Childress County, TX Mortgage Lenders & HMDA Data, 2021

In 2021, lenders reported 156 mortgage applications in Childress County, TX totaling $19.2 million, up 9% from 2020. The average application was for $122,000, and applicants reported an average income of $75,000. 47% of applications resulted in an originated loan and 15% were denied. The most active lender was Interbank, with 18 applications, followed by Amarillo National Bank and Vanderbilt Mortgage and Finance, Inc.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 156
Total Mortgage Loan Application Amount $19,170,000
Average Mortgage Loan Application Amount $122,000
Highest Mortgage Loan Application Amount $545,000
Average Applicant Income $75,000
Highest Applicant Income $218,000

Mortgage Company List for Lending in Childress County, TX for 2021

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Interbank
4921 NORTH MAY AVENUE
OKLAHOMA CITY, OK 73112
* $ 3,461,210,000 18 $ 1,780,000
Amarillo National Bank
410 S TAYLOR STREET
AMARILLO, TX 79101
* $ 5,700,689,000 15 $ 1,955,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 8 $ 990,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 5 $ 765,000
Associated Mortgage Corporation
6911 SOUTH 66TH EAST AVENUE SUITE 100
TULSA, OK 74136
* $ -1,000 4 $ 430,000
The People's Federal Credit Union
PO BOX 9335
AMARILLO, TX 79109
* $ 194,358,000 4 $ 220,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 4 $ 540,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 1,498,327,000 4 $ 420,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 4 $ 320,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 3 $ 235,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 3 $ 275,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 3 $ 435,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,747,398,000,000 3 $ 415,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ -1,000 3 $ 355,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 3 $ 565,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 3 $ 375,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 3 $ 535,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 80,522,766,000 2 $ 160,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 2 $ 180,000
First United Bank
5802 4TH STREET
LUBBOCK, TX 79416
* $ 1,370,041,000 2 $ 460,000
Texas Tech Federal Credit Union
4005 98TH STREET
LUBBOCK, TX 79409
* $ 220,695,000 2 $ 140,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 2 $ 330,000
Acfcu Federal Credit Union
6100 I-40 WEST
AMARILLO, TX 79106
* $ 242,069,000 2 $ 150,000
Happy State Bank
701 S TAYLOR, LB 120
AMARILLO, TX 79101
* $ 3,824,411,000 2 $ 390,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 2 $ 90,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 2 $ 230,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 98,729,134,000 2 $ 90,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 2 $ 370,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ -1,000 2 $ 250,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ -1,000 1 $ 55,000
Nations Reliable Lending, LLC

HOUSTON, TX 77057
* $ -1,000 1 $ 165,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 1 $ 85,000
Eecu
1617 W. 7TH STREET
FORT WORTH, TX 76102
* $ 2,504,825,000 1 $ 135,000
Impac Mortgage Corp.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ -1,000 1 $ 145,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 1 $ 175,000
Flagstar Bank NA

