Chesterfield County, SC Mortgage Lenders & HMDA Data, 2012

In 2012, lenders reported 1,174 mortgage applications in Chesterfield County, SC totaling $110.1 million, up 14% from 2011. The average application was for $93,000, and applicants reported an average income of $54,000. 43% of applications resulted in an originated loan and 30% were denied. The most active lender was First Citizens Bank, with 223 applications, followed by 21st Mortgage and Wells Fargo Bank NA.

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Total Number of Mortgage Applications 1,174
Total Mortgage Loan Application Amount $110,088,000
Average Mortgage Loan Application Amount $93,000
Highest Mortgage Loan Application Amount $370,000
Average Applicant Income $54,000
Highest Applicant Income $517,000

Mortgage Company List for Lending in Chesterfield County, SC for 2012

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
First Citizens Bank
1230 MAIN ST
COLUMBIA, SC 29201
* $ 8,103,953,000 223 $ 24,186,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 136 $ 6,177,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,161,490,000,000 121 $ 12,676,000
Founders Federal Credit Union
737 PLANTATION ROAD
LANCASTER, SC 29720
* $ 1,609,228,000 111 $ 9,742,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 91 $ 5,318,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,811,678,000,000 50 $ 5,413,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 32 $ 3,413,000
First Bank
PO BOX 508
TROY, NC 27371
* $ 3,289,441,000 30 $ 3,248,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 168,867,640,000 28 $ 3,422,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 330,470,810,000 24 $ 2,607,000
First Palmetto Bank
407 E DEKALB STREET
CAMDEN, SC 29020
* $ 625,651,000 23 $ 2,967,000
Carolina Bank & Trust Co.
PO BOX 1028
DARLINGTON, SC 29540
* $ 358,467,000 17 $ 1,929,000
Spc Credit Union
P O BOX 1355 204 N FIFTH ST
HARTSVILLE, SC 29551
* $ 116,085,000 15 $ 753,000
First Federal Bank
2440 MALL DRIVE
NORTH CHARLESTON, SC 29406
* $ 3,140,407,000 15 $ 704,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 2,073,987,000 13 $ 1,497,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,459,157,302,000 11 $ 758,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ 603,000 10 $ 1,192,000
Service Finance Company, LLC
555 S FEDERAL HIGHWAY SUITE 200
BOCA RATON, FL 33432
* $ 10,000,000 10 $ 78,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 8 $ 913,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 7 $ 1,198,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,288,658,000,000 7 $ 662,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 7 $ 744,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 7 $ 916,000
American Security Mortgage Cor
2101 REXFORD RD. SUITE 100E
CHARLOTTE, NC 28207
* $ 10,000,000 7 $ 939,000
Guardian Fidelity Mortgage, Inc.
PO BOX 12248
ROCK HILL, SC 29731
* $ 11,829,000 5 $ 99,000
Residential Finance Corporatio
1 EASTON OVAL #400
COLUMBUS, OH 43219
* $ 17,533,484,000 4 $ 415,000
Home Loan Center, Inc.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 4 $ 313,000
Gmac Mortgage, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 4 $ 734,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,790,194,000 4 $ 209,000
Flagstar Bank NA

TROY, MI 49098
* $ 13,623,469,000 4 $ 553,000
State Employees' Credit Union
P.O. DRAWER 25279
RALEIGH, NC 27611
* $ 23,695,260,000 4 $ 415,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 171,291,705,000 4 $ 464,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 4 $ 562,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 4 $ 209,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 3 $ 528,000
Wr Starkey Mortgage LLP
6101 WEST PLANO PARKWAY
PLANO, TX 75093
* $ 10,000,000 3 $ 260,000
Lendmark Financial Services
223 W NASH ST
WILSON, NC 27893
* $ 43,592,768,000 3 $ 63,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 13,039,950,000 3 $ 357,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 85,381,954,000 3 $ 477,000
Fifth Third Bank
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 114,540,379,000 3 $ 255,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 114,540,379,000 3 $ 202,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 3 $ 471,000
Mortgage Investors Corp
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 3 $ 418,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ 10,000,000 3 $ 523,000
TD Bank

