Chippewa County, MI Mortgage Lenders & HMDA Data, 2009

In 2009, lenders reported 804 mortgage applications in Chippewa County, MI totaling $90.0 million, down 7% from 2008. The average application was for $111,000, and applicants reported an average income of $63,000. 43% of applications resulted in an originated loan and 26% were denied. The most active lender was The Huntington National Bank, with 105 applications, followed by Wells Fargo Bank, NA and Bank of America, N.A..

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 804
Total Mortgage Loan Application Amount $90,047,000
Average Mortgage Loan Application Amount $111,000
Highest Mortgage Loan Application Amount $613,000
Average Applicant Income $63,000
Highest Applicant Income $1,656,000

Mortgage Company List for Lending in Chippewa County, MI for 2009

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
The Huntington National Bank
7575 HUNTINGTON PARK DR
COLUMBUS, OH 43235
* $ 53,586,626,000 105 $ 9,836,000
Wells Fargo Bank, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 538,958,000,000 91 $ 10,965,000
Bank of America, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,471,631,047,000 47 $ 6,648,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 140,777,455,000 43 $ 4,429,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,746,242,000,000 40 $ 4,687,000
Citifinancial, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 36 $ 1,399,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 32,584,979,000 26 $ 3,200,000
Ally Bank F/K/A/ Gmac Bank
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 32,882,574,000 22 $ 2,772,000
Citibank, N.A.
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,227,040,000,000 21 $ 1,400,000
Mbank
130 S CEDAR ST
MANISTIQUE, MI 49854
* $ 452,006,000 19 $ 1,860,000
Citizens Bank
328 S SAGINAW ST
FLINT, MI 48502
* $ 12,266,600,000 18 $ 889,000
Gmac Mortgage LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 18 $ 1,734,000
Flagstar Bank
5151 CORPORATE DR
TROY, MI 48098
* $ 14,157,838,000 17 $ 2,124,000
Fifth Third Mortgage, Mi LLC
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 48,969,000 16 $ 2,722,000
Countrywide Bank FSB
30930 RUSSELL RANCH ROAD MS CA6-916-02-0
WESTLAKE VILLAGE, CA 91362
* $ 117,978,966,000 15 $ 1,978,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 69,459,606,000 14 $ 2,125,000
Chippewa Valley Bank
15755 W COUNTY ROAD B
HAYWARD, WI 54843
* $ 201,171,000 13 $ 1,239,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 13 $ 1,411,000
Arbor Mortgage Corporation
2311 EAST BELTLINE AVE SE 200
GRAND RAPIDS, MI 49546
* $ 15,555,000 12 $ 1,658,000
Taylor, Bean & Whitaker
315 NE 14TH STREET
OCALA, FL 34470
* $ 10,000,000 12 $ 1,331,000
Tranex Financial Inc.
