Champaign County, OH Mortgage Lenders & HMDA Data, 2009

In 2009, lenders reported 2,048 mortgage applications in Champaign County, OH totaling $239.2 million, up 8% from 2008. The average application was for $116,000, and applicants reported an average income of $55,000. 45% of applications resulted in an originated loan and 20% were denied. The most active lender was Bank of America, N.A., with 176 applications, followed by Wells Fargo Bank, NA and Fifth Third Mortgage Company.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,048
Total Mortgage Loan Application Amount $239,212,000
Average Mortgage Loan Application Amount $116,000
Highest Mortgage Loan Application Amount $688,000
Average Applicant Income $55,000
Highest Applicant Income $621,000

Mortgage Company List for Lending in Champaign County, OH for 2009

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Bank of America, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,471,631,047,000 176 $ 20,166,000
Wells Fargo Bank, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 538,958,000,000 170 $ 20,263,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 69,459,606,000 104 $ 12,568,000
Honda Federal Credit Union

MARYSVILLE, OH 43040
* $ 508,166,000 102 $ 10,154,000
Citibank, N.A.
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,227,040,000,000 90 $ 7,168,000
Gmac Mortgage LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 77 $ 9,547,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,746,242,000,000 74 $ 8,811,000
The Park National Bank
50 N THIRD STREET
NEWARK, OH 43055
* $ 6,243,147,000 73 $ 6,065,000
The Huntington National Bank
7575 HUNTINGTON PARK DR
COLUMBUS, OH 43235
* $ 53,586,626,000 69 $ 9,204,000
Countrywide Bank FSB
30930 RUSSELL RANCH ROAD MS CA6-916-02-0
WESTLAKE VILLAGE, CA 91362
* $ 117,978,966,000 66 $ 8,190,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 140,777,455,000 60 $ 7,187,000
Union Savings Bank
8534 E. KEMPER ROAD
CINCINNATI, OH 45249
* $ 1,706,972,000 57 $ 7,711,000
Ally Bank F/K/A/ Gmac Bank
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 32,882,574,000 54 $ 6,981,000
Ih Credit Union
5000 URBANA RD.
SPRINGFIELD, OH 45502
* $ 175,639,000 50 $ 5,157,000
Mycumortgage
3560 PENTAGON BLVD. SUITE 301
BEAVERCREEK, OH 45431
* $ 1,159,238,000 50 $ 5,978,000
Fifth Third Bank
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 69,459,606,000 47 $ 4,909,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 44 $ 5,363,000
Citicorp Trust Bank, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 21,270,147,000 36 $ 4,175,000
Wright Patt Credit Union Inc
3560 PENTAGON BLVD.
BEAVERCREEK, OH 45431
* $ 1,474,002,000 32 $ 2,239,000
Civista Bank
100 EAST WATER ST
SANDUSKY, OH 44870
* $ 1,051,242,000 31 $ 2,808,000
Flagstar Bank
5151 CORPORATE DR
TROY, MI 48098
* $ 14,157,838,000 30 $ 3,324,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ 10,000,000 25 $ 4,225,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 25 $ 3,295,000
Citimortgage, Inc
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 24 $ 3,186,000
US Bank, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 261,775,591,000 24 $ 2,570,000
New Carlisle Federal Savings B
400 N MAIN ST
NEW CARLISLE, OH 45344
* $ 104,897,000 20 $ 2,280,000
Beneficial Company LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 4,017,643,000 18 $ 2,012,000
US Bank North Dakota
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 4,858,594,000 16 $ 1,948,000
First Residential Mortgage
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 15 $ 2,594,000
American Mortgage Service Company
11503 SPRINGFIELD PIKE
CINCINNATI, OH 45246
* $ 10,000,000 14 $ 1,446,000
Citifinancial, Inc
300 ST PAUL PLACE
BALTIMORE, MD 21020
* $ 15,605,000 14 $ 1,080,000
Shore Mortgage
770 S. ADAMS ROAD #300
BIRMINGHAM, MI 48009
* $ 10,000,000 13 $ 1,726,000
Liberty Savings Bank, FSB
2251 ROMBACH AVE.
WILMINGTON, OH 45177
* $ 1,519,961,000 12 $ 1,542,000
Franklin American Mortgage Co
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 10 $ 1,129,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 10 $ 1,630,000
The Richwood Banking Company
28 N. FRANKLIN ST.
RICHWOOD, OH 43344
* $ 224,140,000 9 $ 902,000
Wesbanco Bank, Inc.
