Defiance County, OH Mortgage Lenders & HMDA Data, 2009

In 2009, lenders reported 2,355 mortgage applications in Defiance County, OH totaling $252.9 million, up 30% from 2008. The average application was for $107,000, and applicants reported an average income of $60,000. 55% of applications resulted in an originated loan and 14% were denied. The most active lender was First Federal Bank, with 775 applications, followed by The State Bank & Trust Company and The Huntington National Bank.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,355
Total Mortgage Loan Application Amount $252,945,000
Average Mortgage Loan Application Amount $107,000
Highest Mortgage Loan Application Amount $1,007,000
Average Applicant Income $60,000
Highest Applicant Income $868,000

Mortgage Company List for Lending in Defiance County, OH for 2009

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
First Federal Bank
601 CLINTON STREET
DEFIANCE, OH 43512
* $ 1,949,553,000 775 $ 82,267,000
The State Bank & Trust Company
401 CLINTON STREET
DEFIANCE, OH 43512
* $ 636,537,000 244 $ 31,159,000
The Huntington National Bank
7575 HUNTINGTON PARK DR
COLUMBUS, OH 43235
* $ 53,586,626,000 207 $ 22,499,000
Mycumortgage
3560 PENTAGON BLVD. SUITE 301
BEAVERCREEK, OH 45431
* $ 1,159,238,000 171 $ 17,783,000
The Farmers & Merchants State Bank
307 N DEFIANCE ST
ARCHBOLD, OH 43502
* $ 805,564,000 142 $ 13,856,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 69,459,606,000 102 $ 12,262,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 45 $ 4,718,000
Gmac Mortgage LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 45 $ 4,587,000
Wells Fargo Bank, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 538,958,000,000 44 $ 4,032,000
Citibank, N.A.
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,227,040,000,000 42 $ 2,661,000
Bank of America, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,471,631,047,000 40 $ 4,827,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,746,242,000,000 36 $ 3,425,000
Fifth Third Bank
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 69,459,606,000 29 $ 2,476,000
Hfc Company LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 15,000,000 22 $ 2,041,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 140,777,455,000 20 $ 3,091,000
Flagstar Bank
5151 CORPORATE DR
TROY, MI 48098
* $ 14,157,838,000 20 $ 2,122,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ 10,000,000 20 $ 3,492,000
Ally Bank F/K/A/ Gmac Bank
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 32,882,574,000 19 $ 2,079,000
Amera Mortgage Corporation
1050 CORPORATE OFFICE DR #200
MILFORD, MI 48381
* $ 1,300,000,000 19 $ 1,975,000
The First State Bank
PO BOX 295
BARBOURSVILLE, WV 25504
* $ 180,373,000 17 $ 1,720,000
Capital One NA
11130 INDUSTRIALPLEX BLVD
BATON ROUGE, LA 70809
* $ 115,142,306,000 15 $ 122,000
Citimortgage, Inc
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 15 $ 1,831,000
Countrywide Bank FSB
30930 RUSSELL RANCH ROAD MS CA6-916-02-0
WESTLAKE VILLAGE, CA 91362
* $ 117,978,966,000 15 $ 1,651,000
First Place Bank
185 EAST MARKET
WARREN, OH 44481
* $ 3,311,463,000 13 $ 988,000
South Central Bank, National Association
525 W ROOSEVELT RD
CHICAGO, IL 60607
* $ 213,972,000 13 $ 175,000
Citifinancial, Inc
300 ST PAUL PLACE
BALTIMORE, MD 21020
* $ 15,605,000 10 $ 497,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 10 $ 1,042,000
Citicorp Trust Bank, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 21,270,147,000 7 $ 559,000
Ohio Commerce Bank
24440 CHAGRIN BLVD
BEACHWOOD, OH 44122
* $ 60,678,000 7 $ 710,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ 11,000,000 7 $ 755,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 7 $ 1,174,000
