Clay County, IN Mortgage Lenders & HMDA Data, 2012

In 2012, lenders reported 1,160 mortgage applications in Clay County, IN totaling $110.8 million, up 11% from 2011. The average application was for $95,000, and applicants reported an average income of $63,000. 57% of applications resulted in an originated loan and 20% were denied. The most active lender was Riddell National Bank, with 198 applications, followed by First Financial Bank NA and Wells Fargo Bank NA.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,160
Total Mortgage Loan Application Amount $110,797,000
Average Mortgage Loan Application Amount $95,000
Highest Mortgage Loan Application Amount $800,000
Average Applicant Income $63,000
Highest Applicant Income $908,000

Mortgage Company List for Lending in Clay County, IN for 2012

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Riddell National Bank
1 EAST NATIONAL AVE
BRAZIL, IN 47834
* $ 175,366,000 198 $ 16,309,000
First Financial Bank NA
1401 S. THIRD ST.
TERRE HAUTE, IN 47802
* $ 2,854,392,000 166 $ 15,808,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,161,490,000,000 86 $ 8,434,000
Fifth Third Bank
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 114,540,379,000 78 $ 4,488,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 114,540,379,000 78 $ 7,655,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,811,678,000,000 62 $ 5,785,000
The Hometown Savings Bank
533 OHIO ST (PO BOX 9629)
TERRE HAUTE, IN 47807
* $ 294,366,000 59 $ 6,552,000
Old National Bank
1 MAIN STREET
EVANSVILLE, IN 47708
* $ 8,467,892,000 46 $ 4,830,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 97,264,044,000 41 $ 3,703,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 29 $ 3,300,000
Mainsource Bank
2105 N STATE RD 3 BYPASS
GREENSBURG, IN 47240
* $ 2,729,051,000 19 $ 1,598,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 52,181,685,000 14 $ 2,313,000
Indiana State University Federal Credit Union
444 N. 3RD ST.
TERRE HAUTE, IN 47807
* $ 79,112,000 11 $ 836,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 11 $ 992,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 85,381,954,000 11 $ 1,219,000
Bloombank
48 N WASHINGTON ST
BLOOMFIELD, IN 47424
* $ 428,484,000 10 $ 1,126,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,288,658,000,000 9 $ 1,031,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,459,157,302,000 8 $ 677,000
First Republic Mortgage
9120 OTIS AVE SUITE 201
INDIANAPOLIS, IN 46216
* $ 10,000,000 7 $ 692,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 263,309,559,000 7 $ 599,000
Everwise Credit Union
110 S MAIN ST
SOUTH BEND, IN 46601
* $ 2,160,034,000 7 $ 590,000
Crane Federal Credit Union
1 WEST GATE DRIVE
ODON, IN 47562
* $ 378,429,000 6 $ 359,000
First National Bank
302 S MAIN ST
CLOVERDALE, IN 46120
* $ 247,280,000 6 $ 412,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 921,138,000 6 $ 988,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 123,368,203,000 6 $ 479,000
Mortgage Investors Corp
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 6 $ 1,016,000
American Mortgage Service Company
11503 SPRINGFIELD PIKE
CINCINNATI, OH 45246
* $ 10,000,000 6 $ 711,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ 10,000,000 5 $ 521,000
Our Community Bank
279 E MORGAN STREET
SPENCER, IN 47460
* $ 76,659,000 5 $ 530,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,790,194,000 5 $ 378,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 5 $ 398,000
Mycumortgage
3560 PENTAGON BLVD. SUITE 301
BEAVERCREEK, OH 45431
* $ 1,159,238,000 5 $ 487,000
Forum Credit Union
P.O. BOX 50738
INDIANAPOLIS, IN 46250
* $ 906,966,000 5 $ 50,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ 11,000,000 4 $ 319,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 4 $ 347,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 4 $ 589,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 518,825,000 4 $ 46,000
Flagstar Bank NA

