Unlock detailed Boise County ID mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Idaho.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,047 |
| Total Mortgage Loan Application Amount | $188,571,000 |
| Average Mortgage Loan Application Amount | $180,000 |
| Highest Mortgage Loan Application Amount | $1,500,000 |
| Average Applicant Income | $88,000 |
| Highest Applicant Income | $897,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| COUNTRYWIDE HOME LOANS 30930 RUSSELL RANCH ROAD MS WLRR-148 WESTLAKE VILLAGE, CA 91362 |
* | $ 199,946,230,000 | 140 | $ 24,612,000 |
| COUNTRYWIDE BANK FSB 30930 RUSSELL RANCH ROAD MS CA6-916-02-0 WESTLAKE VILLAGE, CA 91362 |
* | $ 92,836,714,000 | 94 | $ 15,715,000 |
| FIRST TENNESSEE BANK NA 165 MADISON 5TH FLOOR MEMPHIS, TN 38103 |
* | $ 37,608,492,000 | 65 | $ 11,353,000 |
| WELLS FARGO BANK, NA 1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042 DES MOINES, IA 50328 |
* | $ 398,671,000,000 | 57 | $ 13,044,000 |
| SPOKANE TEACHERS 1620 N SIGNAL DR LIBERTY LAKE, WA 99019 |
* | $ 854,832,000 | 37 | $ 3,773,000 |
| WASHINGTON MUTUAL BANK 227 EAST AVENUE ALBION, NY 14411 |
* | $ 345,610,758,000 | 35 | $ 6,753,000 |
| BENEFICIAL COMPANY LLC 26525 NORTH RIVERWOODS BLVD. METTAWA, IL 60045 |
* | $ 4,017,643,000 | 32 | $ 3,475,000 |
| GMAC MORTGAGE LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 31,000,000 | 27 | $ 4,427,000 |
| NATIONAL CITY BANK 1900 E NINTH ST LOC 01-3144 CLEVELAND, OH 44114 |
* | $ 134,344,792,000 | 21 | $ 5,557,000 |
| CITIMORTGAGE, INC 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 1,019,497,000,000 | 20 | $ 2,796,000 |
| HFC COMPANY LLC 26525 NORTH RIVERWOODS BLVD. METTAWA, IL 60045 |
* | $ 15,000,000 | 20 | $ 3,610,000 |
| JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,179,390,000,000 | 19 | $ 4,284,000 |
| BANK OF AMERICA, N.A. 4500 PARK GRANADA CALABASAS, CA 91302 |
* | $ 1,196,123,794,000 | 18 | $ 3,573,000 |
| US BANK NORTH DAKOTA 777 EAST WISCONSIN AVE MILWAUKEE, WI 53202 |
* | $ 4,419,450,000 | 18 | $ 2,055,000 |
| MORTGAGE IT INC 60 WALL ST NEW YORK, NY 10005 |
* | $ 10,000,000 | 17 | $ 5,199,000 |
| WELLS FARGO FUNDING, INC 100 N MAIN STREEET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 25,457,000 | 15 | $ 3,386,000 |
| WELLS FARGO FIN'L IDAHO, INC 800 WALNUT ST, 6TH FLOOR, MAC F4031-061 DES MOINES, IA 50309 |
* | $ 36,752,895,000 | 15 | $ 1,927,000 |
| TAYLOR, BEAN & WHITAKER 315 NE 14TH STREET OCALA, FL 34470 |
* | $ 10,000,000 | 13 | $ 2,378,000 |
| CITIFINANCIAL, INC. 300 ST. PAUL PLACE BALTIMORE, MD 21202 |
* | $ 1,494,037,000,000 | 12 | $ 757,000 |
| INDYMAC BANK, F.S.B. 888 EAST WALNUT ST PASADENA, CA 91101 |
* | $ 28,740,902,000 | 12 | $ 3,217,000 |
