Unlock detailed Dakota County NE mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
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activity and lending patterns in this area and throughout the US.
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Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 702 |
| Total Mortgage Loan Application Amount | $60,380,000 |
| Average Mortgage Loan Application Amount | $86,000 |
| Highest Mortgage Loan Application Amount | $350,000 |
| Average Applicant Income | $58,000 |
| Highest Applicant Income | $407,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,104,833,000,000 | 62 | $ 6,147,000 |
| IOWA - NEBRASKA STATE BANK 2021 DAKOTA AVENUE SOUTH SIOUX CITY, NE 68776 |
* | $ 191,267,000 | 61 | $ 4,331,000 |
| SIOUXLAND NATIONAL BANK 1001 W 29TH ST SOUTH SIOUX CITY, NE 68776 |
* | $ 47,677,000 | 52 | $ 1,522,000 |
| SIOUXLAND FEDERAL CREDIT UNION 3000 PLAZA DRIVE SOUTH SIOUX CITY, NE 68776 |
* | $ 137,878,000 | 51 | $ 3,573,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ 31,000,000 | 35 | $ 3,488,000 |
| WEST GATE BANK 6003 OLD CHENEY ROAD LINCOLN, NE 68516 |
* | $ 294,228,000 | 34 | $ 4,419,000 |
| F&M BANK 204 NORTH MAIN STREET WEST POINT, NE 68788 |
* | $ 271,536,000 | 33 | $ 2,101,000 |
| NATIONWIDE ADVANTAGE MORTGAGE 1100 LOCUST ST DES MOINES, IA 50391 |
* | $ 31,000,000 | 32 | $ 2,939,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 310,099,589,000 | 32 | $ 3,196,000 |
| ALLY BANK 2101 REXFORD ROAD, SUITE 350W CHARLOTTE, NC 28211 |
* | $ 77,423,723,000 | 28 | $ 3,055,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ 10,000,000 | 17 | $ 453,000 |
| GMAC MORTGAGE, LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 31,000,000 | 17 | $ 1,725,000 |
| US BK NA ND 4325 17TH AVENUE, S.W. FARGO, ND 58103 |
* | $ 5,955,059,000 | 15 | $ 1,136,000 |
| BANK OF THE WEST 180 MONTGOMERY STREET SAN FRANCISCO, CA 94104 |
* | $ 59,517,025,000 | 14 | $ 651,000 |
| THE SECURITY NATIONAL BANK OF SIOUX CITY, IOWA 601 PIERCE STREET SIOUX CITY, IA 51106 |
* | $ 697,682,000 | 14 | $ 907,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 1,454,050,584,000 | 13 | $ 1,347,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,791,060,000,000 | 12 | $ 1,004,000 |
| GREAT SOUTHERN BANK 218 S GLENSTONE AVE REEDS SPRING, MO 65802 |
* | $ 3,409,826,000 | 11 | $ 1,114,000 |
| STATE FARM BANK, F.S.B. 1 STATE FARM PLAZA E-6 BLOOMINGTON, IL 61710 |
* | $ 14,796,328,000 | 9 | $ 818,000 |
| CENTRAL BANK 600 LAKE AVENUE STORM LAKE, IA 50588 |
* | $ 432,050,000 | 9 | $ 857,000 |
| FIRST NEBRASKA BANK 330 N. SPRUCE STREET, PO BOX 315 VALLEY, NE 68064 |
* | $ 172,103,000 | 8 | $ 487,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ 4,088,336,000 | 8 | $ 1,006,000 |
| FLAGSTAR BANK, N.A. 5151 CORPORATE DRIVE HICKSVILLE, NY 48098 |
* | $ 12,648,357,000 | 7 | $ 589,000 |
| NORTHWEST BANK 101 W 5TH ST. SPENCER, IA 51301 |
* | $ 812,864,000 | 7 | $ 911,000 |
| HOME LOAN CENTER, INC. 11115 RUSHMORE DRIVE CHARLOTTE, NC 28277 |
* | $ 10,000,000 | 6 | $ 753,000 |
| IOWA BANKERS MORTGAGE CORPORATION 8800 NW 62ND AVE JOHNSTON, IA 50131 |
* | $ 10,000,000 | 6 | $ 664,000 |
| BANK OF DIXON COUNTY 117 E 3RD ST PONCA, NE 68770 |
* | $ 71,692,000 | 6 | $ 278,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 6 | $ 577,000 |
| MIDWEST FAMILY LENDING CORP. 2753 99TH STREET URBANDALE, IA 50322 |
* | $ 10,000,000 | 5 | $ 715,000 |
| FARM CREDIT SERVICES OF AMERICA, FLCA 5015 S 118TH ST OMAHA, NE 68137 |
* | $ 10,000,000 | 4 | $ 632,000 |
| FIRST MORTGAGE COMPANY, L.L.C. 6701 NORTH BROADWAY, SUITE 400 OKLAHOMA CITY, OK 73116 |
