Chicot County, AR Mortgage Lenders & HMDA Data, 2009

In 2009, lenders reported 240 mortgage applications in Chicot County, AR totaling $22.7 million, up 36% from 2008. The average application was for $94,000, and applicants reported an average income of $81,000. 35% of applications resulted in an originated loan and 25% were denied. The most active lender was Simmons First National Bank, with 43 applications, followed by Wells Fargo Funding, Inc and Embrace Home Loans, Inc..

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 240
Total Mortgage Loan Application Amount $22,674,000
Average Mortgage Loan Application Amount $94,000
Highest Mortgage Loan Application Amount $393,000
Average Applicant Income $81,000
Highest Applicant Income $3,000,000

Mortgage Company List for Lending in Chicot County, AR for 2009

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Simmons First National Bank
501 MAIN
PINE BLUFF, AR 71601
* $ 1,424,029,000 43 $ 4,588,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 25 $ 2,837,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 16 $ 1,276,000
Bank of America, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,471,631,047,000 14 $ 1,560,000
Delta Trust & Bank
P.O. BOX 37
PARKDALE, AR 71661
* $ 242,810,000 11 $ 279,000
US Bank, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 261,775,591,000 9 $ 734,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,746,242,000,000 8 $ 832,000
First Service Bank
PO BOX 190
GREENBRIER, AR 72058
* $ 219,617,000 8 $ 108,000
Wells Fargo Bank, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 538,958,000,000 7 $ 561,000
Trustmark National Bank
PO BOX 291
JACKSON, MS 39205
* $ 9,657,261,000 6 $ 607,000
Suntrust Mortgage, Inc
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 185,098,787,000 6 $ 1,189,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 6 $ 334,000
Guaranty Bank & Trust Company
210 N. HAYDEN STREET
BELZONI, MS 39038
* $ 491,797,000 5 $ 462,000
Citimortgage, Inc
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 5 $ 392,000
Citibank, N.A.
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,227,040,000,000 4 $ 229,000
Union Bank & Trust Co
P O BOX 270
MONTICELLO, AR 71657
* $ 180,252,000 4 $ 116,000
Citicorp Trust Bank, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 21,270,147,000 4 $ 147,000
Countrywide Bank FSB
30930 RUSSELL RANCH ROAD MS CA6-916-02-0
WESTLAKE VILLAGE, CA 91362
* $ 117,978,966,000 3 $ 502,000
Fidelity Bank
100 E ENGLISH
WICHITA, KS 67202
* $ 1,853,520,000 3 $ 81,000
Regions Bank
1900 5TH AVENUE N - ALBH10903B
BIRMINGHAM, AL 35203
* $ 142,084,005,000 3 $ 313,000
The Carroll Mortgage Group, Inc.
9101 NORTH RODNEY PARHAM ROAD., STE 1
LITTLE ROCK, AR 72205
* $ 10,000,000 3 $ 109,000
Moore Mortgage, Inc.
12418 CANTRELL ROAD
LITTLE ROCK, AR 72223
* $ 10,000,000 3 $ 143,000
Ally Bank F/K/A/ Gmac Bank
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 32,882,574,000 3 $ 460,000
Franklin American Mortgage Co
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 2 $ 229,000
Gmac Mortgage LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 2 $ 130,000
HSBC Bank USA, NA
1 HSBC CENTER - 24TH FLOOR
BUFFALO, NY 14203
* $ 181,604,079,000 2 $ 297,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 69,459,606,000 2 $ 336,000
Capital One NA
11130 INDUSTRIALPLEX BLVD
BATON ROUGE, LA 70809
* $ 115,142,306,000 2 $ 8,000
Colonial Savings, F. A.
P. O. BOX 2988
FORT WORTH, TX 76113
* $ 941,902,000 2 $ 116,000
Parkway Bank
3350 PINNACLE HILLS PARKWAY
ROGERS, AR 72758
* $ 130,180,000 2 $ 18,000
First Security Bank
PO BOX 938
CONWAY, AR 72033
* $ 2,420,553,000 2 $ 93,000
Community Bank of Mississippi
323 EAST THIRD STREET
FLOWOOD, MS 39232
* $ 644,923,000 1 $ 203,000
Bancorpsouth Bank
P O BOX 789
TUPELO, MS 38802
* $ 13,488,870,000 1 $ 34,000
Cb&S Bank
200 JACKSON AVE. S.
RUSSELLVILLE, AL 35653
* $ 1,339,327,000 1 $ 175,000
Great Southern Bank
218 S GLENSTONE AVE
SPRINGFIELD, MO 65802
* $ 2,657,417,000 1 $ 29,000
Spiritbank
1800 S BALTIMORE AVE STE 600
TULSA, OK 74119
* $ 1,265,063,000 1 $ 172,000
Grand Bank for Saving, Sfsb
204 WESTOVER DRIVE
HATTIESBURG, MS 39402
* $ 133,025,000 1 $ 237,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 32,584,979,000 1 $ 230,000
Arkansas Federal Credit Union
17500 CANTRELL
LITTLE ROCK, AR 72223
* $ 695,913,000 1 $ 20,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ 5,947,478,000 1 $ 192,000
One Bank & Trust, National Association
300 W CAPITOL AVE
LITTLE ROCK, AR 72201
* $ 424,989,000 1 $ 156,000
Bank of Little Rock Mortgage Corporation
15909 CANTRELL ROAD
LITTLE ROCK, AR 72223
* $ 148,469,000 1 $ 175,000
Fordyce Bank & Trust Company
200 WEST FOURTH ST
FORDYCE, AR 71742
* $ 104,702,000 1 $ 42,000
Suntrust Banks, Inc.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 185,098,787,000 1 $ 268,000
Vanderbilt Mortgage
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 1 $ 35,000
Shore Mortgage
770 S. ADAMS ROAD #300
BIRMINGHAM, MI 48009
* $ 10,000,000 1 $ 79,000
Taylor, Bean & Whitaker
315 NE 14TH STREET
OCALA, FL 34470
* $ 10,000,000 1 $ 47,000
Affiliated Mortgage Company
1301 HUDSON LANE
MONROE, LA 71201
* $ 212,423,000 1 $ 78,000
The Mortgage Outlet, Inc.
1800 SANDY PLAINS PKWY. SUITE 304
MARIETTA, GA 30066
* $ 10,000,000 1 $ 158,000
Amtec Funding Group, Llc.
3330 HARBOR BOULEVARD
COSTA MESA, CA 92626
* $ 10,000,000 1 $ 322,000
Tmg Real Estate & Financial
310 W. LIBERTY ST. STE 100
LOUISVILLE, KY 40202
* $ 292,000 1 $ 171,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 1 $ 181,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 1 $ 79,000