| SUNTRUST MORTGAGE, INC 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 182,588,156,000 | 11 | $ 3,363,000 |
| ALLY BANK F/K/A/ GMAC BANK 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 19,937,022,000 | 10 | $ 2,180,000 |
| WASHINGTON FEDERAL S&L 425 PIKE STREET SEATTLE, WA 98101 |
* | $ 9,151,212,000 | 10 | $ 2,776,000 |
| HOME FEDERAL BANK 500 12TH AVE S, PO BOX 190 NAMPA, ID 83651 |
* | $ 747,360,000 | 10 | $ 1,329,000 |
| AURORA BANK FSB 1271 SIXTH AVENUE, 46TH FLOOR NEW YORK, NY 10020 |
* | $ 19,105,280,000 | 9 | $ 2,283,000 |
| LES BOIS FEDERAL CREDIT UNION PO BOX 140809 GARDEN CITY, ID 83714 |
* | $ 52,818,000 | 9 | $ 1,410,000 |
| GREENPOINT MORTGAGE FUNDING 100 WOOD HOLLOW DRIVE NOVATO, CA 94945 |
* | $ 6,677,533,000 | 9 | $ 1,492,000 |
| M&T BANK 1 M&T PLAZA -15TH FLOOR BUFFALO, NY 14203 |
* | $ 56,382,388,000 | 9 | $ 2,188,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ 10,000,000 | 9 | $ 1,309,000 |
| CITIBANK, N.A. 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 1,019,497,000,000 | 8 | $ 663,000 |
| IDAHY CREDIT UNION 1010 N ROSE ST BOISE, ID 83703 |
* | $ 106,807,000 | 8 | $ 629,000 |
| FLAGSTAR BANK 5151 CORPORATE DR TROY, MI 48098 |
* | $ 15,464,820,000 | 7 | $ 1,024,000 |
| BNC MORTGAGE 745 SEVENTH AVENUE, 24TH FLOOR NEW YORK, NY 10019 |
* | $ 2,500,000,000 | 7 | $ 1,294,000 |
| CAPITAL EDUCATORS FEDERAL CREDIT UNION PO BOX 570 (275 S STRATFORD DR) MERIDIAN, ID 83680 |
* | $ 171,769,000 | 7 | $ 129,000 |
| US BANK, N.A. 777 EAST WISCONSIN AVE MILWAUKEE, WI 53202 |
* | $ 217,802,326,000 | 7 | $ 912,000 |
| HOMECOMINGS FINANCIAL LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 10,000,000 | 7 | $ 765,000 |
| KEYBANK NATIONAL ASSOCIATION 100 PUBLIC SQUARE STE 600 OH-01-10-06006 CLEVELAND, OH 44113 |
* | $ 88,081,220,000 | 6 | $ 990,000 |
| WACHOVIA MORTGAGE FSB TONYA YOUNG 100 N MAIN ST MAC D4001-063 WINSTON-SALEM, NC 27101 |
* | $ 146,260,800,000 | 6 | $ 1,861,000 |
| CITICORP TRUST BANK, FSB 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 20,349,757,000 | 6 | $ 1,044,000 |
| BANK OF THE CASCADES 1070 NW BOND ST, SUITE 101 BEND, OR 97703 |
* | $ 2,244,701,000 | 6 | $ 1,081,000 |
| MOUNTAIN WEST BANK P O BOX 1059 COEUR D'ALENE, ID 83816 |
* | $ 919,084,000 | 6 | $ 969,000 |
| ACE MORTGAGE FUNDING, LLC. 7820 INNOVATION BLVD. SUITE 300 INDIANAPOLIS, IN 46278 |
* | $ 10,000,000 | 5 | $ 716,000 |
| RESIDENTIAL FUNDING CORP. LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 10,000,000 | 5 | $ 889,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ 31,000,000 | 5 | $ 942,000 |
| IDAHO BANKING COMPANY 402 S EAGLE RD EAGLE, ID 83616 |
* | $ 219,760,000 | 5 | $ 739,000 |
