Barren County KY
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
Unlock detailed Barren County KY mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Kentucky.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,509 |
| Total Mortgage Loan Application Amount | $150,486,000 |
| Average Mortgage Loan Application Amount | $99,000 |
| Highest Mortgage Loan Application Amount | $1,551,000 |
| Average Applicant Income | $58,000 |
| Highest Applicant Income | $1,144,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| EDMONTON STATE BANK 204 ROGERS ROAD GLASGOW, KY 42141 |
* | $ 411,946,000 | 365 | $ 33,619,000 |
| TRUIST BANK 3100 SMOKETREE CT FL 5 CHARLOTTE, NC 27604 |
* | $ 153,341,765,000 | 142 | $ 11,261,000 |
| US BK NA ND 4325 17TH AVENUE, S.W. FARGO, ND 58103 |
* | $ 5,955,059,000 | 134 | $ 9,717,000 |
| VANDERBILT MORTGAGE AND FINANCE, INC. 500 ALCOA TRAIL KNOXVILLE, TN 37804 |
* | $ 31,000,000 | 95 | $ 5,866,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 61 | $ 5,215,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,104,833,000,000 | 53 | $ 6,870,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 310,099,589,000 | 53 | $ 6,278,000 |
| LIMESTONE BANK, INC. 2500 EASTPOINT PARKWAY LOUISVILLE, KY 40223 |
* | $ 1,719,502,000 | 46 | $ 4,790,000 |
| FRANKLIN AMERICAN MORTGAGE COMPANY 6100 TOWER CIRCLE SUITE 600 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 37 | $ 4,726,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 1,454,050,584,000 | 35 | $ 4,210,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,791,060,000,000 | 35 | $ 3,498,000 |
| CITIZENS FIRST BANK, INC. 1805 CAMPBELL LN BOWLING GREEN, KY 42104 |
* | $ 349,412,000 | 30 | $ 3,098,000 |
| FARM CREDIT MID-AMERICA, ACA 1601 UPS DRIVE LOUISVILLE, KY 40223 |
* | $ 10,000,000 | 29 | $ 4,063,000 |
| SERVICE ONE CREDIT UNION, INC. P.O. BOX 51770 BOWLING GREEN, KY 42102 |
* | $ 98,901,000 | 25 | $ 1,865,000 |
| THE MONTICELLO BANKING COMPANY 50 NORTH MAIN STREET; PO BOX 421 MONTICELLO, KY 42633 |
* | $ 605,766,000 | 19 | $ 2,226,000 |
| RELIANCE FIRST CAPITAL, LLC 201 OLD COUNTRY ROAD SUITE 205 WILMINGTON, DE 11747 |
* | $ 100,000,000 | 19 | $ 2,901,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ 10,000,000 | 15 | $ 916,000 |
| ALLY BANK 2101 REXFORD ROAD, SUITE 350W CHARLOTTE, NC 28211 |
* | $ 77,423,723,000 | 15 | $ 2,411,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 48,783,813,000 | 13 | $ 1,607,000 |
| GMAC MORTGAGE, LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 31,000,000 | 13 | $ 1,943,000 |
| REPUBLIC STATE MORTGAGE CO. 815 HAWTHORNE STREET HOUSTON, TX 77006 |
* | $ 10,000,000 | 13 | $ 1,263,000 |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. 5160 TENNYSON PKWY STE 1000 AUSTIN, TX 75024 |
* | $ 10,000,000 | 11 | $ 1,443,000 |
| INDEPENDENCE BANK 13100 NORTHWEST FREEWAY SUITE 100 HOUSTON, TX 77040 |
* | $ 167,069,000 | 11 | $ 1,006,000 |
| HOME LOAN CENTER, INC. 11115 RUSHMORE DRIVE CHARLOTTE, NC 28277 |
* | $ 10,000,000 | 10 | $ 1,939,000 |