The tables below break down 2009 mortgage applications in Chicot County, AR by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Chicot County, AR in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 132 $15,098,000 $114,000 $342,000 $108,000 $3,000,000
Home Purchase 83 $7,247,000 $87,000 $393,000 $50,000 $200,000
Home Improvement 25 $329,000 $13,000 $45,000 $43,000 $128,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 137 $14,595,000 $106,000 $393,000 $102,000 $3,000,000
Black or African American 67 $3,579,000 $53,000 $250,000 $46,000 $149,000
Not applicable 25 $3,334,000 $133,000 $336,000 $56,000 $645,000
Not Provided 8 $930,000 $116,000 $322,000 $69,000 $192,000
Hispanic 2 $133,000 $66,000 $105,000 $32,000 $39,000
Asian 1 $103,000 $103,000 $103,000 $432,000 $432,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 155 $15,406,000 $99,000 $393,000 $99,000 $3,000,000
FHA-insured (Federal Housing Administration) 67 $5,454,000 $81,000 $204,000 $47,000 $130,000
VA-guaranteed (Veterans Administration) 14 $1,493,000 $106,000 $258,000 $61,000 $135,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 4 $321,000 $80,000 $181,000 $29,000 $44,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 83 $7,366,000 $88,000 $342,000 $76,000 $679,000
Loan Purchased By The Institution 59 $7,291,000 $123,000 $336,000 $74,000 $645,000
Application Denied By Financial Institution 59 $4,369,000 $74,000 $393,000 $49,000 $200,000
Application Withdrawn By Applicant 23 $2,219,000 $96,000 $227,000 $71,000 $192,000
Application Approved But Not Accepted 9 $714,000 $79,000 $195,000 $103,000 $432,000
File Closed For Incompleteness 7 $715,000 $102,000 $181,000 $468,000 $3,000,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 24 $1,350,000 $56,000 $393,000 $48,000 $200,000
Collateral 10 $608,000 $60,000 $210,000 $48,000 $126,000
Debt-To-Income Ratio 5 $351,000 $70,000 $119,000 $46,000 $77,000
Other 2 $155,000 $77,000 $103,000 $86,000 $140,000
Unverifiable Information 1 $322,000 $322,000 $322,000 $56,000 $56,000
Credit Application Incomplete 1 $244,000 $244,000 $244,000 $96,000 $96,000
Employment History 1 $64,000 $64,000 $64,000 $21,000 $21,000
Insufficient Cash (Downpayment, Closing Cost) 1 $22,000 $22,000 $22,000 $52,000 $52,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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