Carbon County, MT Mortgage Lenders & HMDA Data, 2020

In 2020, lenders reported 904 mortgage applications in Carbon County, MT totaling $230.9 million, up 50% from 2019. The average application was for $255,000, and applicants reported an average income of $133,000. 61% of applications resulted in an originated loan and 11% were denied. The most active lender was First Interstate Bank, with 89 applications, followed by Flagstar Bank NA and Stockman Bank of Montana.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 904
Total Mortgage Loan Application Amount $230,850,000
Average Mortgage Loan Application Amount $255,000
Highest Mortgage Loan Application Amount $1,505,000
Average Applicant Income $133,000
Highest Applicant Income $1,604,000

Mortgage Company List for Lending in Carbon County, MT for 2020

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
First Interstate Bank
PO BOX 30918
BILLINGS, MT 59116
* $ 14,582,546,000 89 $ 19,795,000
Flagstar Bank NA

TROY, MI 49098
* $ 23,234,514,000 79 $ 20,185,000
Stockman Bank of Montana
700 MAIN STREET
MILES CITY, MT 59301
* $ 3,986,026,000 53 $ 11,185,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,712,919,000,000 51 $ 14,455,000
Yellowstone Bank
12 FIRST AVE
LAUREL, MT 59044
* $ 793,600,000 45 $ 12,825,000
Glacier Bank
202 MAIN
KALISPELL, MT 59901
* $ 13,673,038,000 36 $ 7,880,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 29 $ 8,485,000
Cornerstone Home Lending, Inc.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ -1,000 27 $ 8,765,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 486,004,220,000 27 $ 8,535,000
Bank of Bridger, N.A.
PO BOX 447, 101 SOUTH MAIN STREET
BRIDGER, MT 59014
* $ 610,035,000 26 $ 3,940,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 25 $ 5,615,000
Altana Federal Credit Union
3212 CENTRAL AVENUE
BILLINGS, MT 59102
* $ 300,000,000 22 $ 4,160,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 18 $ 4,550,000
Opportunity Bank of Montana
1400 PROSPECT AVE
HELENA, MT 59601
* $ 1,039,105,000 18 $ 5,100,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 17 $ 3,225,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 461,256,000,000 14 $ 4,510,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 10 $ 2,200,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 10 $ 3,140,000
Billings Federal Credit Union
2522 4TH AVE N
BILLINGS, MT 59103
* $ 163,025,000 9 $ 2,075,000
Valley Financial Credit Union
PO BOX 20417
BILLINGS, MT 59102
* $ 297,067,000 9 $ 975,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 9 $ 1,625,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 9 $ 1,975,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 8 $ 1,910,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ -1,000 8 $ 2,130,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 7 $ 1,655,000
Mann Financial Inc.
1220 WHITEFISH STAGE ROAD
KALISPELL, MT 59901
* $ -1,000 7 $ 2,445,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 7 $ 1,555,000
Lendus, LLC
3236 STONE VALLEY ROAD W
ALAMO, CA 94507
* $ -1,000 7 $ 1,935,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 112,384,202,000 7 $ 425,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 7 $ 1,695,000
Universal Lending Corporation
6430 S FIDDLERS GREEN CIR STE 460
GREENWOOD VILLAGE, CO 80111
* $ -1,000 7 $ 1,585,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ -1,000 6 $ 2,560,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 6 $ 3,000,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 5 $ 1,115,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 5 $ 935,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 5 $ 1,215,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,337,646,000,000 5 $ 1,045,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,852,983,000,000 4 $ 540,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 4 $ 1,590,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 4 $ 1,020,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 88,826,789,000 4 $ 1,490,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 4 $ 1,090,000
Amcap Mortgage, Ltd.
9999 BELLAIRE BLVD., SUITE 700
AUSTIN, TX 77036
* $ -1,000 3 $ 735,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ -1,000 3 $ 855,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 3 $ 255,000
Unify Home Lending Inc.
2101 MT RUSHMORE RD #300
PIERRE, SD 57701
* $ -1,000 3 $ 745,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 833,228,000 3 $ 1,195,000
Mountain America Federal Credit Union
7181 SOUTH CAMPUS VIEW DRIVE
SANDY, UT 84091
* $ 9,348,808,000 3 $ 545,000
Agwest Farm Credit, Flca
2001 SOUTH FLINT ROAD
SPOKANE, WA 99224
* $ -1,000 3 $ 1,375,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 3 $ 2,035,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ -1,000 3 $ 555,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 111,986,078,000 3 $ 1,145,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 3 $ 575,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ -1,000 2 $ 90,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 1,065,955,000 2 $ 730,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 2 $ 550,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 2,503,779,000 2 $ 1,460,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 2 $ 310,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 2 $ 970,000
Bravera Bank
140 1ST AVENUE WEST
DICKINSON, ND 58601
* $ 1,671,850,000 2 $ 590,000
Black Hills Community Bank, NA
840 MT. RUSHMORE RD.
RAPID CITY, SD 57701
* $ 299,697,000 2 $ 1,200,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ -1,000 2 $ 470,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 165,742,416,000 2 $ 390,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 2 $ 1,410,000
Axos Bank
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ 11,550,782,000 2 $ 490,000
Mid-Continent Funding, Inc.
3401 W BROADWAY BUSINESS PARK CT STE 213
COLUMBIA, MO 65203
* $ -1,000 2 $ 330,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 2 $ 370,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 604,528,000 2 $ 540,000
Crescent Mortgage Company