| WELLS FARGO FUNDING, INC 100 N MAIN STREEET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 25,457,000 | 9 | $ 1,386,000 |
| GUARANTY TRUST COMPANY 316 ROBERT ROSE DRIVE MURFREESBORO, TN 37129 |
* | $ 225,000,000 | 9 | $ 1,091,000 |
| BANK OF EDMONSON COUNTY PO BOX 99 BROWNSVILLE, KY 42210 |
* | $ 195,962,000 | 8 | $ 635,000 |
| MAGNOLIA BANK, INCORPORATED 794 OLD ELIZABETHTOWN RD MAGNOLIA, KY 42748 |
* | $ 130,979,000 | 8 | $ 1,019,000 |
| CRESCENT MORTGAGE COMPANY 5901 PEACHTREE DUNWOODY RD NE BLG C, 250 ATLANTA, GA 30328 |
* | $ 931,141,000 | 8 | $ 1,185,000 |
| PNC BANK, NATIONAL ASSOCIATION 249 FIFTH AVE. MS P1-POPP-22-2 WILMINGTON, DE 15222 |
* | $ 254,825,730,000 | 8 | $ 604,000 |
| CREDIT HUMAN FEDERAL CREDIT UNION 6061 IH 10 WEST SAN ANTONIO, TX 78201 |
* | $ 2,919,054,000 | 7 | $ 358,000 |
| THE FARMERS NATIONAL BANK OF SCOTTSVILLE 1595 VETERANS MEMORIAL HWY SCOTTSVILLE, KY 42164 |
* | $ 239,290,000 | 6 | $ 1,730,000 |
| ALLQUEST HOME MORTGAGE CORPORA 6110 PINEMONT DR, STE 220 HOUSTON, TX 77092 |
* | $ 10,000,000 | 5 | $ 723,000 |
| ONEMAIN FINANCIAL, INC. 300 ST. PAUL PLACE BALTIMORE, MD 21202 |
* | $ 0 | 5 | $ 199,000 |
| CITIFINANCIAL SERVICES, INC. 300 ST. PAUL PLACE BALTIMORE, MD 21202 |
* | $ 1,856,646,000,000 | 4 | $ 120,000 |
| CITIBANK, NATIONAL ASSOCIATION 1 COURT SQUARE,43RD FLOOR SIOUX FALLS, SD 11120 |
* | $ 1,216,291,000,000 | 4 | $ 360,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ 31,000,000 | 4 | $ 551,000 |
| ACOPIA, LLC 306 NORTHCREEK BOULEVARD SUITE 100 NASHVILLE, TN 37072 |
* | $ 100,000,000 | 4 | $ 540,000 |
| KIND LENDING, LLC 9931 CORPORATE CAMPUS DR, STE 1200 LEXINGTON, KY 40223 |
* | $ 42,141,000 | 4 | $ 414,000 |
| AMERICAN FINANCIAL RESOURCES, INC. 9 SYLVAN WAY PARSIPPANY-TROY HILLS, NJ 07054 |
* | $ 10,000,000 | 4 | $ 379,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ 4,088,336,000 | 4 | $ 665,000 |
| FIRST FEDERAL SAVINGS BANK 2323 RING ROAD ELIZABETHTOWN, KY 42701 |
* | $ 1,319,293,000 | 4 | $ 387,000 |
| HANCOCK BANK & TRUST COMPANY 220 MAIN STREET HAWESVILLE, KY 42348 |
* | $ 335,824,000 | 4 | $ 1,003,000 |
| COMMONWEALTH BANK AND TRUST COMPANY 4912 U S HWY 42 LOUISVILLE, KY 40222 |
* | $ 818,355,000 | 4 | $ 598,000 |
| BANK OF ENGLAND PO BOX 70 ENGLAND, AR 72046 |
* | $ 213,864,000 | 4 | $ 478,000 |
| AMERICAN BANK & TRUST COMPANY, INC. 1302 SCOTTSVILLE ROAD BOWLING GREEN, KY 42102 |
* | $ 234,789,000 | 3 | $ 351,000 |
| FRANKLIN BANK & TRUST COMPANY P.O. BOX 449 FRANKLIN, KY 42135 |
* | $ 347,192,000 | 3 | $ 450,000 |
| REPUBLIC BANK & TRUST COMPANY 601 W MARKET ST LOUISVILLE, KY 40202 |
* | $ 3,524,028,000 | 3 | $ 413,000 |
| FIRST RESIDENTIAL MORTGAGE 9721 ORMSBY STATION RD. LOUISVILLE, KY 40223 |
* | $ 10,000,000 | 3 | $ 623,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE MT LAUREL, NJ 46037 |
* | $ 10,000,000 | 3 | $ 376,000 |
| THE MORTGAGE OUTLET, INC. 1800 SANDY PLAINS PKWY. SUITE 304 MARIETTA, GA 30066 |
* | $ 10,000,000 | 3 | $ 381,000 |
| SUNTRUST MORTGAGE, INC. 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 162,509,568,000 | 3 | $ 522,000 |