TROY, MI 49098
* $ 13,623,469,000 4 $ 534,000
Residential Finance Corporatio
1 EASTON OVAL #400
COLUMBUS, OH 43219
* $ 17,533,484,000 4 $ 356,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 3 $ 478,000
Gvc Mortgage, Inc.
ONE PLAZA DRIVE, SUITE 3
SUITE 200, IN 46064
* $ 11,000,000 3 $ 378,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 330,470,810,000 3 $ 354,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 3 $ 185,000
Salin Bank and Trust Company
8455 KEYSTONE CROSSING DR.
INDIANAPOLIS, IN 46240
* $ 850,986,000 3 $ 353,000
Union Savings Bank
8534 E KEMPER RD
CINCINNATI, OH 45249
* $ 2,218,607,000 3 $ 304,000
University Lending Group, LLC
42452 HAYES, STE I
CLLINTON TOWNSHIP, MI 48038
* $ 133,851,000 3 $ 207,000
Gmac Mortgage, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 3 $ 517,000
Lendmark Financial Services
223 W NASH ST
WILSON, NC 27893
* $ 43,592,768,000 3 $ 35,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 3 $ 312,000
Elements Financial Federal Cre
225 S EAST ST, SUITE 300
INDIANAPOLIS, IN 46202
* $ 968,214,000 3 $ 411,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ 1,580,221,000 3 $ 686,000
Service Finance Company, LLC
555 S FEDERAL HIGHWAY SUITE 200
BOCA RATON, FL 33432
* $ 10,000,000 2 $ 11,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 168,867,640,000 2 $ 179,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 978,405,000 2 $ 207,000
Garrett State Bank
120 WEST KING STREET, P.O. BOX 29
GARRETT, IN 46738
* $ 174,690,000 2 $ 99,000
Cmco Mortgage, LLC dba Home Le
7851 FREEWAY CIRCLE
MIDDLEBURG HEIGHTS, OH 44130
* $ 10,000,000 2 $ 315,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 54,183,383,000 2 $ 160,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 46,925,466,000 2 $ 266,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 2 $ 490,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 2 $ 136,000
Cashcall, Inc.
1 CITY BLVD WEST SUITE 1000
ORANGE, CA 92868
* $ 10,000,000 2 $ 309,000
Homeowners Mortgage of America
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 2 $ 237,000
Lsi Mortgage Plus
6470 E JOHNS CROSSING STE 400
DULUTH, GA 30097
* $ 1,704,000 1 $ 117,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ 42,141,000 1 $ 172,000
Gfs Capital
6499 HAVENWOOD CIRCLE
HUNTINGTON BEACH, CA 92648
* $ 10,000,000 1 $ 100,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 1 $ 110,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 1 $ 45,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ 10,000,000 1 $ 110,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ 10,000,000 1 $ 102,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ 1,000,000,000 1 $ 77,000
Caliber Funding LLC
6031 CONNECTION DRIVE, SUITE 200
IRVING, TX 75039
* $ 37,112,000 1 $ 57,000
Amera Mortgage Corporation
1050 CORPORATE OFFICE DRIVE, STE 250
MILFORD, MI 48381
* $ 1,300,000,000 1 $ 150,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 1 $ 189,000
Member First Mortgage, LLC
616 44TH STREET SE
GRAND RAPIDS, MI 49548
* $ 11,800,000 1 $ 100,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ 10,000,000 1 $ 103,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 1 $ 34,000
Academy Mortgage Corporation
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ 10,000,000 1 $ 417,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 1 $ 70,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 1 $ 314,000
Citizens National Bank
110 W. COURT STREET
PARIS, IL 61944
* $ 207,712,000 1 $ 38,000
First Place Bank
185 EAST MARKET
WARREN, OH 44481
* $ 2,716,563,000 1 $ 141,000
Members Heritage FCU
440 PARK PLACE
LEXINGTON, KY 40511
* $ 300,669,000 1 $ 8,000
Skyone Federal Credit Union
14600 AVIATION BOULEVARD
HAWTHORNE, CA 90250
* $ 341,287,000 1 $ 215,000
Guaranty Trust Company
316 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ 225,000,000 1 $ 127,000
National Bank of Kansas City
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 619,450,000 1 $ 193,000
Midcountry Bank
7825 WASHINGTON AVE. S., STE. 120
BLOOMINGTON, MN 55439
* $ 674,749,000 1 $ 75,000
Home Bank SB
PO BOX 1677
MARTINSVILLE, IN 46151
* $ 232,977,000 1 $ 202,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 13,039,950,000 1 $ 74,000
Metlife Bank, N.A.
1555 WEST WALNUT HILL LANE, STE. 200
IRVING, TX 75038
* $ 25,513,620,000 1 $ 258,000
Edward Jones Mortgage, LLC
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,783,443,000 1 $ 157,000
Military Family Home Loans, Ll
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 1,102,281,049,000 1 $ 148,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 171,291,705,000 1 $ 309,000
Prairie State Bank & Trust
3751 W. WABASH AVE
SPRINGFIELD, IL 62704
* $ 632,958,000 1 $ 76,000
Hallmark Home Mortgage, LLC
7421 COLDWATER ROAD
FORT WAYNE, IN 46825
* $ 2,915,000 1 $ 63,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ 40,000,000 1 $ 153,000
North Salem State Bank
PO BOX 97
NORTH SALEM, IN 46165
* $ 163,136,000 1 $ 83,000
Commonwealth Bank and Trust Company
4912 U S HWY 42
LOUISVILLE, KY 40222
* $ 823,405,000 1 $ 130,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 240,651,000 1 $ 210,000
Hoosier Heartland State Bank
1400 DARLINGTON AVE
CRAWFORDSVILLE, IN 47933
* $ 137,370,000 1 $ 158,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ 10,000,000 1 $ 230,000
Polaris Home Funding Corp.
151 44TH ST. SW
GRANDVILLE, MI 49418
* $ 10,000,000 1 $ 65,000
Indiana University CU
PO BOX 368
BLOOMINGTON, IN 47401
* $ 682,812,000 1 $ 60,000
CU Channels
1551 WIN HENTSCHEL BLVD., PO BOX 2433
WEST LAFAYETTE, IN 47906
* $ 505,929,000 1 $ 100,000

