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| Location |
Pitkin County CO
• Apply Here |
| Year | 2010 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 2009 2010 |
| Total Number of Mortgage Applications | 1,688 |
| Total Amount of All Mortgage Loans Applied For | $1,599,228,000 |
| Average Mortgage Loan Amount Applied For | $947,000 |
| Highest Mortgage Loan Amount Applied For | $30,000,000 |
| Average Applicant Income | $414,000 |
| Highest Applicant Income | $9,999,000 |
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| Home Improvement |
35 | $32,403,000 |
$925,000 | $7,500,000 |
$310,000 | $3,479,000 |
| Home Purchase |
327 | $282,365,000 |
$863,000 | $30,000,000 |
$365,000 | $7,200,000 |
| Refinancing |
1,326 | $1,284,460,000 |
$968,000 | $22,000,000 |
$429,000 | $9,999,000 |
|
| American Indian or Alaskan Native |
5 | $5,033,000 |
$1,006,000 | $2,200,000 |
$141,000 | $250,000 |
| Asian |
7 | $1,595,000 |
$227,000 | $458,000 |
$124,000 | $384,000 |
| Black or African American |
2 | $567,000 |
$283,000 | $397,000 |
$16,000 | $32,000 |
| Hispanic |
17 | $4,556,000 |
$268,000 | $716,000 |
$201,000 | $1,042,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
116 | $311,829,000 |
$2,688,000 | $30,000,000 |
$71,000 | $4,550,000 |
| Not Provided |
184 | $194,457,000 |
$1,056,000 | $22,000,000 |
$686,000 | $9,999,000 |
| White |
1,357 | $1,081,191,000 |
$796,000 | $19,600,000 |
$412,000 | $9,999,000 |
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,618 | $1,579,465,000 |
$976,000 | $30,000,000 |
$429,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) |
31 | $11,790,000 |
$380,000 | $746,000 |
$91,000 | $586,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
36 | $6,483,000 |
$180,000 | $373,000 |
$50,000 | $93,000 |
| VA-guaranteed (Veterans Administration) |
3 | $1,490,000 |
$496,000 | $865,000 |
$90,000 | $135,000 |
|
| Application Approved But Not Accepted |
83 | $93,473,000 |
$1,126,000 | $18,000,000 |
$535,000 | $7,200,000 |
| Application Denied By Financial Institution |
345 | $330,036,000 |
$956,000 | $17,000,000 |
$336,000 | $6,326,000 |
| Application Withdrawn By Applicant |
227 | $190,681,000 |
$840,000 | $8,000,000 |
$476,000 | $9,999,000 |
| File Closed For Incompleteness |
48 | $78,163,000 |
$1,628,000 | $12,000,000 |
$420,000 | $2,732,000 |
| Loan Originated |
849 | $833,590,000 |
$981,000 | $30,000,000 |
$461,000 | $9,999,000 |
| Loan Purchased By The Institution |
136 | $73,285,000 |
$538,000 | $12,000,000 |
$136,000 | $4,550,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
| Collateral |
108 | $91,016,000 |
$842,000 | $10,500,000 |
$408,000 | $6,326,000 |
| Credit Application Incomplete |
24 | $21,296,000 |
$887,000 | $3,000,000 |
$385,000 | $1,502,000 |
| Credit History |
22 | $17,043,000 |
$774,000 | $4,705,000 |
$449,000 | $3,603,000 |
| Debt-To-Income Ratio |
104 | $108,884,000 |
$1,046,000 | $17,000,000 |
$212,000 | $1,950,000 |
| Employment History |
3 | $17,663,000 |
$5,887,000 | $17,000,000 |
$56,000 | $129,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
7 | $5,784,000 |
$826,000 | $2,000,000 |
$247,000 | $480,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
50 | $34,662,000 |
$693,000 | $3,000,000 |
$407,000 | $2,492,000 |
| Unverifiable Information |
11 | $7,758,000 |
$705,000 | $1,999,000 |
$449,000 | $1,999,000 |
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