Amite County, MS Mortgage Lenders & HMDA Data, 2011

In 2011, lenders reported 373 mortgage applications in Amite County, MS totaling $32.4 million, up 15% from 2010. The average application was for $86,000, and applicants reported an average income of $53,000. 36% of applications resulted in an originated loan and 27% were denied. The most active lender was 21st Mortgage, with 49 applications, followed by Vanderbilt Mortgage and Finance, Inc and Trustmark National Bank.

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Total Number of Mortgage Applications 373
Total Mortgage Loan Application Amount $32,362,000
Average Mortgage Loan Application Amount $86,000
Highest Mortgage Loan Application Amount $417,000
Average Applicant Income $53,000
Highest Applicant Income $407,000

Mortgage Company List for Lending in Amite County, MS for 2011

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 49 $ 2,141,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 42 $ 1,765,000
Trustmark National Bank
PO BOX 291
JACKSON, MS 39205
* $ 9,425,755,000 39 $ 3,575,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 126,719,736,000 25 $ 2,025,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,104,833,000,000 21 $ 2,326,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 21 $ 2,517,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,454,050,584,000 20 $ 2,319,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 310,099,589,000 19 $ 1,115,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,791,060,000,000 14 $ 1,529,000
Citizens Bank
814 MAIN STREET
COLUMBIA, MS 39429
* $ 360,004,000 10 $ 432,000
Clayton Bank and Trust
520 WEST SUMMIT HILL DRIVE SUITE 801
KNOXVILLE, TN 37902
* $ 650,594,000 7 $ 417,000
Home Loan Center, Inc.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 7 $ 1,396,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD, SUITE 400
BRENTWOOD, TN 37027
* $ 10,000,000 5 $ 649,000
Whitney Bank
228 ST CHARLES AVE, SUITE 537
NEW ORLEANS, LA 70130
* $ 14,555,957,000 5 $ 314,000
Flagstar Bank NA

TROY, MI 49098
* $ 12,648,357,000 5 $ 565,000
Mortgageamerica, Inc.
1800 INTERNATIONAL PARK DR, SUITE 100
BIRMINGHAM, AL 35243
* $ 10,000,000 5 $ 821,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,919,054,000 4 $ 284,000
State Bank & Trust Company
147 SOUTH RAILROAD AVENUE
BROOKHAVEN, MS 39601
* $ 916,922,000 4 $ 198,000
Onemain Financial, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 0 4 $ 235,000
First Federal of Charleston
2440 MALL DRIVE
NORTH CHARLESTON, SC 29406
* $ 3,249,548,000 4 $ 197,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 77,423,723,000 3 $ 469,000
United Built Homes, LLC
8500 LINE AVE
SHREVEPORT, LA 71106
* $ 59,713,000 3 $ 365,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 3 $ 317,000
Feliciana Bank & Trust Company
10926 HIGHWAY 67 P. O. BOX 247
CLINTON, LA 70722
* $ 115,730,000 3 $ 208,000
Community Bank, Ellisville, Mississippi
P. O. BOX 265
LAUREL, MS 39441
* $ 633,140,000 2 $ 327,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 2 $ 370,000
Residential Finance Corp.
401 N. FRONT STREET, SUITE 300
COLUMBUS, OH 43215
* $ 17,533,484,000 2 $ 166,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 2 $ 440,000
Cis Financial Services, Inc.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ 14,200,000 2 $ 220,000
Gmfs, LLC
7389 FLORIDA BLVD, STE 200-A
BATON ROUGE, LA 70806
* $ 10,000,000 2 $ 309,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 2 $ 402,000
Gmac Mortgage, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 2 $ 336,000
Fidelity Bank
100 E ENGLISH
WICHITA, KS 67202
* $ 1,640,565,000 2 $ 98,000
Grand Bank for Savings, FSB
204 WESTOVER DRIVE
HATTIESBURG, MS 39404
* $ 137,874,000 2 $ 440,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 2 $ 212,000
Citifinancial, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 1 $ 69,000
Iberiabank Mortgage Company
285 WEST ESPLANADE AVE, SECOND FLOOR
KENNER, LA 70065
* $ 499,416,000 1 $ 126,000
The First, A National Banking Association
P.O. BOX 15549
HATTIESBURG, MS 39404
* $ 502,277,000 1 $ 100,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 5,285,622,000 1 $ 161,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 15,104,501,000 1 $ 131,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 254,825,730,000 1 $ 120,000
Hometown Mortgage Services Inc
5511 HWY 280 E STE 210
BIRMINGHAM, AL 35242
* $ 10,000,000 1 $ 135,000
Standard Mortgage Corporation
701 POYDRAS STREET STE 300 PLAZA
NEW ORLEANS, LA 70139
* $ 31,000,000 1 $ 88,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 1 $ 60,000
Britton & Koontz Bank, N.A.
500 MAIN STREET
NATCHEZ, MS 39120
* $ 375,249,000 1 $ 88,000
Homeowners Mortgage of America
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 1 $ 109,000
First Residential Mortgage
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 1 $ 169,000
Generation Mortgage Company
3565 PIEDMONT ROAD, NE STE. 300
ATLANTA, GA 30305
* $ 73,926,000 1 $ 80,000
First Arkansas Bank and Trust
600 WEST MAIN STREET
JACKSONVILLE, AR 72076
* $ 685,506,000 1 $ 78,000
South Louisiana Bank
1362 WEST TUNNEL BLVD.
HOUMA, LA 70360
* $ 381,317,000 1 $ 89,000
First Bank and Trust
909 POYDRAS ST 17TH FLOOR
NEW ORLEANS, LA 70112
* $ 862,832,000 1 $ 42,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 1 $ 168,000
Cimarron Mortgage Company
6311 RIDGEWOOD RD STE 400W
JACKSON, MS 39211
* $ 10,000,000 1 $ 88,000
Ibm Southeast Emp Credit Union
1000 NW 17TH AVE
DELRAY BEACH, FL 33445
* $ 836,704,000 1 $ 45,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,216,291,000,000 1 $ 128,000
Mississippi Federal Credit Union
P. O. BOX 55889
JACKSON, MS 39296
* $ 68,085,000 1 $ 114,000
Pelican State Credit Union
P.O. BOX 40088
BATON ROUGE, LA 70835
* $ 183,895,000 1 $ 12,000
First American Bank and Trust
PO BOX 550
VACHERIE, LA 70090
* $ 716,858,000 1 $ 27,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 1 $ 51,000