1 BANK PLAZA
WHEELING, WV 26003
* $ 5,196,684,000 9 $ 463,000
Home City Federal Savings Bank
2454 N. LIMESTONE STREET
SPRINGFIELD, OH 45501
* $ 139,176,000 9 $ 1,839,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 8 $ 1,049,000
Taylor, Bean & Whitaker
315 NE 14TH STREET
OCALA, FL 34470
* $ 10,000,000 8 $ 1,291,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 8 $ 710,000
Freedom Mortgage Corp.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 8 $ 806,000
Equity Resources Inc
PO BOX 5177
NEWARK, OH 43055
* $ 10,000,000 7 $ 772,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 32,584,979,000 7 $ 1,116,000
First Place Bank
185 EAST MARKET
WARREN, OH 44481
* $ 3,311,463,000 6 $ 846,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 6 $ 797,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 6 $ 1,243,000
Allied Mortgage Group, Inc
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ 10,000,000 5 $ 661,000
Mortgage Investors Corp
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 5 $ 510,000
Superior Federal Credit Union
4230 ELIDA RD
LIMA, OH 45807
* $ 301,544,000 5 $ 724,000
Hfc Company LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 15,000,000 5 $ 739,000
New York Community Bank
1 JERICHO PLAZA
JERICHO, NY 11753
* $ 30,307,736,000 5 $ 481,000
Keybank National Association
100 PUBLIC SQUARE STE 600 OH-01-10-06006
CLEVELAND, OH 44113
* $ 101,868,610,000 5 $ 807,000
The Citizens National Bank
102 S. MAIN ST.
BLUFFTON, OH 45817
* $ 542,933,000 5 $ 596,000
Capital One NA
11130 INDUSTRIALPLEX BLVD
BATON ROUGE, LA 70809
* $ 115,142,306,000 5 $ 59,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 10,833,940,000 4 $ 680,000
Reunion Mortgage, Inc
860 HILLVIEW COURT #300
MILPITAS, CA 95035
* $ 10,000,000 4 $ 562,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 4 $ 364,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ 10,000,000 3 $ 316,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 3 $ 466,000
Telhio Credit Union, Inc.
96 N. 4TH STREET
COLUMBUS, OH 43215
* $ 412,537,000 3 $ 290,000
Flagship Mortgage Corporation
100 OLD WILSON BRIDGE RD
WORTHINGTON, OH 43085
* $ 10,000,000 3 $ 271,000
Insight Bank
150 W WILSON BRIDGE RD
WORTHINGTON, OH 43081
* $ 67,532,000 3 $ 599,000
Mainsource Bank Ohio
635 S MARKET STREET
TROY, OH 45373
* $ 210,886,000 3 $ 78,000
Metlife Bank, N.A.
334 MADISON AVENUE
CONVENT STATION, NJ 07961
* $ 10,273,647,000 3 $ 383,000
Merchants National Bank
100 NORTH HIGH STREET
HILLSBORO, OH 45133
* $ 418,271,000 3 $ 275,000
South Central Bank, National Association
525 W ROOSEVELT RD
CHICAGO, IL 60607
* $ 213,972,000 3 $ 39,000
M&T Bank
1 M&T PLAZA -15TH FLOOR
BUFFALO, NY 14203
* $ 64,824,244,000 3 $ 298,000
Firstmerit Mortgage Corp
III CASCADE PLAZA, CAS46
AKRON, OH 44308
* $ 6,000,000,000 3 $ 528,000
BBVA USA
15 SOUTH 20TH STREET
BIRMINGHAM, AL 35233
* $ 62,251,283,000 2 $ 195,000
United Bank Inc
5TH & AVERY/UNITED SQUARE
PARKERSBURG, WV 26102
* $ 4,186,130,000 2 $ 32,000
Liberty National Bank
100 EAST FRANKLIN STREET
KENTON, OH 43326
* $ 191,577,000 2 $ 408,000
First National Bank of Cc
P.O. BOX 523
WEST CHESTER, PA 19381
* $ 1,297,208,000 2 $ 573,000
First Bank Richmond, NA
P.O. BOX 937
RICHMOND, IN 47375
* $ 630,053,000 2 $ 62,000
The Ohio State Bank
111 S. MAIN STREET
MARION, OH 43302
* $ 143,587,000 2 $ 432,000
Colonial Savings, F. A.