MOUNT LAUREL, NJ 08054
* $ 188,912,554,000 3 $ 357,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 2 $ 237,000
R.H. Lending, Inc.
6209 COLLEYVILLE BLVD.
COLLEYVILLE, TX 76034
* $ 10,000,000 2 $ 222,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 2 $ 204,000
Homeowners Mortgage of America
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 2 $ 186,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 2 $ 219,000
Woodforest National Bank
25231 GROGAN'S MILL ROAD
THE WOODLANDS, TX 77380
* $ 3,488,863,000 2 $ 118,000
Mutual Savings Bank
330 WEST CAROLINA AVENUE
HARTSVILLE, SC 29550
* $ 42,614,000 2 $ 174,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 518,825,000 2 $ 12,000
First Community Bank
5455 SUNSET BLVD
LEXINGTON, SC 29072
* $ 593,890,000 2 $ 170,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 263,309,559,000 2 $ 166,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 46,925,466,000 2 $ 38,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 52,181,685,000 2 $ 365,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 2 $ 158,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,736,579,000 2 $ 186,000
Synovus Mortgage Corporation
2204 LAKESHORE DRIVE SUITE 325
BIRMINGHAM, AL 35209
* $ 27,908,468,000 2 $ 316,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 240,651,000 2 $ 294,000
Monarch Bank
1435 CROSSWAYS BOULEVARD, SUITE 101
CHESAPEAKE, VA 23320
* $ 909,258,000 2 $ 234,000
Mc Federal Credit Union
230 WALNUT ST
DANVILLE, PA 17821
* $ 762,863,000 2 $ 246,000
Sharonview Federal CU
1081 RED VENTURES DR.
INDIAN LAND, SC 29707
* $ 961,324,000 2 $ 199,000
Civic FCU
P.O. DRAWER 25279
RALEIGH, NC 27609
* $ 1,151,341,000 2 $ 90,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 2 $ 127,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 2 $ 150,000
First Financial Services, Inc.
6230 FAIRVIEW RD, 450
CHARLOTTE, NC 28210
* $ 842,786,000 1 $ 225,000
Mid Carolina Credit Union
PO BOX 549
LUGOFF, SC 29078
* $ 94,672,000 1 $ 26,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 5,681,476,000 1 $ 130,000
Truliant Federal Credit Union
3200 TRULIANT WAY
WINSTON SALEM, NC 27103
* $ 1,494,539,000 1 $ 43,000
Stellarone Bank
1051 EAST CARY STREET, SUITE 1200
RICHMOND, VA 23219
* $ 2,911,678,000 1 $ 121,000
South State Bank
520 GERVAIS STREET
COLUMBIA, SC 29201
* $ 3,893,784,000 1 $ 125,000
Yadkin Bank
325 EAST FRONT STREET
STATESVILLE, NC 28677
* $ 1,990,951,000 1 $ 80,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ 11,000,000 1 $ 102,000
Liberty Home Equity Solutions, Inc.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ 60,629,000 1 $ 78,000
Ing Bank, FSB / Capital One
11130 INDUSTRIPLEX BLVD
BATON ROUGE, LA 70809
* $ 92,212,498,000 1 $ 180,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 171,291,705,000 1 $ 3,000
Heritage Community Bank
206 S 5TH STREET, PO BOX 2255
HARTSVILLE, SC 29550
* $ 103,652,000 1 $ 44,000
First Reliance Bank
2170 W PALMETTO ST
FLORENCE, SC 29501
* $ 495,443,000 1 $ 51,000
Proficio Bank
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 142,947,000 1 $ 121,000
Coastal States Mortgage, Inc.
5 BOW CIRCLE
HILTON HEAD ISLAND, SC 29928
* $ 10,000,000 1 $ 143,000
Guaranty Trust Company
316 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ 225,000,000 1 $ 183,000
Citizens South Bank
PO BOX 2249
GASTONIA, NC 28052
* $ 1,078,712,000 1 $ 5,000
Spero Financial Federal Credit Union
PO BOX 10708
GREENVILLE, SC 29601
* $ 215,375,000 1 $ 143,000
South Carolina Federal Credit
6265 RIVERS AVENUE
NORTH CHARLESTON, SC 29406
* $ 1,267,644,000 1 $ 62,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,184,743,000 1 $ 107,000
Anson Bank & Trust Co.
PO BOX 249
WADESBORO, NC 28170
* $ 56,830,000 1 $ 218,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 978,405,000 1 $ 241,000
Weichert Financial Services
225 LITTLETON ROAD
MORRIS PLAINS, NJ 07950
* $ 31,000,000 1 $ 150,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ 11,000,000 1 $ 83,000
Lsi Mortgage Plus
6470 E JOHNS CROSSING STE 400
DULUTH, GA 30097
* $ 1,704,000 1 $ 230,000
Agsouth Farm Credit