26200 AMERICAN DRIVE
SOUTHFIELD, MI 48034
* $ 10,000,000 10 $ 1,323,000
Citimortgage, Inc
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 10 $ 1,384,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 9 $ 1,299,000
US Bank, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 261,775,591,000 8 $ 1,034,000
Fifth Third Bank
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 69,459,606,000 7 $ 440,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 409,625,000 5 $ 120,000
Chemical Bank
333 E MAIN STREET
MIDLAND, MI 48640
* $ 3,866,622,000 4 $ 568,000
Ing Bank, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 82,416,721,000 4 $ 297,000
Nfcu
820 FOLLIN LANE
VIENNA, VA 22180
* $ 36,351,625,000 4 $ 259,000
Franklin American Mortgage Co
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 4 $ 471,000
Vandyk Mortgage Corporation
2449 CAMELOT CT SE
GRAND RAPIDS, MI 49546
* $ 10,000,000 4 $ 487,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 3 $ 518,000
Member First Mortgage, LLC
616 44TH STREET SE
GRAND RAPIDS, MI 49548
* $ 11,800,000 3 $ 347,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 3 $ 500,000
1st Advantage Mortgage
701 E 22ND ST, STE 125
LOMBARD, IL 60148
* $ 10,000,000 3 $ 150,000
Tyndall Federal Credit Union
3109 MINNESOTA AVE
PANAMA CITY, FL 32405
* $ 901,224,000 3 $ 143,000
Shore Mortgage
770 S. ADAMS ROAD #300
BIRMINGHAM, MI 48009
* $ 10,000,000 3 $ 518,000
Residential Mortgage Corporati
2577 RAVENHILL DRIVE
FAYETTEVILLE, NC 28303
* $ 1,643,000 3 $ 488,000
Dfcu Financial
400 TOWN CENTER DRIVE
DEARBORN, MI 48126
* $ 2,140,880,000 3 $ 446,000
Isabella Bank
139 E. BROADWAY
MT PLEASANT, MI 48858
* $ 1,083,993,000 3 $ 272,000
New York Community Bank
1 JERICHO PLAZA
JERICHO, NY 11753
* $ 30,307,736,000 3 $ 485,000
Bank of Ann Arbor
1333 W ANN ARBOR ROAD
ANN ARBOR, MI 48104
* $ 489,167,000 3 $ 253,000
Independent Mortgage Co
230 W MAIN ST
IONIA, MI 48846
* $ 2,953,214,000 3 $ 255,000
Capital One NA
11130 INDUSTRIALPLEX BLVD
BATON ROUGE, LA 70809
* $ 115,142,306,000 3 $ 27,000
Merrill Lynch Credit Corp
4500 PARK GRANADA CA7-910-01-24
CALABASAS, CA 91302
* $ 2,223,299,000 2 $ 337,000
Src Mortgage
402 E. FRONT STREET
TRAVERSE CITY, MI 49686
* $ 2,223,299,000 2 $ 845,000
Cf Bancorp Mortgage Company
525 WATER STREET
PORT HURON, MI 48060
* $ 1,422,966,000 2 $ 116,000
Npb Mortgage LLC
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 145,000,000 2 $ 107,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 2 $ 332,000
Wildfire Credit Union
6640 BAY RD
SAGINAW, MI 48605
* $ 454,334,000 2 $ 116,000
Lake Michigan Credit Union
PO BOX 2848
GRAND RAPIDS, MI 49501
* $ 1,488,726,000 2 $ 223,000
Onewest Bank, FSB
888 EAST WALNUT ST
PASADENA, CA 91101
* $ 36,000,000,000 2 $ 205,000
Midfirst Bank
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 14,649,039,000 2 $ 27,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 2 $ 236,000
Freedom Mortgage Corp.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 2 $ 401,000
Oxford Lending Group, LLC
1 EAST CAMPUS VIEW BLVD STE #200
COLUMBUS, OH 43235
* $ 700,000,000 2 $ 272,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 2 $ 225,000
Msu Federal Credit Union
3777 WEST ROAD
EAST LANSING, MI 48823
* $ 1,569,230,000 1 $ 90,000
World Alliance Financial Corp.
3 HUNTINGTON QUADRANGLE SUITE 201N
MELVILLE, NY 11747
* $ 389,397,000 1 $ 186,000
Primary Residential Mortgage
4750 W WILEY POST WAY SUITE 200
SALT LAKE CITY, UT 84116
* $ 10,000,000 1 $ 155,000
Mountain States Mortgage
1333 E 9400 S
SANDY, UT 84093
* $ 10,000,000 1 $ 74,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 1 $ 142,000
Greenstone Farm Credit Services
3515 WEST RD
EAST LANSING, MI 48823
* $ 10,000,000 1 $ 69,000
Nationwide Mortgage Concepts,
40380 DESERT CREEK LANE
RANCHO MIRAGE, CA 92270
* $ 10,000,000 1 $ 118,000
Birmingham Bancorp Mortgage
6230 ORCHARD LAKE ROAD
WEST BLOOMFIELD, MI 48322
* $ 10,000,000 1 $ 95,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 1 $ 63,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 1 $ 220,000
Ranlife, Inc.
