Chester County, TN Mortgage Lenders & HMDA Data, 2011

In 2011, lenders reported 659 mortgage applications in Chester County, TN totaling $65.4 million, down 4% from 2010. The average application was for $99,000, and applicants reported an average income of $55,000. 48% of applications resulted in an originated loan and 19% were denied. The most active lender was Wells Fargo Bank NA, with 79 applications, followed by Chester County Bank and Bank of America NA.

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Total Number of Mortgage Applications 659
Total Mortgage Loan Application Amount $65,369,000
Average Mortgage Loan Application Amount $99,000
Highest Mortgage Loan Application Amount $445,000
Average Applicant Income $55,000
Highest Applicant Income $715,000

Mortgage Company List for Lending in Chester County, TN for 2011

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,104,833,000,000 79 $ 8,558,000
Chester County Bank
P O BOX 347
HENDERSON, TN 38340
* $ 52,326,000 65 $ 4,085,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,454,050,584,000 55 $ 5,940,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 47 $ 3,277,000
First State Bank
221 HARRISON ST
UNION CITY, TN 38261
* $ 1,476,966,000 41 $ 4,280,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,791,060,000,000 36 $ 3,972,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 126,719,736,000 32 $ 2,376,000
Cadence Bank
P O BOX 789
TUPELO, MS 38804
* $ 13,362,287,000 26 $ 2,872,000
Clayton Bank and Trust
520 WEST SUMMIT HILL DRIVE SUITE 801
KNOXVILLE, TN 37902
* $ 650,594,000 20 $ 925,000
The Peoples Bank
34910 HWY 104 S
SARDIS, TN 38371
* $ 77,142,000 20 $ 742,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 20 $ 2,354,000
Allquest Home Mortgage Corpora
6110 PINEMONT DR, STE 220
HOUSTON, TX 77092
* $ 10,000,000 14 $ 1,513,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 14 $ 1,355,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ 10,000,000 13 $ 1,762,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ 10,000,000 10 $ 1,176,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,796,328,000 9 $ 879,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 2,068,872,000 8 $ 686,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 8 $ 1,654,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,216,291,000,000 6 $ 774,000
The Bank of Jackson
PO BOX 11327
JACKSON, TN 38308
* $ 125,553,000 6 $ 507,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 153,341,765,000 6 $ 522,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 5 $ 589,000
First South Bank
1862 HWY 45 BYPASS
JACKSON, TN 38305
* $ 443,419,000 5 $ 544,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 5 $ 592,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 4 $ 693,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 4 $ 517,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 4 $ 497,000
Leaders Credit Union
35 STONEBRIDGE BLVD.
JACKSON, TN 38305
* $ 132,177,000 4 $ 617,000
Decatur County Bank
56 N. PLEASANT ST.
DECATURVILLE, TN 38329
* $ 84,069,000 3 $ 253,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 3 $ 186,000
Mortgage Investors Corp
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 3 $ 252,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 310,099,589,000 3 $ 373,000
First Horizon Bank
165 MADISON AVE 5TH FLOOR
MEMPHIS, TN 38103
* $ 24,832,312,000 2 $ 55,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD, SUITE 400
BRENTWOOD, TN 37027
* $ 10,000,000 2 $ 147,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 2 $ 427,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 2 $ 338,000
The Mortgage Outlet, Inc.
1800 SANDY PLAINS PKWY. SUITE 304
MARIETTA, GA 30066
* $ 10,000,000 2 $ 210,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 10,788,420,000 2 $ 96,000
Community Bank
19
LEXINGTON, TN 38351
* $ 100,296,000 2 $ 374,000
Renasant Bank

JOHNS CREEK, GA 30097
* $ 4,291,724,000 2 $ 209,000
Guaranty Trust Company
316 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ 225,000,000 2 $ 267,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 77,423,723,000 2 $ 356,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 254,825,730,000 2 $ 326,000
Home Point Mortgage Acceptance Corporation
121 RESEARCH BLVD
MADISON, AL 35758
* $ 580,000,000 2 $ 175,000
Community South Bank
51 WEST MAIN STREET
PARSONS, TN 38363
* $ 666,279,000 2 $ 131,000
Affiliated Mortgage Company
5700 LEGACY DRIVE STE 10
PLANO, TX 75024
* $ 212,423,000 2 $ 272,000
Renasant Bk
201 SOUTH JACKSON ST
CRYSTAL SPRINGS, MS 39059
* $ 506,584,000 1 $ 200,000
Southeast Financial Credit Union
220 S ROYAL OAKS BLVD
FRANKLIN, TN 37064
* $ 403,261,000 1 $ 10,000
First Liberty Financial Group
9520 ORMSBY STATION RD SUITE 20
LOUISVILLE, KY 40223
* $ 1,000,000,000 1 $ 180,000
Alliance Financial Resources
5410 EAST HIGH STREET SUITE 200
PHOENIX, AZ 85054
* $ 10,000,000 1 $ 124,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 48,783,813,000 1 $ 153,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 165,800,581,000 1 $ 82,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 12,522,585,000 1 $ 70,000
Metlife Bank, N.A.
1555 WEST WALNUT HILL LANE, STE. 200
IRVING, TX 75038
* $ 16,490,790,000 1 $ 147,000
Merrill Lynch Credit Corp
30930 RUSSELL RANCH RD CA6-916-01-14
WESTLAKE VILLAGE, CA 91362
* $ 2,223,299,000 1 $ 234,000
Gmac Mortgage, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 1 $ 239,000
Nycb Mortgage Company, LLC
1801 EAST 9TH STREET
CLEVELAND, OH 44114
* $ 75,001,000 1 $ 188,000
Citifinancial Services, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 1 $ 100,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 162,509,568,000 1 $ 166,000
Onemain Financial, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 0 1 $ 100,000
BNC National Bank

