Cumberland County, NJ Mortgage Lenders & HMDA Data, 2012

In 2012, lenders reported 5,568 mortgage applications in Cumberland County, NJ totaling $797.5 million, up 6% from 2011. The average application was for $143,000, and applicants reported an average income of $64,000. 44% of applications resulted in an originated loan and 19% were denied. The most active lender was Wells Fargo Bank NA, with 1,023 applications, followed by Gateway Funding Dms, LP and TD Bank.

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Total Number of Mortgage Applications 5,568
Total Mortgage Loan Application Amount $797,467,000
Average Mortgage Loan Application Amount $143,000
Highest Mortgage Loan Application Amount $13,000,000
Average Applicant Income $64,000
Highest Applicant Income $1,194,000

Mortgage Company List for Lending in Cumberland County, NJ for 2012

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,161,490,000,000 1,023 $ 151,361,000
Gateway Funding Dms, LP
300 WELSH ROAD, BUILDING 5
HORSHAM, PA 19044
* $ 10,000,000 422 $ 62,909,000
TD Bank

MOUNT LAUREL, NJ 08054
* $ 188,912,554,000 361 $ 29,495,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,811,678,000,000 293 $ 39,425,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,459,157,302,000 245 $ 36,214,000
Colonial Bank FSB
2745 S DELSEA DR
VINELAND, NJ 08360
* $ 602,366,000 184 $ 22,909,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 175 $ 25,108,000
Newfield National Bank
18 S WEST BLVD
NEWFIELD, NJ 08344
* $ 514,399,000 118 $ 10,233,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 85,381,954,000 115 $ 18,344,000
Sun National Bank
226 LANDIS AVE.
VINELAND, NJ 08360
* $ 3,180,276,000 106 $ 12,871,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 263,309,559,000 103 $ 9,446,000
Susquehanna Bank
1570 MANHEIM PIKE PO BOX 3300
LANCASTER, PA 17604
* $ 14,849,006,000 85 $ 9,657,000
Century Savings Bank
1376 W. SHERMAN AVENUE
VINELAND, NJ 08360
* $ 348,436,000 76 $ 7,981,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,288,658,000,000 76 $ 10,324,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 73 $ 11,358,000
Member's 1st of Nj
37 WEST LANDIS AVENUE
VINELAND, NJ 08360
* $ 46,204,000 65 $ 5,150,000
Flagstar Bank NA

TROY, MI 49098
* $ 13,623,469,000 55 $ 9,700,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 330,470,810,000 52 $ 5,603,000
American Neighborhood Mortgage Acceptance Company
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ 4,464,000 50 $ 10,872,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 50 $ 8,477,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 48 $ 7,508,000
Aurora Financial Group Inc
301 HARPER DRIVE SUITE 110
MOORESTOWN, NJ 08057
* $ 10,000,000 47 $ 7,252,000
Gmac Mortgage, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 44 $ 6,571,000
NVR Mortgage Finance, Inc.

