Adams County, WA Mortgage Lenders & HMDA Data, 2009

In 2009, lenders reported 806 mortgage applications in Adams County, WA totaling $103.3 million, about the same as 2008. The average application was for $128,000, and applicants reported an average income of $54,000. 40% of applications resulted in an originated loan and 20% were denied. The most active lender was Wells Fargo Bank, NA, with 76 applications, followed by Golf Savings Bank and Bank of America, N.A..

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 806
Total Mortgage Loan Application Amount $103,270,000
Average Mortgage Loan Application Amount $128,000
Highest Mortgage Loan Application Amount $541,000
Average Applicant Income $54,000
Highest Applicant Income $397,000

Mortgage Company List for Lending in Adams County, WA for 2009

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Wells Fargo Bank, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 538,958,000,000 76 $ 10,416,000
Golf Savings Bank
6505 218TH ST SW SUITE 6
MOUNTLAKE TERRACE, WA 98043
* $ 519,651,000 61 $ 7,402,000
Bank of America, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,471,631,047,000 59 $ 7,331,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ 31,000,000 43 $ 5,508,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,746,242,000,000 36 $ 4,876,000
US Bank, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 261,775,591,000 28 $ 3,828,000
US Bank North Dakota
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 4,858,594,000 25 $ 1,280,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 25 $ 3,554,000
Citibank, N.A.
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,227,040,000,000 22 $ 996,000
Ally Bank F/K/A/ Gmac Bank
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 32,882,574,000 22 $ 2,696,000
Countrywide Bank FSB
30930 RUSSELL RANCH ROAD MS CA6-916-02-0
WESTLAKE VILLAGE, CA 91362
* $ 117,978,966,000 19 $ 2,743,000
Evergreen Moneysource Mortgage
915 118TH AVENUE SE, SUITE 300
BELLEVUE, WA 98005
* $ 10,000,000 19 $ 2,685,000
Washington Trust Bank
717 W SPRAGUE AVE
SPOKANE, WA 99201
* $ 4,084,953,000 18 $ 3,612,000
Ark-La-Tex Financial Services
5160 TENNYSON PKWY, SUITE 2000W
PLANO, TX 75024
* $ 10,000,000 16 $ 3,734,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 15 $ 1,799,000
Gmac Mortgage LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 15 $ 1,853,000
Bank of Whitman
201 S. MAIN STREET/PO BOX 270
COLFAX, WA 99111
* $ 690,212,000 14 $ 1,393,000
Citimortgage, Inc
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 13 $ 1,868,000
Hapo Community Credit Union
7601 W CLEARWATER AVE
KENNEWICK, WA 99336
* $ 627,610,000 12 $ 842,000
Gesa Credit Union
51 GAGE BLVD
RICHLAND, WA 99352
* $ 802,099,000 11 $ 1,278,000
Citifinancial, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 11 $ 788,000
Cherry Creek Mortgage Co., Inc
7600 EAST ORCHARD RD., STE 250-N
GREENWOOD VILLAGE, CO 80111
* $ 10,000,000 10 $ 1,393,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 9 $ 957,000
Flagstar Bank
5151 CORPORATE DR
TROY, MI 48098
* $ 14,157,838,000 9 $ 1,644,000
Numerica Credit Union
14610 E SPRAGUE AVE
SPOKANE VALLEY, WA 99216
* $ 825,239,000 9 $ 824,000
Beneficial Company LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 4,017,643,000 8 $ 883,000
Americanwest Bank
P O BOX 105
CHEWELAH, WA 99109
* $ 1,871,834,000 8 $ 1,150,000
Metlife Bank, N.A.
334 MADISON AVENUE
CONVENT STATION, NJ 07961
* $ 10,273,647,000 8 $ 994,000
Freedom Mortgage Corp.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 8 $ 1,035,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 7 $ 976,000
Horizon Nw Home Mortgage
13224 E MANSFIELD AVE, STE 110
SPOKANE VALLEY, WA 99216
* $ 360,928,000 6 $ 660,000
Suntrust Mortgage, Inc
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 185,098,787,000 6 $ 799,000
Citicorp Trust Bank, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 21,270,147,000 6 $ 675,000
Inspirus Credit Union
5200 SOUTHCENTER BLVD
SEATTLE, WA 98188
* $ 646,425,000 6 $ 171,000
Plaza Home Mortgage, Inc
5090 SHOREHAM PLACE, SUITE #206
SAN DIEGO, CA 92122
* $ 10,000,000 5 $ 644,000
Boeing Employees Credit Union
12770 GATEWAY DRIVE
TUKWILA, WA 98168
* $ 8,700,985,000 5 $ 568,000
M&T Bank
1 M&T PLAZA -15TH FLOOR
BUFFALO, NY 14203
* $ 64,824,244,000 5 $ 659,000
Banner Bank
10 SOUTH 1ST STREET
WALLA WALLA, WA 99362
* $ 4,396,379,000 5 $ 1,059,000
Sterling Savings Bank
111 N WALL ST
SPOKANE, WA 99201
* $ 12,264,416,000 5 $ 660,000
Branch Banking and Trust Co
223 W NASH STREET
WILSON, NC 27893
* $ 147,483,646,000 4 $ 562,000
Horizon Credit Union
13224 E MANSFIELD AVE
SPOKANE VALLEY, WA 99216
* $ 396,781,000 4 $ 351,000
Everbank
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 7,047,356,000 4 $ 439,000
Spokane Teachers Credit Union
1620 N SIGNAL DR
LIBERTY LAKE, WA 99019
* $ 1,138,619,000 4 $ 385,000
Agwest Farm Credit, Flca
2001 SOUTH FLINT ROAD
SPOKANE, WA 99224
* $ 4,658,882,000 4 $ 891,000
Wealthbridge Mortgage Corp.
15455 NW GREENBRIER PKWY, STE. 111
BEAVERTON, OR 97006
* $ 10,000,000 4 $ 481,000
First Residential Mortgage
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 4 $ 653,000
Penrith Home Loans