| EQUIFIRST CORPORATION 13000 S TRYON ST, STE F, PMB 317 CHARLOTTE, NC 28278 |
* | $ 138,667,948,000 | 4 | $ 889,000 |
| PROVIDENT FUNDING ASSOCIATES, L.P. 851 TRAEGER AVENUE, SUITE 100 SACRAMENTO, CA 94066 |
* | $ 10,000,000 | 4 | $ 931,000 |
| IDAHO CENTRAL CREDIT UNION 4400 CENTRAL WAY CHUBBUCK, ID 83201 |
* | $ 578,589,000 | 4 | $ 278,000 |
| WEALTHBRIDGE MORTGAGE CORP. 15455 NW GREENBRIER PKWY, STE. 111 BEAVERTON, OR 97006 |
* | $ 10,000,000 | 4 | $ 774,000 |
| REPUBLIC MORTGAGE HOME LOANS 5241 SOUTH STATE STREET, SUITE #2 MURRAY, UT 84107 |
* | $ 10,000,000 | 4 | $ 957,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 4 | $ 379,000 |
| D. L. EVANS BANK 375 N OVERLAND AVE BURLEY, ID 83318 |
* | $ 659,809,000 | 4 | $ 1,310,000 |
| FIRST FRANKLIN FINANCIAL CORP 2150 NORTH FIRST STREET SAN JOSE, CA 95131 |
* | $ 14,004,000 | 4 | $ 597,000 |
| GE MONEY BANK 4246 SOUTH RIVERBOAT RDCSUITE 200 SALT LAKE CITY, UT 84123 |
* | $ 12,595,722,000 | 4 | $ 642,000 |
| AMERICAN STERLING BANK 535 S STERLING SUGAR CREEK, MO 64054 |
* | $ 249,142,000 | 3 | $ 346,000 |
| GOLF SAVINGS BANK 6505 218TH ST SW SUITE 6 MOUNTLAKE TERRACE, WA 98043 |
* | $ 309,113,000 | 3 | $ 1,042,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 26,048,419,000 | 3 | $ 721,000 |
| AMTRUST BANK 1801 E. 9TH ST #200 CLEVELAND, OH 44114 |
* | $ 18,091,851,000 | 3 | $ 967,000 |
| HSBC MORTGAGE SERVICES, INC. 26525 NORTH RIVERWOODS BLVD. METTAWA, IL 60045 |
* | $ 16,981,282,000 | 3 | $ 398,000 |
| HOME LOAN CENTER 163 TECHNOLOGY DRIVE IRVINE, CA 92618 |
* | $ 10,000,000 | 3 | $ 391,000 |
| WILMINGTON FINANCE, INC. 620 W GERMANTOWN RD PLYMOUTH MEETING, PA 19462 |
* | $ 10,000,000 | 3 | $ 593,000 |
| PROSPECT MORTGAGE, LLC 15301 VENTURA BLVD. SUITE D300 SHERMAN OAKS, CA 91403 |
* | $ 10,000,000 | 3 | $ 561,000 |
| VANDERBILT MORTGAGE 500 ALCOA TRAIL MARYVILLE, TN 37804 |
* | $ 31,000,000 | 3 | $ 454,000 |
| ACCREDITED HOME LENDERS, INC 15253 AVENUE OF SCIENCE BLDG 1 SAN DIEGO, CA 92128 |
* | $ 10,000,000 | 3 | $ 614,000 |
| OPTION ONE MORTGAGE CORP 6501 IRVINE CENTER DRIVE IRVINE, CA 92618 |
* | $ 10,000,000 | 3 | $ 645,000 |
| CHASE MANHATTAN BANK USA, NA 200 WHITE CLAY CENTER DR NEWARK, DE 19711 |
* | $ 83,973,505,000 | 3 | $ 1,080,000 |
| AGWEST FARM CREDIT, FLCA 2001 SOUTH FLINT ROAD SPOKANE, WA 99220 |
* | $ 4,658,882,000 | 3 | $ 940,000 |
| RBS CITIZENS, N.A. ONE CITIZENS PLAZA PROVIDENCE, RI 02903 |
* | $ 17,125,177,000 | 3 | $ 146,000 |
| WACHOVIA MORTGAGE CORP 301 S COLLEGE ST CHARLOTTE, NC 28202 |
* | $ 2,687,938,000 | 3 | $ 312,000 |
| CAPITAL ONE HOME LOANS, LLC 12800 FOSTER STREET OVERLAND PARK, KS 66213 |
* | $ 88,701,411,000 | 2 | $ 388,000 |
| FIRST NATIONAL BANK OF ARIZONA 17600 NORTH PERIMETER DRIVE SCOTTSDALE, AZ 85255 |