TROY, MI 49098
* $ 16,855,693,000 1 $ 155,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ -1,000 1 $ 175,000
Academy Mortgage Corporation
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ -1,000 1 $ 75,000
Ranlife, Inc.
9272 S. 700 E.
SANDY, UT 84070
* $ -1,000 1 $ 145,000
Rev Federal Credit Union
200 MARYMEADE DRIVE
SUMMERVILLE, SC 29483
* $ 645,925,000 1 $ 265,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ -1,000 1 $ 65,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 24,774,361,000 1 $ 95,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 1 $ 135,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ 9,767,997,000 1 $ 335,000
American National Bank & Trust
2732 MIDWESTERN PKWY
WICHITA FALLS, TX 78130
* $ 885,101,000 1 $ 135,000
City 1st Mortgage Services, Lc
750 S. MAIN SUITE 104
BOUNTIFUL, UT 84010
* $ -1,000 1 $ 155,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 1 $ 215,000
Mortgage Clearing Corporation
5612 S LEWIS
TULSA, OK 74105
* $ -1,000 1 $ 85,000
Truhome Solutions, LLC
9601 LEGLER ROAD
LENEXA, KS 66219
* $ -1,000 1 $ 135,000
First National Bank Texas
507 N. GRAY ST.
KILLEEN, TX 76541
* $ 2,179,218,000 1 $ 35,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 1 $ 135,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 121,995,997,000 1 $ 85,000
Amcap Mortgage, Ltd.
9999 BELLAIRE BLVD., SUITE 700
AUSTIN, TX 77036
* $ -1,000 1 $ 125,000
Intercap Lending Inc
910 EAST 6600 SOUTH
SALT LAKE CITY, UT 84121
* $ -1,000 1 $ 125,000
Western Express Lending
1 SPECTRUM POINTE DR SUITE 200
LAKE FOREST, CA 92630
* $ -1,000 1 $ 175,000

The tables below break down 2021 mortgage applications in Childress County, TX by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Childress County, TX in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 105 $12,285,000 $117,000 $365,000 $70,000 $196,000
Refinancing 27 $4,095,000 $151,000 $545,000 $87,000 $218,000
Cash-out Refinancing 19 $2,305,000 $121,000 $375,000 $85,000 $176,000
Other Purpose 4 $390,000 $97,000 $205,000 $109,000 $191,000
Home Improvement 1 $95,000 $95,000 $95,000 $38,000 $38,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 101 $13,135,000 $130,000 $545,000 $81,000 $218,000
Hispanic 19 $2,125,000 $111,000 $215,000 $71,000 $191,000
Not applicable 16 $1,980,000 $123,000 $285,000 $0 $0
Not Provided 15 $1,595,000 $106,000 $155,000 $52,000 $141,000
Black or African American 2 $180,000 $90,000 $105,000 $66,000 $75,000
American Indian or Alaskan Native 2 $90,000 $45,000 $85,000 $36,000 $36,000
Asian 1 $65,000 $65,000 $65,000 $64,000 $64,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 124 $15,690,000 $126,000 $545,000 $81,000 $218,000
FHA-insured (Federal Housing Administration) 25 $2,845,000 $113,000 $215,000 $54,000 $86,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 4 $450,000 $112,000 $135,000 $36,000 $64,000
VA-guaranteed (Veterans Administration) 3 $185,000 $61,000 $75,000 $37,000 $37,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 73 $8,425,000 $115,000 $285,000 $74,000 $196,000
Application Denied By Financial Institution 24 $3,220,000 $134,000 $375,000 $78,000 $218,000
Application Withdrawn By Applicant 21 $2,735,000 $130,000 $545,000 $82,000 $164,000
Loan Purchased By The Institution 17 $2,255,000 $132,000 $285,000 $45,000 $72,000
File Closed For Incompleteness 13 $1,615,000 $124,000 $205,000 $77,000 $191,000
Application Approved But Not Accepted 7 $705,000 $100,000 $255,000 $72,000 $116,000
Preapproval Approved but not Accepted 1 $215,000 $215,000 $215,000 $77,000 $77,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 132 $15,950,000 $120,000 $545,000 $75,000 $196,000
Credit History 8 $720,000 $90,000 $205,000 $72,000 $99,000
Debt-To-Income Ratio 6 $1,410,000 $235,000 $375,000 $74,000 $175,000
Other 4 $340,000 $85,000 $125,000 $66,000 $110,000
Collateral 2 $310,000 $155,000 $175,000 $83,000 $97,000
Credit Application Incomplete 2 $340,000 $170,000 $185,000 $173,000 $218,000
Unverifiable Information 1 $55,000 $55,000 $55,000 $48,000 $48,000
Insufficient Cash (Downpayment, Closing Cost) 1 $45,000 $45,000 $45,000 $24,000 $24,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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