The tables below break down 2012 mortgage applications in Clay County, IN by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Clay County, IN in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 735 $75,270,000 $102,000 $752,000 $65,000 $755,000
Home Purchase 332 $31,477,000 $94,000 $800,000 $61,000 $908,000
Home Improvement 93 $4,050,000 $43,000 $230,000 $61,000 $274,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,043 $98,694,000 $94,000 $800,000 $65,000 $755,000
Not Provided 58 $5,804,000 $100,000 $259,000 $71,000 $908,000
Not applicable 41 $4,616,000 $112,000 $752,000 $10,000 $103,000
Black or African American 9 $1,055,000 $117,000 $248,000 $73,000 $129,000
Asian 5 $546,000 $109,000 $170,000 $58,000 $130,000
American Indian or Alaskan Native 2 $57,000 $28,000 $32,000 $54,000 $62,000
Hispanic 1 $19,000 $19,000 $19,000 $24,000 $24,000
Native Hawaiian or Other Pacific Islander 1 $6,000 $6,000 $6,000 $61,000 $61,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 868 $80,737,000 $93,000 $800,000 $71,000 $908,000
FHA-insured (Federal Housing Administration) 159 $14,924,000 $93,000 $274,000 $38,000 $159,000
VA-guaranteed (Veterans Administration) 74 $10,060,000 $135,000 $288,000 $48,000 $192,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 59 $5,076,000 $86,000 $168,000 $33,000 $79,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 664 $62,868,000 $94,000 $800,000 $70,000 $908,000
Application Denied By Financial Institution 235 $21,173,000 $90,000 $752,000 $58,000 $391,000
Loan Purchased By The Institution 105 $10,595,000 $100,000 $274,000 $39,000 $755,000
Application Withdrawn By Applicant 101 $11,125,000 $110,000 $475,000 $61,000 $240,000
Application Approved But Not Accepted 35 $2,803,000 $80,000 $289,000 $54,000 $100,000
File Closed For Incompleteness 20 $2,233,000 $111,000 $284,000 $53,000 $136,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 67 $6,306,000 $94,000 $314,000 $71,000 $391,000
Credit History 65 $4,190,000 $64,000 $165,000 $59,000 $192,000
Debt-To-Income Ratio 31 $2,810,000 $90,000 $248,000 $48,000 $158,000
Credit Application Incomplete 12 $1,534,000 $127,000 $255,000 $47,000 $132,000
Other 11 $1,533,000 $139,000 $752,000 $47,000 $148,000
Unverifiable Information 8 $807,000 $100,000 $188,000 $58,000 $120,000
Insufficient Cash (Downpayment, Closing Cost) 3 $317,000 $105,000 $133,000 $53,000 $107,000
Employment History 2 $226,000 $113,000 $160,000 $73,000 $126,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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