Culebra Municipio, PR Mortgage Lenders & HMDA Data, 2005
In 2005, lenders reported 165 mortgage applications in Culebra Municipio, PR totaling $24.3 million, down 16% from 2004. The average application was for $147,000, and applicants reported an average income of $130,000. 45% of applications resulted in an originated loan and 21% were denied. The most active lender was Doral Bank, with 28 applications, followed by Popular Mortgage, Inc. and Doral Mortgage Corp..
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 165 |
| Total Mortgage Loan Application Amount | $24,294,000 |
| Average Mortgage Loan Application Amount | $147,000 |
| Highest Mortgage Loan Application Amount | $750,000 |
| Average Applicant Income | $130,000 |
| Highest Applicant Income | $1,848,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| Doral Bank 268 PONCE DE LEON SUITE 910 SAN JUAN, PR 00918 |
* | $ 11,189,511,000 | 28 | $ 4,852,000 |
| Popular Mortgage, Inc. PO BOX 362708 SAN JUAN, PR 00936 |
* | $ 23,802,000,000 | 16 | $ 3,610,000 |
| Doral Mortgage Corp. PO BOX 71528 SAN JUAN, PR 00936 |
* | $ 15,140,693,000 | 14 | $ 1,516,000 |
| Citifinancial 300 ST. PAUL PLACE BALTIMORE, MD 21202 |
* | $ 273,753,702,000 | 14 | $ 453,000 |
| Banco Popular De Puerto Rico PO BOX 362708 SAN JUAN, PR 00936 |
* | $ 23,802,000,000 | 11 | $ 2,617,000 |
| Sana Mortgage PO BOX 71528 SAN JUAN, PR 00936 |
* | $ 15,140,693,000 | 10 | $ 1,829,000 |
| Banco Santander P.O.BOX 362589 SAN JUAN, PR 00936 |
* | $ 8,258,362,000 | 9 | $ 1,720,000 |
| R-G Premier Bank of P.R. PO BOX 2510 GUAYNABO, PR 00970 |
* | $ 7,573,646,000 | 8 | $ 1,521,000 |
| Firstbank Puerto Rico PO BOX 9146 SANTURCE, PR 00908 |
* | $ 15,504,754,000 | 7 | $ 840,000 |
| Banco Popular National Assoc PO BOX 362708 SAN JUAN, PR 00936 |
* | $ 68,037,000 | 6 | $ 70,000 |
| Citibank, N.A. 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 694,529,000,000 | 6 | $ 370,000 |
| R & G Mortgage Corporation P O BOX 362394 SAN JUAN, PR 00936 |
* | $ 10,198,602,000 | 6 | $ 1,466,000 |
| Westernbak Puerto Rico PO BOX 1180 MAYAGUEZ, PR 00681 |
* | $ 14,200,158,000 | 4 | $ 31,000 |
| Hf Mortgage Bankers DORAL FINANCIAL PLAZA 1451 ROOSEVELT AVE S.J., PR 00921 |
* | $ 15,140,693,000 | 4 | $ 256,000 |
| Metro Island Mortgage VILLA NEVAREZ PROF. CENTER SUITE 201 RIO PIEDRAS, PR 00927 |
* | $ 10,000,000 | 4 | $ 1,003,000 |
| Oriental Bank PO BOX 195115 SAN JUAN, PR 00919 |
* | $ 4,128,894,000 | 4 | $ 656,000 |
| Firstmortgage PO BOX 9146 SAN JUAN, PR 00908 |
* | $ 9,582,507,000 | 3 | $ 135,000 |
| First Equity Mortgage Bankers 9300 S DADELAND BLVD SUITE 500 MIAMI, FL 33156 |
* | $ 10,000,000 | 2 | $ 312,000 |
| Centro Hipotecario PO BOX 71528 SAN JUAN, PR 00936 |
* | $ 15,140,693,000 | 2 | $ 206,000 |
| The Mortgage Store of P.R. PO BOX 362394 SAN JUAN, PR 00936 |
* | $ 10,198,602,000 | 2 | $ 95,000 |
| Santander Mortgage Corporation PO BOX 192199 SAN JUAN, PR 00919 |
* | $ 47,000,000 | 1 | $ 212,000 |
| Rf Mortgage (Tel 782-8255; Fax 1148 AVE FRANKLIN D. ROOSEVELT SAN JUAN, PR 00920 |
* | $ 10,000,000 | 1 | $ 112,000 |
| Banco Bilbao Vizcaya Argentari 254 MUNOZ RIVERA AVE SAN JUAN, PR 00918 |
* | $ 5,541,779,000 | 1 | $ 105,000 |
| Citifinancial Plus 300 ST. PAUL PLACE BALTIMORE, MD 21202 |
* | $ 273,753,702,000 | 1 | $ 23,000 |
| Master Mortgage Corporation 280 DOMENECH AVE. BALDRICH DEV. SAN JUAN, PR 00918 |
* | $ 10,000,000 | 1 | $ 284,000 |
The tables below break down 2005 mortgage applications in Culebra Municipio, PR by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Culebra Municipio, PR in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 92 | $18,235,000 | $198,000 | $743,000 | $223,000 | $1,848,000 |
| Refinancing | 39 | $4,464,000 | $114,000 | $500,000 | $67,000 | $1,055,000 |
| Home Improvement | 34 | $1,595,000 | $46,000 | $750,000 | $47,000 | $500,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 119 | $13,818,000 | $116,000 | $495,000 | $103,000 | $1,848,000 |
| Not applicable | 27 | $6,182,000 | $228,000 | $743,000 | $157,000 | $924,000 |
| Not Provided | 11 | $1,621,000 | $147,000 | $500,000 | $218,000 | $883,000 |
| White | 8 | $2,673,000 | $334,000 | $750,000 | $285,000 | $1,243,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 165 | $24,294,000 | $147,000 | $750,000 | $130,000 | $1,848,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 75 | $10,836,000 | $144,000 | $743,000 | $191,000 | $1,848,000 |
| Application Denied By Financial Institution | 34 | $3,243,000 | $95,000 | $495,000 | $67,000 | $1,055,000 |
| Loan Purchased By The Institution | 26 | $5,561,000 | $213,000 | $743,000 | $33,000 | $140,000 |
| Application Withdrawn By Applicant | 16 | $2,536,000 | $158,000 | $750,000 | $118,000 | $500,000 |
| Application Approved But Not Accepted | 8 | $1,239,000 | $154,000 | $219,000 | $351,000 | $1,445,000 |
| File Closed For Incompleteness | 6 | $879,000 | $146,000 | $338,000 | $63,000 | $134,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 11 | $780,000 | $70,000 | $284,000 | $61,000 | $234,000 |
| Collateral | 9 | $1,125,000 | $125,000 | $495,000 | $131,000 | $1,055,000 |
| Other | 7 | $776,000 | $110,000 | $220,000 | $56,000 | $148,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $5,000 | $5,000 | $5,000 | $22,000 | $22,000 |
| Debt-To-Income Ratio | 1 | $3,000 | $3,000 | $3,000 | $14,000 | $14,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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