Anderson County TX
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009

Unlock detailed Anderson County TX mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Texas.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,305
Total Mortgage Loan Application Amount $126,259,000
Average Mortgage Loan Application Amount $96,000
Highest Mortgage Loan Application Amount $3,000,000
Average Applicant Income $73,000
Highest Applicant Income $2,508,000

Mortgage Company List for Lending in Anderson County TX for 2009

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
CAPITAL ONE NA
11130 INDUSTRIALPLEX BLVD
BATON ROUGE, LA 70809
* $ 115,142,306,000 143 $ 3,481,000
JPMORGAN CHASE BANK, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,746,242,000,000 124 $ 15,815,000
FIRST STATE BANK
P O BOX 277
FRANKSTON, TX 75763
* $ 152,277,000 102 $ 10,601,000
WELLS FARGO BANK, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 538,958,000,000 76 $ 7,557,000
REGIONS BANK
1900 5TH AVENUE N - ALBH10903B
BIRMINGHAM, AL 35203
* $ 142,084,005,000 76 $ 6,174,000
FIRST BANK & TRUST EAST TEXAS
104 N TEMPLE BLVD
DIBOLL, TX 75941
* $ 687,461,000 62 $ 4,900,000
CENDERA FUNDING INC.
3600 BENBROOK HWY
FORT WORTH, TX 76116
* $ 1,141,000 60 $ 7,138,000
BANK OF AMERICA, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,471,631,047,000 52 $ 5,384,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 44 $ 6,391,000
CITIFINANCIAL INC
300 ST PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 33 $ 1,291,000
US BANK, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 261,775,591,000 33 $ 2,297,000
ALLY BANK F/K/A/ GMAC BANK
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 32,882,574,000 33 $ 3,408,000
PROSPERITY BANK
1301 N MECHANIC
EL CAMPO, TX 77437
* $ 9,070,227,000 29 $ 1,722,000
CITIBANK, N.A.
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,227,040,000,000 24 $ 1,340,000
CITIMORTGAGE, INC
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 21 $ 2,796,000
COUNTRYWIDE BANK FSB
30930 RUSSELL RANCH ROAD MS CA6-916-02-0
WESTLAKE VILLAGE, CA 91362
* $ 117,978,966,000 17 $ 2,592,000
VERABANK, NATIONAL ASSOCIATION
P.O. BOX 1009
HENDERSON, TX 75653
* $ 840,612,000 16 $ 1,274,000
FRANKLIN AMERICAN MORTGAGE CO
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 14 $ 2,103,000
HOME FINANCING UNLIMITED, INC.
901 SOUTH MOPAC BUILDING V, SUITE 120
AUSTIN, TX 78746
* $ 10,000,000 14 $ 1,369,000
GREAT WESTERN FINANCIAL SERVICES, INC.
5408 W PLANO PKWY
PLANO, TX 75093
* $ 10,000,000 14 $ 1,828,000
FLAGSTAR BANK
5151 CORPORATE DR
TROY, MI 48098
* $ 14,157,838,000 13 $ 1,802,000
SOUTHSIDE BANK
1201 S BECKHAM
TYLER, TX 75701
* $ 2,695,678,000 13 $ 1,050,000
MIDFIRST BANK
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 14,649,039,000 12 $ 837,000
METLIFE BANK, N.A.
334 MADISON AVENUE
CONVENT STATION, NJ 07961
* $ 10,273,647,000 12 $ 1,491,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 12 $ 1,457,000
ASPIRE FINANCIAL INC
4100 ALPHA RD #112
DALLAS, TX 75244
* $ 10,000,000 12 $ 1,557,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 32,584,979,000 11 $ 1,268,000
CREDIT UNION OF TEXAS
8131 LBJ FREEWAY, SUITE 500
ALLEN, TX 75251
* $ 1,049,192,000 9 $ 453,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ 31,000,000 8 $ 1,078,000
STATE FARM BANK
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 16,669,297,000 8 $ 748,000
CRESCENT MORTGAGE COMPANY
5901 PEACHTREE DUNWOODY RD NE BLG C, 250
ATLANTA, GA 30328
* $ 1,140,194,000 7 $ 1,208,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 3,930,807,000 6 $ 957,000
CITICORP TRUST BANK, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 21,270,147,000 6 $ 394,000
WR STARKEY MORTGAGE LLP
6101 WEST PLANO PARKWAY
PLANO, TX 75093
* $ 10,000,000 6 $ 928,000
MOUNTAIN STATES MORTGAGE
1333 E 9400 S
SANDY, UT 84093
* $ 10,000,000 5 $ 730,000
COLONIAL SAVINGS, F. A.
