Aguada Municipio, PR Mortgage Lenders & HMDA Data, 2022
In 2022, lenders reported 205 mortgage applications in Aguada Municipio, PR totaling $31.5 million, down 32% from 2021. The average application was for $153,000, and applicants reported an average income of $83,000. 52% of applications resulted in an originated loan and 17% were denied. The most active lender was Cooperativa De Ahorroy Credito, with 55 applications, followed by Firstbank and Banco Popular.
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 205 |
| Total Mortgage Loan Application Amount | $31,475,000 |
| Average Mortgage Loan Application Amount | $153,000 |
| Highest Mortgage Loan Application Amount | $645,000 |
| Average Applicant Income | $83,000 |
| Highest Applicant Income | $388,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| Cooperativa De Ahorroy Credito PO BOX 608 RINCON, PR 00677 |
* | $ -1,000 | 55 | $ 7,415,000 |
| Firstbank PO BOX 9146 SAN JUAN, PR 00908 |
* | $ 20,778,081,000 | 38 | $ 6,140,000 |
| Banco Popular PO BOX 362708 SAN JUAN, PR 00936 |
* | $ 64,243,000,000 | 35 | $ 5,905,000 |
| Oriental Bank PO BOX 195115 SAN JUAN, PR 00919 |
* | $ 9,805,742,000 | 17 | $ 2,265,000 |
| Baxter Credit Union 340 N MILWAUKEE AVE 340 N MILWAUKEE AVE, IL 60061 |
* | $ 5,072,223,000 | 9 | $ 1,065,000 |
| Cooperativa De A/C Isabela 21 CALLE BARBOSA SUITE 1 ISABELA, PR 00662 |
* | $ -1,000 | 7 | $ 725,000 |
| Preferred Mortgage LLC 307 AVE FD ROOSEVELT SAN JUAN, PR 00918 |
* | $ -1,000 | 6 | $ 490,000 |
| Sun West Mortgage Company, Inc 18000 STUDEBAKER ROAD, SUITE 200 CERRITOS, CA 90703 |
* | $ -1,000 | 5 | $ 1,145,000 |
| Crosscountry Mortgage, LLC 2160 SUPERIOR AVENUE CLEVELAND, OH 44114 |
* | $ -1,000 | 5 | $ 1,105,000 |
| Multiples Mortgage Corp. 761 AVE. LUIS MUNOZ RIVERA, SAN JUAN, PR 00918 |
* | $ -1,000 | 4 | $ 530,000 |
| Capital Mortgage 206 ELEANOR ROOSEVELT SAN JUAN, PR 00918 |
* | $ -1,000 | 4 | $ 1,210,000 |
| Pentagon Federal Credit Union OMAHA, NE 68164 |
* | $ 32,520,025,000 | 4 | $ 800,000 |
| First Equity Mortgage Bankers Inc. 9300 S DADELAND BLVD STE 500 MIAMI, FL 33156 |
* | $ -1,000 | 3 | $ 685,000 |
| The Moneyhouse Inc. #52 CALLE PASEO COVANDONGA SAN JUAN, PR 00901 |
* | $ -1,000 | 3 | $ 335,000 |
| Rf Mortgage & Investment Corp PO BOX 361309 SAN JUAN, PR 00936 |
* | $ -1,000 | 2 | $ 520,000 |
| The Lending Center Corporation G-8 ONEILL STREET SAN JUAN, PR 00918 |
* | $ -1,000 | 2 | $ 240,000 |
| Planet Home Lending, LLC 321 RESEARCH PARKWAY SUITE 303 MERIDEN, CT 06450 |
* | $ -1,000 | 1 | $ 275,000 |
| Calcon Mutual Mortgage LLC 3131 CAMINO DEL RIO N SUITE 1680 SAN DIEGO, CA 92108 |
* | $ -1,000 | 1 | $ 15,000 |
| Senior Mortgage Banker 1239 ROOSEVELT AVE SAN JUAN, PR 00920 |
* | $ -1,000 | 1 | $ 75,000 |
| Equity Prime Mortgage LLC 5 CONCOURSE PKWY, STE 2250 ATLANTA, GA 30328 |
* | $ -1,000 | 1 | $ 445,000 |
| Emi Equity Mortgage, Inc. 1651 PONCE DE LEON AVE, SUITE 102 SAN JUAN, PR 00909 |