MODESTO, CA 95350
* $ 8,526,000 3 $ 486,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 3 $ 257,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 3 $ 322,000
Gb Mortgage, LLC
4000 W BROWN DEER ROAD
BROWN DEER, WI 53209
* $ 29,183,000 3 $ 428,000
Gateway Bank, FSB
2336 MERCED STREET
SAN LEANDRO, CA 94577
* $ 479,176,000 3 $ 335,000
Midfirst Bank
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 14,649,039,000 3 $ 291,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 3,930,807,000 3 $ 397,000
Wheatland Bank
222 N WALL SUITE 100
SPOKANE, WA 99201
* $ 209,220,000 3 $ 535,000
Homestreet Bank
601 UNION STREET 2000 TWO UNION SQUARE
SEATTLE, WA 98101
* $ 2,935,360,000 3 $ 523,000
Hfc Company LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 15,000,000 2 $ 137,000
New York Community Bank
1 JERICHO PLAZA
JERICHO, NY 11753
* $ 30,307,736,000 2 $ 347,000
Keybank National Association
100 PUBLIC SQUARE STE 600 OH-01-10-06006
CLEVELAND, OH 44113
* $ 101,868,610,000 2 $ 218,000
Wsecu
PO BOX WSECU
OLYMPIA, WA 98507
* $ 1,391,952,000 2 $ 482,000
Red Canoe Credit Union
1418 15TH AVE
LONGVIEW, WA 98632
* $ 452,068,000 2 $ 125,000
Guaranty Bank, FSB
4000 W BROWN DEER ROAD
BROWN DEER, WI 53209
* $ 1,629,217,000 2 $ 293,000
Global
1500 W 4TH AVE
SPOKANE, WA 99201
* $ 365,892,000 2 $ 308,000
Sydion Financial, LLC
33400 8TH AVE. S. STE 205
FEDERAL WAY, WA 98003
* $ 11,000,000 2 $ 267,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ 100,000,000 2 $ 395,000
Eagle Home Mortgage, LLC
301 116TH AVENUE SE #400
BELLEVUE, WA 98004
* $ 10,000,000 2 $ 306,000
Shore Mortgage
770 S. ADAMS ROAD #300
BIRMINGHAM, MI 48009
* $ 10,000,000 2 $ 223,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 2 $ 279,000
Mortgage Investors Corp
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 2 $ 360,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ 4,993,000 1 $ 103,000
Hyperion Capital Group
5885 SW MEADOWS ROAD STE 850
LAKE OSWEGO, OR 97035
* $ 66,788,000 1 $ 196,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 1 $ 113,000
Nationwide Mortgage Concepts,
40380 DESERT CREEK LANE
RANCHO MIRAGE, CA 92270
* $ 10,000,000 1 $ 275,000
Taylor, Bean & Whitaker
315 NE 14TH STREET
OCALA, FL 34470
* $ 10,000,000 1 $ 130,000
First Mortgage Corporation
1131 W. 6TH STREET
ONTARIO, CA 91762
* $ 10,000,000 1 $ 156,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 1 $ 143,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 1 $ 82,000
Franklin American Mortgage Co
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 1 $ 129,000
Pinnacle Mortgage Group, Inc.
3605 SOUTH TELLER ST
LAKEWOOD, CO 80235
* $ 10,000,000 1 $ 182,000
Meridias Capital Incorporated
P.O. BOX 241429
CHARLOTTE, NC 28273
* $ 10,000,000 1 $ 71,000
The Legacy Group
11225 SE 6TH STREET SUITE 110
BELLEVUE, WA 98004
* $ 12,000,000 1 $ 213,000
W. J. Bradley Mortgage Capital
6465 GREENWOOD PLAZA BLVD, SUITE 500
CENTENNIAL, CO 80111
* $ 10,000,000 1 $ 140,000
Qualstar Credit Union
PO BOX 3050
BOTHELL, WA 98041
* $ 327,412,000 1 $ 109,000
Cobalt Mortgage, Inc.
11241 SLATER AVE NE, SUITE 200
KIRKLAND, WA 98033
* $ 10,000,000 1 $ 149,000
Home Loan Center
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 1 $ 147,000
Mld Mortgage Inc.
30B VREELAND ROAD
FLORHAM PARK, NJ 07932
* $ 10,000,000 1 $ 188,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 1 $ 87,000
Mortgage Advisory Group
2902 COLBY AVENUE
EVERETT, WA 98201
* $ 12,500,000 1 $ 173,000
Netmore America, Inc.
109 EAST MAIN STREET, SUITE 301
WALLA WALLA, WA 99362
* $ 37,000,000 1 $ 196,000
Ameriprise Bank, FSB
707 2ND AVENUE SOUTH
MINNEAPOLIS, MN 55474
* $ 1,476,384,000 1 $ 218,000
Cascade Federal Credit Union
18020 80TH AVENUE SOUTH
KENT, WA 98032
* $ 214,374,000 1 $ 30,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,677,931,000 1 $ 56,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ 5,947,478,000 1 $ 300,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 140,777,455,000 1 $ 131,000
Zions First National Bank
ONE S MAIN ST 11TH FL
SALT LAKE CITY, UT 84133
* $ 20,778,268,000 1 $ 28,000
BBVA USA
15 SOUTH 20TH STREET
BIRMINGHAM, AL 35233
* $ 62,251,283,000 1 $ 80,000
Americanmtgnetwork dba Vertice
TONYA YOUNG 100 N MAIN ST MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 473,000,000,000 1 $ 218,000
Access National Mortgage Corp
1800 ROBERT FULTON DR, SUITE 350
RESTON, VA 20191
* $ 10,000,000 1 $ 119,000
Inland Northwest Bank
421 W RIVERSIDE AVE, STE 113
SPOKANE, WA 99201
* $ 400,619,000 1 $ 14,000
Timberland Bank
624 SIMPSON AVE
HOQUIAM, WA 98550
* $ 659,471,000 1 $ 187,000
Mountain West Bank
P O BOX 1059
COEUR D'ALENE, ID 83816
* $ 1,228,335,000 1 $ 81,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 1 $ 176,000
Tierone Bank
1235 "N" STREET
LINCOLN, NE 68508
* $ 3,316,406,000 1 $ 150,000

