Daggett County, UT Mortgage Lenders & HMDA Data, 2020

In 2020, lenders reported 113 mortgage applications in Daggett County, UT totaling $21.6 million, up 61% from 2019. The average application was for $191,000, and applicants reported an average income of $115,000. 48% of applications resulted in an originated loan and 15% were denied. The most active lender was Mountain America Federal Credit Union, with 23 applications, followed by America First Federal Credit Union and US Bank, N.A..

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 113
Total Mortgage Loan Application Amount $21,635,000
Average Mortgage Loan Application Amount $191,000
Highest Mortgage Loan Application Amount $635,000
Average Applicant Income $115,000
Highest Applicant Income $551,000

Mortgage Company List for Lending in Daggett County, UT for 2020

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Mountain America Federal Credit Union
7181 SOUTH CAMPUS VIEW DRIVE
SANDY, UT 84091
* $ 9,348,808,000 23 $ 3,015,000
America First Federal Credit Union
4774 S 1300 W, BLDG 3
RIVERDALE, UT 84405
* $ 11,712,644,000 11 $ 1,385,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 486,004,220,000 10 $ 2,880,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 9 $ 1,525,000
Zions Bancorporation, N.A.

DENVER, CO 80237
* $ 69,171,552,000 6 $ 1,700,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,712,919,000,000 5 $ 895,000
Cache Valley Bank
101 NORTH MAIN
LOGAN, UT 84321
* $ 1,407,956,000 4 $ 1,320,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 4 $ 1,010,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 3 $ 575,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ -1,000 2 $ 340,000
Bank of the West
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 92,968,547,000 2 $ 80,000
Amcap Mortgage, Ltd.
9999 BELLAIRE BLVD., SUITE 700
AUSTIN, TX 77036
* $ -1,000 2 $ 550,000
Canopy Mortgage, LLC
360 TECHNOLOGY COURT STE. 200
LINDON, UT 84003
* $ -1,000 2 $ 290,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 2 $ 390,000
Goldenwest Federal Credit Union
5025 ADAMS AVE
OGDEN, UT 84403
* $ 1,742,042,000 1 $ 85,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 165,742,416,000 1 $ 165,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 1 $ 175,000
Homeamerican Mortgage Corporation
4350 S MONACO STREET, SUITE 200
DENVER, CO 80237
* $ -1,000 1 $ 425,000
Angel Oak Mortgage Solutions LLC
980 HAMMOND DRIVE, SUITE 850
ATLANTA, GA 30328
* $ -1,000 1 $ 145,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 1 $ 175,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 1 $ 305,000
Utah Mortgage Loan Corporation
3300 N TRIUMPH BLVD #100
LEHI, UT 84043
* $ -1,000 1 $ 205,000
Ranlife, Inc.
9272 S. 700 E.
SANDY, UT 84070
* $ -1,000 1 $ 195,000
Cherry Creek Mortgage, LLC
7600 E ORCHARD ROAD, SUITE 250 -N
WILMINGTON, DE 80111
* $ -1,000 1 $ 135,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 461,256,000,000 1 $ 125,000
Utah Power Credit Union
957 E 6600 S
SALT LAKE CITY, UT 84121
* $ 726,237,000 1 $ 75,000
Academy Mortgage Corporation
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ -1,000 1 $ 205,000
Loanleaders of America, Inc
38 EXECUTIVE PARK, SUITE 260
IRVINE, CA 92614
* $ -1,000 1 $ 165,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ -1,000 1 $ 175,000
Security Home Mortgage
576 SOUTH STATE STREET
OREM, UT 84058
* $ -1,000 1 $ 435,000
Intercap Lending Inc
910 EAST 6600 SOUTH
SALT LAKE CITY, UT 84121
* $ -1,000 1 $ 405,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 1 $ 135,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 1 $ 315,000
Altabank
33 E MAIN
AMERICAN FORK, UT 84003
* $ 2,406,298,000 1 $ 345,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 111,986,078,000 1 $ 195,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 1 $ 225,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 112,384,202,000 1 $ 55,000
Utah First Credit Union
200 E SOUTH TEMPLE
SALT LAKE CITY, UT 84111
* $ 501,692,000 1 $ 105,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 1 $ 215,000

The tables below break down 2020 mortgage applications in Daggett County, UT by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Daggett County, UT in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 42 $9,640,000 $229,000 $455,000 $143,000 $551,000
Refinancing 30 $6,320,000 $210,000 $445,000 $96,000 $216,000
Cash-out Refinancing 24 $4,040,000 $168,000 $235,000 $101,000 $476,000
Home Improvement 9 $1,055,000 $117,000 $635,000 $94,000 $135,000
Other Purpose 7 $415,000 $59,000 $105,000 $80,000 $167,000
Not Applicable 1 $165,000 $165,000 $165,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 87 $15,575,000 $179,000 $635,000 $106,000 $551,000
Not Provided 13 $3,055,000 $235,000 $405,000 $189,000 $434,000
Not applicable 11 $2,565,000 $233,000 $445,000 $93,000 $148,000
American Indian or Alaskan Native 1 $195,000 $195,000 $195,000 $48,000 $48,000
Asian 1 $245,000 $245,000 $245,000 $136,000 $136,000
Black or African American 0 $0 $0 $0 $0 $0
Hispanic 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 97 $18,565,000 $191,000 $635,000 $117,000 $551,000
VA-guaranteed (Veterans Administration) 10 $1,960,000 $196,000 $305,000 $101,000 $193,000
FHA-insured (Federal Housing Administration) 6 $1,110,000 $185,000 $315,000 $81,000 $114,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 54 $10,730,000 $198,000 $635,000 $114,000 $551,000
Application Withdrawn By Applicant 22 $4,080,000 $185,000 $435,000 $151,000 $476,000
Application Denied By Financial Institution 17 $2,845,000 $167,000 $425,000 $86,000 $434,000
Loan Purchased By The Institution 10 $2,240,000 $224,000 $445,000 $93,000 $148,000
File Closed For Incompleteness 7 $1,245,000 $177,000 $245,000 $87,000 $136,000
Application Approved But Not Accepted 3 $495,000 $165,000 $185,000 $120,000 $152,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 96 $18,790,000 $195,000 $635,000 $121,000 $551,000
Debt-To-Income Ratio 5 $915,000 $183,000 $255,000 $48,000 $63,000
Collateral 4 $470,000 $117,000 $225,000 $163,000 $434,000
Credit History 3 $555,000 $185,000 $325,000 $69,000 $88,000
Unverifiable Information 3 $285,000 $95,000 $105,000 $24,000 $48,000
Other 2 $620,000 $310,000 $425,000 $135,000 $193,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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