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| Location |
Sullivan County NY
• Apply Here |
| Year | 2008 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Applications | 3,579 |
| Total Amount of All Mortgage Loans Applied For | $576,621,000 |
| Average Mortgage Loan Amount Applied For | $161,000 |
| Highest Mortgage Loan Amount Applied For | $9,200,000 |
| Average Applicant Income | $86,000 |
| Highest Applicant Income | $6,000,000 |
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| Home Improvement |
396 | $31,064,000 |
$78,000 | $499,000 |
$70,000 | $277,000 |
| Home Purchase |
1,175 | $192,729,000 |
$164,000 | $1,550,000 |
$85,000 | $1,500,000 |
| Refinancing |
2,008 | $352,828,000 |
$175,000 | $9,200,000 |
$89,000 | $6,000,000 |
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| American Indian or Alaskan Native |
15 | $1,910,000 |
$127,000 | $280,000 |
$76,000 | $101,000 |
| Asian |
39 | $6,737,000 |
$172,000 | $417,000 |
$96,000 | $313,000 |
| Black or African American |
137 | $25,104,000 |
$183,000 | $413,000 |
$71,000 | $315,000 |
| Hispanic |
252 | $40,296,000 |
$159,000 | $1,050,000 |
$82,000 | $1,020,000 |
| Native Hawaiin or Other Pacific Islander |
10 | $1,461,000 |
$146,000 | $295,000 |
$63,000 | $184,000 |
| Not applicable |
142 | $30,027,000 |
$211,000 | $2,000,000 |
$13,000 | $370,000 |
| Not Provided |
555 | $92,751,000 |
$167,000 | $9,200,000 |
$87,000 | $6,000,000 |
| White |
2,429 | $378,335,000 |
$155,000 | $1,755,000 |
$91,000 | $1,500,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
2,948 | $467,665,000 |
$158,000 | $9,200,000 |
$91,000 | $6,000,000 |
| FHA-insured (Federal Housing Administration) |
599 | $102,641,000 |
$171,000 | $563,000 |
$60,000 | $303,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
2 | $211,000 |
$105,000 | $132,000 |
$45,000 | $61,000 |
| VA-guaranteed (Veterans Administration) |
30 | $6,104,000 |
$203,000 | $407,000 |
$55,000 | $350,000 |
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| Application Approved But Not Accepted |
277 | $41,042,000 |
$148,000 | $430,000 |
$89,000 | $700,000 |
| Application Denied By Financial Institution |
1,234 | $196,335,000 |
$159,000 | $1,755,000 |
$82,000 | $1,500,000 |
| Application Withdrawn By Applicant |
411 | $65,347,000 |
$158,000 | $563,000 |
$87,000 | $1,394,000 |
| File Closed For Incompleteness |
137 | $32,492,000 |
$237,000 | $9,200,000 |
$150,000 | $6,000,000 |
| Loan Originated |
1,139 | $178,521,000 |
$156,000 | $2,000,000 |
$93,000 | $1,500,000 |
| Loan Purchased By The Institution |
381 | $62,884,000 |
$165,000 | $749,000 |
$47,000 | $1,197,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
241 | $43,998,000 |
$182,000 | $845,000 |
$107,000 | $1,500,000 |
| Credit Application Incomplete |
93 | $16,446,000 |
$176,000 | $525,000 |
$106,000 | $468,000 |
| Credit History |
180 | $23,021,000 |
$127,000 | $500,000 |
$74,000 | $960,000 |
| Debt-To-Income Ratio |
181 | $29,016,000 |
$160,000 | $1,755,000 |
$64,000 | $616,000 |
| Employment History |
4 | $437,000 |
$109,000 | $215,000 |
$72,000 | $146,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
15 | $1,909,000 |
$127,000 | $236,000 |
$71,000 | $160,000 |
| Mortgage Insurance Denied |
2 | $568,000 |
$284,000 | $347,000 |
$115,000 | $132,000 |
| Other |
76 | $13,342,000 |
$175,000 | $600,000 |
$89,000 | $282,000 |
| Unverifiable Information |
28 | $3,757,000 |
$134,000 | $247,000 |
$102,000 | $313,000 |
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