Coahoma County, MS Mortgage Lenders & HMDA Data, 2012

In 2012, lenders reported 514 mortgage applications in Coahoma County, MS totaling $40.5 million, up 19% from 2011. The average application was for $78,000, and applicants reported an average income of $66,000. 46% of applications resulted in an originated loan and 29% were denied. The most active lender was Regions Bank, with 143 applications, followed by Covenant Bank and Wells Fargo Bank NA.

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Total Number of Mortgage Applications 514
Total Mortgage Loan Application Amount $40,473,000
Average Mortgage Loan Application Amount $78,000
Highest Mortgage Loan Application Amount $1,338,000
Average Applicant Income $66,000
Highest Applicant Income $1,274,000

Mortgage Company List for Lending in Coahoma County, MS for 2012

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 123,368,203,000 143 $ 11,274,000
Covenant Bank
P. O. BOX 550
CLARKSDALE, MS 38614
* $ 230,660,000 73 $ 1,994,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,161,490,000,000 54 $ 5,890,000
Southern Bancorp Bank
601 MAIN STREET
ARKADELPHIA, AR 71923
* $ 1,147,058,000 37 $ 1,643,000
Cb&S Bank
200 JACKSON AVE. S.
RUSSELLVILLE, AL 35653
* $ 1,276,082,000 28 $ 3,710,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 23 $ 1,287,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,811,678,000,000 21 $ 1,685,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 19 $ 1,218,000
Shreveport Federal Credit Unio
8530 FERN AVE.
SHREVEPORT, LA 71105
* $ 86,740,000 8 $ 391,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,459,157,302,000 8 $ 566,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 7 $ 365,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ 10,000,000 6 $ 793,000
First Security Bank
P.O. BOX 690
BATESVILLE, MS 38606
* $ 498,446,000 6 $ 189,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 5 $ 922,000
Service Finance Company, LLC
555 S FEDERAL HIGHWAY SUITE 200
BOCA RATON, FL 33432
* $ 10,000,000 4 $ 63,000
Trustmark National Bank
PO BOX 291
JACKSON, MS 39205
* $ 9,612,081,000 3 $ 452,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 3 $ 348,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 85,381,954,000 3 $ 474,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 3 $ 327,000
Cadence Bank
P O BOX 789
TUPELO, MS 38804
* $ 12,990,345,000 3 $ 282,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 3 $ 491,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 13,039,950,000 2 $ 91,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 46,925,466,000 2 $ 31,000
Guaranty Trust Company
316 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ 225,000,000 2 $ 274,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,790,194,000 2 $ 46,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ 10,000,000 2 $ 295,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,288,658,000,000 2 $ 230,000
Assurance Financial Group, L.L.C.
9029 JEFFERSON HIGHWAY SUITE 100
BATON ROUGE, LA 70809
* $ 1,000,000,000 2 $ 168,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 2 $ 108,000
Hope Federal Credit Union
4 OLD RIVER PLACE
JACKSON, MS 39202
* $ 140,269,000 2 $ 79,000
Renasant Bank

