Arkansas County, AR Mortgage Lenders & HMDA Data, 2010

In 2010, lenders reported 689 mortgage applications in Arkansas County, AR totaling $60.9 million, up 5% from 2009. The average application was for $88,000, and applicants reported an average income of $63,000. 54% of applications resulted in an originated loan and 18% were denied. The most active lender was The Farmers & Merchants Bank, with 154 applications, followed by Bancorpsouth Bank and Wells Fargo Bank, NA.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 689
Total Mortgage Loan Application Amount $60,859,000
Average Mortgage Loan Application Amount $88,000
Highest Mortgage Loan Application Amount $397,000
Average Applicant Income $63,000
Highest Applicant Income $1,141,000

Mortgage Company List for Lending in Arkansas County, AR for 2010

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
The Farmers & Merchants Bank
708 S MAIN ST
STUTTGART, AR 72160
* $ 572,533,000 154 $ 7,520,000
Bancorpsouth Bank
P O BOX 789
TUPELO, MS 38802
* $ 13,163,459,000 78 $ 5,274,000
Wells Fargo Bank, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,778,000,000 52 $ 6,822,000
Bank of America, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,465,221,449,000 49 $ 5,306,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,627,684,000,000 45 $ 4,595,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 45 $ 3,327,000
Cornerstone Mortgage Center, I
300 SOUTH SHACKLEFORD RD
LITTLE ROCK, AR 72211
* $ 10,000,000 41 $ 3,922,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 17 $ 769,000
US Bank, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 276,376,130,000 17 $ 1,810,000
Vanderbilt Mortgage
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 16 $ 1,120,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 12 $ 1,098,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 11 $ 1,883,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 9 $ 1,012,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 8 $ 1,463,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 8 $ 1,084,000
Bank of Little Rock Mortgage Corporation
15909 CANTRELL ROAD
LITTLE ROCK, AR 72223
* $ 192,275,000 7 $ 1,303,000
Franklin American Mortgage Co
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 7 $ 830,000
Ally Bank F/K/A/ Gmac Bank
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 55,302,902,000 6 $ 840,000
Citimortgage, Inc
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 6 $ 643,000
State Farm Bank
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 16,157,711,000 5 $ 382,000
US Bank North Dakota
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 5,122,657,000 4 $ 241,000
Shelter Financial Bank
1817 W. BROADWAY
COLUMBIA, MO 65218
* $ 197,047,000 4 $ 160,000
Gmac Mortgage LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 4 $ 626,000
Sidus Financial, LLC
701 GREEN VALLEY ROAD, SUITE 101
GREENSBORO, NC 27408
* $ 10,000,000 3 $ 208,000
Delta Trust Mortgage, Inc.
11700 CANTRELL ROAD SUITE B
LITTLE ROCK, AR 72223
* $ 17,000,000 3 $ 279,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 197,928,000 3 $ 390,000
Simmons First National Bank
501 MAIN
PINE BLUFF, AR 71601
* $ 1,603,491,000 3 $ 22,000
Admirals Bank Former Domestic
815 RESERVOIR AVE
CRANSTON, RI 02910
* $ 234,124,000 3 $ 35,000
Suntrust Mortgage, Inc
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 164,340,844,000 3 $ 248,000
First Residential Mortgage
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 3 $ 372,000
Liberty Bank of Arkansas
2901 EAST HIGHLAND DRIVE
JONESBORO, AR 72401
* $ 2,546,524,000 2 $ 363,000
Bank of Little Rock
200 N STATE STREET
LITTLE ROCK, AR 72201
* $ 192,275,000 2 $ 53,000
Fidelity Bank
100 E ENGLISH
WICHITA, KS 67202
* $ 1,726,828,000 2 $ 85,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 37,922,355,000 2 $ 75,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 2 $ 211,000
Shore Mortgage
770 S. ADAMS ROAD #300
BIRMINGHAM, MI 48009
* $ 10,000,000 2 $ 198,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 2 $ 137,000
Cornerstone Home Lending, Inc.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ 57,509,481,000 2 $ 129,000
United Built Homes, LLC
8500 LINE AVE
SHREVEPORT, LA 71106
* $ 59,713,000 1 $ 106,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 1 $ 92,000
The Carroll Mortgage Group, Inc.
9101 NORTH RODNEY PARHAM ROAD., STE 1
LITTLE ROCK, AR 72205
* $ 10,000,000 1 $ 260,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 1 $ 106,000
Primary Residential Mortgage
4750 W WILEY POST WAY SUITE 200
SALT LAKE CITY, UT 84116
* $ 10,000,000 1 $ 252,000
Homeowners Mortgage of America
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 1 $ 84,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 1 $ 34,000
Flagstar Bank
5151 CORPORATE DR
TROY, MI 48098
* $ 14,483,100,000 1 $ 143,000
Arkansas Federal Credit Union
17500 CANTRELL
LITTLE ROCK, AR 72223
* $ 796,059,000 1 $ 136,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,867,638,000 1 $ 63,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 1 $ 51,000
Gateway Mortgage Group LLC
6910 E 14TH ST
TULSA, OK 74112
* $ 10,000,000 1 $ 157,000
Weststar Mortgage, Inc.
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ 10,000,000 1 $ 233,000
Home Loan Center
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 1 $ 75,000
Colonial Savings, F. A.
P. O. BOX 2988
FORT WORTH, TX 76113
* $ 964,882,000 1 $ 108,000
First Arkansas Mortgage Co
P. O. BOX 6009
SHERWOOD, AR 72124
* $ 30,000,000 1 $ 289,000
River Town Bank
PO BOX 577
DARDANELLE, AR 72834
* $ 172,556,000 1 $ 370,000
Gateway Business Bank
18000 STUDEBAKER ROAD, SUITE 550
CERRITOS, CA 90703
* $ 216,229,000 1 $ 100,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 4,542,636,000 1 $ 78,000
Cotton Belt Federal Credit Union
1703 RIVER PINES BLVD
PINE BLUFF, AR 71601
* $ 55,097,000 1 $ 94,000
Metropolitan National Bank
425 WEST CAPITOL AVE
LITTLE ROCK, AR 72201
* $ 1,479,725,000 1 $ 20,000
Bank of the Ozarks
PO BOX 8811
LITTLE ROCK, AR 72231
* $ 2,755,222,000 1 $ 234,000
Union Bank & Trust Co
P O BOX 270
MONTICELLO, AR 71657
* $ 188,178,000 1 $ 29,000
First Security Bank
PO BOX 938
CONWAY, AR 72033
* $ 3,057,762,000 1 $ 172,000
Arvest Mortgage Company
931 W MONROE
LOWELL, AR 72745
* $ 11,319,023,000 1 $ 129,000
Banktennessee
1125 WEST POPLAR AVENUE
COLLIERVILLE, TN 38017
* $ 274,046,000 1 $ 107,000
Southern Bancorp Bank
601 MAIN STREET
ARKADELPHIA, AR 71923
* $ 709,743,000 1 $ 7,000
Edward Jones Mortgage, LLC
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,783,443,000 1 $ 334,000
Access National Mortgage Corp
1800 ROBERT FULTON DR, SUITE 350
RESTON, VA 20191
* $ 10,000,000 1 $ 124,000
Wintrust Mortgage Corporation
660 MIDWEST RD SUITE 100
OAK BROOK TERRACE, IL 60181
* $ 300,000,000 1 $ 154,000
Regions Bank
1900 5TH AVENUE N - ALBH10903B
BIRMINGHAM, AL 35203
* $ 138,006,763,000 1 $ 70,000
Midfirst Bank
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 12,817,999,000 1 $ 19,000
Citicorp Trust Bank, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 17,832,340,000 1 $ 53,000
Everbank
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 8,059,724,000 1 $ 51,000
Metlife Bank, N.A.
334 MADISON AVENUE
CONVENT STATION, NJ 07961
* $ 14,106,965,000 1 $ 162,000
National Bank of Kansas City
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 708,191,000 1 $ 168,000
BNC National Bank

