Chicot County, AR Mortgage Lenders & HMDA Data, 2020

In 2020, lenders reported 264 mortgage applications in Chicot County, AR totaling $33.3 million, up 48% from 2019. The average application was for $126,000, and applicants reported an average income of $83,000. 40% of applications resulted in an originated loan and 27% were denied. The most active lender was 21st Mortgage, with 43 applications, followed by Simmons Bank and Vanderbilt Mortgage and Finance, Inc.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 264
Total Mortgage Loan Application Amount $33,270,000
Average Mortgage Loan Application Amount $126,000
Highest Mortgage Loan Application Amount $635,000
Average Applicant Income $83,000
Highest Applicant Income $783,000

Mortgage Company List for Lending in Chicot County, AR for 2020

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 43 $ 2,655,000
Simmons Bank
501 MAIN
PINE BLUFF, AR 71601
* $ 17,659,319,000 21 $ 2,835,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 18 $ 1,200,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,712,919,000,000 13 $ 2,255,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 8 $ 630,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 8 $ 880,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ 313,272,000 7 $ 1,195,000
Firsttrust Home Loans
906 SOUTH ROCK ST.
SHERIDAN, AR 72150
* $ -1,000 6 $ 510,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 6 $ 760,000
Southern Bancorp Bank
601 MAIN STREET
ARKADELPHIA, AR 71923
* $ 1,495,986,000 5 $ 155,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 3,210,474,000 5 $ 415,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 5 $ 1,015,000
Reliant Bank
1736 CAROTHERS PARKWAY
BRENTWOOD, TN 37027
* $ 1,897,550,000 4 $ 600,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 4 $ 860,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 4 $ 970,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 4 $ 750,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 3 $ 315,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 3 $ 555,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,337,646,000,000 3 $ 475,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 125,641,000,000 3 $ 375,000
Red River Employees Federal Credit Union
4405 SUMMERHILL ROAD
TEXARKANA, TX 75503
* $ 1,005,002,000 2 $ 50,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 2 $ 720,000
First Community Bank
1325 HARRISON STREET
BATESVILLE, AR 72501
* $ 1,521,073,000 2 $ 380,000
The Citizens Bank
200 S THIRD ST, PO BOX 2156
BATESVILLE, AR 72503
* $ 920,636,000 2 $ 290,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 2 $ 400,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 486,004,220,000 2 $ 230,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 2 $ 170,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ -1,000 2 $ 90,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 22,986,309,000 2 $ 40,000
Renasant Bank

JOHNS CREEK, GA 30097
* $ 13,387,533,000 2 $ 200,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,852,983,000,000 2 $ 420,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 2 $ 380,000
Cis Financial Services, Inc.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ -1,000 2 $ 400,000
First Service Bank
PO BOX 190
GREENBRIER, AR 72058
* $ 364,497,000 2 $ 260,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 346,188,000 2 $ 50,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ -1,000 2 $ 180,000
First Security Bank
PO BOX 938
CONWAY, AR 72033
* $ 5,828,222,000 1 $ 75,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ -1,000 1 $ 205,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 165,742,416,000 1 $ 65,000
Century Next Bank
505 N. VIENNA ST.
RUSTON, LA 71270
* $ 488,828,000 1 $ 215,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 1 $ 25,000
Cross Keys Bank
PO BOX 142
MONROE, LA 71207
* $ 403,601,000 1 $ 185,000
Go Mortgage, LLC

