Cheboygan County MI
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009

Unlock detailed Cheboygan County MI mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Michigan.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,015
Total Mortgage Loan Application Amount $167,003,000
Average Mortgage Loan Application Amount $164,000
Highest Mortgage Loan Application Amount $1,134,000
Average Applicant Income $85,000
Highest Applicant Income $1,492,000

Mortgage Company List for Lending in Cheboygan County MI for 2009

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
WELLS FARGO BANK, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 538,958,000,000 87 $ 15,093,000
FIFTH THIRD MORTGAGE, MI LLC
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 48,969,000 83 $ 14,545,000
BANK OF AMERICA, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,471,631,047,000 69 $ 12,191,000
FIFTH THIRD MORTGAGE COMPANY
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 69,459,606,000 65 $ 12,213,000
PNC BANK N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 140,777,455,000 64 $ 8,318,000
JPMORGAN CHASE BANK, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,746,242,000,000 61 $ 10,614,000
CITIBANK, N.A.
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,227,040,000,000 33 $ 4,654,000
CITIFINANCIAL, INC.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 26 $ 1,151,000
ALLY BANK F/K/A/ GMAC BANK
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 32,882,574,000 25 $ 4,209,000
CITIMORTGAGE, INC
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 25 $ 4,965,000
FIFTH THIRD BANK
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 69,459,606,000 24 $ 3,987,000
THE BANK OF HOLLAND
150 CENTRAL AVE
HOLLAND, MI 49423
* $ 602,292,000 22 $ 4,618,000
INDEPENDENT MORTGAGE CO
230 W MAIN ST
IONIA, MI 48846
* $ 2,953,214,000 20 $ 3,145,000
THE HUNTINGTON NATIONAL BANK
7575 HUNTINGTON PARK DR
COLUMBUS, OH 43235
* $ 53,586,626,000 20 $ 2,660,000
COUNTRYWIDE BANK FSB
30930 RUSSELL RANCH ROAD MS CA6-916-02-0
WESTLAKE VILLAGE, CA 91362
* $ 117,978,966,000 20 $ 3,053,000
FLAGSTAR BANK
5151 CORPORATE DR
TROY, MI 48098
* $ 14,157,838,000 19 $ 2,406,000
MEMBER FIRST MORTGAGE, LLC
616 44TH STREET SE
GRAND RAPIDS, MI 49548
* $ 11,800,000 17 $ 2,150,000
ARBOR MORTGAGE CORPORATION
2311 EAST BELTLINE AVE SE 200
GRAND RAPIDS, MI 49546
* $ 15,555,000 14 $ 1,268,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ 31,000,000 14 $ 2,738,000
FIRST NATIONAL BANK OF AMERICA
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 409,625,000 13 $ 707,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 12 $ 3,014,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 12 $ 1,999,000
CITIZENS BANK
328 S SAGINAW ST
FLINT, MI 48502
* $ 12,266,600,000 11 $ 1,636,000
BRANCH BANKING AND TRUST CO
223 W NASH STREET
WILSON, NC 27893
* $ 147,483,646,000 11 $ 2,065,000
US BANK, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 261,775,591,000 10 $ 1,600,000
CHEMICAL BANK
333 E MAIN STREET
MIDLAND, MI 48640
* $ 3,866,622,000 8 $ 1,615,000
EVERBANK
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 7,047,356,000 6 $ 1,226,000
CITICORP TRUST BANK, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 21,270,147,000 5 $ 742,000
DFCU FINANCIAL
400 TOWN CENTER DRIVE
DEARBORN, MI 48126
* $ 2,140,880,000 5 $ 890,000
COMERICA BANK
500 WOODWARD AVE - MC 3352
DETROIT, MI 48226
* $ 67,597,552,000 5 $ 948,000
SUNTRUST MORTGAGE, INC
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 185,098,787,000 5 $ 1,092,000
NEW YORK COMMUNITY BANK
1 JERICHO PLAZA
JERICHO, NY 11753
* $ 30,307,736,000 5 $ 769,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 32,584,979,000 5 $ 559,000
UNIVERSITY BANK
2015 WASHTENAW AVE
ANN ARBOR, MI 48104
* $ 129,691,000 4 $ 614,000
METLIFE BANK, N.A.
