Bethel, AK Mortgage Lenders & HMDA Data, 2012
In 2012, lenders reported 194 mortgage applications in Bethel, AK totaling $38.7 million, up 81% from 2011. The average application was for $199,000, and applicants reported an average income of $93,000. 56% of applications resulted in an originated loan and 18% were denied. The most active lender was Alaska USA Mortgage Co., LLC, with 75 applications, followed by Wells Fargo Bank NA and First National Bank Alaska.
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 194 |
| Total Mortgage Loan Application Amount | $38,694,000 |
| Average Mortgage Loan Application Amount | $199,000 |
| Highest Mortgage Loan Application Amount | $453,000 |
| Average Applicant Income | $93,000 |
| Highest Applicant Income | $513,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| Alaska USA Mortgage Co., LLC PO BOX 196850 ANCHORAGE, AK 99519 |
* | $ 1,485,079,000 | 75 | $ 17,249,000 |
| Wells Fargo Bank NA MINNEAPOLIS, MN 55415 |
* | $ 1,161,490,000,000 | 64 | $ 10,694,000 |
| First National Bank Alaska 101 W 36TH AVE, STE 305 ANCHORAGE, AK 99501 |
* | $ 2,870,340,000 | 17 | $ 3,654,000 |
| Residential Mortgage, LLC 100 CALAIS DRIVE, SUITE 100 ANCHORAGE, AK 99503 |
* | $ 106,268,000 | 9 | $ 2,082,000 |
| Global Federal Credit Union PO BOX 196850 ANCHORAGE, AK 99503 |
* | $ 4,686,877,000 | 7 | $ 192,000 |
| United Security Financial Corp 930 EAST 6600 SOUTH MURRAY, UT 84121 |
* | $ 10,000,000 | 2 | $ 356,000 |
| USAA Federal Savings Bank 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 52,181,685,000 | 2 | $ 687,000 |
| Amerisave Mortgage Company 1200 ALTMORE AVENUE BUILDING 2 SUITE 300 SANDY SPRINGS, GA 30342 |
* | $ 8,994,122,000 | 2 | $ 498,000 |
| PHH Mortgage Corporation WEST PALM BEACH, FL 33409 |
* | $ 31,000,000 | 1 | $ 355,000 |
| Mortgage Research Center 1400 VETERANS UNITED DR. COLUMBIA, MO 65203 |
* | $ 880,000,000 | 1 | $ 130,000 |
| Sun West Mortgage Company, Inc 18000 STUDEBAKER ROAD, SUITE 200 CERRITOS, CA 90703 |
* | $ 10,000,000 | 1 | $ 156,000 |
| State Farm Bank, F.S.B. 1 STATE FARM PLAZA E-6 BLOOMINGTON, IL 61710 |
* | $ 14,736,579,000 | 1 | $ 197,000 |
| Gmac Mortgage, LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 31,000,000 | 1 | $ 292,000 |
| Wcs Lending, LLC 951 YAMATO ROAD, SUITE 150 BOCA RATON, FL 33431 |
* | $ 25,076,000 | 1 | $ 334,000 |
| Sterling Savings Bank 111 N WALL ST SPOKANE, WA 99201 |
* | $ 9,207,809,000 | 1 | $ 136,000 |
| Northrim Bank 3111 C STREET ANCHORAGE, AK 99503 |
* | $ 1,079,217,000 | 1 | $ 199,000 |
| Citibank, NA NEW YORK, NY 10012 |
* | $ 1,288,658,000,000 | 1 | $ 153,000 |
| M&T Bank 701 SENECA STREET - SUITE 330N BUFFALO, NY 14203 |
* | $ 76,887,082,000 | 1 | $ 195,000 |
The tables below break down 2012 mortgage applications in Bethel, AK by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Bethel, AK in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 121 | $26,010,000 | $214,000 | $416,000 | $97,000 | $513,000 |
| Home Purchase | 49 | $12,013,000 | $245,000 | $453,000 | $100,000 | $220,000 |
| Home Improvement | 24 | $671,000 | $27,000 | $243,000 | $56,000 | $349,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| American Indian or Alaskan Native | 69 | $11,804,000 | $171,000 | $453,000 | $88,000 | $513,000 |
| White | 61 | $11,824,000 | $193,000 | $332,000 | $113,000 | $358,000 |
| Not Provided | 50 | $11,786,000 | $235,000 | $416,000 | $88,000 | $254,000 |
| Not applicable | 6 | $1,340,000 | $223,000 | $355,000 | $0 | $0 |
| Hispanic | 3 | $916,000 | $305,000 | $355,000 | $73,000 | $112,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $636,000 | $212,000 | $415,000 | $85,000 | $110,000 |
| Asian | 1 | $98,000 | $98,000 | $98,000 | $66,000 | $66,000 |
| Black or African American | 1 | $290,000 | $290,000 | $290,000 | $100,000 | $100,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 121 | $22,490,000 | $185,000 | $416,000 | $112,000 | $513,000 |
| FHA-insured (Federal Housing Administration) | 51 | $10,725,000 | $210,000 | $453,000 | $66,000 | $204,000 |
| VA-guaranteed (Veterans Administration) | 21 | $5,183,000 | $246,000 | $355,000 | $49,000 | $156,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $296,000 | $296,000 | $296,000 | $58,000 | $58,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 109 | $24,363,000 | $223,000 | $453,000 | $102,000 | $380,000 |
| Application Denied By Financial Institution | 34 | $3,757,000 | $110,000 | $334,000 | $76,000 | $513,000 |
| Application Withdrawn By Applicant | 22 | $4,276,000 | $194,000 | $370,000 | $99,000 | $349,000 |
| Application Approved But Not Accepted | 13 | $2,645,000 | $203,000 | $319,000 | $83,000 | $183,000 |
| Loan Purchased By The Institution | 10 | $2,345,000 | $234,000 | $355,000 | $85,000 | $201,000 |
| File Closed For Incompleteness | 6 | $1,308,000 | $218,000 | $252,000 | $34,000 | $121,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 14 | $657,000 | $46,000 | $296,000 | $69,000 | $513,000 |
| Other | 5 | $335,000 | $67,000 | $258,000 | $101,000 | $254,000 |
| Credit Application Incomplete | 4 | $892,000 | $223,000 | $269,000 | $98,000 | $166,000 |
| Collateral | 3 | $477,000 | $159,000 | $332,000 | $92,000 | $150,000 |
| Debt-To-Income Ratio | 3 | $202,000 | $67,000 | $174,000 | $39,000 | $118,000 |
| Unverifiable Information | 1 | $154,000 | $154,000 | $154,000 | $75,000 | $75,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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