Columbia County, WA Mortgage Lenders & HMDA Data, 2006

In 2006, lenders reported 432 mortgage applications in Columbia County, WA totaling $44.5 million, up 13% from 2005. The average application was for $103,000, and applicants reported an average income of $72,000. 43% of applications resulted in an originated loan and 14% were denied. The most active lender was Countrywide Home Loans, with 48 applications, followed by Bank of America, N.A. and Americanwest Bank.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 432
Total Mortgage Loan Application Amount $44,519,000
Average Mortgage Loan Application Amount $103,000
Highest Mortgage Loan Application Amount $410,000
Average Applicant Income $72,000
Highest Applicant Income $4,000,000

Mortgage Company List for Lending in Columbia County, WA for 2006

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Countrywide Home Loans
30930 RUSSELL RANCH ROAD MS WLRR-148
WESTLAKE VILLAGE, CA 91362
* $ 175,085,370,000 48 $ 5,307,000
Bank of America, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,082,250,290,000 26 $ 1,950,000
Americanwest Bank
P O BOX 105
CHEWELAH, WA 99109
* $ 1,108,926,000 19 $ 2,032,000
Banner Bank
10 SOUTH 1ST STREET
WALLA WALLA, WA 99362
* $ 3,034,584,000 16 $ 1,439,000
Wells Fargo Bank, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 403,258,000,000 14 $ 1,650,000
Countrywide Bank, N.A.
35 NORTH LAKE, MS 35-148
PASADENA, CA 91101
* $ 73,116,292,000 12 $ 1,910,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 12 $ 1,486,000
Sterling Savings Bank
111 N WALL ST
SPOKANE, WA 99201
* $ 7,556,598,000 12 $ 567,000
Washington Mutual Bank
227 EAST AVENUE
ALBION, NY 14411
* $ 330,706,384,000 11 $ 1,185,000
Hfc Company LLC
140 INDUSTRIAL DRIVE
ELMHURST, IL 60126
* $ 16,981,282,000 10 $ 747,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 10 $ 1,076,000
National City Bank
1900 E NINTH ST LOC 01-3144
CLEVELAND, OH 44114
* $ 69,482,177,000 9 $ 840,000
Ameriquest Mortgage Company
1100 TOWN & COUNTRY ROAD
ORANGE, CA 92868
* $ 10,000,000 8 $ 1,099,000
Beneficial Company LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 4,017,643,000 8 $ 497,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ 10,000,000 7 $ 364,000
Gmac Mortgage LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 7 $ 807,000
Residential Funding Corp. LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 6 $ 693,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 19,653,232,000 6 $ 652,000
Delta Funding Corporation
1000 WOODBURY ROAD
WOODBURY, NY 11797
* $ 31,000,000 5 $ 478,000
US Bank, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 208,867,410,000 5 $ 544,000
Wells Fargo Fin'l Washington 1
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 36,752,895,000 5 $ 663,000
Aurora Bank FSB
1271 SIXTH AVENUE, 46TH FLOOR
NEW YORK, NY 10020
* $ 22,481,092,000 5 $ 398,000
Greenpoint Mortgage Funding
4 COLISEUM CENTRE, 2730 WEST TYVOLA ROAD
CHARLOTTE, NC 28217
* $ 6,677,533,000 4 $ 272,000
Ally Bank F/K/A/ Gmac Bank
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 2,429,481,000 4 $ 486,000
Golf Savings Bank
6505 218TH ST SW SUITE 6
MOUNTLAKE TERRACE, WA 98043
* $ 471,715,000 4 $ 333,000
Suntrust Mortgage, Inc
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 177,231,290,000 4 $ 223,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 4 $ 553,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,013,985,000,000 4 $ 420,000
Agwest Farm Credit, Flca
2001 SOUTH FLINT ROAD
SPOKANE, WA 99224
* $ 4,658,882,000 4 $ 672,000
American Home Mortgage Corp.