334 MADISON AVENUE
CONVENT STATION, NJ 07961
* $ 10,273,647,000 4 $ 720,000
MERRILL LYNCH CREDIT CORP
4500 PARK GRANADA CA7-910-01-24
CALABASAS, CA 91302
* $ 2,223,299,000 4 $ 1,121,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 4 $ 566,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ 8,994,122,000 4 $ 790,000
SHORE MORTGAGE
770 S. ADAMS ROAD #300
BIRMINGHAM, MI 48009
* $ 10,000,000 4 $ 612,000
CAPITAL MORTGAGE FUNDING, LLC
17170 WEST 12 MILE ROAD
SOUTHFIELD, MI 48076
* $ 10,000,000 4 $ 1,120,000
PROVIDENT FUNDING ASSOCIATES, L.P.
851 TRAEGER AVENUE, SUITE 100
SACRAMENTO, CA 94066
* $ 10,000,000 4 $ 1,006,000
GUARDIAN MORTGAGE COMPANY, INC
100 N. CENTRAL EXPRESSWAY SUITE 190
RICHARDSON, TX 75083
* $ 10,000,000 3 $ 473,000
RESIDENTIAL FINANCE CORP.
401 N. FRONT STREET, SUITE 300
COLUMBUS, OH 43215
* $ 17,533,484,000 3 $ 477,000
LAKE MICHIGAN CREDIT UNION
PO BOX 2848
CALEDONIA, MI 49501
* $ 1,488,726,000 3 $ 318,000
COMMUNITY FINANCIAL CREDIT UNI
PO BOX 8050
PLYMOUTH, MI 48170
* $ 426,321,000 3 $ 491,000
FIRST PLACE BANK
185 EAST MARKET
WARREN, OH 44481
* $ 3,311,463,000 3 $ 611,000
PENTAGON FEDERAL CREDIT UNION
14300 SULLYFIELD CIRCLE
CHANTILLY, VA 20151
* $ 12,942,945,000 3 $ 790,000
NFCU
820 FOLLIN LANE
VIENNA, VA 22180
* $ 36,351,625,000 3 $ 331,000
RBS CITIZENS, N.A.
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 129,725,957,000 3 $ 709,000
CAPITAL ONE NA
11130 INDUSTRIALPLEX BLVD
BATON ROUGE, LA 70809
* $ 115,142,306,000 3 $ 40,000
M&I MARSHALL & ILSLEY BANK
W57N14280 DOERR WAY
CEDARBURG, WI 53012
* $ 55,486,249,000 3 $ 895,000
BANK OF ANN ARBOR
1333 W ANN ARBOR ROAD
ANN ARBOR, MI 48185
* $ 489,167,000 3 $ 310,000
CF BANCORP MORTGAGE COMPANY
525 WATER STREET
PORT HURON, MI 48060
* $ 1,422,966,000 3 $ 333,000
NPB MORTGAGE LLC
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 145,000,000 3 $ 233,000
UNION BANK MORTGAGE COMPANY
933 FOURTH AVE
LAKE ODESSA, MI 48849
* $ 115,997,000 2 $ 136,000
MERCANTILE BANK MTG CO LLC
4613 ALPINE AVE NW
COMSTOCK PARK, MI 49321
* $ 698,000,000 2 $ 850,000
WOLVERINE BANK FSB
5710 EASTMAN AVE
MIDLAND, MI 48640
* $ 318,836,000 2 $ 153,000
INDYMAC BANK, F.S.B.