* | $ 2,947,186,000 | 2 | $ 250,000 |
| AMERIQUEST MORTGAGE COMPANY 1100 TOWN & COUNTRY ROAD ORANGE, CA 92868 |
* | $ 10,000,000 | 2 | $ 215,000 |
| FRANKLIN AMERICAN MORTGAGE CO 501 CORPORATE CENTRE DRIVE, SUITE 400 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 2 | $ 408,000 |
| FREEDOM MORTGAGE CORP. 10500 KINCAID DR. STE. 300 FISHERS, IN 46037 |
* | $ 10,000,000 | 2 | $ 278,000 |
| SAXON MORTGAGE 4840 COX ROAD GLEN ALLEN, VA 23060 |
* | $ 10,000,000 | 2 | $ 461,000 |
| FIRST MORTGAGE COMPANY, INC. 7670 W. EMERALD STREET BOISE, ID 83704 |
* | $ 10,000,000 | 2 | $ 186,000 |
| FIRST MORTGAGE COMPANY, L.L.C. 6701 NORTH BROADWAY, SUITE 400 OKLAHOMA CITY, OK 73116 |
* | $ 28,000,000 | 2 | $ 290,000 |
| NATIONWIDE LENDING CORPORATION 165 TECHNOLOGY DRIVE IRVINE, CA 92618 |
* | $ 25,616,472,000 | 2 | $ 452,000 |
| NATIONWIDE ADVANTAGE MORTGAGE 1100 LOCUST ST DES MOINES, IA 50391 |
* | $ 31,000,000 | 2 | $ 284,000 |
| EVERGREEN MONEYSOURCE MORTGAGE 915 118TH AVENUE SE, SUITE 300 BELLEVUE, WA 98005 |
* | $ 10,000,000 | 2 | $ 410,000 |
| DB HOME LENDING LLC 33 MAIDEN LANE NEW YORK, NY 10038 |
* | $ 10,000,000 | 2 | $ 418,000 |
| NOVASTAR MORTGAGE 2114 CENTRAL SUITE 600 KANSAS CITY, MO 64108 |
* | $ 10,000,000 | 2 | $ 492,000 |
| PACIFIC RESIDENTIAL MORTGAGE, LLC 4949 MEADOWS RD, STE 350 LAKE OSWEGO, OR 97035 |
* | $ 10,000,000 | 2 | $ 468,000 |
| DECISION ONE MORTGAGE 26525 N. RIVERWOODS BLVD. METTAWA, IL 60045 |
* | $ 12,000,000 | 2 | $ 437,000 |
| IDAHO INDEPENDENT BANK 1260 W RIVERSTONE DR COEUR D ALENE, ID 83814 |
* | $ 615,245,000 | 2 | $ 405,000 |
| STATE FARM BANK 1 STATE FARM PLAZA BLOOMINGTON, IL 61710 |
* | $ 13,489,917,000 | 2 | $ 375,000 |
| COLORADO FEDERAL SAVINGS BANK 8400 EAST PRENTICE AVE, SUITE 545 GREENWOOD VILLAGE, CO 80111 |
* | $ 57,237,000 | 2 | $ 318,000 |
| SECURITY SAVINGS BANK, FSB 11599 RIDGEVIEW RD OLATHE, KS 66061 |
* | $ 814,773,000 | 1 | $ 175,000 |
| BANK OF INTERNET USA 12777 HIGH BLUFF DRIVE, SUITE 100 SAN DIEGO, CA 92130 |
* | $ 803,002,000 | 1 | $ 35,000 |
| CHARLES SCHWAB BANK 211 MAIN STREET SAN FRANCISCO, CA 94105 |
* | $ 11,006,711,000 | 1 | $ 295,000 |
| CORINTHIAN MORTGAGE CORP 5750 W 95TH STREET, SUITE 155 OVERLAND PARK, KS 66207 |
* | $ 341,661,000 | 1 | $ 135,000 |
| NFCU 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 27,121,892,000 | 1 | $ 240,000 |
| SYRINGA BANK 1299 N ORCHARD ST. BOISE, ID 83706 |
* | $ 201,295,000 | 1 | $ 60,000 |
| ELOAN 9600 WEST BRYN MAWR ROSEMONT, IL 60018 |
* | $ 48,624,000,000 | 1 | $ 170,000 |
| BANK OF ENGLAND PO BOX 70 ENGLAND, AR 72046 |
* | $ 157,717,000 | 1 | $ 406,000 |
| FIRST MUTUAL BANK 400 108TH AVE NE BELLEVUE, WA 98004 |