P. O. BOX 2988
FORT WORTH, TX 76113
* $ 941,902,000 5 $ 512,000
BANCORPSOUTH BANK
P O BOX 789
TUPELO, MS 38802
* $ 13,488,870,000 5 $ 752,000
FIRST STATE BANK
130 E CORSICANA STREET
ATHENS, TX 75751
* $ 332,506,000 5 $ 710,000
BENEFICIAL COMPANY LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 4,017,643,000 5 $ 43,000
AUSTIN BANK, TEXAS NATIONAL ASSOCIATION
PO BOX 1537
JACKSONVILLE, TX 75791
* $ 1,046,808,000 5 $ 585,000
CAPITAL ONE HOME LOANS, LLC
12800 FOSTER STREET
OVERLAND PARK, KS 66213
* $ 88,701,411,000 4 $ 574,000
BRANCH BANKING AND TRUST CO
223 W NASH STREET
WILSON, NC 27893
* $ 147,483,646,000 4 $ 517,000
PRIORITY BANK
3401 E MISSION BLVD
FAYETTEVILLE, AR 72703
* $ 52,556,000 4 $ 363,000
EVERETT FINANCIAL INC.
14801 QUORUM DR SUITE 300
DALLAS, TX 75254
* $ 3,642,000 4 $ 657,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ 10,000,000 4 $ 336,000
WESTSTAR MORTGAGE CORPORATION
6363 NORTH STATE HIGHWAY 161
ALBUQUERQUE, NM 75038
* $ 26,864,000 3 $ 359,000
NFCU
820 FOLLIN LANE
VIENNA, VA 22180
* $ 36,351,625,000 3 $ 308,000
ALTRA FEDERAL CREDIT UNION
1700 OAK FOREST DRIVE
ONALASKA, WI 54650
* $ 625,192,000 3 $ 216,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 2,677,931,000 3 $ 127,000
NTFN, INC.
700 STATE HIGHWAY 121, SUITE 100
PLANO, TX 75067
* $ 10,000,000 3 $ 343,000
UNITED BUILT HOMES, L.L.C.
8500 LINE AVE
BATON ROUGE, LA 71106
* $ 59,713,000 3 $ 386,000
TAYLOR, BEAN & WHITAKER
315 NE 14TH STREET
OCALA, FL 34470
* $ 10,000,000 3 $ 276,000
BEACON FEDERAL
6311 COURT STREET ROAD
EAST SYRACUSE, NY 13057
* $ 1,021,432,000 3 $ 330,000
LIBERTY MORTGAGE CORPORATION
223 W NASH STREET
WILSON, NC 27893
* $ 2,406,088,000 3 $ 413,000
AMERICAN SOUTHWEST MORTGAGE CORP.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 3 $ 384,000
HFC COMPANY LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 15,000,000 3 $ 200,000
TIB THE INDEPENDENT BANKERSBAN
11701 LUNA ROAD
FARMERS BRANCH, TX 75234
* $ 2,041,440,000 2 $ 334,000
SUNTRUST MORTGAGE, INC
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 185,098,787,000 2 $ 894,000
FIRST NATIONAL BANK TEXAS
507 N. GRAY ST.
KILLEEN, TX 76541
* $ 796,529,000 2 $ 206,000
BANK OF NEW ORLEANS
1600 VETERANS BLVD
METAIRIE, LA 70005
* $ 305,761,000 2 $ 40,000
UNIVERSITY FEDERAL CREDIT UNION
8303 N MOPAC EXPRESSWAY
AUSTIN, TX 78759
* $ 983,984,000 2 $ 194,000
EVERBANK
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 7,047,356,000 2 $ 85,000
AMERIPRO FUNDING
8300 N. MOPAC EXPRESSWAY SUITE 120
AUSTIN, TX 78759
* $ 40,000,000 2 $ 246,000
SIERRA PACIFIC MORTGAGE COMPANY, INC.