538 BROADHOLLOW RD
MELVILLE, NY 11747
* $ 10,000,000 4 $ 336,000
Origen Financial Services LLC
27777 FRANKLIN ROAD SUITE 1710
SOUTHFIELD, MI 48034
* $ 10,000,000 4 $ 154,000
Option One Mortgage Corp
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 4 $ 400,000
People's Choice Financial Corp
7515 IRVINE CENTER DR.
IRVINE, CA 92618
* $ 10,000,000 4 $ 509,000
Wmc Mortgage Corp.
3100 THORTON AVE
BURBANK, CA 91504
* $ 31,000,000 4 $ 199,000
Calusa Investments, L.L.C.
P.O. BOX 710840
HERNDON, VA 20171
* $ 10,000,000 4 $ 534,000
Wilmington Finance, Inc.
620 W GERMANTOWN RD
PLYMOUTH MEETING, PA 19462
* $ 10,000,000 4 $ 383,000
Cobalt Mortgage, Inc.
11241 SLATER AVE NE, SUITE 200
KIRKLAND, WA 98033
* $ 10,000,000 3 $ 192,000
Oak Street Mortgage
11555 N MERIDIAN ST
CARMEL, IN 46032
* $ 10,000,000 3 $ 270,000
Merrill Lynch Mortgage Lending
4 WORLD FINANCIAL CENTER, 12TH FLOOR
NEW YORK, NY 10280
* $ 19,717,040,000 3 $ 272,000
Eagle Home Mortgage, LLC
301 116TH AVENUE SE #400
BELLEVUE, WA 98004
* $ 10,000,000 3 $ 480,000
Golden Empire Mortgage Inc
1200 DISCOVERY DRIVE - THIRD FLOOR
BAKESRFIELD, CA 93309
* $ 10,000,000 3 $ 344,000
Accredited Home Lenders, Inc
15253 AVENUE OF SCIENCE BLDG 1
SAN DIEGO, CA 92128
* $ 10,000,000 3 $ 369,000
Mila, Inc
6021 244TH ST. SW
MOUNTLAKE TERRACE, WA 98043
* $ 10,000,000 3 $ 376,000
Aames Funding Corporation
15090 AVENUE OF SCIENCE
SAN DIEGO, CA 92128
* $ 10,000,000 3 $ 372,000
Citimortgage, Inc
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 706,497,000 3 $ 209,000
Baker Boyer National Bank
7 W. MAIN
WALLA WALLA, WA 99362
* $ 379,833,000 3 $ 475,000
Bank of Whitman
201 S. MAIN STREET/PO BOX 270
COLFAX, WA 99111
* $ 424,948,000 3 $ 790,000
Home123 Corporation
3351 MICHELSON DRIVE, SUITE 400
IRVINE, CA 92612
* $ 10,000,000 3 $ 280,000
Action Mortgage Company
111 N WALL
SPOKANE, WA 99201
* $ 7,000,000,000 3 $ 408,000
Mbank
1290 NE BURNSIDE
GRESHAM, OR 97030
* $ 248,439,000 2 $ 88,000
Citifinancial, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 2 $ 45,000
First Horizon Home Loan Corp
4000 HORIZON WAY
IRVING, TX 75063
* $ 1,446,000,000 2 $ 290,000
US Bank North Dakota
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 3,900,290,000 2 $ 68,000
Keybank National Association
100 PUBLIC SQUARE STE 600 OH-01-10-06006
CLEVELAND, OH 44113
* $ 88,960,716,000 2 $ 184,000
Central Pacfic Mortgage
950 IRON POINT RD SUITE 200
FOLSOM, CA 95630
* $ 31,000,000 2 $ 424,000
Saxon Mortgage
4840 COX ROAD
GLEN ALLEN, VA 23060
* $ 10,000,000 2 $ 245,000
Mann Mortgage LLC
1220 WHITEFISH STAGE
KALISPELL, MT 59901
* $ 10,000,000 2 $ 230,000
Taylor, Bean & Whitaker
315 NE 14TH STREET
OCALA, FL 34470
* $ 10,000,000 2 $ 149,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ 31,000,000 2 $ 291,000
Gesa Credit Union
51 GAGE BLVD
RICHLAND, WA 99352
* $ 610,805,000 2 $ 44,000
Indymac Bank, F.S.B.