* | $ 1,078,291,000 | 1 | $ 238,000 |
| HOME SAVINGS OF AMERICA 35 E BROADWAY LITTLE FALLS, MN 56345 |
* | $ 180,361,000 | 1 | $ 486,000 |
| PRIMARY RESIDENTIAL MORTGAGE 4750 W WILEY POST WAY SUITE 200 SALT LAKE CITY, UT 84116 |
* | $ 10,000,000 | 1 | $ 143,000 |
| CALUSA INVESTMENTS, L.L.C. P.O. BOX 710840 HERNDON, VA 20171 |
* | $ 10,000,000 | 1 | $ 51,000 |
| FIRST TECHNOLOGY FEDERAL CREDIT UNION 3555 SW 153RD DR SAN JOSE, CA 97003 |
* | $ 1,988,641,000 | 1 | $ 194,000 |
| SIGNATURE FEDERAL CREDIT UNION 12 HERBERT ST. ALEXANDRIA, VA 22313 |
* | $ 187,594,000 | 1 | $ 63,000 |
| MILLENNIA MORTGAGE CORPORATION 9891 IRVINE CENTER DRIVE, STE. 200 IRVINE, CA 92618 |
* | $ 10,000,000 | 1 | $ 150,000 |
| HOME MORTGAGE RESOURCES 2076 S EAGLE ROAD MERIDIAN, ID 83642 |
* | $ 10,000,000 | 1 | $ 400,000 |
| RESMAE MORTGAGE CORPORATION 6 POINTE DRIVE BREA, CA 92821 |
* | $ 10,000,000 | 1 | $ 213,000 |
| CBH HOME LOANS 1977 E OVERLAND ROAD SUITE 110 MERIDIAN, ID 83642 |
* | $ 175,085,370,000 | 1 | $ 137,000 |
| ORIGEN FINANCIAL SERVICES LLC 27777 FRANKLIN ROAD SUITE 1710 SOUTHFIELD, MI 48034 |
* | $ 10,000,000 | 1 | $ 32,000 |
| SIERRA PACIFIC MORTGAGE COMPANY, INC. 1180 IRON POINT RD, SUITE 200 FOLSOM, CA 95630 |
* | $ 10,000,000 | 1 | $ 128,000 |
| AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305 |
* | $ 8,994,122,000 | 1 | $ 186,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ 10,000,000 | 1 | $ 246,000 |
| MONTANA MORTGAGE COMPANY PO BOX 1917 KALISPELL, MT 59903 |
* | $ 31,000,000 | 1 | $ 221,000 |
| CASTLE POINT MORTGAGE, INC. 7 ENTIN ROAD, STE. 102 PARSIPPANY, NJ 07054 |
* | $ 16,999,000 | 1 | $ 217,000 |
| IMPERIAL LENDING, LLC 4325 TRAIL BOSS DRIVE CASTLE ROCK, CO 80104 |
* | $ 22,000,000 | 1 | $ 217,000 |
| FIELDSTONE MORTGAGE COMPANY 11000 BROKEN LAND PARKWAY, SUITE 900 COLUMBIA, MD 21044 |
* | $ 10,000,000 | 1 | $ 213,000 |
| NORTHWEST MORTGAGE GROUP, INC 10260 SW GREENBURG ROAD SUITE 900 PORTLAND, OR 97223 |
* | $ 10,000,000 | 1 | $ 175,000 |
| EXTRACO BANKS, NATIONAL ASSOCIATION 18 SOUTH MAIN STREET TEMPLE, TX 76501 |
* | $ 994,528,000 | 1 | $ 196,000 |
| ZIONS FIRST NATIONAL BANK ONE S MAIN ST 11TH FL SALT LAKE CITY, UT 84133 |
* | $ 14,849,100,000 | 1 | $ 123,000 |
| WEBSTER BANK, N.A. 145 BANK ST WATERBURY, CT 06702 |
* | $ 16,847,591,000 | 1 | $ 170,000 |
| EXTRACO MORTGAGE 7503 BOSQUE BLVD WACO, TX 76712 |
* | $ 226,325,000 | 1 | $ 196,000 |
| FIRST BANK 600 JAMES MCDONNELL BLVD CREVE COEUR, MO 63042 |
* | $ 10,106,419,000 | 1 | $ 210,000 |
| SUNTRUST BANKS, INC. P.O. BOX 4418, MAIL CODE 663 ATLANTA, GA 30302 |
* | $ 182,588,156,000 | 1 | $ 435,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2007, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 652 | $122,018,000 | $187,000 | $1,500,000 | $82,000 | $792,000 |