PITTSBURGH, PA 15276
* $ 10,000,000 41 $ 7,648,000
Trident Mortgage Company LP
431 W LANCASTER AVE
DEVON, PA 19333
* $ 176,021,000 41 $ 6,751,000
Bay Atlantic FCU
101 W ELMER RD
VINELAND, NJ 08360
* $ 51,424,000 41 $ 2,295,000
Service Finance Company, LLC
555 S FEDERAL HIGHWAY SUITE 200
BOCA RATON, FL 33432
* $ 10,000,000 39 $ 371,000
Oak Mortgage Company
50 S 16TH ST.
PHILADELPHIA, PA 19102
* $ 10,000,000 38 $ 5,407,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 76,887,082,000 38 $ 6,032,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 37 $ 6,688,000
Home Loan Center, Inc.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 36 $ 5,956,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 35 $ 6,233,000
Lincoln Mortgage Company
125 STRAFFORD AVENUE SUITE 360
WAYNE, PA 19087
* $ 1,000,000,000 34 $ 5,313,000
Millville Savings Bank
ONE SAVINGS PLACE PO BOX 190
MILLVILLE, NJ 08332
* $ 145,274,000 32 $ 2,042,000
The First National Bank of Elmer
10 SOUTH MAIN STREET
ELMER, NJ 08318
* $ 214,189,000 26 $ 3,663,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 26 $ 4,011,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 52,181,685,000 25 $ 3,951,000
Capital Bank of New Jersey
175 S MAIN ROAD, P.O. BOX 690
VINELAND, NJ 08362
* $ 242,198,000 25 $ 6,274,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ 40,000,000 25 $ 4,296,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 24 $ 3,776,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ 11,000,000 24 $ 3,842,000
Allied Mortgage Group, Inc
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ 10,000,000 24 $ 3,913,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 23 $ 3,412,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ 603,000 23 $ 3,826,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 23 $ 4,210,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 22 $ 3,449,000
Fulton Bank of New Jersey
533 FELLOWSHIP ROAD
MOUNT LAUREL, NJ 08054
* $ 3,408,927,000 20 $ 2,616,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 168,867,640,000 20 $ 3,139,000
First Financial Services, Inc.
6230 FAIRVIEW RD, 450
CHARLOTTE, NC 28210
* $ 842,786,000 19 $ 3,005,000
Atlantic Pacific Mortgage Corporation
302 FELLOWSHIP ROAD, SUITE 110
MT. LAUREL, NJ 08054
* $ 10,000,000 19 $ 3,411,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,790,194,000 19 $ 1,499,000
Credit Union of New Jersey
1301 PARKWAY AVE
EWING, NJ 08628
* $ 297,635,000 16 $ 1,276,000
Absolute Home Mortgage
330 PASSAIC AVENUE
FAIRFIELD, NJ 07004
* $ 23,380,000 16 $ 3,012,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 46,925,466,000 16 $ 2,088,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 16 $ 2,659,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ 10,000,000 16 $ 2,571,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 15 $ 2,573,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 15 $ 2,572,000
NFM, Inc
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ 8,226,000 15 $ 2,646,000
Franklin Bank
1179 ROUTE 40, PO BOX 230
WOODSTOWN, NJ 08098
* $ 259,597,000 14 $ 1,006,000
Njm Bank
301 SULLIVAN WAY
WEST TRENTON, NJ 08628
* $ 635,866,000 13 $ 1,305,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 13 $ 2,675,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 13,039,950,000 13 $ 2,320,000
Residential Finance Corporatio
1 EASTON OVAL #400
COLUMBUS, OH 43219
* $ 17,533,484,000 12 $ 1,974,000
Homeowners Mortgage of America
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 12 $ 2,197,000
First Harvest Federal Credit Union
1615 HURFFVILLE ROAD
DEPTFORD, NJ 08096
* $ 305,652,000 12 $ 613,000
Oceanside Mortgage Company
55 MAIN ST
TOMS RIVER, NJ 08753
* $ 10,000,000 12 $ 1,761,000
Northern States Funding Group
604 BIRCHFIELD DRIVE
MT. LAUREL, NJ 08054
* $ 10,000,000 11 $ 1,900,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 11 $ 1,729,000
Integrated Financial Group Inc
121 FRIENDS LANE, SUITE 301
NEWTOWN, PA 18940
* $ 98,000,000 10 $ 1,712,000
Weichert Financial Services
225 LITTLETON ROAD
MORRIS PLAINS, NJ 07950
* $ 31,000,000 10 $ 866,000
Gfs Capital
6499 HAVENWOOD CIRCLE
HUNTINGTON BEACH, CA 92648
* $ 10,000,000 10 $ 1,573,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 171,291,705,000 10 $ 1,642,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 10 $ 1,765,000
Vanguard Funding LLC
300 GARDEN CITY PLAZA, SUITE 170
GARDEN CITY, NY 11530
* $ 2,793,000 10 $ 1,532,000
Police and Fire Federal Credit Union
901 ARCH ST
PHILADELPHIA, PA 19107
* $ 3,942,742,000 9 $ 773,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 114,540,379,000 9 $ 1,716,000
Metlife Bank, N.A.
1555 WEST WALNUT HILL LANE, STE. 200
IRVING, TX 75038
* $ 25,513,620,000 9 $ 1,027,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 9 $ 1,243,000
J.G. Wentworth Home Lending, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ 10,000,000 8 $ 1,266,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 8 $ 1,578,000
Greentree Mortgage Company, L.P.