The tables below break down 2009 mortgage applications in Adams County, WA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Adams County, WA in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 501 $65,858,000 $131,000 $541,000 $59,000 $397,000
Home Purchase 275 $35,826,000 $130,000 $348,000 $45,000 $216,000
Home Improvement 30 $1,586,000 $52,000 $212,000 $62,000 $167,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 394 $52,380,000 $132,000 $438,000 $62,000 $397,000
Hispanic 239 $28,983,000 $121,000 $342,000 $48,000 $199,000
Not Provided 84 $11,193,000 $133,000 $348,000 $62,000 $213,000
Not applicable 82 $9,420,000 $114,000 $541,000 $24,000 $122,000
Asian 4 $868,000 $217,000 $355,000 $69,000 $175,000
American Indian or Alaskan Native 2 $226,000 $113,000 $155,000 $35,000 $45,000
Native Hawaiian or Other Pacific Islander 1 $200,000 $200,000 $200,000 $76,000 $76,000
Black or African American 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 470 $55,938,000 $119,000 $541,000 $63,000 $397,000
FHA-insured (Federal Housing Administration) 266 $36,920,000 $138,000 $438,000 $42,000 $330,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 42 $5,445,000 $129,000 $190,000 $24,000 $65,000
VA-guaranteed (Veterans Administration) 28 $4,967,000 $177,000 $348,000 $56,000 $111,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 321 $41,957,000 $130,000 $541,000 $61,000 $397,000
Loan Purchased By The Institution 176 $21,943,000 $124,000 $348,000 $35,000 $153,000
Application Denied By Financial Institution 164 $18,288,000 $111,000 $301,000 $55,000 $216,000
Application Withdrawn By Applicant 91 $13,317,000 $146,000 $438,000 $62,000 $330,000
Application Approved But Not Accepted 35 $5,126,000 $146,000 $348,000 $60,000 $131,000
File Closed For Incompleteness 19 $2,639,000 $138,000 $242,000 $60,000 $135,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 27 $3,529,000 $130,000 $301,000 $71,000 $155,000
Debt-To-Income Ratio 25 $2,473,000 $98,000 $206,000 $41,000 $84,000
Credit History 17 $1,570,000 $92,000 $256,000 $59,000 $107,000
Other 13 $1,226,000 $94,000 $166,000 $38,000 $89,000
Unverifiable Information 7 $653,000 $93,000 $169,000 $70,000 $199,000
Credit Application Incomplete 6 $932,000 $155,000 $274,000 $38,000 $80,000
Employment History 2 $206,000 $103,000 $121,000 $15,000 $31,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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