888 EAST WALNUT ST
PASADENA, CA 91101
* $ 23,334,333,000 2 $ 608,000
AMERA MORTGAGE CORPORATION
1050 CORPORATE OFFICE DR #200
MILFORD, MI 48381
* $ 1,300,000,000 2 $ 686,000
MBANK
130 S CEDAR ST
MANISTIQUE, MI 49854
* $ 452,006,000 2 $ 195,000
CAPWEST MORTGAGE CORPORATION
14231 METCALF AVE. STE. 200
OVERLAND PARK, KS 66223
* $ 629,176,000 2 $ 650,000
HFC COMPANY LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 15,000,000 2 $ 279,000
FIRST TENNESSEE BANK NA
165 MADISON 5TH FLOOR
MEMPHIS, TN 38103
* $ 30,786,926,000 2 $ 292,000
SOUTH CENTRAL BANK, NATIONAL ASSOCIATION
525 W ROOSEVELT RD
CHICAGO, IL 60607
* $ 213,972,000 2 $ 48,000
BANKMORTGAGESOLUTIONS LLC
14425 COLLEGE BLVD SUITE 100
LENEXA, KS 66215
* $ 11,000,000 2 $ 480,000
CHARLES SCHWAB BANK
211 MAIN STREET
SAN FRANCISCO, CA 94105
* $ 25,365,108,000 2 $ 563,000
ONEWEST BANK, FSB
888 EAST WALNUT ST
PASADENA, CA 91101
* $ 36,000,000,000 2 $ 273,000
SUMMIT COMMUNITY BANK
1600 ABBOT RD
EAST LANSING, MI 48823
* $ 170,293,000 2 $ 630,000
GENISYS CREDIT UNION
2100 EXECUTIVE HILLS BLVD
AUBURN HILLS, MI 48326
* $ 1,215,323,000 2 $ 424,000
MORTGAGE CENTER L.C
29621 NORTHWESTERN HWY
PLYMOUTH, MI 48034
* $ 30,000,000 2 $ 153,000
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION
3777 WEST ROAD
EAST LANSING, MI 48823
* $ 1,569,230,000 2 $ 332,000
WILDFIRE CREDIT UNION
6640 BAY RD
SAGINAW, MI 48604
* $ 454,334,000 2 $ 145,000
ENVOY MORTGAGE, LTD
5100 WESTHEIMER RD, STE 320
AUSTIN, TX 77056
* $ 10,000,000 2 $ 291,000
GREENSTONE FARM CREDIT SERVICES, FLCA
3515 WEST RD
EAST LANSING, MI 48823
* $ 10,000,000 2 $ 385,000
VAN DYK MORTGAGE CORPORATION
2449 CAMELOT CT SE
GRAND RAPIDS, MI 49546
* $ 10,000,000 2 $ 250,000
NATIONWIDE MORTGAGE CONCEPTS,
40380 DESERT CREEK LANE
RANCHO MIRAGE, CA 92270
* $ 10,000,000 2 $ 234,000
MOUNTAIN STATES MORTGAGE
1333 E 9400 S
SANDY, UT 84093
* $ 10,000,000 2 $ 323,000
PLATINUM HOME MORTGAGE CORPORATION
2200 HICKS RD, STE 101
SPRINGFIELD, IL 60008
* $ 10,000,000 2 $ 241,000
MORTGAGE 1 INCORPORATED
43456 MOUND ROAD
STERLING HEIGHTS, MI 49314
* $ 9,135,000 2 $ 314,000
FRANKLIN AMERICAN MORTGAGE CO
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 1 $ 417,000
EQUITY SERVICES, INC.
5711 SIX FORKS ROAD, STE 201
RALEIGH, NC 27609
* $ 10,000,000 1 $ 293,000
IFREEDOM DIRECT CORPORATION
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 1 $ 101,000
TAYLOR, BEAN & WHITAKER
315 NE 14TH STREET
OCALA, FL 34470
* $ 10,000,000 1 $ 157,000
SECURITY ATLANTIC WHOLESALE
499 THORNALL ST, SUITE 220
EDISON, NJ 08837
* $ 10,000,000 1 $ 238,000
AMERICAN INTERNET MORTGAGE, INC.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 1 $ 200,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY-TROY HILLS, NJ 07054
* $ 10,000,000 1 $ 70,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ 4,088,336,000 1 $ 203,000
HOME LOAN CENTER
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 1 $ 300,000
RATE ONE INC., THE MORTGAGE PE
2506 MT. MORIAH RD. STE B450
MEMPHIS, TN 38115
* $ 866,000 1 $ 394,000
TLC COMMUNITY CREDIT UNION
3030 S ADRIAN HWY
ADRIAN, MI 49221
* $ 290,265,000 1 $ 184,000
MICHIGAN EDUCATIONAL
9200 HAGGERTY ROAD
PLYMOUTH, MI 48170
* $ 501,642,000 1 $ 40,000
SECURITY CREDIT UNION
5255 SECURITY PARK BLVD
HOLLY, MI 48442
* $ 347,261,000 1 $ 50,000
ARBOR FINANCIAL CREDIT UNION
1551 SOUTH 9TH STREET
KALAMAZOO, MI 49009
* $ 290,788,000 1 $ 58,000
TEAM ONE CREDIT UNION
520 HAYDEN
SAGINAW, MI 48607
* $ 278,016,000 1 $ 74,000
VIBE
44575 W 12 MILE
NOVI, MI 48377
* $ 451,710,000 1 $ 144,000
WORLD ALLIANCE FINANCIAL CORP.