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ 10,000,000 2 $ 207,000
AMPLIFY FEDERAL CREDIT UNION
3600 W PARMER LANE
AUSTIN, TX 78727
* $ 502,072,000 2 $ 33,000
MORTGAGE INVESTORS CORP
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 2 $ 170,000
SOUTHWEST STAGE FUNDING LLC
6816 EAST BROWN ROAD
MESA, AZ 85207
* $ 5,889,539,000 2 $ 242,000
FINANCE OF AMERICA REVERSE LLC
8023 EAST 63RD PLACE, SUITE 700
WILMINGTON, DE 74133
* $ 3,125,000 2 $ 186,000
FIRST RESIDENTIAL MORTGAGE
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 2 $ 530,000
EAST TEXAS PROFESSIONAL CREDIT UNION
409 E. LOOP 281
LONGVIEW, TX 75605
* $ 351,664,000 2 $ 75,000
UNITED HERITAGE CREDIT UNION
12208 N MOPAC EXPY
AUSTIN, TX 78758
* $ 594,181,000 2 $ 139,000
TEXAS TRUST
5080 W IH 20
ARLINGTON, TX 76017
* $ 563,758,000 2 $ 140,000
1ST ADVANTAGE MORTGAGE
701 E 22ND ST, STE 125
LOMBARD, IL 60148
* $ 10,000,000 2 $ 245,000
360 MORTGAGE GROUP, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ 10,000,000 2 $ 138,000
EARTH MORTGAGE
2245 KELLER WAY
CARROLLTON, TX 75006
* $ 10,000,000 2 $ 330,000
IFREEDOM DIRECT CORPORATION
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 1 $ 190,000
HOMEPLUS FINANCE CORPORATION
2143 S. SEPULVEDA BLVD
LOS ANGELES, CA 90025
* $ 40,000,000 1 $ 25,000
CERTIFIED FUNDING, L.P.
17304 PRESTON RD STE 620
DALLAS, TX 75252
* $ 10,000,000 1 $ 18,000
CORNERSTONE HOME LENDING, INC.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ 57,509,481,000 1 $ 107,000
NETWORK FUNDING, L.P.
9700 RICHMOND, SUITE 320
DALLAS, TX 77042
* $ 43,942,000 1 $ 91,000
SUTHERLAND MORTGAGE SERVICES
5959 CORPORATE DR, SUITE 3000
HOUSTON, TX 77036
* $ 37,000,000 1 $ 112,000
FIRST CONTINENTAL MORTGAGE, LTD.
11011 RICHMOND AVENUE, SUITE 800
HOUSTON, TX 77042
* $ 10,000,000 1 $ 71,000
SECURITYNATIONAL MORTGAGE COMPANY
5300 SOUTH 360 WEST
WILMINGTON, DE 84123
* $ 10,000,000 1 $ 90,000
LRS FINANCIAL NETWORK, INC.
2101 W. WADLEY, STE # 33
MIDLAND, TX 79705
* $ 10,000,000 1 $ 371,000
DOVENMUEHLE FUNDING, INC
1 CORPORATE DRIVE SUITE 360
LAKE ZURICH, IL 60047
* $ 10,000,000 1 $ 350,000
INTERLINC MTG INC
19221 I 45 SOUTH SUITE 210
CONROE, TX 77385
* $ 850,000 1 $ 283,000
ARK-LA-TEX FINANCIAL SERVICES
5160 TENNYSON PKWY, SUITE 2000W
PLANO, TX 75024
* $ 10,000,000 1 $ 171,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 1 $ 128,000
EASTMAN CREDIT UNION
P.O. BOX 1989
KINGSPORT, TN 37662
* $ 2,044,273,000 1 $ 8,000
SECURITY SERVICE FEDERAL CREDIT UNION
15000 W INTERSTATE 10 BLDG 4
SAN ANTONIO, TX 78249
* $ 5,032,752,000 1 $ 40,000
KELLY COMMUNITY FEDERAL CREDIT UNION
2105 W. GRANDE BLVD
TYLER, TX 75703
* $ 76,104,000 1 $ 24,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ 4,088,336,000 1 $ 64,000
SIRVA MORTGAGE, INC.
