Crosby County, TX Mortgage Lenders & HMDA Data, 2009
In 2009, lenders reported 165 mortgage applications in Crosby County, TX totaling $10.0 million, up 3% from 2008. The average application was for $60,000, and applicants reported an average income of $54,000. 45% of applications resulted in an originated loan and 22% were denied. The most active lender was Vista Bank, with 38 applications, followed by Wells Fargo Bank, NA and City Bank.
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 165 |
| Total Mortgage Loan Application Amount | $9,993,000 |
| Average Mortgage Loan Application Amount | $60,000 |
| Highest Mortgage Loan Application Amount | $285,000 |
| Average Applicant Income | $54,000 |
| Highest Applicant Income | $236,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| Vista Bank 5840 W NORTHWEST HWY DALLAS, TX 75225 |
* | $ 141,707,000 | 38 | $ 1,042,000 |
| Wells Fargo Bank, NA 1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042 DES MOINES, IA 50328 |
* | $ 538,958,000,000 | 17 | $ 1,171,000 |
| City Bank 5219 CITY BANK PARKWAY LUBBOCK, TX 79408 |
* | $ 1,862,835,000 | 15 | $ 1,165,000 |
| Peoples Bank 5820 82ND STREET LUBBOCK, TX 79424 |
* | $ 217,667,000 | 11 | $ 481,000 |
| Citizens National Bank PO BOX 529 CROSBYTON, TX 79322 |
* | $ 39,892,000 | 8 | $ 313,000 |
| JPMorgan Chase Bank, NA 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,746,242,000,000 | 8 | $ 848,000 |
| Bank of America, N.A. 4500 PARK GRANADA CALABASAS, CA 91302 |
* | $ 1,471,631,047,000 | 7 | $ 545,000 |
| American State Bank 1401 AVENUE Q LUBBOCK, TX 79401 |
* | $ 2,200,542,000 | 6 | $ 585,000 |
| Citifinancial Inc 300 ST PAUL PLACE BALTIMORE, MD 21202 |
* | $ 1,494,037,000,000 | 6 | $ 144,000 |
| Wells Fargo Funding, Inc 100 N MAIN STREEET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 25,457,000 | 5 | $ 511,000 |
| Primewest Mortgage Corporation 7806 INDIANA AVENUE LUBBOCK, TX 79423 |
* | $ 10,000,000 | 5 | $ 405,000 |
| Citibank, N.A. 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 1,227,040,000,000 | 4 | $ 237,000 |
| Primelending 18111 PRESTON ROAD SUITE 900 DALLAS, TX 75252 |
* | $ 3,930,807,000 | 4 | $ 496,000 |
| Citimortgage, Inc 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 1,019,497,000,000 | 4 | $ 224,000 |
| Countrywide Bank FSB 30930 RUSSELL RANCH ROAD MS CA6-916-02-0 WESTLAKE VILLAGE, CA 91362 |
* | $ 117,978,966,000 | 3 | $ 235,000 |
| Great Western Financial Services, Inc. 5408 W PLANO PKWY PLANO, TX 75093 |
* | $ 10,000,000 | 3 | $ 325,000 |
| Hometrust Mortgage Company 5353 W. ALABAMA, SUITE 500 HOUSTON, TX 77056 |
* | $ 10,000,000 | 2 | $ 95,000 |
| Beneficial Company LLC 26525 NORTH RIVERWOODS BLVD. METTAWA, IL 60045 |
* | $ 4,017,643,000 | 2 | $ 42,000 |
| Capital One NA 11130 INDUSTRIALPLEX BLVD BATON ROUGE, LA 70809 |
* | $ 115,142,306,000 | 2 | $ 21,000 |
| Amarillo National Bank 410 S TAYLOR STREET AMARILLO, TX 79101 |
* | $ 2,711,760,000 | 1 | $ 52,000 |
| Lubbock National Bank 4811 50TH LUBBOCK, TX 79414 |
* | $ 618,717,000 | 1 | $ 34,000 |
| Citizens Bank 103 TEXAS AVE SLATON, TX 79364 |
* | $ 226,314,000 | 1 | $ 92,000 |
| First United Bank 5802 4TH STREET LUBBOCK, TX 79416 |
* | $ 827,646,000 | 1 | $ 9,000 |
| First Bank & Trust 9816 SLIDE RD. LUBBOCK, TX 79424 |
* | $ 422,310,000 | 1 | $ 48,000 |
