Baylor County TX
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Unlock detailed Baylor County TX mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
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for all lenders based in Texas.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 123 |
| Total Mortgage Loan Application Amount | $6,841,000 |
| Average Mortgage Loan Application Amount | $55,000 |
| Highest Mortgage Loan Application Amount | $200,000 |
| Average Applicant Income | $55,000 |
| Highest Applicant Income | $378,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| FIRST AMERICAN BANK, SSB 2800 SOUTH TEXAS AVE BRYAN, TX 77805 |
* | $ 3,572,127,000 | 15 | $ 545,000 |
| AMERIQUEST MORTGAGE COMPANY 1100 TOWN & COUNTRY ROAD ORANGE, CA 92868 |
* | $ 10,000,000 | 10 | $ 679,000 |
| BENEFICIAL 140 INDUSTRIAL DRIVE ELMHURST, IL 60126 |
* | $ 10,000,000 | 9 | $ 329,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ 10,000,000 | 8 | $ 506,000 |
| WACHOVIA MORTGAGE CORP 301 S COLLEGE ST CHARLOTTE, NC 28202 |
* | $ 2,687,938,000 | 7 | $ 430,000 |
| COUNTRYWIDE HOME LOANS 30930 RUSSELL RANCH ROAD MS WLRR-148 WESTLAKE VILLAGE, CA 91362 |
* | $ 97,957,619,000 | 7 | $ 306,000 |
| GMAC MORTGAGE LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 31,000,000 | 6 | $ 300,000 |
| WELLS FARGO BANK, NA 1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042 DES MOINES, IA 50328 |
* | $ 250,474,000,000 | 5 | $ 217,000 |
| JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 256,787,000,000 | 4 | $ 46,000 |
| BANK OF AMERICA, N.A. 4500 PARK GRANADA CALABASAS, CA 91302 |
* | $ 617,888,534,000 | 4 | $ 211,000 |
| AMERICAS MONEYLINE 4880 COX ROAD GLEN ALLEN, VA 23060 |
* | $ 10,000,000 | 3 | $ 265,000 |
| WASHINGTON MUTUAL BANK 227 EAST AVENUE ALBION, NY 14411 |
* | $ 234,680,095,000 | 3 | $ 217,000 |
| WELLS FARGO FUNDING, INC 100 N MAIN STREEET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 25,457,000 | 2 | $ 94,000 |
| WAGGONER NATIONAL BANK 1818 TEXAS ST VERNON, TX 76384 |
* | $ 198,929,000 | 2 | $ 25,000 |
| FINANCE AMERICA, LLC 16802 ASTON ST. IRVINE, CA 92606 |
* | $ 10,000,000 | 2 | $ 69,000 |
| CHASE MANHATTAN MORTGAGE CORP. 194 WOOD AVENUE SOUTH ISELIN, NJ 08830 |
* | $ 770,912,000 | 2 | $ 276,000 |
| ABN AMRO MTG GROUP INC 850 THIRD AVENUE, 12TH FLOOR NEW YORK, NY 10022 |
* | $ 250,000,000 | 2 | $ 231,000 |
| AMERICAN STATE BANK 1401 AVENUE Q LUBBOCK, TX 79401 |
* | $ 1,699,241,000 | 2 | $ 43,000 |
| MILA, INC 6021 244TH ST. SW MOUNTLAKE TERRACE, WA 98043 |
* | $ 10,000,000 | 2 | $ 58,000 |
| HFC 140 INDUSTRIAL DRIVE ELMHURST, IL 60126 |
* | $ 10,000,000 | 2 | $ 23,000 |
| ORIGEN FINANCIAL SERVICES LLC 27777 FRANKLIN ROAD SUITE 1710 SOUTHFIELD, MI 48034 |
* | $ 10,000,000 | 2 | $ 53,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ 31,000,000 | 1 | $ 50,000 |
| PRIMEWEST MORTGAGE CORPORATION 7806 INDIANA AVENUE LUBBOCK, TX 79423 |
* | $ 10,000,000 | 1 | $ 155,000 |
| RATEONE HOME LOANS,LLC 7660 INDUSTRIAL RD.,STE.201B LAS VEGAS, NV 89139 |
* | $ 10,000,000 | 1 | $ 95,000 |
| RESIDENTIAL FINANCE CORP. 401 N. FRONT STREET, SUITE 300 COLUMBUS, OH 43215 |
* | $ 17,533,484,000 | 1 | $ 183,000 |
| STATE NATIONAL BANK OF TEXAS 104 WEST PARK AVENUE IOWA PARK, TX 76367 |
* | $ 134,637,000 | 1 | $ 25,000 |
| TOWN & COUNTRY CREDIT 2010 MAIN STREET, SUITE 800 IRVINE, CA 92614 |
* | $ 10,000,000 | 1 | $ 135,000 |
| VANDERBILT MORTGAGE 500 ALCOA TRAIL MARYVILLE, TN 37804 |
* | $ 31,000,000 | 1 | $ 23,000 |
| INTEGRUS MORTGAGE, LLC 4001 PRESIDENTIAL PARKWAY STE 1200 ATLANTA, GA 30340 |
* | $ 10,000,000 | 1 | $ 76,000 |
| GREEN TREE SERVICING LLC 345 ST. PETER STREET ST. PAUL, MN 55102 |
* | $ 31,000,000 | 1 | $ 57,000 |
| HERRING NATIONAL BANK 2201 CIVIC CIRCLE AMARILLO, TX 79102 |
* | $ 332,958,000 | 1 | $ 43,000 |