2 EASTWICK DRIVE, SUITE 300
GIBBSBORO, NJ 08026
* $ 31,000,000 8 $ 1,828,000
Amwest Funding Corp
6 POINTE DRIVE, SUITE 300
BREA, CA 92821
* $ 10,000,000 8 $ 1,431,000
Ing Bank, FSB / Capital One
11130 INDUSTRIPLEX BLVD
BATON ROUGE, LA 70809
* $ 92,212,498,000 8 $ 1,490,000
Monroe Savings Bank, Sla
114 S MAIN STREET
WILLIAMSTOWN, NJ 08094
* $ 91,346,000 8 $ 613,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 8 $ 696,000
Liberty Home Equity Solutions, Inc.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ 60,629,000 7 $ 605,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ 945,758,000 7 $ 693,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 518,825,000 7 $ 142,000
Cashcall, Inc.
1 CITY BLVD WEST SUITE 1000
ORANGE, CA 92868
* $ 10,000,000 7 $ 1,020,000
Generation Mortgage Company
3565 PIEDMONT ROAD, NE STE. 300
ATLANTA, GA 30305
* $ 73,926,000 7 $ 486,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 6 $ 1,295,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ 52,388,000 6 $ 1,073,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 6 $ 858,000
Lsi Mortgage Plus
6470 E JOHNS CROSSING STE 400
DULUTH, GA 30097
* $ 1,704,000 6 $ 645,000
Proficio Bank
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 142,947,000 6 $ 1,056,000
American Bank
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 419,837,000 6 $ 973,000
Texas Star Bank SSB
101 GASSAWAY
LOTT, TX 76656
* $ 75,989,000 6 $ 1,055,000
Residential Home Mortgage Corporation
53 FRONTAGE ROAD, SUITE 200
HAMPTON, NJ 08827
* $ 1,119,000 6 $ 945,000
Residential Home Funding Corp.
707 WESTCHESTER AVENUE, SUITE 305
WHITE PLAINS, NY 10604
* $ 10,000,000 6 $ 1,006,000
US Mortgage Corporation
201 OLD COUNTRY ROAD
MELVILLE, NY 11747
* $ 11,000,000 5 $ 945,000
Beneficial Bank
1818 MARKET STREET
PHILADELPHIA, PA 19103
* $ 4,590,203,000 5 $ 475,000
Parke Bank
P.O. BOX 40, 601 DELSEA DRIVE
SEWELL, NJ 08080
* $ 790,405,000 5 $ 260,000
The Pennsville National Bank
170 S BROADWAY
PENNSVILLE, NJ 08070
* $ 196,578,000 5 $ 276,000
Ocean City Home Bank
1001 ASBURY AVE
OCEAN CITY, NJ 08226
* $ 986,400,000 5 $ 590,000
Access National Bank
1800 ROBERT FULTON DR
RESTON, VA 20191
* $ 808,645,000 5 $ 635,000
First Choice Loan Services Inc.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ 669,000,000 5 $ 871,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 5 $ 732,000
Valley National Bank
615 MAIN AVENUE
PASSAIC, NJ 07055
* $ 14,186,679,000 5 $ 565,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 5 $ 952,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 5 $ 874,000
Wcs Lending, LLC
951 YAMATO ROAD, SUITE 150
BOCA RATON, FL 33431
* $ 25,076,000 5 $ 949,000
James B. Nutter & Co.
4153 BROADWAY
KANSAS CITY, MO 64111
* $ 31,000,000 4 $ 700,000
Gmh Mortgage Services LLC
625 W RIDGE PIKE STE 100; BUILDING C
CONSHOHOCKEN, PA 19428
* $ 17,353,000 4 $ 543,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 4 $ 556,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ 10,000,000 4 $ 714,000
Ownerschoice Funding, Inc.
1021 WATERVLIET-SHAKER ROAD
ALBANY, NY 12203
* $ 10,000,000 4 $ 625,000
First Mariner Bank
3301 BOSTON STREET
BALTIMORE, MD 21224
* $ 1,179,394,000 4 $ 788,000
Associated Mortgage Bankers Inc.