| Home Purchase | 298 | $56,933,000 | $191,000 | $650,000 | $107,000 | $897,000 |
| Home Improvement | 97 | $9,620,000 | $99,000 | $543,000 | $69,000 | $406,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 851 | $153,321,000 | $180,000 | $1,000,000 | $92,000 | $897,000 |
| Not Provided | 104 | $17,995,000 | $173,000 | $690,000 | $86,000 | $532,000 |
| Not applicable | 62 | $10,578,000 | $170,000 | $519,000 | $36,000 | $289,000 |
| Hispanic | 16 | $3,873,000 | $242,000 | $560,000 | $90,000 | $252,000 |
| American Indian or Alaskan Native | 7 | $696,000 | $99,000 | $128,000 | $55,000 | $128,000 |
| Asian | 3 | $305,000 | $101,000 | $136,000 | $76,000 | $136,000 |
| Black or African American | 2 | $1,540,000 | $770,000 | $1,500,000 | $249,000 | $449,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $263,000 | $131,000 | $150,000 | $34,000 | $40,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 996 | $179,875,000 | $180,000 | $1,500,000 | $89,000 | $897,000 |
| FHA-insured (Federal Housing Administration) | 48 | $8,228,000 | $171,000 | $247,000 | $61,000 | $129,000 |
| VA-guaranteed (Veterans Administration) | 3 | $468,000 | $156,000 | $180,000 | $64,000 | $69,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 466 | $85,075,000 | $182,000 | $1,000,000 | $92,000 | $897,000 |
| Application Denied By Financial Institution | 212 | $34,493,000 | $162,000 | $595,000 | $76,000 | $406,000 |
| Loan Purchased By The Institution | 169 | $31,445,000 | $186,000 | $519,000 | $91,000 | $897,000 |
| Application Approved But Not Accepted | 94 | $15,699,000 | $167,000 | $630,000 | $88,000 | $720,000 |
| Application Withdrawn By Applicant | 90 | $18,858,000 | $209,000 | $1,500,000 | $87,000 | $792,000 |
| File Closed For Incompleteness | 15 | $2,918,000 | $194,000 | $290,000 | $87,000 | $180,000 |
| Preapproval Denied by Financial Institution | 1 | $83,000 | $83,000 | $83,000 | $49,000 | $49,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 28 | $4,460,000 | $159,000 | $400,000 | $83,000 | $188,000 |
| Credit History | 28 | $4,097,000 | $146,000 | $486,000 | $71,000 | $406,000 |
| Other | 27 | $4,009,000 | $148,000 | $336,000 | $72,000 | $204,000 |
| Credit Application Incomplete | 23 | $4,664,000 | $202,000 | $595,000 | $110,000 | $257,000 |
| Debt-To-Income Ratio | 21 | $3,806,000 | $181,000 | $573,000 | $60,000 | $209,000 |
| Unverifiable Information | 10 | $1,692,000 | $169,000 | $308,000 | $68,000 | $114,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $210,000 | $210,000 | $210,000 | $79,000 | $79,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.