| MORTGAGE INVESTORS CORP 6090 CENTRAL AVE ST. PETERSBURG, FL 33707 |
* | $ 10,000,000 | 1 | $ 38,000 |
| AURORA BANK FSB 1271 SIXTH AVENUE, 46TH FLOOR NEW YORK, NY 10020 |
* | $ 14,165,872,000 | 1 | $ 46,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ 10,000,000 | 1 | $ 28,000 |
| THE AMERICAN NATIONAL BANK OF TEXAS 102 W MOORE AVENUE TERRELL, TX 75160 |
* | $ 1,145,239,000 | 1 | $ 44,000 |
| CITIMORTGAGE, INC. ONE COURT SQUARE, 45TH FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 59,720,267,000 | 1 | $ 69,000 |
| E-LOAN, INC. 6230 STONERIDGE MALL ROAD PLEASANTON, CA 94588 |
* | $ 10,000,000 | 1 | $ 103,000 |
| FIRST FINANCIAL BANK, NATIONAL ASSOCIATION 400 PINE ST ABILENE, TX 79601 |
* | $ 753,964,000 | 1 | $ 200,000 |
| FIRST MAGNUS FINANCIAL CORP 603 N. WILMOT ROAD TUCSON, AZ 85711 |
* | $ 10,000,000 | 1 | $ 64,000 |
| FIRST NATIONAL BANK TEXAS 507 N. GRAY ST. KILLEEN, TX 76541 |
* | $ 476,109,000 | 1 | $ 20,000 |
| FLAGSTAR BANK 5151 CORPORATE DR TROY, MI 48098 |
* | $ 10,551,758,000 | 1 | $ 183,000 |
| GMAC BANK 4 WALNUT GROVE HORSHAM, PA 19044 |
* | $ 2,615,181,000 | 1 | $ 38,000 |
| NETBANK FUNDINGS SERVICES 9710 TWO NOTCH ROAD COLUMBIA, SC 29223 |
* | $ 4,155,337,000 | 1 | $ 155,000 |
| WMC MORTGAGE CORP. 3100 THORTON AVE BURBANK, CA 91504 |
* | $ 31,000,000 | 1 | $ 78,000 |
| WELLS FARGO FIN'L TEXAS, INC 800 WALNUT ST, 6TH FLOOR, MAC F4031-061 DES MOINES, IA 50309 |
* | $ 34,311,813,000 | 1 | $ 10,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2004, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Baylor County TX in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 54 | $2,867,000 | $53,000 | $200,000 | $55,000 | $224,000 |
| Refinancing | 53 | $3,640,000 | $68,000 | $191,000 | $61,000 | $378,000 |
| Home Improvement | 16 | $334,000 | $20,000 | $70,000 | $37,000 | $131,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 95 | $5,232,000 | $55,000 | $200,000 | $58,000 | $378,000 |
| Not Provided | 17 | $1,210,000 | $71,000 | $170,000 | $60,000 | $224,000 |
| Hispanic | 6 | $176,000 | $29,000 | $50,000 | $33,000 | $48,000 |
| Black or African American | 2 | $62,000 | $31,000 | $42,000 | $40,000 | $71,000 |
| Not applicable | 2 | $106,000 | $53,000 | $64,000 | $0 | $0 |
| American Indian or Alaskan Native | 1 | $55,000 | $55,000 | $55,000 | $68,000 | $68,000 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 110 | $6,269,000 | $56,000 | $200,000 | $60,000 | $378,000 |
| FHA-insured (Federal Housing Administration) | 8 | $392,000 | $49,000 | $77,000 | $28,000 | $68,000 |
| VA-guaranteed (Veterans Administration) | 5 | $180,000 | $36,000 | $52,000 | $16,000 | $53,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 46 | $2,520,000 | $54,000 | $200,000 | $54,000 | $134,000 |
| Application Denied By Financial Institution | 37 | $1,800,000 | $48,000 | $191,000 | $57,000 | $378,000 |
| Loan Purchased By The Institution | 13 | $606,000 | $46,000 | $85,000 | $31,000 | $107,000 |
| File Closed For Incompleteness | 12 | $925,000 | $77,000 | $170,000 | $88,000 | $224,000 |
| Application Withdrawn By Applicant | 11 | $761,000 | $69,000 | $186,000 | $54,000 | $120,000 |
| Application Approved But Not Accepted | 4 | $229,000 | $57,000 | $103,000 | $54,000 | $61,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 11 | $257,000 | $23,000 | $65,000 | $38,000 | $76,000 |
| Other | 10 | $640,000 | $64,000 | $135,000 | $53,000 | $108,000 |
| Collateral | 5 | $275,000 | $55,000 | $76,000 | $59,000 | $91,000 |
| Credit Application Incomplete | 3 | $204,000 | $68,000 | $191,000 | $143,000 | $378,000 |
| Debt-To-Income Ratio | 2 | $172,000 | $86,000 | $155,000 | $88,000 | $158,000 |
| Unverifiable Information | 1 | $55,000 | $55,000 | $55,000 | $39,000 | $39,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.