2395 OCEAN AVENUE SUITE 5 RONKONKOMA
RONKONKOMA, NY 11779
* $ 35,004,000 4 $ 555,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 195,395,000 4 $ 119,000
American Heritage Federal Credit Union
2060 RED LION RD
PHILADELPHIA, PA 19115
* $ 1,154,291,000 4 $ 459,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 3 $ 226,000
Edifi Credit Union
621 BEVERLY RANCOCAS RD STE 1H
RANCOCAS, NJ 08046
* $ 161,461,000 3 $ 424,000
Infinity Home Mortgage Co. Inc
7 CARNEGIE PLAZA, SUITE 200
CHERRY HILL, NJ 08003
* $ 10,000,000 3 $ 468,000
Guaranteed Home Mortgage Compa
108 CORPORATE PARK DRIVE - SUITE 301
WHITE PLAINS, NY 10604
* $ 10,000,000 3 $ 611,000
Advisors Mortgage Group, LLC
1411 HIGHWAY 35
OCEAN, NJ 07712
* $ 18,193,000 3 $ 394,000
Skyline Mortgage LLC
65 MADISON AVE STE 310
MORRISTOWN, NJ 07960
* $ 17,570,000 3 $ 485,000
Harvest Community Bank
285 N BROADWAY
PENNSVILLE, NJ 08070
* $ 191,554,000 3 $ 926,000
1st Colonial Community Bank
210 LAKE DR EAST SUITE 300
COLLINGSWOOD, NJ 08108
* $ 290,589,000 3 $ 470,000
Cape Bank
225 N MAIN STREET
CAPE MAY COURT HOUSE, NJ 08210
* $ 1,071,448,000 3 $ 635,000
First Choice Bank
669 WHITEHEAD ROAD
LAWRENCEVILLE, NJ 08648
* $ 669,292,000 3 $ 400,000
Affiliated Mortgage Company
5700 LEGACY DRIVE STE 10
PLANO, TX 75024
* $ 212,423,000 3 $ 705,000
Cbc National Bank
1891 SOUTH 14TH STREET
FERNANDINA BEACH, FL 32034
* $ 477,611,000 3 $ 650,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 1,283,070,000 3 $ 717,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 12,019,539,000 3 $ 512,000
Santander Bank, N.A.
824 NORTH MARKET STREET, SUITE 100
WILMINGTON, DE 19801
* $ 78,146,882,000 3 $ 627,000
First Niagara Bank
726 EXCHANGE STREET SUITE 618
BUFFALO, NY 14210
* $ 32,750,610,000 3 $ 495,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ 10,000,000 3 $ 431,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 3 $ 526,000
Meadowbrook Financial Mortgage Bankers Corp.
1600 STEWART AVE.; SUITE 701
WESTBURY, NY 11590
* $ 10,000,000 3 $ 616,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 3 $ 605,000
Caliber Funding LLC
6031 CONNECTION DRIVE, SUITE 200
IRVING, TX 75039
* $ 37,112,000 2 $ 220,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 2 $ 182,000
Roundpoint Mortgage Company
5032 PARKWAY PLAZA BLVD, STE 200
CHARLOTTE, NC 28278
* $ 10,000,000 2 $ 270,000
Chicago Mortgage Solutions LLC
9525 W BRYN MAWR AVE
ROSEMONT, IL 60018
* $ 10,000,000 2 $ 224,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 2 $ 299,000
Hudson City Savings Bank
WEST 80 CENTURY ROAD
PARAMUS, NJ 07652
* $ 45,373,567,000 2 $ 358,000
Citizens Bank of Pennsylvania
ONE LOGAN SQUARE, 130 NORTH 18TH STREET
PHILADELPHIA, PA 19103
* $ 32,316,917,000 2 $ 140,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 11,018,418,000 2 $ 389,000
M&T Realty Capital Corporation

BUFFALO, NY 14203
* $ 76,887,082,000 2 $ 6,000,000
Nycb Mortgage Company, LLC
1801 EAST 9TH STREET
CLEVELAND, OH 44114
* $ 75,001,000 2 $ 566,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 106,940,591,000 2 $ 551,000