* | $ 28,000,000 | 4 | $ 471,000 |
| CITIBANK, NATIONAL ASSOCIATION 1 COURT SQUARE,43RD FLOOR SIOUX FALLS, SD 11120 |
* | $ 1,216,291,000,000 | 4 | $ 154,000 |
| KINGSLEY STATE BANK 705 1ST ST PO BOX 66 SERGEANT BLUFF, IA 51054 |
* | $ 127,746,000 | 4 | $ 301,000 |
| PIONEER BANK 4700 SINGING HILLS BLVD. SIOUX CITY, IA 51106 |
* | $ 129,684,000 | 4 | $ 237,000 |
| LIBERTY NATIONAL BANK 4425 SINGING HILLS BLVD SIOUX CITY, IA 51106 |
* | $ 218,152,000 | 4 | $ 410,000 |
| CAPITOL FEDERAL SAVINGS BANK 700 S KANSAS AVE TOPEKA, KS 66603 |
* | $ 9,813,409,000 | 4 | $ 371,000 |
| AMERICAN SOUTHWEST MORTGAGE CORP. 5900 MOSTELLER DRIVE SUITE 10 OKLAHOMA CITY, OK 73112 |
* | $ 143,000,000 | 4 | $ 616,000 |
| MUTUAL OF OMAHA BANK 3333 FARNAM ST OMAHA, NE 68131 |
* | $ 4,876,840,000 | 3 | $ 206,000 |
| WELLS FARGO FUNDING, INC 100 N MAIN STREEET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 25,457,000 | 3 | $ 417,000 |
| SUNTRUST MORTGAGE, INC. 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 162,509,568,000 | 3 | $ 342,000 |
| IFREEDOM DIRECT CORPORATION 124 N. CHARLES LINDBERGH DRIVE SLC, UT 84116 |
* | $ 10,000,000 | 3 | $ 260,000 |
| CITIMORTGAGE, INC. 1 COURT SQUARE, 43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 1,019,497,000,000 | 3 | $ 302,000 |
| FRANKLIN AMERICAN MORTGAGE COMPANY 6100 TOWER CIRCLE SUITE 600 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 3 | $ 482,000 |
| SECURITY NATIONAL BANK 202 E. 2ND STREET LAUREL, NE 68745 |
* | $ 141,103,000 | 2 | $ 208,000 |
| AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305 |
* | $ 8,994,122,000 | 2 | $ 200,000 |
| TRUIST BANK 3100 SMOKETREE CT FL 5 CHARLOTTE, NC 27604 |
* | $ 153,341,765,000 | 2 | $ 186,000 |
| TIAA, FSB 501 RIVERSIDE AVENUE JACKSONVILLE, FL 32202 |
* | $ 12,522,585,000 | 2 | $ 169,000 |
| SECURITY NATIONAL BANK OF SOUTH DAKOTA 325 DAKOTA DUNES BLVD DAKOTA DUNES, SD 57049 |
* | $ 129,498,000 | 2 | $ 140,000 |
| TELCO TRIAD COMMUNITY CU 1420 TRI VIEW AVE SIOUX CITY, IA 51103 |
* | $ 71,277,000 | 2 | $ 11,000 |
| LIBERTY FIRST CREDIT UNION 501 N 46TH STREET LINCOLN, NE 68503 |
* | $ 144,525,000 | 1 | $ 44,000 |
| PREMIER LENDING ALLIANCE, LLC 8831THOMAS AVE. SUITE 100 DES MOINES, IA 50131 |
* | $ 100,000,000 | 1 | $ 104,000 |
| FIRST BANK & TRUST 110 N. MINNESOTA AVE SIOUX FALLS, SD 57104 |
* | $ 393,705,000 | 1 | $ 153,000 |
| PINNACLE BANK SIOUX CITY 1901 MORNINGSIDE AVENUE SIOUX CITY, IA 51106 |
* | $ 63,603,000 | 1 | $ 180,000 |
| CENTIER BANK 600 E 84TH AVENUE WHITING, IN 46410 |
* | $ 2,001,416,000 | 1 | $ 78,000 |
| UNION BANK AND TRUST COMPANY PO BOX 82535 LINCOLN, NE 68501 |
* | $ 2,451,138,000 | 1 | $ 7,000 |
| MALVERN BANK 404 MAIN STREET MALVERN, IA 51551 |
* | $ 54,818,000 | 1 | $ 40,000 |
| ACCESS NATIONAL BANK 1800 ROBERT FULTON DR RESTON, VA 20191 |
* | $ 830,474,000 | 1 | $ 100,000 |
| FIRST FEDERAL SAVINGS BANK IA 825 CENTRAL AVE FORT DODGE, IA 50501 |
* | $ 452,925,000 | 1 | $ 170,000 |
| FIRST AMERICAN BANK 1207 CENTRAL AVE FORT DODGE, IA 50501 |
* | $ 1,548,582,000 | 1 | $ 10,000 |
| PRIMEBANK 37 1ST AVE NW LE MARS, IA 51031 |
* | $ 321,210,000 | 1 | $ 157,000 |
| FIRST COMMUNITY BANK 201 MAIN STREET, P.O. BOX 100 BEEMER, NE 68716 |
* | $ 106,984,000 | 1 | $ 185,000 |
| HERITAGE BANK NA 4530 SINGING HILLS BLVD SIOUX CITY, IA 51106 |
* | $ 139,455,000 | 1 | $ 333,000 |
| MIDFIRST BANK 501 NW GRAND BLVD OKLAHOMA CITY, OK 73118 |
* | $ 10,788,420,000 | 1 | $ 11,000 |
| ING BANK, FSB 1 SOUTH ORANGE STREET WILMINGTON, DE 19801 |
* | $ 91,413,704,000 | 1 | $ 113,000 |
| PNC BANK, NATIONAL ASSOCIATION 249 FIFTH AVE. MS P1-POPP-22-2 WILMINGTON, DE 15222 |