| FIFTH THIRD MORTGAGE COMPANY 5001 KINGSLEY DRIVE MD 1MOB2W CINCINNATI, OH 45227 |
* | $ 108,971,662,000 | 3 | $ 345,000 |
| STATE FARM BANK, F.S.B. 1 STATE FARM PLAZA E-6 BLOOMINGTON, IL 61710 |
* | $ 14,796,328,000 | 3 | $ 403,000 |
| METLIFE BANK, N.A. 1555 WEST WALNUT HILL LANE, STE. 200 IRVING, TX 75038 |
* | $ 16,490,790,000 | 2 | $ 146,000 |
| CITIMORTGAGE, INC. 1 COURT SQUARE, 43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 1,019,497,000,000 | 2 | $ 180,000 |
| MORGANTOWN BANK & TRUST COMPANY, INCORPORATED PO BOX 68 MORGANTOWN, KY 42261 |
* | $ 131,722,000 | 2 | $ 256,000 |
| ENVOY MORTGAGE, LTD 5100 WESTHEIMER RD, STE 320 AUSTIN, TX 77056 |
* | $ 10,000,000 | 2 | $ 345,000 |
| PLAZA HOME MORTGAGE, INC. 4820 EASTGATE MALL, STE 100 SACRAMENTO, CA 92121 |
* | $ 10,000,000 | 2 | $ 211,000 |
| FLAGSTAR BANK, N.A. 5151 CORPORATE DRIVE HICKSVILLE, NY 48098 |
* | $ 12,648,357,000 | 2 | $ 280,000 |
| REGIONS BANK 1900 5TH AVENUE N BIRMINGHAM, AL 35203 |
* | $ 126,719,736,000 | 2 | $ 74,000 |
| CHURCHILL MORTGAGE CORPORATION 761 OLD HICKORY BLVD, SUITE 400 BRENTWOOD, TN 37027 |
* | $ 10,000,000 | 2 | $ 201,000 |
| IFREEDOM DIRECT CORPORATION 124 N. CHARLES LINDBERGH DRIVE SLC, UT 84116 |
* | $ 10,000,000 | 2 | $ 236,000 |
| FIRST COMMUNITY MORTGAGE, INC. 275 ROBERT ROSE DRIVE NASHVILLE, TN 37129 |
* | $ 10,000,000 | 2 | $ 228,000 |
| THE FIRST STATE BANK PO BOX 295 BARBOURSVILLE, WV 25504 |
* | $ 247,938,000 | 2 | $ 135,000 |
| MACON BANK AND TRUST COMPANY 609 RED BOILING SPRINGS ROAD LAFAYETTE, TN 37083 |
* | $ 313,642,000 | 2 | $ 44,000 |
| FIRST LIBERTY FINANCIAL GROUP 9520 ORMSBY STATION RD SUITE 20 LOUISVILLE, KY 40223 |
* | $ 1,000,000,000 | 2 | $ 395,000 |
| MIDWEST AMERICA FEDERAL CREDIT UNION 1104 MEDICAL PARK DR FORT WAYNE, IN 46825 |
* | $ 458,261,000 | 2 | $ 65,000 |
| ABOUND FEDERAL CREDIT UNION 3939 S. DIXIE BLVD RADCLIFF, KY 40160 |
* | $ 930,431,000 | 1 | $ 18,000 |
| UNIFY FINANCIAL CREDIT UNION 1899 WESTERN WAY ALLEN, TX 90501 |
* | $ 1,514,287,000 | 1 | $ 32,000 |
| XCEED FINANCIAL 888 N. NASH ST EL SEGUNDO, CA 90245 |
* | $ 721,020,000 | 1 | $ 118,000 |
| SOUTHWEST AIRLINES FEDERAL CREDIT UNION 2340 SHORECREST DALLAS, TX 75235 |
* | $ 196,522,000 | 1 | $ 71,000 |
| KENTUCKY TELCO CU 3740 BARDSTOWN RD LOUISVILLE, KY 40218 |
* | $ 283,342,000 | 1 | $ 120,000 |
| COMMONWEALTH P.O. BOX 978 FRANKFORT, KY 40602 |
* | $ 880,217,000 | 1 | $ 189,000 |
| MYCUMORTGAGE, LLC 3560 PENTAGON BLVD. SUITE 301 BEAVERCREEK, OH 45431 |
* | $ 1,159,238,000 | 1 | $ 120,000 |
| HOME POINT MORTGAGE ACCEPTANCE CORPORATION 121 RESEARCH BLVD MADISON, AL 35758 |
* | $ 580,000,000 | 1 | $ 123,000 |
| WEST POINT BANK P.O. 440 RADCLIFF, KY 42784 |
* | $ 128,847,000 | 1 | $ 49,000 |
| THE FARMERS BANK P. O. BOX 10, 120 VILLAGE DRIVE PORTLAND, TN 37148 |
* | $ 546,239,000 | 1 | $ 48,000 |
| CITIZENS BANK OF LAFAYETTE 400 HWY 52 BYPASS WEST LAFAYETTE, TN 37083 |
* | $ 419,183,000 | 1 | $ 43,000 |