Cit Bank, National Association
75 N. FAIR OAKS AVE.
PASADENA, CA 91103
* $ 26,181,267,000 2 $ 285,000
BNC National Bank

BISMARCK, ND 58501
* $ 662,437,000 2 $ 553,000
Republic Bank
50 S. 16TH STREET SUITE 2400
PHILADELPHIA, PA 19102
* $ 1,044,371,000 2 $ 750,000
Sage Bank
18 HURD STREET
LOWELL, MA 01852
* $ 169,755,000 2 $ 379,000
Bcb Community Bank
591-595 AVENUE C
BAYONNE, NJ 07002
* $ 1,216,842,000 2 $ 283,000
1st Alliance Lending, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ 3,285,000 2 $ 281,000
United Teletech Financial Federal Credit Union
205 HANCE AVENUE
TINTON FALLS, NJ 07724
* $ 290,861,000 2 $ 105,000
Franklin Mint Federal Credit Union
5 HILLMAN DRIVE
CHADDS FORD, PA 19317
* $ 745,708,000 2 $ 307,000
Total Mortgage Services, LLC
185 PLAINS ROAD
MILFORD, CT 06461
* $ 10,000,000 2 $ 303,000
First Hope Mortgages Inc
201 ROUTE 94 2ND FLOOR
COLUMBIA, NJ 07832
* $ 432,264,000 2 $ 257,000
Peapack Private Bank & Trust
500 HILLS DRIVE
BEDMINSTER, NJ 07921
* $ 1,599,693,000 1 $ 5,300,000
Cole Taylor Bank
9550 W HIGGINS RAOD
ROSEMONT, IL 60018
* $ 4,664,742,000 1 $ 208,000
Philadelphia Federal Credit Un
12800 TOWNSEND RD
PHILADELPHIA, PA 19154
* $ 812,242,000 1 $ 198,000
Ukrainian Selfreliance Federal Credit Union
1729 COTTMAN AVE
FEASTERVILLE, PA 19053
* $ 255,725,000 1 $ 100,000
Kinecta Federal Credit Union
1440 ROSECRANS AVE
MANHATTAN BEACH, CA 90266
* $ 3,115,825,000 1 $ 200,000
Colorado Federal Savings Bank8
400 EAST PRENTICE AVE, SUITE 840
GREENWOOD VILLAGE, CO 80111
* $ 1,547,178,000 1 $ 152,000
Nationwide Bank
ONE NATIONWIDE PLAZA
COLUMBUS, OH 43215
* $ 4,479,945,000 1 $ 82,000
Thrivent Financial Bank
122 EAST COLLEGE AVE., SUITE 1E
APPLETON, WI 54911
* $ 546,918,000 1 $ 52,000
Banc of California, NA
18500 VON KARMAN AVENUE SUITE 1100
IRVINE, CA 92612
* $ 984,290,000 1 $ 145,000
Ameriprise Bank, FSB
707 2ND AVENUE SOUTH
MINNEAPOLIS, MN 55474
* $ 5,152,186,000 1 $ 137,000
Farm Credit East Aca
240 SOUTH ROAD
ENFIELD, CT 06082
* $ 4,520,676,000 1 $ 237,000
Trumark Financial Credit Union
335 COMMERCE DRIVE
FORT WASHINGTON, PA 19034
* $ 1,357,738,000 1 $ 101,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ 1,580,221,000 1 $ 406,000
Quorum Federal Credit Union
2500 WESTCHESTER AVENUE
PURCHASE, NY 10577
* $ 694,137,000 1 $ 180,000
Lake Michigan Credit Union
PO BOX 2848
GRAND RAPIDS, MI 49501
* $ 2,423,017,000 1 $ 417,000
American Bank of the North
117 CENTRAL AVENUE
NASHWAUK, MN 55769
* $ 618,857,000 1 $ 51,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 240,651,000 1 $ 238,000
First Peoples Cfcu
153 BALTIMORE STREET
CUMBERLAND, MD 21502
* $ 312,837,000 1 $ 39,000
Jersey Shore FCU
1434 NEW ROAD
NORTHFIELD, NJ 08225
* $ 111,835,000 1 $ 195,000
Semper Home Loans, Inc
225 DUPONT DRIVE
PROVIDENCE, RI 02907
* $ 3,295,000 1 $ 161,000
Lend Smart Mortgage, LLC
3450 LEXINGTON AVE N
OAKDALE, MN 55126
* $ 2,304,353,000 1 $ 249,000
Philadelphia Mortgage Advisors, Inc.