* | $ -1,000 | 1 | $ 65,000 |
| Cooperativa De A/C Camuy AVE. BALTAZAR JIMÉNEZ MÉNDEZ #300 CAMUY, PR 00627 |
* | $ -1,000 | 1 | $ 25,000 |
The tables below break down 2022 mortgage applications in Aguada Municipio, PR by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Aguada Municipio, PR in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 143 | $23,335,000 | $163,000 | $645,000 | $89,000 | $388,000 |
| Cash-out Refinancing | 36 | $4,500,000 | $125,000 | $275,000 | $59,000 | $166,000 |
| Refinancing | 18 | $2,690,000 | $149,000 | $445,000 | $93,000 | $282,000 |
| Other Purpose | 5 | $615,000 | $123,000 | $235,000 | $49,000 | $79,000 |
| Not Applicable | 2 | $210,000 | $105,000 | $135,000 | $0 | $0 |
| Home Improvement | 1 | $125,000 | $125,000 | $125,000 | $53,000 | $53,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 154 | $21,000,000 | $136,000 | $645,000 | $70,000 | $388,000 |
| White | 30 | $6,070,000 | $202,000 | $595,000 | $120,000 | $317,000 |
| Not applicable | 12 | $1,900,000 | $158,000 | $455,000 | $0 | $0 |
| Not Provided | 7 | $1,965,000 | $280,000 | $595,000 | $163,000 | $387,000 |
| Black or African American | 2 | $540,000 | $270,000 | $445,000 | $227,000 | $284,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 128 | $19,260,000 | $150,000 | $595,000 | $92,000 | $388,000 |
| FHA-insured (Federal Housing Administration) | 36 | $5,870,000 | $163,000 | $405,000 | $71,000 | $254,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 28 | $3,280,000 | $117,000 | $235,000 | $43,000 | $89,000 |
| VA-guaranteed (Veterans Administration) | 13 | $3,065,000 | $235,000 | $645,000 | $90,000 | $171,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 106 | $16,080,000 | $151,000 | $645,000 | $83,000 | $388,000 |
| Application Denied By Financial Institution | 35 | $5,875,000 | $167,000 | $445,000 | $81,000 | $282,000 |
| Application Withdrawn By Applicant | 32 | $4,930,000 | $154,000 | $595,000 | $75,000 | $387,000 |
| Application Approved But Not Accepted | 15 | $2,345,000 | $156,000 | $235,000 | $89,000 | $251,000 |
| Loan Purchased By The Institution | 11 | $1,445,000 | $131,000 | $365,000 | $0 | $0 |
| File Closed For Incompleteness | 6 | $800,000 | $133,000 | $175,000 | $102,000 | $246,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 170 | $25,600,000 | $150,000 | $645,000 | $83,000 | $388,000 |
| Collateral | 18 | $3,550,000 | $197,000 | $445,000 | $110,000 | $282,000 |
| Debt-To-Income Ratio | 12 | $1,840,000 | $153,000 | $235,000 | $41,000 | $74,000 |
| Credit History | 2 | $110,000 | $55,000 | $55,000 | $40,000 | $59,000 |
| Credit Application Incomplete | 1 | $15,000 | $15,000 | $15,000 | $34,000 | $34,000 |
| Other | 1 | $115,000 | $115,000 | $115,000 | $69,000 | $69,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $245,000 | $245,000 | $245,000 | $201,000 | $201,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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