P. O. BOX 2988
FORT WORTH, TX 76113
* $ 941,902,000 2 $ 277,000
Mutual Federal Savings Bank
121 S. OHIO AVE. P.O.BOX 4217
SIDNEY, OH 45365
* $ 125,042,000 2 $ 80,000
The Equitable Mortgage Corporation
655 METRO PLACE SOUTH SUITE 500
DUBLIN, OH 43017
* $ 10,000,000 2 $ 395,000
Residential Finance Corp.
401 N. FRONT STREET, SUITE 300
COLUMBUS, OH 43215
* $ 17,533,484,000 2 $ 298,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ 10,000,000 2 $ 330,000
D & R Mortgage Corp
29870 MIDDLEBELT ROAD
FARMINGTON HILLS, MI 48334
* $ 10,000,000 2 $ 266,000
Day Air Credit Union
3501 WILMINGTON PIKE
KETTERING, OH 45429
* $ 180,572,000 2 $ 113,000
Everbank
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 7,047,356,000 2 $ 242,000
Community First Bank
3725 OLD COURT ROAD
BALTIMORE, MD 21208
* $ 62,318,000 2 $ 259,000
Everhome Mortgage Company
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 3,027,261,000 2 $ 242,000
Bmi Federal Credit Union
6165 EMERALD PARKWAY
DUBLIN, OH 43016
* $ 329,330,000 2 $ 234,000
Select Mortgage Group Ltd
3040 PRESIDENTIAL DR
FAIRBORN, OH 45324
* $ 370,000 2 $ 345,000
Priority Mortgage Corp.
150 E WILSON BRIDGE RD STE 350
WORTHINGTON, OH 43085
* $ 10,000,000 2 $ 181,000
Hallmark Home Mortgage, LLC
7421 COLDWATER ROAD
FORT WAYNE, IN 46825
* $ 2,915,000 2 $ 341,000
Mountain States Mortgage
1333 E 9400 S
SANDY, UT 84093
* $ 10,000,000 2 $ 251,000
Equity Services, Inc.
5711 SIX FORKS ROAD, STE 201
RALEIGH, NC 27609
* $ 10,000,000 2 $ 313,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 2 $ 415,000
Homeplus Finance Corporation
2143 S. SEPULVEDA BLVD
LOS ANGELES, CA 90025
* $ 40,000,000 1 $ 9,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 1 $ 111,000
First Option Mortgage, LLC
1100 CIRCLE 75 PARKWAY SOUTH EAST SUITE 300
ATLANTA, GA 30339
* $ 941,000 1 $ 205,000
Nationwide Mortgage Concepts,
40380 DESERT CREEK LANE
RANCHO MIRAGE, CA 92270
* $ 10,000,000 1 $ 140,000
Birmingham Bancorp Mortgage
6230 ORCHARD LAKE ROAD
WEST BLOOMFIELD, MI 48322
* $ 10,000,000 1 $ 154,000
Ag Credit, Aca
610 W. LYTLE ST.
FOSTORIA, OH 44830
* $ 10,000,000 1 $ 98,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ 101,315,000 1 $ 235,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 1 $ 102,000
The American Eagle Mortgage Co
6145 PARK SQUARE DRIVE SUITE 3
LORAIN, OH 44053
* $ 10,000,000 1 $ 182,000
Plaza Home Mortgage, Inc
5090 SHOREHAM PLACE, SUITE #206
SAN DIEGO, CA 92122
* $ 10,000,000 1 $ 134,000
Assurity Financial Services
6025 SOUTH QUEBEC STREET, #260
ENGLEWOOD, CO 80111
* $ 10,000,000 1 $ 133,000
First Ohio Banc & Lending Inc
6100 ROCKSIDE WOODS BLVD
INDEPENDENCE, OH 44131
* $ 10,000,000 1 $ 146,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ 11,000,000 1 $ 204,000
James B. Nutter & Co.