BISMARCK, ND 58501
* $ 866,920,000 1 $ 113,000
Merrill Lynch Credit Corp
4500 PARK GRANADA CA7-910-01-24
CALABASAS, CA 91302
* $ 2,223,299,000 1 $ 108,000
Everhome Mortgage Company
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 3,027,261,000 1 $ 51,000
Iberiabank Mortgage Company
12719 CANTRELL ROAD
LITTLE ROCK, AR 72223
* $ 499,416,000 1 $ 33,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 260,309,849,000 1 $ 148,000

The tables below break down 2010 mortgage applications in Arkansas County, AR by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Arkansas County, AR in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 332 $36,651,000 $110,000 $397,000 $70,000 $847,000
Home Purchase 255 $20,935,000 $82,000 $277,000 $48,000 $247,000
Home Improvement 102 $3,273,000 $32,000 $334,000 $79,000 $1,141,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 513 $44,648,000 $87,000 $397,000 $71,000 $1,141,000
Black or African American 87 $5,937,000 $68,000 $260,000 $45,000 $167,000
Not Provided 46 $4,538,000 $98,000 $289,000 $41,000 $163,000
Not applicable 28 $4,242,000 $151,000 $390,000 $3,000 $95,000
Asian 9 $1,059,000 $117,000 $174,000 $82,000 $226,000
Hispanic 6 $435,000 $72,000 $171,000 $58,000 $117,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 468 $38,842,000 $82,000 $397,000 $72,000 $1,141,000
FHA-insured (Federal Housing Administration) 127 $12,485,000 $98,000 $317,000 $49,000 $245,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 77 $7,411,000 $96,000 $267,000 $38,000 $74,000
VA-guaranteed (Veterans Administration) 17 $2,121,000 $124,000 $230,000 $29,000 $68,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 375 $31,197,000 $83,000 $397,000 $75,000 $1,141,000
Application Denied By Financial Institution 125 $9,548,000 $76,000 $370,000 $46,000 $245,000
Loan Purchased By The Institution 83 $9,782,000 $117,000 $334,000 $42,000 $173,000
Application Withdrawn By Applicant 66 $5,863,000 $88,000 $340,000 $64,000 $469,000
Application Approved But Not Accepted 28 $3,163,000 $112,000 $350,000 $50,000 $131,000
File Closed For Incompleteness 12 $1,306,000 $108,000 $230,000 $47,000 $75,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 31 $1,268,000 $40,000 $183,000 $37,000 $88,000
Collateral 20 $2,441,000 $122,000 $274,000 $65,000 $172,000
Other 10 $976,000 $97,000 $260,000 $75,000 $245,000
Debt-To-Income Ratio 9 $631,000 $70,000 $122,000 $37,000 $109,000
Employment History 1 $69,000 $69,000 $69,000 $34,000 $34,000
Credit Application Incomplete 1 $22,000 $22,000 $22,000 $62,000 $62,000
Unverifiable Information 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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