|
| Location |
Pulaski County AR
• Apply Here |
| Year | 2007 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 |
| Total Number of Mortgage Applications | 27,509 |
| Total Amount of All Mortgage Loans Applied For | $3,590,178,000 |
| Average Mortgage Loan Amount Applied For | $130,000 |
| Highest Mortgage Loan Amount Applied For | $21,950,000 |
| Average Applicant Income | $77,000 |
| Highest Applicant Income | $9,999,000 |
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| Home Improvement |
2,526 | $113,546,000 |
$44,000 | $7,939,000 |
$76,000 | $1,668,000 |
| Home Purchase |
13,652 | $1,916,869,000 |
$140,000 | $21,950,000 |
$73,000 | $3,017,000 |
| Refinancing |
11,331 | $1,559,763,000 |
$137,000 | $20,200,000 |
$83,000 | $9,999,000 |
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|
| American Indian or Alaskan Native |
63 | $5,408,000 |
$85,000 | $235,000 |
$62,000 | $165,000 |
| Asian |
354 | $56,009,000 |
$158,000 | $624,000 |
$91,000 | $905,000 |
| Black or African American |
5,915 | $588,433,000 |
$99,000 | $2,100,000 |
$57,000 | $9,999,000 |
| Hispanic |
508 | $49,936,000 |
$98,000 | $520,000 |
$60,000 | $351,000 |
| Native Hawaiin or Other Pacific Islander |
50 | $7,087,000 |
$141,000 | $520,000 |
$95,000 | $360,000 |
| Not applicable |
3,138 | $494,398,000 |
$157,000 | $21,950,000 |
$45,000 | $3,017,000 |
| Not Provided |
2,900 | $331,894,000 |
$114,000 | $3,026,000 |
$73,000 | $1,774,000 |
| White |
14,581 | $2,057,013,000 |
$141,000 | $2,610,000 |
$93,000 | $6,653,000 |
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|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
23,920 | $3,112,249,000 |
$130,000 | $20,200,000 |
$81,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) |
2,707 | $343,568,000 |
$126,000 | $21,950,000 |
$49,000 | $724,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
20 | $2,031,000 |
$101,000 | $221,000 |
$33,000 | $67,000 |
| VA-guaranteed (Veterans Administration) |
862 | $132,330,000 |
$153,000 | $417,000 |
$54,000 | $423,000 |
|
|
| Application Approved But Not Accepted |
1,397 | $160,892,000 |
$115,000 | $1,280,000 |
$84,000 | $1,668,000 |
| Application Denied By Financial Institution |
4,603 | $467,282,000 |
$101,000 | $3,026,000 |
$64,000 | $6,035,000 |
| Application Withdrawn By Applicant |
1,783 | $232,422,000 |
$130,000 | $7,939,000 |
$72,000 | $1,080,000 |
| File Closed For Incompleteness |
692 | $89,542,000 |
$129,000 | $1,763,000 |
$76,000 | $628,000 |
| Loan Originated |
11,648 | $1,516,533,000 |
$130,000 | $20,200,000 |
$87,000 | $9,999,000 |
| Loan Purchased By The Institution |
7,386 | $1,123,507,000 |
$152,000 | $21,950,000 |
$71,000 | $1,538,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
581 | $67,680,000 |
$116,000 | $2,610,000 |
$78,000 | $811,000 |
| Credit Application Incomplete |
353 | $45,145,000 |
$127,000 | $2,880,000 |
$90,000 | $6,035,000 |
| Credit History |
1,292 | $93,077,000 |
$72,000 | $1,381,000 |
$59,000 | $1,352,000 |
| Debt-To-Income Ratio |
509 | $59,863,000 |
$117,000 | $3,026,000 |
$49,000 | $648,000 |
| Employment History |
50 | $5,618,000 |
$112,000 | $500,000 |
$64,000 | $266,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
52 | $6,314,000 |
$121,000 | $1,109,000 |
$69,000 | $400,000 |
| Mortgage Insurance Denied |
4 | $368,000 |
$92,000 | $134,000 |
$53,000 | $74,000 |
| Other |
388 | $43,422,000 |
$111,000 | $1,700,000 |
$70,000 | $396,000 |
| Unverifiable Information |
123 | $18,598,000 |
$151,000 | $764,000 |
$90,000 | $641,000 |
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