The tables below break down 2011 mortgage applications in Amite County, MS by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Amite County, MS in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 192 $14,346,000 $74,000 $351,000 $49,000 $407,000
Refinancing 153 $17,445,000 $114,000 $417,000 $58,000 $301,000
Home Improvement 28 $571,000 $20,000 $200,000 $52,000 $149,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 244 $23,881,000 $97,000 $417,000 $64,000 $407,000
Black or African American 83 $4,113,000 $49,000 $168,000 $35,000 $114,000
Not applicable 23 $1,996,000 $86,000 $299,000 $5,000 $70,000
Not Provided 21 $2,271,000 $108,000 $417,000 $44,000 $147,000
Hispanic 2 $101,000 $50,000 $72,000 $14,000 $28,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 277 $22,167,000 $80,000 $417,000 $57,000 $407,000
FHA-insured (Federal Housing Administration) 68 $6,915,000 $101,000 $210,000 $42,000 $115,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 19 $2,260,000 $118,000 $171,000 $37,000 $67,000
VA-guaranteed (Veterans Administration) 9 $1,020,000 $113,000 $172,000 $27,000 $62,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 136 $12,846,000 $94,000 $351,000 $66,000 $407,000
Application Denied By Financial Institution 101 $6,978,000 $69,000 $417,000 $48,000 $301,000
Loan Purchased By The Institution 57 $5,851,000 $102,000 $299,000 $30,000 $144,000
Application Approved But Not Accepted 44 $2,239,000 $50,000 $171,000 $44,000 $120,000
Application Withdrawn By Applicant 24 $3,257,000 $135,000 $417,000 $53,000 $191,000
File Closed For Incompleteness 11 $1,191,000 $108,000 $195,000 $77,000 $147,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 26 $1,487,000 $57,000 $205,000 $49,000 $134,000
Debt-To-Income Ratio 15 $1,340,000 $89,000 $417,000 $58,000 $301,000
Other 4 $482,000 $120,000 $394,000 $103,000 $285,000
Credit Application Incomplete 3 $220,000 $73,000 $90,000 $65,000 $163,000
Employment History 3 $119,000 $39,000 $50,000 $29,000 $36,000
Collateral 2 $243,000 $121,000 $155,000 $99,000 $180,000
Insufficient Cash (Downpayment, Closing Cost) 1 $65,000 $65,000 $65,000 $26,000 $26,000
Mortgage Insurance Denied 1 $162,000 $162,000 $162,000 $144,000 $144,000
Unverifiable Information 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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