BISMARCK, ND 58501
* $ 745,184,000 1 $ 122,000
Home Savings of America
35 E BROADWAY
LITTLE FALLS, MN 56345
* $ 457,501,000 1 $ 128,000
First State Finance
2705 OLD FORT PARKWAY SUITE P
MURFREESBORO, TN 37128
* $ 103,640,000 1 $ 48,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,919,054,000 1 $ 67,000
Cb&S Bank
200 JACKSON AVE. S.
RUSSELLVILLE, AL 35653
* $ 1,230,855,000 1 $ 36,000
Crescent Mortgage Company
5901 PEACHTREE DUNWOODY RD NE BLG C, 250
ATLANTA, GA 30328
* $ 931,141,000 1 $ 135,000
Commercial Bank & Trust Company
P.O. BOX 1000
PARIS, TN 38242
* $ 630,017,000 1 $ 234,000
Service Finance Company, LLC
555 S FEDERAL HIGHWAY SUITE 200
BOCA RATON, FL 33432
* $ 10,000,000 1 $ 15,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 1 $ 114,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ 5,889,539,000 1 $ 112,000
First Nb of Jacksboro
P.O. DRAWER E
JACKSBORO, TX 76458
* $ 475,843,000 1 $ 112,000
First Citizens National Bank

NEWARK, OH 43055
* $ 974,038,000 1 $ 100,000
Homeowners Mortgage of America
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 1 $ 373,000
Home Loan Center, Inc.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 1 $ 215,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 1 $ 128,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ 101,315,000 1 $ 180,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 1 $ 87,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 1 $ 73,000
Acopia, LLC
306 NORTHCREEK BOULEVARD SUITE 100
GOODLETTSVILLE, TN 37072
* $ 100,000,000 1 $ 169,000
Community Mortgage Corporation
142 TIMBER CREEK DRIVE
CORDOVA, TN 38018
* $ 10,000,000 1 $ 70,000
United Security Financial Corp
930 EAST 6600 SOUTH
MURRAY, UT 84121
* $ 10,000,000 1 $ 233,000
Homestar Financial Corporation
332 WASHINGTON STREET, NW
PEACHTREE CORNERS, GA 30501
* $ 2,023,000 1 $ 130,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 1 $ 118,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 1 $ 74,000
Mortgage Investors Group
501 JAMES ROBERTSON PARKWAY
NASHVILLE, TN 37219
* $ 10,000,000 1 $ 83,000
Flagstar Bank NA

TROY, MI 49098
* $ 12,648,357,000 1 $ 143,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 15,104,501,000 1 $ 267,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 1 $ 78,000

The tables below break down 2011 mortgage applications in Chester County, TN by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Chester County, TN in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 316 $29,484,000 $93,000 $277,000 $50,000 $715,000
Refinancing 306 $34,684,000 $113,000 $445,000 $61,000 $632,000
Home Improvement 37 $1,201,000 $32,000 $150,000 $51,000 $245,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 513 $50,334,000 $98,000 $445,000 $59,000 $715,000
Not Provided 53 $6,104,000 $115,000 $373,000 $53,000 $131,000
Not applicable 46 $4,839,000 $105,000 $240,000 $10,000 $124,000
Black or African American 39 $3,219,000 $82,000 $278,000 $56,000 $369,000
American Indian or Alaskan Native 5 $632,000 $126,000 $287,000 $75,000 $131,000
Hispanic 3 $241,000 $80,000 $88,000 $43,000 $71,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 410 $36,952,000 $90,000 $445,000 $64,000 $715,000
FHA-insured (Federal Housing Administration) 138 $15,585,000 $112,000 $253,000 $44,000 $177,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 87 $9,244,000 $106,000 $181,000 $33,000 $63,000
VA-guaranteed (Veterans Administration) 24 $3,588,000 $149,000 $278,000 $58,000 $157,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 316 $30,109,000 $95,000 $332,000 $64,000 $715,000
Application Denied By Financial Institution 128 $10,564,000 $82,000 $319,000 $46,000 $369,000
Loan Purchased By The Institution 116 $13,477,000 $116,000 $277,000 $36,000 $257,000
Application Withdrawn By Applicant 57 $7,237,000 $126,000 $445,000 $62,000 $165,000
Application Approved But Not Accepted 31 $2,654,000 $85,000 $306,000 $62,000 $225,000
File Closed For Incompleteness 11 $1,328,000 $120,000 $230,000 $69,000 $98,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 28 $1,604,000 $57,000 $165,000 $51,000 $369,000
Debt-To-Income Ratio 15 $1,692,000 $112,000 $243,000 $48,000 $177,000
Other 6 $476,000 $79,000 $143,000 $64,000 $158,000
Collateral 5 $320,000 $64,000 $144,000 $46,000 $66,000
Unverifiable Information 4 $508,000 $127,000 $319,000 $79,000 $140,000
Insufficient Cash (Downpayment, Closing Cost) 2 $108,000 $54,000 $77,000 $29,000 $42,000
Credit Application Incomplete 2 $241,000 $120,000 $147,000 $43,000 $87,000
Mortgage Insurance Denied 1 $102,000 $102,000 $102,000 $39,000 $39,000
Employment History 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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