LINCOLNTON, NC 28092
* $ 10,000,000 1 $ 102,000
Resource Financial Services
2717 DEVINE STREET
COLUMBIA, SC 29205
* $ 10,000,000 1 $ 85,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ 5,889,539,000 1 $ 205,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ 10,000,000 1 $ 111,000
Reverse Mortgage USA, Inc.
6500 RIVER PLACE BLVD, BLDG 1, STE 425
AUSTIN, TX 78730
* $ 3,305,000 1 $ 71,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 1 $ 56,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ 35,000,000,000 1 $ 230,000
Amerisouth Mortgage Company
2101 SARDIS RD N STE 120
CHARLOTTE, NC 28227
* $ 10,000,000 1 $ 122,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ 10,000,000 1 $ 62,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 1 $ 370,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 86,198,836,000 1 $ 60,000
Synovus Bank
PO BOX 120
COLUMBUS, GA 31902
* $ 26,863,303,000 1 $ 229,000

The tables below break down 2012 mortgage applications in Chesterfield County, SC by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Chesterfield County, SC in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 560 $63,038,000 $112,000 $370,000 $62,000 $460,000
Home Purchase 518 $42,119,000 $81,000 $300,000 $44,000 $517,000
Home Improvement 96 $4,931,000 $51,000 $311,000 $59,000 $249,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 793 $79,722,000 $100,000 $370,000 $61,000 $517,000
Black or African American 221 $15,849,000 $71,000 $303,000 $39,000 $170,000
Not Provided 93 $8,318,000 $89,000 $335,000 $57,000 $361,000
Not applicable 46 $4,566,000 $99,000 $210,000 $7,000 $217,000
Hispanic 11 $757,000 $68,000 $160,000 $40,000 $108,000
American Indian or Alaskan Native 5 $396,000 $79,000 $116,000 $46,000 $78,000
Asian 4 $441,000 $110,000 $150,000 $29,000 $54,000
Native Hawaiian or Other Pacific Islander 1 $39,000 $39,000 $39,000 $30,000 $30,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 898 $79,121,000 $88,000 $335,000 $59,000 $517,000
FHA-insured (Federal Housing Administration) 151 $14,744,000 $97,000 $242,000 $37,000 $174,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 81 $9,486,000 $117,000 $212,000 $36,000 $80,000
VA-guaranteed (Veterans Administration) 44 $6,737,000 $153,000 $370,000 $53,000 $143,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 504 $52,337,000 $103,000 $335,000 $66,000 $517,000
Application Denied By Financial Institution 348 $27,968,000 $80,000 $370,000 $47,000 $460,000
Application Approved But Not Accepted 136 $9,481,000 $69,000 $200,000 $48,000 $377,000
Loan Purchased By The Institution 109 $11,977,000 $109,000 $238,000 $34,000 $361,000
Application Withdrawn By Applicant 57 $6,449,000 $113,000 $242,000 $52,000 $217,000
File Closed For Incompleteness 20 $1,876,000 $93,000 $221,000 $32,000 $81,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 145 $8,512,000 $58,000 $275,000 $46,000 $390,000
Debt-To-Income Ratio 69 $5,446,000 $78,000 $327,000 $40,000 $158,000
Collateral 35 $5,317,000 $151,000 $370,000 $72,000 $342,000
Credit Application Incomplete 12 $1,162,000 $96,000 $228,000 $31,000 $65,000
Other 12 $1,172,000 $97,000 $230,000 $54,000 $122,000
Unverifiable Information 3 $304,000 $101,000 $150,000 $26,000 $57,000
Employment History 3 $302,000 $100,000 $180,000 $86,000 $126,000
Insufficient Cash (Downpayment, Closing Cost) 3 $179,000 $59,000 $85,000 $58,000 $85,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the South Carolina Lender List