| Security State Bank 501 PHELPS AVE; PO BOX 470 LITTLEFIELD, TX 79339 |
* | $ 100,603,000 | 1 | $ 157,000 |
| 21st Mortgage 620 MARKET ST SUITE 100 KNOXVILLE, TN 37902 |
* | $ 10,000,000 | 1 | $ 66,000 |
| Citicorp Trust Bank, FSB 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 21,270,147,000 | 1 | $ 37,000 |
| Advancial Federal Credit Union 1845 WOODALL RODGERS FWY, SUITE 1300 DALLAS, TX 75231 |
* | $ 626,876,000 | 1 | $ 108,000 |
| Alliance Federal Credit Union 8401 QUAKER AVE LUBBOCK, TX 79424 |
* | $ 156,812,000 | 1 | $ 159,000 |
| Amerisave Mortgage Company 1200 ALTMORE AVENUE BUILDING 2 SUITE 300 SANDY SPRINGS, GA 30342 |
* | $ 8,994,122,000 | 1 | $ 74,000 |
| First Continental Mortgage, Ltd. 11011 RICHMOND AVENUE, SUITE 800 HOUSTON, TX 77072 |
* | $ 10,000,000 | 1 | $ 37,000 |
The tables below break down 2009 mortgage applications in Crosby County, TX by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Crosby County, TX in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 101 | $5,581,000 | $55,000 | $177,000 | $46,000 | $185,000 |
| Refinancing | 47 | $3,950,000 | $84,000 | $285,000 | $69,000 | $196,000 |
| Home Improvement | 17 | $462,000 | $27,000 | $159,000 | $64,000 | $236,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 92 | $7,087,000 | $77,000 | $285,000 | $69,000 | $236,000 |
| Hispanic | 53 | $1,937,000 | $36,000 | $159,000 | $36,000 | $150,000 |
| Not applicable | 10 | $496,000 | $49,000 | $90,000 | $35,000 | $85,000 |
| Not Provided | 7 | $412,000 | $58,000 | $120,000 | $37,000 | $83,000 |
| Black or African American | 2 | $17,000 | $8,000 | $15,000 | $43,000 | $60,000 |
| American Indian or Alaskan Native | 1 | $44,000 | $44,000 | $44,000 | $22,000 | $22,000 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 116 | $6,130,000 | $52,000 | $285,000 | $57,000 | $236,000 |
| FHA-insured (Federal Housing Administration) | 39 | $3,227,000 | $82,000 | $177,000 | $51,000 | $185,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 5 | $368,000 | $73,000 | $102,000 | $27,000 | $65,000 |
| VA-guaranteed (Veterans Administration) | 5 | $268,000 | $53,000 | $75,000 | $34,000 | $57,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 75 | $4,239,000 | $56,000 | $285,000 | $59,000 | $236,000 |
| Application Denied By Financial Institution | 36 | $1,372,000 | $38,000 | $170,000 | $40,000 | $155,000 |
| Loan Purchased By The Institution | 27 | $2,351,000 | $87,000 | $285,000 | $56,000 | $196,000 |
| Application Withdrawn By Applicant | 17 | $1,507,000 | $88,000 | $187,000 | $66,000 | $157,000 |
| Application Approved But Not Accepted | 7 | $424,000 | $60,000 | $150,000 | $50,000 | $99,000 |
| File Closed For Incompleteness | 3 | $100,000 | $33,000 | $74,000 | $37,000 | $87,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 6 | $268,000 | $44,000 | $130,000 | $46,000 | $70,000 |
| Other | 3 | $242,000 | $80,000 | $170,000 | $87,000 | $155,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $64,000 | $32,000 | $36,000 | $26,000 | $27,000 |
| Debt-To-Income Ratio | 2 | $76,000 | $38,000 | $74,000 | $30,000 | $34,000 |
| Collateral | 1 | $66,000 | $66,000 | $66,000 | $39,000 | $39,000 |
| Unverifiable Information | 1 | $51,000 | $51,000 | $51,000 | $32,000 | $32,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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