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| Location |
Spokane County WA
• Apply Here |
| Year | 2008 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 35,275 |
| Total Amount of All Mortgage Loans Applied For | $6,016,241,000 |
| Average Mortgage Loan Amount Applied For | $170,000 |
| Highest Mortgage Loan Amount Applied For | $79,620,000 |
| Average Applicant Income | $71,000 |
| Highest Applicant Income | $3,296,000 |
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| Home Improvement |
2,825 | $254,108,000 |
$89,000 | $9,450,000 |
$75,000 | $1,800,000 |
| Home Purchase |
11,400 | $2,117,613,000 |
$185,000 | $79,620,000 |
$69,000 | $3,296,000 |
| Refinancing |
21,050 | $3,644,520,000 |
$173,000 | $39,527,000 |
$72,000 | $3,223,000 |
|
| American Indian or Alaskan Native |
271 | $37,038,000 |
$136,000 | $410,000 |
$66,000 | $380,000 |
| Asian |
377 | $63,348,000 |
$168,000 | $1,280,000 |
$84,000 | $1,872,000 |
| Black or African American |
258 | $39,711,000 |
$153,000 | $389,000 |
$66,000 | $404,000 |
| Hispanic |
678 | $100,688,000 |
$148,000 | $1,400,000 |
$67,000 | $1,496,000 |
| Native Hawaiin or Other Pacific Islander |
108 | $18,840,000 |
$174,000 | $542,000 |
$70,000 | $827,000 |
| Not applicable |
2,400 | $692,967,000 |
$288,000 | $79,620,000 |
$31,000 | $1,107,000 |
| Not Provided |
3,495 | $568,953,000 |
$162,000 | $2,981,000 |
$74,000 | $2,160,000 |
| White |
27,688 | $4,494,696,000 |
$162,000 | $3,000,000 |
$74,000 | $3,296,000 |
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
26,694 | $4,581,625,000 |
$171,000 | $79,620,000 |
$77,000 | $3,223,000 |
| FHA-insured (Federal Housing Administration) |
7,219 | $1,172,139,000 |
$162,000 | $14,414,000 |
$53,000 | $3,296,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
24 | $4,021,000 |
$167,000 | $258,000 |
$42,000 | $87,000 |
| VA-guaranteed (Veterans Administration) |
1,338 | $258,456,000 |
$193,000 | $479,000 |
$50,000 | $380,000 |
|
| Application Approved But Not Accepted |
2,116 | $349,752,000 |
$165,000 | $1,205,000 |
$82,000 | $3,296,000 |
| Application Denied By Financial Institution |
5,687 | $888,884,000 |
$156,000 | $3,000,000 |
$68,000 | $2,604,000 |
| Application Withdrawn By Applicant |
3,395 | $580,964,000 |
$171,000 | $14,600,000 |
$78,000 | $2,160,000 |
| File Closed For Incompleteness |
601 | $99,120,000 |
$164,000 | $860,000 |
$93,000 | $1,872,000 |
| Loan Originated |
16,696 | $2,921,632,000 |
$174,000 | $79,620,000 |
$77,000 | $2,960,000 |
| Loan Purchased By The Institution |
6,768 | $1,173,864,000 |
$173,000 | $3,150,000 |
$50,000 | $1,300,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
12 | $2,025,000 |
$168,000 | $306,000 |
$51,000 | $124,000 |
|
| Collateral |
834 | $148,355,000 |
$177,000 | $3,000,000 |
$87,000 | $2,416,000 |
| Credit Application Incomplete |
282 | $50,845,000 |
$180,000 | $704,000 |
$75,000 | $396,000 |
| Credit History |
771 | $102,185,000 |
$132,000 | $900,000 |
$67,000 | $1,116,000 |
| Debt-To-Income Ratio |
754 | $130,306,000 |
$172,000 | $979,000 |
$54,000 | $490,000 |
| Employment History |
66 | $9,879,000 |
$149,000 | $417,000 |
$52,000 | $243,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
55 | $8,596,000 |
$156,000 | $572,000 |
$71,000 | $260,000 |
| Mortgage Insurance Denied |
8 | $1,547,000 |
$193,000 | $415,000 |
$94,000 | $169,000 |
| Other |
438 | $68,525,000 |
$156,000 | $941,000 |
$77,000 | $1,200,000 |
| Unverifiable Information |
143 | $26,434,000 |
$184,000 | $840,000 |
$84,000 | $458,000 |
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