| CENTRAL BANK & TRUST COMPANY PO BOX 1360 LEXINGTON, KY 40588 |
* | $ 1,761,005,000 | 1 | $ 288,000 |
| WILSON & MUIR BANK & TRUST COMPANY 107 N THIRD ST BARDSTOWN, KY 40004 |
* | $ 403,959,000 | 1 | $ 120,000 |
| SOUTH CENTRAL BANK OF BOWLING 1757 CAMPBELL LANE BOWLING GREEN, KY 42104 |
* | $ 224,915,000 | 1 | $ 46,000 |
| PRIMARY RESIDENTIAL MORTGAGE, INC. 1480 N 2200 W CARSON CITY, NV 84116 |
* | $ 242,587,000 | 1 | $ 265,000 |
| THE LINCOLN NATIONAL BANK OF HODGENVILLE P.O. BOX 9, 41 LINCOLN SQUARE HODGENVILLE, KY 42748 |
* | $ 146,587,000 | 1 | $ 123,000 |
| UNITED SECURITY FINANCIAL CORP 930 EAST 6600 SOUTH MURRAY, UT 84121 |
* | $ 10,000,000 | 1 | $ 85,000 |
| PEOPLES HOME EQUITY 5205 MARYLAND WAY SUITE 100 BRENTWOOD, TN 37027 |
* | $ 1,065,000 | 1 | $ 102,000 |
| GUARANTEED RATE, INC. 3940 NORTH RAVENSWOOD AVE WILMINGTON, DE 60613 |
* | $ 10,000,000 | 1 | $ 125,000 |
| AMERICAN MORTGAGE SERVICE COMPANY 11503 SPRINGFIELD PIKE CINCINNATI, OH 45246 |
* | $ 10,000,000 | 1 | $ 71,000 |
| FIRST SOUTHERN NATIONAL BANK 99 LANCASTER STREET LANCASTER, KY 40484 |
* | $ 655,223,000 | 1 | $ 172,000 |
| FIRST NATIONAL BANK OF LAYTON 1601 N. HILLFIELD ROAD LAYTON, UT 84041 |
* | $ 256,084,000 | 1 | $ 376,000 |
| HOMEOWNERS MORTGAGE OF AMERICA 100 GALLERIA PARKWAY STE 1400 ATLANTA, GA 30339 |
* | $ 10,000,000 | 1 | $ 126,000 |
| MORTGAGE METWORK INC. 10529 A TIMBERWOOD CIRCLE LOUISVILLE, KY 40223 |
* | $ 100,000,000 | 1 | $ 269,000 |
| REUNION MORTGAGE, INC 860 HILLVIEW COURT #300 MILPITAS, CA 95035 |
* | $ 10,000,000 | 1 | $ 115,000 |
| POLARIS HOME FUNDING CORP. 151 44TH ST. SW ENGLEWOOD, FL 49418 |
* | $ 10,000,000 | 1 | $ 182,000 |
| LIBERTY HOME EQUITY SOLUTIONS, INC. 10951 WHITE ROCK ROAD, SUITE 200 RANCHO CORDOVA, CA 95670 |
* | $ 60,629,000 | 1 | $ 168,000 |
| OCEANSIDE MORTGAGE COMPANY 55 MAIN ST TOMS RIVER, NJ 08753 |
* | $ 10,000,000 | 1 | $ 156,000 |
| AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305 |
* | $ 8,994,122,000 | 1 | $ 69,000 |
| COMMUNITY TRUST BANK, INC. 346 NORTH MAYO TRAIL PIKEVILLE, KY 41502 |
* | $ 3,147,152,000 | 1 | $ 52,000 |
| M&I BANK FSB W57N14280 DOERR WAY CEDARBURG, WI 53012 |
* | $ 1,311,970,000 | 1 | $ 159,000 |
| PINNACLE NATIONAL BANK 150 3RD AVENUE SOUTH, SUITE 900 NASHVILLE, TN 37201 |
* | $ 4,903,192,000 | 1 | $ 150,000 |
| SOUTH CENTRAL BANK, NATIONAL ASSOCIATION 525 W ROOSEVELT RD CHICAGO, IL 60607 |
* | $ 241,311,000 | 1 | $ 29,000 |
| NORTH AMERICAN SAVINGS BANK, F.S.B. 12498 S 71 HIGHWAY GRANDVIEW, MO 64030 |
* | $ 1,312,000,000 | 1 | $ 74,000 |
| AMERICAN BANK OF HUNTSVILLE 3301 MEMORIAL PKWY SW HUNTSVILLE, AL 35801 |
* | $ 172,971,000 | 1 | $ 57,000 |
| ADMIRALS BANK 15 PARK ROW WEST PROVIDENCE, RI 02903 |
* | $ 341,542,000 | 1 | $ 14,000 |
| MIDFIRST BANK 501 NW GRAND BLVD OKLAHOMA CITY, OK 73118 |
* | $ 10,788,420,000 | 1 | $ 92,000 |
| MWABANK 100 17TH STREET ROCK ISLAND, IL 61201 |
* | $ 241,105,000 | 1 | $ 68,000 |
| ACCESS NATIONAL MORTGAGE CORP 1800 ROBERT FULTON DR, SUITE 350 RESTON, VA 20191 |
* | $ 10,000,000 | 1 | $ 135,000 |