MORGANTOWN, WV 26505
* $ -1,000 2 $ 450,000
Cherry Creek Mortgage, LLC
7600 E ORCHARD ROAD, SUITE 250 -N
WILMINGTON, DE 80111
* $ -1,000 2 $ 440,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 24,774,361,000 2 $ 1,040,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 22,986,309,000 2 $ 160,000
Pinnacle Bank - Wyoming
PO BOX 760
CODY, WY 82414
* $ 972,141,000 2 $ 360,000
Premia Mortgage, LLC

CHICAGO, IL 60613
* $ -1,000 2 $ 430,000
Bankwest, Inc.
420 S. PIERRE STREET, PO BOX 998
PIERRE, SD 57501
* $ 1,205,032,000 2 $ 200,000
Clearpath Lending
15615 ALTON PARKWAY SUITE 300
IRVINE, CA 92618
* $ -1,000 2 $ 590,000
First Home Bank
9190 SEMINOLE BLVD
SEMINOLE, FL 33772
* $ 531,151,000 1 $ 285,000
Wsfs Bank
500 DELAWARE AVENUE
WILMINGTON, DE 19801
* $ 12,223,127,000 1 $ 55,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 1 $ 225,000
Paragon Bank
5400 POPLAR AVE 220
MEMPHIS, TN 38119
* $ 404,214,000 1 $ 675,000
City Bank
5219 CITY BANK PARKWAY
LUBBOCK, TX 79408
* $ 3,235,138,000 1 $ 515,000
Arvest Bank

TULSA, OK 74103
* $ 19,445,554,000 1 $ 225,000
Montana Federal Credit Union
15 14TH STREET SOUTH
GREAT FALLS, MT 59401
* $ 244,491,000 1 $ 35,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 137,588,093,000 1 $ 995,000
Superior Financial Solutions
4230 ELIDA RD
LIMA, OH 45807
* $ -1,000 1 $ 265,000
Cfbank NA
4960 E DUBLIN GRANVILLE RD SUITE 400
COLUMBUS, OH 43081
* $ 879,238,000 1 $ 285,000
Direct Mortgage Corp
13894 S BANGERTER PARKWAY SUITE 200
DRAPER, UT 84020
* $ -1,000 1 $ 215,000
Nuvision Federal Credit Union
7812 EDINGER AVENUE
HUNTINGTON BEACH, CA 92677
* $ 2,369,587,000 1 $ 755,000
Bell Bank
3100 13TH AVE S
FARGO, ND 58103
* $ 6,492,180,000 1 $ 285,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ -1,000 1 $ 175,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 83,036,000,000 1 $ 885,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ -1,000 1 $ 375,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ -1,000 1 $ 175,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ -1,000 1 $ 515,000
Sovereign Lending Group Inc.