4153 BROADWAY
KANSAS CITY, MO 64111
* $ 31,000,000 1 $ 120,000
Mortgage Research Center, LLC
2101 CHAPEL PLAZA COURT SUITE 107
COLUMBIA, MO 65203
* $ 880,000,000 1 $ 171,000
Nfcu
820 FOLLIN LANE
VIENNA, VA 22180
* $ 36,351,625,000 1 $ 171,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,677,931,000 1 $ 38,000
Heartland Federal Credit Union
3400 OFFICE PARK DRIVE
DAYTON, OH 45439
* $ 78,292,000 1 $ 68,000
Incenta
175 W. WENGER ROAD
ENGLEWOOD, OH 45322
* $ 62,610,000 1 $ 45,000
Midfirst Bank
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 14,649,039,000 1 $ 86,000
Ing Bank, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 82,416,721,000 1 $ 62,000
Ameriprise Bank, FSB
707 2ND AVENUE SOUTH
MINNEAPOLIS, MN 55474
* $ 1,476,384,000 1 $ 238,000
Education First Credit Union
501 W SCHROCK RD STE 400
COLUMBUS, OH 43215
* $ 74,833,000 1 $ 94,000
Credit Union of Ohio
5500 BRITTON PARKWAY
HILLIARD, OH 43026
* $ 96,736,000 1 $ 135,000
The Ohio Educational Credit Union, Inc.
2554 EAST 22ND ST
CLEVELAND, OH 44115
* $ 104,000,000 1 $ 7,000
Kemba Credit Union
8763 UNION CENTRE BLVD
WEST CHESTER, OH 45069
* $ 396,022,000 1 $ 3,000
Primary Residential Mortgage
4750 W WILEY POST WAY SUITE 200
SALT LAKE CITY, UT 84116
* $ 10,000,000 1 $ 57,000
Market Mortgage Co., Ltd.
330 E. WILSON BRIDGE ROAD, SUITE 100
WORTHINGTON, OH 43085
* $ 10,000,000 1 $ 124,000
American Bank
9001 EDMONSTON ROAD, SUITE 100
GREENBELT, MD 20770
* $ 529,592,000 1 $ 100,000
United Midwest Savings Bank
101 S MAIN ST
DEGRAFF, OH 43318
* $ 274,379,000 1 $ 151,000
M&I Bank FSB
W57N14280 DOERR WAY
CEDARBURG, WI 53012
* $ 2,568,044,000 1 $ 128,000
Cbank
8050 HOSBROOK ROAD, SUITE 220
CINCINNATI, OH 45236
* $ 44,044,000 1 $ 190,000
Homcastle Mortgage, LLC
50 APPLIED CARD WAY
GLEN MILLS, PA 19342
* $ 10,000,000 1 $ 141,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 1 $ 70,000
American Southwest Mortgage Corp.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 1 $ 350,000
Affiliated Mortgage Company
1301 HUDSON LANE
MONROE, LA 71201
* $ 212,423,000 1 $ 64,000
Home Savings of America
35 E BROADWAY
LITTLE FALLS, MN 56345
* $ 427,899,000 1 $ 179,000
First Federal of Lakewood
14806 DETROIT AVENUE
LAKEWOOD, OH 44107
* $ 1,238,384,000 1 $ 115,000
First Federal Bank
601 CLINTON STREET
DEFIANCE, OH 43512
* $ 1,949,553,000 1 $ 82,000
The Home Savings and Loan Comp
275 W FEDERAL ST
YOUNGSTOWN, OH 44503
* $ 2,615,433,000 1 $ 175,000
Benchmark Bank
461 BEECHER ROAD
GAHANNA, OH 43230
* $ 146,908,000 1 $ 75,000
First Mariner Bank
3301 BOSTON STREET
BALTIMORE, MD 21224
* $ 1,196,580,000 1 $ 180,000
Bank of Ann Arbor
1333 W ANN ARBOR ROAD
ANN ARBOR, MI 48104
* $ 489,167,000 1 $ 100,000
Gateway Business Bank
18000 STUDEBAKER ROAD, SUITE 550
CERRITOS, CA 90703
* $ 198,774,000 1 $ 125,000
Proficio Bank
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 179,215,000 1 $ 69,000
Delaware Cty B & Tc
110 RIVERBEND AVENUE
POWELL, OH 43065
* $ 713,567,000 1 $ 132,000
Mainsource Bank
2105 N STATE RD 3 BYPASS
GREENSBURG, IN 47240
* $ 2,483,611,000 1 $ 117,000
Branch Banking and Trust Co
223 W NASH STREET
WILSON, NC 27893
* $ 147,483,646,000 1 $ 188,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 1,959,803,000 1 $ 18,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 175,104,000 1 $ 113,000
University Bank
2015 WASHTENAW AVE
ANN ARBOR, MI 48104
* $ 129,691,000 1 $ 191,000