3 HUNTINGTON QUADRANGLE SUITE 201N
MELVILLE, NY 11747
* $ 389,397,000 1 $ 240,000
D & R MORTGAGE CORP
29870 MIDDLEBELT ROAD
FARMINGTON HILLS, MI 48334
* $ 10,000,000 1 $ 164,000
FINANCIAL PLUS CREDIT UNION
G-3381 VAN SLYKE RD, P.O. BOX 7006
FLINT, MI 48507
* $ 301,455,000 1 $ 144,000
JOLT CREDIT UNION
6180 STATE STREET
SAGINAW, MI 48603
* $ 227,958,000 1 $ 61,000
GERBER FEDERAL CREDIT UNION
508 STATE STREET PO BOX 116
FREMONT, MI 49412
* $ 102,723,000 1 $ 100,000
STATE FARM BANK
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 16,669,297,000 1 $ 354,000
MACKINAC SAVINGS BANK FSB
280 N CONGRESS AVE
BOYNTON BEACH, FL 33426
* $ 130,183,000 1 $ 339,000
HOME LOAN INVESTMENT BANK
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 242,361,000 1 $ 117,000
MIDFIRST BANK
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 14,649,039,000 1 $ 73,000
EVERHOME MORTGAGE COMPANY
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 3,027,261,000 1 $ 61,000
CITIZENS COMMUNITY FEDERAL
PO BOX 218
ALTOONA, WI 54720
* $ 487,565,000 1 $ 62,000
SRC MORTGAGE
402 E. FRONT STREET
TRAVERSE CITY, MI 49686
* $ 2,223,299,000 1 $ 194,000
FIRSTMERIT MORTGAGE CORP
III CASCADE PLAZA, CAS46
AKRON, OH 44308
* $ 6,000,000,000 1 $ 352,000
FIRST NATIONAL BANK IN HOWELL
101 E. GRAND RIVER AVENUE
HOWELL, MI 48843
* $ 388,783,000 1 $ 45,000
MASON STATE BANK
322 S. JEFFERSON STREET, P.O. BOX 130
MASON, MI 48854
* $ 122,548,000 1 $ 410,000
DISCOVER BANK
502 EAST MARKET STREET
GREENWOOD, DE 19950
* $ 36,276,270,000 1 $ 15,000
LAKE FOREST BANK & TRUST CO
727 N. BANK LANE
LAKE FOREST, IL 60045
* $ 1,654,207,000 1 $ 160,000
ISABELLA BANK
139 E. BROADWAY
MOUNT PLEASANT, MI 48858
* $ 1,083,993,000 1 $ 162,000
1ST SOURCE BANK
P O BOX 1602 SUITE 400
SOUTH BEND, IN 46634
* $ 4,445,830,000 1 $ 209,000
INDEPENDENT BANK
4200 EAST BELTLINE
GRAND RAPIDS, MI 49525
* $ 2,953,214,000 1 $ 2,000
FARMERS STATEBANK OF MUNITH
201 N MAIN ST
MUNITH, MI 49259
* $ 62,771,000 1 $ 91,000
COMMUNITY STATE BANK
PO BOX 469
BIRCH RUN, MI 48415
* $ 186,958,000 1 $ 92,000
CHIPPEWA VALLEY BANK
15755 W COUNTY ROAD B
HAYWARD, WI 54843
* $ 201,171,000 1 $ 161,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 3,930,807,000 1 $ 101,000