600 W GERMANTOWN PIKE, STE 270
PLYMOUTH MEETING, PA 19462
* $ 10,000,000 1 $ 184,000
Continental Home Loans Inc.
175 PINELAWN ROAD, SUITE 303
MELVILLE, NY 11747
* $ 14,386,000 1 $ 259,000
Franklin First Financial, Ltd
538 BROADHOLLOW ROAD
MELVILLE, NY 11747
* $ 36,249,000 1 $ 186,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ 10,000,000 1 $ 212,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ 10,000,000 1 $ 169,000
1st 2nd Mortgage Company of N.J., Inc.
50 SPRING STREET
CRESSKILL, NJ 07626
* $ 10,000,000 1 $ 263,000
Millenium Home Mortgage
40 BALDWIN ROAD
PARSIPPANY, NJ 07054
* $ 12,315,000 1 $ 159,000
Meridian Bank
9 OLD LINCOLN HIGHWAY
MALVERN, PA 19355
* $ 401,738,000 1 $ 163,000
East River Bank
4341 RIDGE AVENUE
PHILADELPHIA, PA 19129
* $ 222,892,000 1 $ 50,000
First Internet Bank of Indiana
11201 USA PARKWAY
FISHERS, IN 46038
* $ 584,153,000 1 $ 186,000
Firstrust Savings Bank
1 WALNUT GROVE DRIVE
HORSHAM, PA 19044
* $ 2,487,192,000 1 $ 50,000
Sturdy Savings Bank
506 SOUTH MAIN STREET
CAPE MAY COURT HOUSE, NJ 08210
* $ 542,024,000 1 $ 91,000
Oritani Bank
370 PASCACK ROAD
TOWNSHIP OF WASHINGTON, NJ 07676
* $ 2,567,121,000 1 $ 675,000
Audubon Savings Bank
515 S. WHITE HORSE PIKE
AUDUBON, NJ 08106
* $ 203,488,000 1 $ 89,000
Grand Bank, National Association
2297 HWY 33
HAMILTON, NJ 08690
* $ 341,507,000 1 $ 341,000
Wolverine Bank FSB
5710 EASTMAN AVE
MIDLAND, MI 48640
* $ 293,814,000 1 $ 224,000
Washington Savings Bank
2900 COMLY ROAD
PHILADELPHIA, PA 19154
* $ 171,613,000 1 $ 44,000
Justice Federal Credit Union
5175 PARKSTONE DRIVE, STE. 200
CHANTILLY, VA 20151
* $ 528,308,000 1 $ 21,000
Energy One Federal Credit Union
6100 S YALE AVE, SUITE 100
TULSA, OK 74136
* $ 191,371,000 1 $ 40,000
Bmi Federal Credit Union
6165 EMERALD PARKWAY
DUBLIN, OH 43016
* $ 370,777,000 1 $ 96,000
Isb Mortgage Company, LLC
249 MILLBURN AVE
MILLBURN, NJ 07041
* $ 5,601,500,000 1 $ 725,000
Onemain Financial, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 2,084,000,000 1 $ 30,000
Prosperity Mortgage Company
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,788,563,000 1 $ 112,000
First National Bank of Layton
1601 N. HILLFIELD ROAD
LAYTON, UT 84041
* $ 255,171,000 1 $ 306,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 569,541,000 1 $ 6,000
Capital One NA
11130 INDUSTRIPLEX BLVD
BATON ROUGE, LA 70809
* $ 71,108,281,000 1 $ 165,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,736,579,000 1 $ 94,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 15,056,671,000 1 $ 168,000
Pike Creek Mortgage Services, Inc.
2100 DRUMMOND PLAZA
NEWARK, DE 19711
* $ 13,868,000 1 $ 132,000
Mid-Island Mortgage Corp.