COLUMBUS, OH 43219
* $ -1,000 1 $ 195,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 1 $ 255,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 461,256,000,000 1 $ 225,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 1 $ 25,000
United Built Homes, LLC
8500 LINE AVE
SHREVEPORT, LA 71106
* $ -1,000 1 $ 195,000
Planters Bank and Trust Company
P. O. BOX 31
INDIANOLA, MS 38751
* $ 1,098,217,000 1 $ 185,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 88,826,789,000 1 $ 85,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 41,950,721,000 1 $ 25,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ -1,000 1 $ 215,000
Superior Choice Credit Union
1320 GRAND AVENUE
SUPERIOR, WI 54880
* $ 493,429,000 1 $ 85,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 1 $ 195,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 1 $ 295,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 1 $ 135,000
Cornerstone Home Lending, Inc.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ -1,000 1 $ 125,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ -1,000 1 $ 45,000
Guaranty Bank & Trust Company
210 N. HAYDEN STREET
BELZONI, MS 39038
* $ 1,040,564,000 1 $ 55,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ -1,000 1 $ 75,000
Members Cooperative Credit Union
4628 MIKE COLALILLO DR
DULUTH, MN 55816
* $ 796,073,000 1 $ 75,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 111,986,078,000 1 $ 105,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 1 $ 285,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 1 $ 175,000
B1bank
500 LAUREL STREET, SUITE 100
BATON ROUGE, LA 70801
* $ 2,274,490,000 1 $ 45,000
Pilgrim Mortgage LLC
1270 N LOOP 1604 E STE 1101
SAN ANTONIO, TX 78232
* $ -1,000 1 $ 55,000
Bank of Yazoo
P.O. BOX 600
YAZOO CITY, MS 39194
* $ 239,217,000 1 $ 185,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 604,528,000 1 $ 325,000
United Fidelity Funding Corp.
1300 NW BRIARCLIFF PKWY SUITE 275
JEFFERSON CITY, MO 64150
* $ -1,000 1 $ 255,000

The tables below break down 2020 mortgage applications in Chicot County, AR by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Chicot County, AR in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 161 $15,615,000 $96,000 $305,000 $68,000 $783,000
Refinancing 73 $13,355,000 $182,000 $635,000 $120,000 $524,000
Cash-out Refinancing 19 $3,835,000 $201,000 $325,000 $97,000 $370,000
Home Improvement 7 $255,000 $36,000 $65,000 $62,000 $120,000
Not Applicable 3 $185,000 $61,000 $145,000 $0 $0
Other Purpose 1 $25,000 $25,000 $25,000 $105,000 $105,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 122 $19,400,000 $159,000 $425,000 $101,000 $783,000
Black or African American 86 $5,880,000 $68,000 $325,000 $45,000 $240,000
Not Provided 25 $3,955,000 $158,000 $635,000 $106,000 $524,000
Not applicable 21 $3,145,000 $149,000 $425,000 $163,000 $415,000
Hispanic 8 $850,000 $106,000 $195,000 $96,000 $240,000
American Indian or Alaskan Native 1 $35,000 $35,000 $35,000 $40,000 $40,000
Asian 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 198 $23,440,000 $118,000 $635,000 $89,000 $783,000
FHA-insured (Federal Housing Administration) 33 $4,205,000 $127,000 $295,000 $52,000 $90,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 19 $2,495,000 $131,000 $275,000 $49,000 $82,000
VA-guaranteed (Veterans Administration) 14 $3,130,000 $223,000 $425,000 $59,000 $197,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 105 $15,595,000 $148,000 $425,000 $88,000 $783,000
Application Denied By Financial Institution 71 $6,305,000 $88,000 $635,000 $61,000 $524,000
Loan Purchased By The Institution 29 $4,615,000 $159,000 $425,000 $117,000 $415,000
File Closed For Incompleteness 27 $2,975,000 $110,000 $295,000 $61,000 $148,000
Application Withdrawn By Applicant 21 $2,545,000 $121,000 $325,000 $141,000 $762,000
Application Approved But Not Accepted 10 $1,190,000 $119,000 $325,000 $58,000 $136,000
Preapproval Denied by Financial Institution 1 $45,000 $45,000 $45,000 $60,000 $60,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 187 $26,255,000 $140,000 $425,000 $91,000 $783,000
Credit History 34 $2,010,000 $59,000 $125,000 $42,000 $120,000
Debt-To-Income Ratio 23 $2,185,000 $95,000 $245,000 $57,000 $210,000
Other 6 $1,340,000 $223,000 $635,000 $165,000 $524,000
Credit Application Incomplete 4 $430,000 $107,000 $285,000 $172,000 $240,000
Collateral 3 $165,000 $55,000 $95,000 $68,000 $73,000
Employment History 3 $285,000 $95,000 $195,000 $94,000 $240,000
Insufficient Cash (Downpayment, Closing Cost) 2 $140,000 $70,000 $95,000 $48,000 $60,000
Unverifiable Information 2 $460,000 $230,000 $255,000 $79,000 $79,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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