FIRST MRCHS BK
200 E. JACKSON ST
MUNCIE, IN 47305
* $ 216,763,000 1 $ 60,000
FIRST INDEPENDENCE BANK
7310 WOODWARD AVE SUITE 101
DETROIT, MI 48202
* $ 160,410,000 1 $ 65,000
STAR FINANCIAL BANK
127 WEST BERRY ST
FORT WAYNE, IN 46835
* $ 1,678,956,000 1 $ 330,000
THE HOME SAVINGS AND LOAN COMP
275 W FEDERAL ST
YOUNGSTOWN, OH 44503
* $ 2,615,433,000 1 $ 125,000
FIRST FEDERAL BANK
601 CLINTON STREET
DEFIANCE, OH 43512
* $ 1,949,553,000 1 $ 180,000
EATON FEDERAL SAVINGS BANK
236 SOUTH COCHRAN
CHARLOTTE, MI 48813
* $ 315,510,000 1 $ 230,000
SOVEREIGN BANK
1130 BERKSHIRE BOULEVARD
WYOMISSING, PA 19610
* $ 77,029,703,000 1 $ 164,000
M&I BANK FSB
W57N14280 DOERR WAY
CEDARBURG, WI 53012
* $ 2,568,044,000 1 $ 130,000
HOME SAVINGS OF AMERICA
35 E BROADWAY
LITTLE FALLS, MN 56345
* $ 427,899,000 1 $ 90,000
LIBERTY SAVINGS BANK, FSB
2251 ROMBACH AVE.
WILMINGTON, OH 45177
* $ 1,519,961,000 1 $ 132,000
UNITED MORTGAGE COMPANY-WASHTE
2723 S STATE ST
ANN ARBOR, MI 48106
* $ 177,163,000 1 $ 277,000
FENTURA MORTGAGE CORP
P O BOX 725
FENTON, MI 48430
* $ 295,000,000 1 $ 390,000
FIRSTBANK - ALMA MORTGAGE CO
311 WOODWORTH AVE.
ALMA, MI 48801
* $ 260,365,000 1 $ 153,000
FIRST STATE MORTGAGE SERVICES, LLC
502 N HERSHEY ROAD
MENDOTA, IL 61704
* $ 327,995,000 1 $ 100,000
AFFILIATED MORTGAGE COMPANY
1301 HUDSON LANE
MONROE, LA 71201
* $ 212,423,000 1 $ 343,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2009, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Cheboygan County MI in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 802 $143,445,000 $178,000 $1,134,000 $88,000 $1,492,000
Home Purchase 173 $19,693,000 $113,000 $600,000 $71,000 $690,000
Home Improvement 40 $3,865,000 $96,000 $417,000 $75,000 $348,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 824 $133,865,000 $162,000 $676,000 $86,000 $1,492,000
Not Provided 90 $16,429,000 $182,000 $1,041,000 $96,000 $832,000
Not applicable 88 $14,440,000 $164,000 $1,134,000 $56,000 $1,215,000
American Indian or Alaskan Native 6 $774,000 $129,000 $400,000 $64,000 $155,000
Black or African American 4 $470,000 $117,000 $215,000 $54,000 $94,000
Hispanic 2 $608,000 $304,000 $368,000 $86,000 $95,000
Asian 1 $417,000 $417,000 $417,000 $422,000 $422,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 849 $147,345,000 $173,000 $1,134,000 $96,000 $1,492,000
FHA-insured (Federal Housing Administration) 133 $16,451,000 $123,000 $417,000 $29,000 $114,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 20 $1,542,000 $77,000 $152,000 $24,000 $54,000
VA-guaranteed (Veterans Administration) 13 $1,665,000 $128,000 $255,000 $31,000 $105,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 426 $74,485,000 $174,000 $676,000 $110,000 $1,492,000
Loan Purchased By The Institution 223 $38,433,000 $172,000 $1,134,000 $52,000 $1,215,000
Application Denied By Financial Institution 210 $29,306,000 $139,000 $1,041,000 $65,000 $419,000
Application Withdrawn By Applicant 82 $13,854,000 $168,000 $600,000 $93,000 $686,000
Application Approved But Not Accepted 50 $7,096,000 $141,000 $500,000 $87,000 $385,000
File Closed For Incompleteness 24 $3,829,000 $159,000 $417,000 $65,000 $287,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 77 $12,350,000 $160,000 $615,000 $78,000 $285,000
Debt-To-Income Ratio 38 $7,050,000 $185,000 $1,041,000 $47,000 $253,000
Credit History 26 $2,789,000 $107,000 $378,000 $61,000 $264,000
Other 13 $1,311,000 $100,000 $342,000 $109,000 $419,000
Credit Application Incomplete 7 $1,059,000 $151,000 $400,000 $46,000 $112,000
Unverifiable Information 3 $363,000 $121,000 $220,000 $54,000 $121,000
Employment History 1 $27,000 $27,000 $27,000 $13,000 $13,000
Insufficient Cash (Downpayment, Closing Cost) 1 $45,000 $45,000 $45,000 $35,000 $35,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

Download the Michigan Lender List