900 MERCHANTS CONCOURSE, SUITE #112
WESTBURY, NY 11590
* $ 10,000,000 1 $ 158,000
Walker & Dunlop, LLC
7501 WISCONSIN AVE, STE 1200E
BETHESDA, MD 20814
* $ 552,596,000 1 $ 13,000,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ 10,000,000 1 $ 140,000
Mortgage America, Inc.
1100 BERKSHIRE BLVD
WHITEHALL, PA 18052
* $ 10,000,000 1 $ 216,000
Mortgage Capital Associates, Inc.
11150 W OYMPIC BLVD. STE. 1160
LOS ANGELES, CA 90064
* $ 10,000,000 1 $ 132,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 1 $ 101,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ 100,000,000 1 $ 177,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ 10,000,000 1 $ 137,000
Equity Now Inc
215 LEXINGTON AVENUE, SUITE 1702
MAMARONECK, NY 10543
* $ 10,000,000 1 $ 112,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ 10,000,000 1 $ 190,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 1 $ 179,000
United Mortgage Corp
510 BROADHOLLOW ROAD, SUITE 202
MELVILLE, NY 11747
* $ 10,000,000 1 $ 248,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 1 $ 196,000

The tables below break down 2012 mortgage applications in Cumberland County, NJ by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Cumberland County, NJ in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 3,517 $543,025,000 $154,000 $13,000,000 $67,000 $1,194,000
Home Purchase 1,519 $218,635,000 $143,000 $790,000 $56,000 $480,000
Home Improvement 532 $35,807,000 $67,000 $3,000,000 $66,000 $432,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,335 $464,556,000 $139,000 $1,500,000 $73,000 $995,000
Hispanic 678 $84,927,000 $125,000 $760,000 $56,000 $361,000
Not applicable 533 $110,354,000 $207,000 $13,000,000 $14,000 $568,000
Not Provided 488 $62,210,000 $127,000 $403,000 $62,000 $1,194,000
Black or African American 402 $55,912,000 $139,000 $378,000 $58,000 $905,000
Asian 84 $13,465,000 $160,000 $342,000 $111,000 $600,000
American Indian or Alaskan Native 38 $4,714,000 $124,000 $242,000 $62,000 $222,000
Native Hawaiian or Other Pacific Islander 10 $1,329,000 $132,000 $235,000 $46,000 $108,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,172 $421,191,000 $132,000 $13,000,000 $79,000 $1,194,000
FHA-insured (Federal Housing Administration) 2,055 $317,928,000 $154,000 $3,138,000 $43,000 $600,000
VA-guaranteed (Veterans Administration) 241 $43,040,000 $178,000 $399,000 $47,000 $280,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 100 $15,308,000 $153,000 $285,000 $47,000 $101,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,427 $352,127,000 $145,000 $13,000,000 $73,000 $621,000
Loan Purchased By The Institution 1,161 $182,823,000 $157,000 $3,138,000 $39,000 $421,000
Application Denied By Financial Institution 1,069 $124,118,000 $116,000 $760,000 $66,000 $667,000
Application Withdrawn By Applicant 560 $85,824,000 $153,000 $725,000 $70,000 $995,000
File Closed For Incompleteness 197 $29,699,000 $150,000 $417,000 $74,000 $1,194,000
Application Approved But Not Accepted 154 $22,876,000 $148,000 $1,500,000 $62,000 $361,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 293 $21,868,000 $74,000 $415,000 $59,000 $600,000
Debt-To-Income Ratio 207 $23,130,000 $111,000 $760,000 $50,000 $182,000
Collateral 199 $28,225,000 $141,000 $450,000 $94,000 $590,000
Credit Application Incomplete 81 $10,412,000 $128,000 $309,000 $74,000 $450,000
Other 73 $9,568,000 $131,000 $393,000 $76,000 $667,000
Unverifiable Information 24 $3,345,000 $139,000 $299,000 $40,000 $107,000
Insufficient Cash (Downpayment, Closing Cost) 21 $2,610,000 $124,000 $227,000 $70,000 $147,000
Employment History 12 $1,602,000 $133,000 $222,000 $47,000 $139,000
Mortgage Insurance Denied 4 $729,000 $182,000 $200,000 $96,000 $117,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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