9272 S. 700 E.
SANDY, UT 84070
* $ 303,000 1 $ 273,000
Meridias Capital Incorporated
P.O. BOX 241429
CHARLOTTE, NC 28273
* $ 10,000,000 1 $ 41,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 1 $ 63,000
Citicorp Trust Bank, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 21,270,147,000 1 $ 87,000
Bank of Internet USA
12777 HIGH BLUFF DRIVE, SUITE 100
SAN DIEGO, CA 92130
* $ 1,218,939,000 1 $ 360,000
Gateway Bank, FSB
2336 MERCED STREET
SAN LEANDRO, CA 94577
* $ 479,176,000 1 $ 92,000
Morgan Stanley Credit Corp
75 N. FAIRWAY DR.
VERNON HILLS, IL 60061
* $ 36,000,000 1 $ 132,000
Pentagon Federal Credit Union
14300 SULLYFIELD CIRCLE
CHANTILLY, VA 20151
* $ 12,942,945,000 1 $ 127,000
Genisys Credit Union
2100 EXECUTIVE HILLS BLVD
AUBURN HILLS, MI 48326
* $ 1,215,323,000 1 $ 72,000
Wanigas Credit Union
4026 SHATTUCK RD
SAGINAW, MI 48603
* $ 232,023,000 1 $ 106,000
Mortgage Center Lc
26555 EVERGREEN RD SUITE 900
SOUTHFIELD, MI 48076
* $ 30,000,000 1 $ 99,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 1 $ 62,000
Dort Financial Credit Union
9048 HOLLY ROAD
GRAND BLANC, MI 48439
* $ 380,561,000 1 $ 43,000
M&I Bank FSB
W57N14280 DOERR WAY
CEDARBURG, WI 53012
* $ 2,568,044,000 1 $ 54,000
Tierone Bank
1235 "N" STREET
LINCOLN, NE 68508
* $ 3,316,406,000 1 $ 417,000
E*Trade Bank
671 NORTH GLEBE RD, 12TH FLOOR
ARLINGTON, VA 22203
* $ 44,958,963,000 1 $ 59,000
Colonial Savings, F. A.
P. O. BOX 2988
FORT WORTH, TX 76113
* $ 941,902,000 1 $ 58,000
The Dart Mortgage Co., LLC
368 S. PARK ST., P.O. BOX 40
MASON, MI 48854
* $ 218,941,000 1 $ 164,000
Gateway Business Bank
18000 STUDEBAKER ROAD, SUITE 550
CERRITOS, CA 90703
* $ 198,774,000 1 $ 264,000
The Bank of Holland
150 CENTRAL AVE
HOLLAND, MI 49423
* $ 602,292,000 1 $ 56,000
Toyota Financial Savings Bank
2485 VILLAGE VIEW DRIVE, SUITE 200
HENDERSON, NV 89074
* $ 607,509,000 1 $ 242,000
McHenry Savings Bank
353 BANK DRIVE
MCHENRY, IL 60050
* $ 271,558,000 1 $ 297,000
Cnb Bank
1 S SECOND STREET
CLEARFIELD, PA 16830
* $ 991,200,000 1 $ 74,000
Cnb Lending Services, LLC
ONE SOUTH HOWELL ST
HILLSDALE, MI 49242
* $ 247,881,000 1 $ 65,000
Comerica Bank
500 WOODWARD AVE - MC 3352
DETROIT, MI 48226
* $ 67,597,552,000 1 $ 194,000
Independent Bank
4200 EAST BELTLINE
GRAND RAPIDS, MI 49525
* $ 2,953,214,000 1 $ 553,000
Amera Mortgage Corporation
1050 CORPORATE OFFICE DR #200
MILFORD, MI 48381
* $ 1,300,000,000 1 $ 109,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 3,930,807,000 1 $ 94,000
Hfc Company LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 15,000,000 1 $ 60,000
Discover Bank
502 EAST MARKET STREET
GREENWOOD, DE 19950
* $ 36,276,270,000 1 $ 20,000
Branch Banking and Trust Co
223 W NASH STREET
WILSON, NC 27893
* $ 147,483,646,000 1 $ 56,000
Pinnacle Bank
20544 HWY 370
LINCOLN, NE 68508
* $ 2,301,637,000 1 $ 132,000
HSBC Mortgage Corp
2929 WALDEN AVE
DEPEW, NY 14043
* $ 92,958,000 1 $ 104,000
Keybank National Association
100 PUBLIC SQUARE STE 600 OH-01-10-06006
CLEVELAND, OH 44113
* $ 101,868,610,000 1 $ 175,000
Beach First National Bank
3751 GRISSOM PARKWAY, SUITE 100
MYRTLE BEACH, SC 29577
* $ 657,891,000 1 $ 185,000
Rbs Citizens, N.A.