6200 OAK TREE BLVD STE 300
UPPER ARLINGTON, OH 44131
* $ 101,315,000 1 $ 40,000
NATIONWIDE ADVANTAGE MORTGAGE
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 1 $ 99,000
HOMEOWNERS MORTGAGE OF AMERICA
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 1 $ 288,000
WACHOVIA MORTGAGE FSB
TONYA YOUNG 100 N MAIN ST MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 69,166,325,000 1 $ 167,000
GO FEDERAL CREDIT UNION
10501 N CENTRAL EXPRESSWAY STE 300
DALLAS, TX 75231
* $ 120,279,000 1 $ 58,000
EVERHOME MORTGAGE COMPANY
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 3,027,261,000 1 $ 84,000
VIEWPOINT BANKERS MORTGAGE INC
720 E. ARAPAHO
RICHARDSON, TX 75081
* $ 1,529,760,000 1 $ 125,000
ONEWEST BANK, FSB
888 EAST WALNUT ST
PASADENA, CA 91101
* $ 36,000,000,000 1 $ 130,000
NORTH AMERICAN SAVINGS BANK
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,503,790,000 1 $ 236,000
FIRST FEDERAL BANK TEXAS
1200 SOUTH BECKHAM AVE
TYLER, TX 75701
* $ 243,206,000 1 $ 140,000
AURORA BANK FSB
1271 SIXTH AVENUE, 46TH FLOOR
NEW YORK, NY 10020
* $ 6,513,521,000 1 $ 356,000
FIDELITY BANK
100 E ENGLISH
WICHITA, KS 67202
* $ 1,853,520,000 1 $ 79,000
PEGASUS BANK
4515 W MOCKINGBIRD LN
DALLAS, TX 75209
* $ 94,159,000 1 $ 175,000
GSB MORTGAGE, INC.
201 N. MAIN STREET
GRAPEVINE, TX 76051
* $ 249,973,000 1 $ 139,000
TEXAS BANK AND TRUST COMPANY
PO BOX 3188
LONGVIEW, TX 75606
* $ 1,062,798,000 1 $ 266,000
NEW YORK COMMUNITY BANK
1 JERICHO PLAZA
JERICHO, NY 11753
* $ 30,307,736,000 1 $ 112,000
INTERNATIONAL BANK OF COMMERCE
1200 SAN BERNARDO AVE.
LAREDO, TX 78040
* $ 10,638,109,000 1 $ 17,000
CITY BANK
5219 CITY BANK PARKWAY
LUBBOCK, TX 79408
* $ 1,862,835,000 1 $ 286,000
NEXBANK
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ 591,753,000 1 $ 157,000
ORANGE SAVINGS BANK
812 N 16TH STREET
ORANGE, TX 77630
* $ 347,481,000 1 $ 31,000
FIRST NB OF JACKSBORO
P.O. DRAWER E
JACKSBORO, TX 76458
* $ 488,155,000 1 $ 137,000
WELLS FARGO BANK, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 635,476,000,000 1 $ 11,000
PNC BANK N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 140,777,455,000 1 $ 290,000
KILGORE NATIONAL BANK
410 N KILGORE STREET
KILGORE, TX 75662
* $ 70,277,000 1 $ 147,000
AMERICAN BANK NA
P.O. BOX 79760
SAGINAW, TX 76179
* $ 66,593,000 1 $ 7,000
MERRILL LYNCH CREDIT CORP
4500 PARK GRANADA CA7-910-01-24
CALABASAS, CA 91302
* $ 2,223,299,000 1 $ 140,000
THE AMERICAN NATIONAL BANK OF TEXAS
102 W MOORE AVENUE
TERRELL, TX 75160
* $ 2,024,897,000 1 $ 78,000
TEXAS NATIONAL BANK OF JACKSONVILLE
1518 E GRANDE BLVD
JACKSONVILLE, TX 75703
* $ 171,720,000 1 $ 100,000
SOUTHWEST BANK
4100 INTERNATIONAL PLAZA, STE 900
FORT WORTH, TX 76109
* $ 653,393,000 1 $ 185,000
MUTUAL SERVICE MORTGAGE, LLC
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 25,000,000 1 $ 417,000
FIRST NATIONAL ACCEPTANCE COMPANY
241 EAST SAGINAW/P.O. BOX 980
EAST LANSING, MI 48826
* $ 10,498,000 1 $ 50,000
AMEGY MORTGAGE COMPANY, L.L.C
4576 RESEARCH FOREST BLVD
THE WOODLANDS, TX 77381
* $ 31,000,000 1 $ 56,000
CHEVY CHASE BANK, F.S.B.