* | $ 254,825,730,000 | 1 | $ 87,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 48,783,813,000 | 1 | $ 84,000 |
| RELIANCE FIRST CAPITAL, LLC 201 OLD COUNTRY ROAD SUITE 205 WILMINGTON, DE 11747 |
* | $ 100,000,000 | 1 | $ 317,000 |
| FIRST NATIONAL BANK NORTHEAST PO BOX 9 LYONS, NE 68038 |
* | $ 228,150,000 | 1 | $ 117,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ 10,000,000 | 1 | $ 72,000 |
| CHURCHILL MORTGAGE CORPORATION 761 OLD HICKORY BLVD, SUITE 400 BRENTWOOD, TN 37027 |
* | $ 10,000,000 | 1 | $ 107,000 |
| PREMIER HOME MORTGAGE, INC. 3024 TOWER RD RAPID CITY, SD 57701 |
* | $ 20,569,000 | 1 | $ 131,000 |
| CITIZENS NATIONAL BANK OF GREATER ST. LOUIS 7305 MANCHESTER AVE. MAPLEWOOD, MO 63143 |
* | $ 483,612,000 | 1 | $ 147,000 |
| COBALT CREDIT UNION 7148 TOWNE CENTER PARKWAY PAPILLION, NE 68046 |
* | $ 476,627,000 | 1 | $ 5,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2011, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 410 | $40,350,000 | $98,000 | $350,000 | $60,000 | $407,000 |
| Home Purchase | 191 | $18,066,000 | $94,000 | $333,000 | $50,000 | $355,000 |
| Home Improvement | 101 | $1,964,000 | $19,000 | $138,000 | $63,000 | $278,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 467 | $41,066,000 | $87,000 | $350,000 | $68,000 | $407,000 |
| Hispanic | 150 | $11,727,000 | $78,000 | $333,000 | $44,000 | $102,000 |
| Not applicable | 45 | $4,341,000 | $96,000 | $222,000 | $3,000 | $67,000 |
| Not Provided | 20 | $1,798,000 | $89,000 | $180,000 | $47,000 | $114,000 |
| Asian | 12 | $1,023,000 | $85,000 | $159,000 | $42,000 | $79,000 |
| American Indian or Alaskan Native | 6 | $197,000 | $32,000 | $82,000 | $47,000 | $69,000 |
| Black or African American | 1 | $106,000 | $106,000 | $106,000 | $78,000 | $78,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $122,000 | $122,000 | $122,000 | $29,000 | $29,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 576 | $47,195,000 | $81,000 | $350,000 | $61,000 | $407,000 |
| FHA-insured (Federal Housing Administration) | 93 | $9,317,000 | $100,000 | $317,000 | $45,000 | $240,000 |
| VA-guaranteed (Veterans Administration) | 31 | $3,770,000 | $121,000 | $276,000 | $46,000 | $145,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $98,000 | $49,000 | $67,000 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 418 | $33,943,000 | $81,000 | $333,000 | $62,000 | $388,000 |
| Application Denied By Financial Institution | 118 | $10,852,000 | $91,000 | $350,000 | $55,000 | $407,000 |
| Application Withdrawn By Applicant | 61 | $5,842,000 | $95,000 | $317,000 | $62,000 | $240,000 |
| Loan Purchased By The Institution | 60 | $5,861,000 | $97,000 | $173,000 | $27,000 | $383,000 |
| Application Approved But Not Accepted | 29 | $2,262,000 | $78,000 | $188,000 | $52,000 | $111,000 |
| File Closed For Incompleteness | 16 | $1,620,000 | $101,000 | $160,000 | $72,000 | $135,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 31 | $1,861,000 | $60,000 | $180,000 | $48,000 | $118,000 |
| Debt-To-Income Ratio | 18 | $1,468,000 | $81,000 | $219,000 | $43,000 | $77,000 |
| Collateral | 15 | $1,430,000 | $95,000 | $165,000 | $59,000 | $145,000 |
| Other | 9 | $866,000 | $96,000 | $209,000 | $55,000 | $130,000 |
| Unverifiable Information | 4 | $423,000 | $105,000 | $152,000 | $80,000 | $120,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $233,000 | $77,000 | $110,000 | $49,000 | $65,000 |
| Credit Application Incomplete | 2 | $90,000 | $45,000 | $65,000 | $15,000 | $31,000 |
| Employment History | 1 | $74,000 | $74,000 | $74,000 | $25,000 | $25,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.