888 EAST WALNUT ST
PASADENA, CA 91101
* $ 20,329,938,000 2 $ 484,000
BNC Mortgage
745 SEVENTH AVENUE, 24TH FLOOR
NEW YORK, NY 10019
* $ 2,500,000,000 2 $ 231,000
Flagstar Bank
5151 CORPORATE DR
TROY, MI 48098
* $ 15,054,001,000 2 $ 182,000
First Nlc Financial Services,
4680 CONFERENCE WAY SOUTH
BOCA RATON, FL 33431
* $ 10,000,000 2 $ 320,000
Megastar Financial
1080 CHEROKEE ST
DENVER, CO 80204
* $ 10,000,000 2 $ 157,000
Millennia Mortgage Corporation
9891 IRVINE CENTER DRIVE, STE. 200
IRVINE, CA 92618
* $ 10,000,000 2 $ 261,000
Green Tree Servicing LLC
345 ST. PETER STREET
ST. PAUL, MN 55102
* $ 31,000,000 2 $ 121,000
Novastar Mortgage
2114 CENTRAL SUITE 600
KANSAS CITY, MO 64108
* $ 10,000,000 2 $ 126,000
Mortgage It Inc
60 WALL ST
NEW YORK, NY 10005
* $ 10,000,000 1 $ 125,000
Home Loan Center
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 1 $ 30,000
Argent Mortgage Company
1100 TOWN & COUNTRY
ORANGE, CA 92868
* $ 10,000,000 1 $ 60,000
Mortgage Advisory Group
2902 COLBY AVENUE
EVERETT, WA 98201
* $ 12,500,000 1 $ 260,000
Trust One Mortgage Corporation
108 PACIFICA, SUITE 300
IRVINE, CA 92618
* $ 10,000,000 1 $ 126,000
Flexpoint Funding Corporation
30 EXECUTIVE PARK SUITE 200
IRVINE, CA 92614
* $ 26,612,275,000 1 $ 76,000
Wealthbridge Mortgage Corp.
15455 NW GREENBRIER PKWY, STE. 111
BEAVERTON, OR 97006
* $ 10,000,000 1 $ 75,000
Netbank Fundings Services
9710 TWO NOTCH ROAD
COLUMBIA, SC 29223
* $ 4,753,483,000 1 $ 132,000
Ing Bank, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 53,128,800,000 1 $ 125,000
Long Beach Mortgage Co.
227 EAST AVENUE
ALBION, NY 14411
* $ 330,706,384,000 1 $ 150,000
Amtrust Bank
1801 E. 9TH ST #200
CLEVELAND, OH 44114
* $ 16,241,462,000 1 $ 63,000
M&I Bank FSB
W57N14280 DOERR WAY
CEDARBURG, WI 53012
* $ 1,438,837,000 1 $ 178,000
Inspirus Credit Union
5200 SOUTHCENTER BLVD
SEATTLE, WA 98188
* $ 587,966,000 1 $ 20,000
Boeing Employees Credit Union
12770 GATEWAY DRIVE
TUKWILA, WA 98168
* $ 6,137,503,000 1 $ 62,000
Nfcu
820 FOLLIN LANE
VIENNA, VA 22180
* $ 24,644,357,000 1 $ 3,000
Capital One Home Loans, LLC
12800 FOSTER STREET
OVERLAND PARK, KS 66213
* $ 88,701,411,000 1 $ 189,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 1 $ 126,000
American Home Loans
17991 COWAN
IRVINE, CA 92614
* $ 10,000,000 1 $ 153,000
Greenlight Financial Services
18200 VON KARMAN STE #300
IRVINE, CA 92612
* $ 10,000,000 1 $ 50,000
Castle Point Mortgage, Inc.
7 ENTIN ROAD, STE. 102
PARSIPPANY, NJ 07054
* $ 16,999,000 1 $ 90,000
Chase Manhattan Bank USA, NA
200 WHITE CLAY CENTER DR
NEWARK, DE 19711
* $ 75,051,579,000 1 $ 89,000
Homecomings Financial LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 1 $ 220,000
Charter One Bank
1215 SUPERIOR AVE
CLEVELAND, OH 44114
* $ 41,397,196,000 1 $ 32,000
Webster Bank, N.A.