7501 WISCONSIN AVE 13TH FLR-W
BETHESDA, MD 20814
* $ 16,022,456,000 1 $ 63,000
AMERICAN STATE BANK
P O DRAWER 100
ARP, TX 75750
* $ 190,428,000 1 $ 35,000
CITIZENS 1ST BANK
PO BOX 630908
NACOGDOCHES, TX 75963
* $ 663,925,000 1 $ 80,000
DISCOVER BANK
502 EAST MARKET STREET
GREENWOOD, DE 19950
* $ 36,276,270,000 1 $ 10,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2009, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Anderson County TX in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 580 $66,342,000 $114,000 $508,000 $75,000 $1,099,000
Home Purchase 493 $54,227,000 $109,000 $3,000,000 $73,000 $2,508,000
Home Improvement 232 $5,690,000 $24,000 $185,000 $68,000 $380,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 922 $89,753,000 $97,000 $722,000 $80,000 $2,508,000
Hispanic 108 $6,144,000 $56,000 $290,000 $52,000 $378,000
Not applicable 99 $14,105,000 $142,000 $3,000,000 $31,000 $232,000
Not Provided 85 $8,831,000 $103,000 $417,000 $89,000 $1,000,000
Black or African American 72 $5,182,000 $71,000 $377,000 $52,000 $181,000
Asian 12 $1,383,000 $115,000 $270,000 $68,000 $242,000
American Indian or Alaskan Native 7 $861,000 $123,000 $188,000 $46,000 $77,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 953 $86,922,000 $91,000 $3,000,000 $83,000 $2,508,000
FHA-insured (Federal Housing Administration) 215 $24,752,000 $115,000 $276,000 $52,000 $196,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 105 $10,350,000 $98,000 $240,000 $34,000 $81,000
VA-guaranteed (Veterans Administration) 32 $4,235,000 $132,000 $239,000 $47,000 $157,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 575 $58,865,000 $102,000 $722,000 $87,000 $2,508,000
Application Denied By Financial Institution 327 $21,626,000 $66,000 $400,000 $59,000 $350,000
Loan Purchased By The Institution 211 $23,169,000 $109,000 $417,000 $45,000 $232,000
Application Withdrawn By Applicant 102 $14,986,000 $146,000 $3,000,000 $72,000 $298,000
Application Approved But Not Accepted 65 $5,365,000 $82,000 $350,000 $86,000 $405,000
File Closed For Incompleteness 22 $1,980,000 $90,000 $183,000 $130,000 $380,000
Preapproval Denied by Financial Institution 3 $268,000 $89,000 $153,000 $92,000 $133,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 149 $5,752,000 $38,000 $320,000 $58,000 $334,000
Collateral 34 $4,499,000 $132,000 $307,000 $76,000 $144,000
Debt-To-Income Ratio 23 $1,986,000 $86,000 $391,000 $49,000 $127,000
Other 17 $783,000 $46,000 $111,000 $58,000 $144,000
Credit Application Incomplete 11 $1,135,000 $103,000 $283,000 $59,000 $155,000
Unverifiable Information 7 $1,016,000 $145,000 $240,000 $88,000 $180,000
Insufficient Cash (Downpayment, Closing Cost) 5 $398,000 $79,000 $153,000 $71,000 $111,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

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