NEWPORT BEACH, CA 92660
* $ -1,000 1 $ 255,000
Tcf National Bank
2508 LOUISE AVE S (PCC-2E-L)
SIOUX FALLS, SD 57106
* $ 46,627,366,000 1 $ 135,000
Nations Reliable Lending, LLC

HOUSTON, TX 77057
* $ -1,000 1 $ 505,000
Meridian Trust Federal Credit Union
PO BOX 548
CHEYENNE, WY 82003
* $ 425,932,000 1 $ 245,000
Sofi Lending Corp.
375 HEALDSBURG AVENUE, SUITE 280
SACRAMENTO, CA 95448
* $ -1,000 1 $ 225,000
HSBC Bank USA, NA

CHICAGO, IL 60606
* $ 172,887,701,000 1 $ 805,000
Pinnacle Bank
150 3RD AVE SOUTH
NASHVILLE, TN 37203
* $ 27,665,771,000 1 $ 295,000
Susser Bank
500 HARWOOD ROAD
BEDFORD, TX 76021
* $ 973,107,000 1 $ 355,000
First Bank & Trust
9816 SLIDE RD.
LUBBOCK, TX 79424
* $ 1,137,714,000 1 $ 335,000
Gate City Bank
500 2ND AVE N
FARGO, ND 58102
* $ 2,380,296,000 1 $ 205,000
Embark
1500 RIVER DRIVE NORTH
GREAT FALLS, MT 59401
* $ 108,676,000 1 $ 255,000
Tradition Capital Bank
7601 FRANCE AVE S
WAYZATA, MN 55391
* $ 911,710,000 1 $ 235,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 1 $ 145,000
Ks Statebank
1010 WESTLOOP PL
MANHATTAN, KS 66502
* $ 2,142,154,000 1 $ 365,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ 313,272,000 1 $ 165,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 1 $ 135,000

The tables below break down 2020 mortgage applications in Carbon County, MT by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Carbon County, MT in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 362 $104,500,000 $288,000 $1,505,000 $146,000 $1,604,000
Refinancing 301 $73,775,000 $245,000 $1,095,000 $136,000 $788,000
Cash-out Refinancing 176 $44,830,000 $254,000 $1,175,000 $108,000 $780,000
Other Purpose 29 $3,435,000 $118,000 $465,000 $120,000 $406,000
Home Improvement 24 $2,270,000 $94,000 $255,000 $93,000 $322,000
Not Applicable 12 $2,040,000 $170,000 $375,000 $90,000 $126,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 737 $186,585,000 $253,000 $1,505,000 $133,000 $1,604,000
Not Provided 78 $20,960,000 $268,000 $995,000 $139,000 $1,450,000
Not applicable 68 $18,660,000 $274,000 $1,025,000 $157,000 $449,000
Hispanic 10 $2,110,000 $211,000 $425,000 $85,000 $335,000
American Indian or Alaskan Native 8 $1,570,000 $196,000 $295,000 $76,000 $126,000
Asian 1 $565,000 $565,000 $565,000 $222,000 $222,000
Native Hawaiian or Other Pacific Islander 1 $285,000 $285,000 $285,000 $103,000 $103,000
Black or African American 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 747 $190,265,000 $254,000 $1,505,000 $139,000 $1,604,000
VA-guaranteed (Veterans Administration) 85 $26,615,000 $313,000 $1,495,000 $104,000 $545,000
FHA-insured (Federal Housing Administration) 50 $9,920,000 $198,000 $335,000 $73,000 $240,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 22 $4,050,000 $184,000 $275,000 $63,000 $80,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 549 $142,825,000 $260,000 $1,505,000 $137,000 $1,604,000
Application Withdrawn By Applicant 118 $28,740,000 $243,000 $885,000 $123,000 $1,450,000
Application Denied By Financial Institution 103 $26,775,000 $259,000 $1,495,000 $117,000 $788,000
Loan Purchased By The Institution 90 $22,770,000 $253,000 $515,000 $181,000 $648,000
File Closed For Incompleteness 32 $7,130,000 $222,000 $765,000 $83,000 $369,000
Application Approved But Not Accepted 11 $2,435,000 $221,000 $515,000 $112,000 $433,000
Preapproval Approved but not Accepted 1 $175,000 $175,000 $175,000 $60,000 $60,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 760 $191,540,000 $252,000 $1,505,000 $132,000 $1,604,000
Debt-To-Income Ratio 75 $22,665,000 $302,000 $1,305,000 $142,000 $648,000
Credit History 22 $4,830,000 $219,000 $515,000 $101,000 $335,000
Collateral 18 $3,770,000 $209,000 $585,000 $191,000 $788,000
Credit Application Incomplete 13 $3,565,000 $274,000 $1,175,000 $160,000 $545,000
Other 10 $2,000,000 $200,000 $505,000 $76,000 $272,000
Unverifiable Information 4 $2,090,000 $522,000 $1,495,000 $92,000 $160,000
Employment History 2 $390,000 $195,000 $275,000 $74,000 $74,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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