145 BANK ST
WATERBURY, CT 06702
* $ 17,599,320,000 1 $ 300,000
New Century Mortgage Corporati
18400 VON KARMAN AVE., SUITE 1000
IRVINE, CA 92612
* $ 10,000,000 1 $ 56,000
First Bank
11901 OLIVE BOULEVARD
SAINT LOUIS, MO 63141
* $ 9,147,305,000 1 $ 90,000
Irwin Home Equity Corporation
500 WASHINGTON ST
COLUMBUS, IN 47201
* $ 6,179,872,000 1 $ 50,000
M&T Mortgage Corporation
465 MAIN STREET - 5TH FLR - LAFAYETTE CT
BUFFALO, NY 14203
* $ 54,391,344,000 1 $ 55,000
Equifirst Corporation
13000 S TRYON ST, STE F, PMB 317
CHARLOTTE, NC 28278
* $ 81,074,402,000 1 $ 131,000
Cashmere Valley Bank
PO BOX G
CASHMERE, WA 98815
* $ 714,646,000 1 $ 85,000
Eloan
9600 WEST BRYN MAWR
ROSEMONT, IL 60018
* $ 48,624,000,000 1 $ 39,000
Homestreet Bank
601 UNION STREET 2000 TWO UNION SQUARE
SEATTLE, WA 98101
* $ 1,949,853,000 1 $ 76,000
Firstbank Northwest
920 MAIN STREET
LEWISTON, ID 83501
* $ 822,644,000 1 $ 184,000
Fremont Investment & Loan
2727 E. IMPERIAL HIGHWAY
BREA, CA 92821
* $ 11,315,543,000 1 $ 95,000
1st Security Bank of Washington
6920 220TH STREET SW
MOUNTLAKE TERRACE, WA 98043
* $ 254,664,000 1 $ 35,000

The tables below break down 2006 mortgage applications in Columbia County, WA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Columbia County, WA in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 215 $24,965,000 $116,000 $410,000 $59,000 $311,000
Home Purchase 174 $16,572,000 $95,000 $374,000 $69,000 $644,000
Home Improvement 43 $2,982,000 $69,000 $276,000 $151,000 $4,000,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 314 $31,123,000 $99,000 $385,000 $67,000 $360,000
Not Provided 62 $6,924,000 $111,000 $259,000 $66,000 $644,000
Not applicable 39 $5,450,000 $139,000 $410,000 $133,000 $4,000,000
Hispanic 16 $914,000 $57,000 $113,000 $34,000 $98,000
American Indian or Alaskan Native 1 $108,000 $108,000 $108,000 $216,000 $216,000
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 405 $41,452,000 $102,000 $410,000 $74,000 $4,000,000
FHA-insured (Federal Housing Administration) 21 $2,439,000 $116,000 $170,000 $49,000 $96,000
VA-guaranteed (Veterans Administration) 5 $538,000 $107,000 $150,000 $28,000 $47,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $90,000 $90,000 $90,000 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 185 $18,373,000 $99,000 $410,000 $94,000 $4,000,000
Loan Purchased By The Institution 86 $10,443,000 $121,000 $385,000 $49,000 $311,000
Application Denied By Financial Institution 62 $6,028,000 $97,000 $294,000 $70,000 $644,000
Application Withdrawn By Applicant 58 $5,651,000 $97,000 $260,000 $52,000 $116,000
Application Approved But Not Accepted 32 $3,076,000 $96,000 $251,000 $61,000 $150,000
File Closed For Incompleteness 9 $948,000 $105,000 $200,000 $39,000 $60,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 10 $1,019,000 $101,000 $182,000 $35,000 $58,000
Collateral 8 $618,000 $77,000 $146,000 $60,000 $120,000
Other 8 $1,057,000 $132,000 $276,000 $114,000 $360,000
Insufficient Cash (Downpayment, Closing Cost) 4 $614,000 $153,000 $181,000 $130,000 $360,000
Debt-To-Income Ratio 4 $427,000 $106,000 $154,000 $62,000 $104,000
Credit Application Incomplete 2 $324,000 $162,000 $225,000 $352,000 $644,000
Unverifiable Information 1 $178,000 $178,000 $178,000 $89,000 $89,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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