JOHNS CREEK, GA 30097
* $ 4,196,437,000 2 $ 252,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 240,651,000 1 $ 180,000
Guaranty Bank & Trust Company
210 N. HAYDEN STREET
BELZONI, MS 39038
* $ 535,508,000 1 $ 24,000
Centennial Bank
P.O. BOX 308
TREZEVANT, TN 38258
* $ 264,090,000 1 $ 63,000
Community Bank of Mississippi
323 EAST THIRD STREET
FLOWOOD, MS 39232
* $ 639,243,000 1 $ 139,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 1 $ 163,000
Renasant Bk
201 SOUTH JACKSON ST
CRYSTAL SPRINGS, MS 39059
* $ 586,636,000 1 $ 90,000
Home Point Mortgage Acceptance Corporation
121 RESEARCH BLVD
MADISON, AL 35758
* $ 580,000,000 1 $ 231,000
Liberty Home Equity Solutions, Inc.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ 60,629,000 1 $ 44,000
Community Mortgage Corporation
142 TIMBER CREEK DRIVE
CORDOVA, TN 38018
* $ 10,000,000 1 $ 53,000
R.H. Lending, Inc.
6209 COLLEYVILLE BLVD.
COLLEYVILLE, TX 76034
* $ 10,000,000 1 $ 64,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 1 $ 78,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 1 $ 50,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 1 $ 62,000
Hometrust Mortgage Company
5353 W ALABAMA, SUITE 500
HOUSTON, TX 77056
* $ 10,000,000 1 $ 276,000
Cis Financial Services, Inc.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ 14,200,000 1 $ 83,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 1 $ 198,000
Home Loan Center, Inc.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 1 $ 305,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 1 $ 47,000
Homeowners Mortgage of America
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 1 $ 123,000
Fidelity Bank
100 E ENGLISH
WICHITA, KS 67202
* $ 1,562,678,000 1 $ 63,000
Ameriprise Bank, FSB
707 2ND AVENUE SOUTH
MINNEAPOLIS, MN 55474
* $ 5,152,186,000 1 $ 198,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ 247,163,000 1 $ 338,000
Ing Bank, FSB / Capital One
11130 INDUSTRIPLEX BLVD
BATON ROUGE, LA 70809
* $ 92,212,498,000 1 $ 92,000
Bank of Little Rock Mortgage Corporation
15909 CANTRELL ROAD
LITTLE ROCK, AR 72223
* $ 182,179,000 1 $ 537,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 52,181,685,000 1 $ 32,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 171,291,705,000 1 $ 3,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 263,309,559,000 1 $ 160,000

The tables below break down 2012 mortgage applications in Coahoma County, MS by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Coahoma County, MS in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 227 $26,245,000 $115,000 $1,338,000 $83,000 $1,200,000
Home Purchase 154 $11,948,000 $77,000 $654,000 $57,000 $1,274,000
Home Improvement 133 $2,280,000 $17,000 $280,000 $45,000 $180,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 225 $24,184,000 $107,000 $537,000 $91,000 $1,274,000
Black or African American 199 $8,039,000 $40,000 $417,000 $46,000 $300,000
Not Provided 43 $2,736,000 $63,000 $250,000 $70,000 $554,000
Not applicable 38 $4,653,000 $122,000 $1,338,000 $4,000 $90,000
Asian 7 $769,000 $109,000 $180,000 $93,000 $250,000
Hispanic 2 $92,000 $46,000 $82,000 $150,000 $250,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 390 $31,255,000 $80,000 $1,338,000 $76,000 $1,274,000
FHA-insured (Federal Housing Administration) 89 $6,691,000 $75,000 $276,000 $32,000 $155,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 24 $1,783,000 $74,000 $151,000 $29,000 $70,000
VA-guaranteed (Veterans Administration) 11 $744,000 $67,000 $121,000 $32,000 $72,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 237 $18,501,000 $78,000 $1,338,000 $79,000 $1,274,000
Application Denied By Financial Institution 150 $9,001,000 $60,000 $358,000 $49,000 $378,000
Loan Purchased By The Institution 49 $4,747,000 $96,000 $357,000 $38,000 $554,000
Application Approved But Not Accepted 34 $2,692,000 $79,000 $404,000 $68,000 $417,000
Application Withdrawn By Applicant 31 $3,221,000 $103,000 $402,000 $69,000 $305,000
File Closed For Incompleteness 13 $2,311,000 $177,000 $417,000 $106,000 $480,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 17 $601,000 $35,000 $90,000 $30,000 $56,000
Debt-To-Income Ratio 11 $799,000 $72,000 $295,000 $69,000 $369,000
Collateral 8 $1,090,000 $136,000 $312,000 $76,000 $201,000
Credit Application Incomplete 3 $515,000 $171,000 $305,000 $171,000 $250,000
Other 1 $32,000 $32,000 $32,000 $0 $0
Unverifiable Information 1 $63,000 $63,000 $63,000 $41,000 $41,000
Employment History 1 $60,000 $60,000 $60,000 $100,000 $100,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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