National Bank of Kansas City
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 823,318,000 1 $ 288,000
Greenville National Bank
446 S. BROADWAY
GREENVILLE, OH 45331
* $ 313,678,000 1 $ 58,000
Capital One Home Loans, LLC
12800 FOSTER STREET
OVERLAND PARK, KS 66213
* $ 88,701,411,000 1 $ 398,000
Suntrust Mortgage, Inc
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 185,098,787,000 1 $ 72,000
Equifirst Corporation
13000 S TRYON ST, STE F, PMB 317
CHARLOTTE, NC 28278
* $ 279,777,049,000 1 $ 106,000
Minster Bank
95 W FOURTH ST
MINSTER, OH 45865
* $ 285,931,000 1 $ 247,000
The State Bank & Trust Company
401 CLINTON STREET
DEFIANCE, OH 43512
* $ 636,537,000 1 $ 112,000
HSBC Mortgage Corp
2929 WALDEN AVE
DEPEW, NY 14043
* $ 92,958,000 1 $ 132,000
Thumb National Mortgage LLC
7254 MICHIGAN AVE
PIGEON, MI 48755
* $ 181,354,000 1 $ 40,000

The tables below break down 2009 mortgage applications in Champaign County, OH by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Champaign County, OH in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,504 $189,633,000 $126,000 $688,000 $57,000 $621,000
Home Purchase 444 $45,000,000 $101,000 $377,000 $49,000 $380,000
Home Improvement 100 $4,579,000 $45,000 $303,000 $61,000 $192,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,642 $191,785,000 $116,000 $688,000 $59,000 $621,000
Not applicable 231 $24,890,000 $107,000 $325,000 $22,000 $219,000
Not Provided 127 $16,270,000 $128,000 $417,000 $57,000 $263,000
Black or African American 24 $3,059,000 $127,000 $288,000 $54,000 $128,000
Hispanic 11 $1,571,000 $142,000 $303,000 $70,000 $146,000
American Indian or Alaskan Native 11 $1,274,000 $115,000 $300,000 $115,000 $184,000
Asian 2 $363,000 $181,000 $206,000 $96,000 $106,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,266 $143,883,000 $113,000 $688,000 $64,000 $621,000
FHA-insured (Federal Housing Administration) 619 $75,258,000 $121,000 $308,000 $43,000 $424,000
VA-guaranteed (Veterans Administration) 83 $12,472,000 $150,000 $398,000 $35,000 $140,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 80 $7,599,000 $94,000 $200,000 $36,000 $99,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 928 $106,393,000 $114,000 $400,000 $60,000 $432,000
Application Denied By Financial Institution 402 $47,984,000 $119,000 $400,000 $61,000 $621,000
Loan Purchased By The Institution 399 $44,740,000 $112,000 $269,000 $34,000 $192,000
Application Withdrawn By Applicant 187 $24,641,000 $131,000 $688,000 $63,000 $280,000
Application Approved But Not Accepted 94 $11,323,000 $120,000 $417,000 $61,000 $380,000
File Closed For Incompleteness 38 $4,131,000 $108,000 $214,000 $65,000 $189,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 109 $16,295,000 $149,000 $393,000 $75,000 $621,000
Credit History 75 $6,610,000 $88,000 $333,000 $54,000 $424,000
Debt-To-Income Ratio 63 $6,513,000 $103,000 $297,000 $45,000 $160,000
Other 22 $2,839,000 $129,000 $398,000 $55,000 $121,000
Credit Application Incomplete 13 $1,977,000 $152,000 $248,000 $71,000 $177,000
Insufficient Cash (Downpayment, Closing Cost) 7 $649,000 $92,000 $131,000 $70,000 $126,000
Unverifiable Information 4 $456,000 $114,000 $184,000 $25,000 $40,000
Employment History 3 $418,000 $139,000 $159,000 $29,000 $67,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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