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 129,725,957,000 1 $ 130,000
Harris N.A.
111 W. MONROE
CHICAGO, IL 60603
* $ 67,306,679,000 1 $ 224,000
The Park National Bank
50 N THIRD STREET
NEWARK, OH 43055
* $ 6,243,147,000 1 $ 89,000
First Tennessee Bank NA
165 MADISON 5TH FLOOR
MEMPHIS, TN 38103
* $ 30,786,926,000 1 $ 173,000

The tables below break down 2009 mortgage applications in Chippewa County, MI by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Chippewa County, MI in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 582 $70,485,000 $121,000 $613,000 $65,000 $1,656,000
Home Purchase 180 $16,819,000 $93,000 $300,000 $59,000 $1,000,000
Home Improvement 42 $2,743,000 $65,000 $417,000 $58,000 $250,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 580 $68,278,000 $117,000 $613,000 $72,000 $1,656,000
Not Provided 84 $8,263,000 $98,000 $264,000 $54,000 $245,000
Not applicable 66 $6,888,000 $104,000 $553,000 $21,000 $180,000
American Indian or Alaskan Native 58 $5,036,000 $86,000 $247,000 $41,000 $116,000
Hispanic 10 $1,180,000 $118,000 $182,000 $58,000 $115,000
Asian 4 $359,000 $89,000 $106,000 $52,000 $55,000
Black or African American 2 $43,000 $21,000 $25,000 $88,000 $137,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 569 $62,721,000 $110,000 $613,000 $73,000 $1,656,000
FHA-insured (Federal Housing Administration) 135 $16,148,000 $119,000 $264,000 $41,000 $125,000
VA-guaranteed (Veterans Administration) 64 $8,378,000 $130,000 $270,000 $43,000 $124,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 36 $2,800,000 $77,000 $159,000 $24,000 $60,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 342 $39,846,000 $116,000 $553,000 $73,000 $428,000
Application Denied By Financial Institution 209 $20,795,000 $99,000 $613,000 $62,000 $1,000,000
Loan Purchased By The Institution 134 $15,473,000 $115,000 $360,000 $32,000 $428,000
Application Withdrawn By Applicant 67 $7,967,000 $118,000 $312,000 $80,000 $1,656,000
Application Approved But Not Accepted 44 $4,920,000 $111,000 $360,000 $59,000 $300,000
File Closed For Incompleteness 8 $1,046,000 $130,000 $342,000 $82,000 $161,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 67 $8,682,000 $129,000 $613,000 $77,000 $250,000
Credit History 40 $3,331,000 $83,000 $243,000 $51,000 $177,000
Debt-To-Income Ratio 29 $3,162,000 $109,000 $365,000 $43,000 $104,000
Other 9 $949,000 $105,000 $211,000 $58,000 $101,000
Credit Application Incomplete 5 $426,000 $85,000 $150,000 $32,000 $60,000
Insufficient Cash (Downpayment, Closing Cost) 2 $253,000 $126,000 $145,000 $47,000 $59,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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