Details
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| Mortgage Company Name |
WILMINGTON TRUST COMPANY |
| Address | 1100 NORTH MARKET STREET
WILMINGTON, DE 19890 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 2,636 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $263,319,000 |
| Average Mortgage Loan Amount Applied For | $104,459 |
| Highest Mortgage Loan Amount Applied For | $2,000,000 |
| Average Applicant Income | $123,891 |
| Highest Applicant Income | $3,689,000 |
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| Home Improvement |
1,205 | $39,279,000 |
$32,000 | $453,000 |
$73,000 | $900,000 |
| Home Purchase |
812 | $135,003,000 |
$166,000 | $1,350,000 |
$71,000 | $1,555,000 |
| Refinancing |
644 | $93,892,000 |
$145,000 | $2,000,000 |
$110,000 | $3,689,000 |
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| American Indian or Alaskan Native |
13 | $475,000 |
$36,000 | $200,000 |
$52,000 | $108,000 |
| Asian |
33 | $5,835,000 |
$176,000 | $1,000,000 |
$95,000 | $700,000 |
| Black or African American |
280 | $24,571,000 |
$87,000 | $417,000 |
$55,000 | $566,000 |
| Hispanic |
94 | $6,685,000 |
$71,000 | $394,000 |
$52,000 | $320,000 |
| Native Hawaiin or Other Pacific Islander |
7 | $294,000 |
$42,000 | $102,000 |
$75,000 | $238,000 |
| Not applicable |
13 | $3,352,000 |
$257,000 | $1,000,000 |
$86,000 | $573,000 |
| Not Provided |
136 | $11,467,000 |
$84,000 | $418,000 |
$89,000 | $750,000 |
| White |
2,085 | $215,495,000 |
$103,000 | $2,000,000 |
$85,000 | $3,689,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
2,644 | $267,409,000 |
$101,000 | $2,000,000 |
$81,000 | $3,689,000 |
| FHA-insured (Federal Housing Administration) |
15 | $695,000 |
$46,000 | $181,000 |
$58,000 | $173,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
2 | $70,000 |
$35,000 | $40,000 |
$40,000 | $49,000 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
142 | $15,826,000 |
$111,000 | $571,000 |
$80,000 | $573,000 |
| Application Denied By Financial Institution |
467 | $21,867,000 |
$46,000 | $1,000,000 |
$57,000 | $400,000 |
| Application Withdrawn By Applicant |
111 | $8,327,000 |
$75,000 | $293,000 |
$77,000 | $528,000 |
| File Closed For Incompleteness |
19 | $1,142,000 |
$60,000 | $240,000 |
$107,000 | $672,000 |
| Loan Originated |
1,897 | $216,157,000 |
$113,000 | $2,000,000 |
$87,000 | $3,689,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
20 | $4,085,000 |
$204,000 | $376,000 |
$62,000 | $165,000 |
| Preapproval Denied by Financial Institution |
5 | $770,000 |
$154,000 | $200,000 |
$36,000 | $45,000 |
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| Collateral |
27 | $3,051,000 |
$113,000 | $874,000 |
$82,000 | $243,000 |
| Credit Application Incomplete |
5 | $352,000 |
$70,000 | $107,000 |
$95,000 | $150,000 |
| Credit History |
223 | $8,637,000 |
$38,000 | $1,000,000 |
$57,000 | $250,000 |
| Debt-To-Income Ratio |
166 | $7,038,000 |
$42,000 | $330,000 |
$46,000 | $244,000 |
| Employment History |
10 | $550,000 |
$55,000 | $380,000 |
$36,000 | $84,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $288,000 |
$288,000 | $288,000 |
$40,000 | $40,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
32 | $1,418,000 |
$44,000 | $180,000 |
$89,000 | $400,000 |
| Unverifiable Information |
3 | $533,000 |
$177,000 | $261,000 |
$119,000 | $234,000 |
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Mortgage Loan App Totals for WILMINGTON TRUST COMPANY by:
Metropolitan Area And
County
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