| ONEMAIN FINANCIAL SERVI 300 ST. PAUL PLACE BALTIMORE, MD 21202 |
* | $ 0 | 1 | $ 14,000 |
| PENTAGON FEDERAL CREDIT UNION 7940 JONES BRANCH DRIVE MCLEAN, VA 22102 |
* | $ 15,104,501,000 | 1 | $ 150,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2011, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Barren County KY in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 864 | $95,844,000 | $110,000 | $1,551,000 | $61,000 | $1,144,000 |
| Home Purchase | 542 | $49,235,000 | $90,000 | $760,000 | $51,000 | $758,000 |
| Home Improvement | 103 | $5,407,000 | $52,000 | $499,000 | $64,000 | $314,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,219 | $117,406,000 | $96,000 | $706,000 | $61,000 | $1,144,000 |
| Not Provided | 152 | $14,424,000 | $94,000 | $516,000 | $52,000 | $286,000 |
| Not applicable | 83 | $13,114,000 | $158,000 | $1,551,000 | $7,000 | $126,000 |
| Black or African American | 35 | $3,343,000 | $95,000 | $274,000 | $45,000 | $165,000 |
| Hispanic | 9 | $638,000 | $70,000 | $108,000 | $37,000 | $65,000 |
| American Indian or Alaskan Native | 6 | $777,000 | $129,000 | $253,000 | $191,000 | $332,000 |
| Asian | 4 | $736,000 | $184,000 | $324,000 | $266,000 | $550,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $48,000 | $48,000 | $48,000 | $36,000 | $36,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,163 | $111,914,000 | $96,000 | $1,551,000 | $63,000 | $1,144,000 |
| FHA-insured (Federal Housing Administration) | 222 | $24,084,000 | $108,000 | $274,000 | $40,000 | $165,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 81 | $8,246,000 | $101,000 | $156,000 | $31,000 | $70,000 |
| VA-guaranteed (Veterans Administration) | 43 | $6,242,000 | $145,000 | $376,000 | $54,000 | $253,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 764 | $76,980,000 | $100,000 | $1,551,000 | $70,000 | $1,144,000 |
| Application Denied By Financial Institution | 342 | $31,340,000 | $91,000 | $760,000 | $47,000 | $779,000 |
| Loan Purchased By The Institution | 142 | $17,741,000 | $124,000 | $375,000 | $38,000 | $253,000 |
| Application Approved But Not Accepted | 118 | $9,790,000 | $82,000 | $530,000 | $42,000 | $250,000 |
| Application Withdrawn By Applicant | 110 | $10,480,000 | $95,000 | $269,000 | $45,000 | $170,000 |
| File Closed For Incompleteness | 33 | $4,155,000 | $125,000 | $265,000 | $74,000 | $465,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 73 | $6,576,000 | $90,000 | $483,000 | $57,000 | $779,000 |
| Debt-To-Income Ratio | 37 | $4,593,000 | $124,000 | $760,000 | $43,000 | $192,000 |
| Collateral | 36 | $3,295,000 | $91,000 | $410,000 | $43,000 | $166,000 |
| Other | 17 | $1,457,000 | $85,000 | $248,000 | $52,000 | $151,000 |
| Unverifiable Information | 5 | $671,000 | $134,000 | $178,000 | $88,000 | $182,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $283,000 | $70,000 | $85,000 | $109,000 | $271,000 |
| Credit Application Incomplete | 3 | $301,000 | $100,000 | $122,000 | $75,000 | $135,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.