Freedom Mortgage Corp.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 6 $ 915,000
Midwest America Federal Credit Union
1104 MEDICAL PARK DR
FORT WAYNE, IN 46825
* $ 440,859,000 6 $ 375,000
Star Financial Bank
127 WEST BERRY ST
FORT WAYNE, IN 46802
* $ 1,678,956,000 5 $ 666,000
Beneficial Company LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 4,017,643,000 5 $ 615,000
Lake City Bank
P.O. BOX 1387
WARSAW, IN 46581
* $ 2,376,286,000 5 $ 1,214,000
Keybank National Association
100 PUBLIC SQUARE STE 600 OH-01-10-06006
CLEVELAND, OH 44113
* $ 101,868,610,000 5 $ 270,000
US Bank, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 261,775,591,000 5 $ 453,000
Homeplus Finance Corporation
2143 S. SEPULVEDA BLVD
LOS ANGELES, CA 90025
* $ 40,000,000 5 $ 35,000
Mortgage Investors Corp
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 5 $ 578,000
Three Rivers Federal Crediit U
1615 NORTHLAND BLVD
FORT WAYNE, IN 46825
* $ 531,014,000 5 $ 574,000
First Residential Mortgage
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 4 $ 662,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 4 $ 367,000
Shore Mortgage
770 S. ADAMS ROAD #300
BIRMINGHAM, MI 48009
* $ 10,000,000 4 $ 528,000
Metlife Bank, N.A.
334 MADISON AVENUE
CONVENT STATION, NJ 07961
* $ 10,273,647,000 4 $ 348,000
The Union Bank Company
105 PROGRESSIVE DRIVE
COLUMBUS GROVE, OH 45830
* $ 615,139,000 4 $ 537,000
American Southwest Mortgage Corp.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 4 $ 359,000
Midfirst Bank
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 14,649,039,000 4 $ 239,000
Superior Federal Credit Union
4230 ELIDA RD
LIMA, OH 45807
* $ 301,544,000 4 $ 581,000
Genfed Financial CU
85 MASSILLON RD
AKRON, OH 44312
* $ 173,441,000 3 $ 206,000
First Bank Richmond, NA
P.O. BOX 937
RICHMOND, IN 47375
* $ 630,053,000 3 $ 43,000
Suntrust Mortgage, Inc
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 185,098,787,000 3 $ 494,000
Branch Banking and Trust Co
223 W NASH STREET
WILSON, NC 27893
* $ 147,483,646,000 3 $ 260,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 3 $ 446,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ 10,000,000 3 $ 286,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ 10,000,000 3 $ 368,000
Mountain States Mortgage
1333 E 9400 S
SANDY, UT 84093
* $ 10,000,000 2 $ 299,000
Hallmark Home Mortgage, LLC
7421 COLDWATER ROAD
FORT WAYNE, IN 46825
* $ 2,915,000 2 $ 620,000
Taylor, Bean & Whitaker
315 NE 14TH STREET
OCALA, FL 34470
* $ 10,000,000 2 $ 204,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 2 $ 194,000
Franklin American Mortgage Co
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 2 $ 176,000
Allied Mortgage Group, Inc
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ 10,000,000 2 $ 300,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 2 $ 308,000
The Citizens National Bank
102 S. MAIN ST.
BLUFFTON, OH 45817
* $ 542,933,000 2 $ 179,000
Nfcu
820 FOLLIN LANE
VIENNA, VA 22180
* $ 36,351,625,000 2 $ 287,000
The Equitable Mortgage Corporation
655 METRO PLACE SOUTH SUITE 500
DUBLIN, OH 43017
* $ 10,000,000 2 $ 126,000
Liberty Savings Bank, FSB
2251 ROMBACH AVE.
WILMINGTON, OH 45177
* $ 1,519,961,000 2 $ 146,000
Colonial Savings, F. A.
P. O. BOX 2988
FORT WORTH, TX 76113
* $ 941,902,000 2 $ 455,000
First Federal Bank of Ohio
140 N COLUMBUS ST
GALION, OH 44833
* $ 240,425,000 2 $ 233,000
Park View Federal Savings Bank
30000 AURORA ROAD
SOLON, OH 44139
* $ 901,703,000 1 $ 184,000
Home Savings of America
35 E BROADWAY
LITTLE FALLS, MN 56345
* $ 427,899,000 1 $ 255,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 32,584,979,000 1 $ 171,000
Affiliated Mortgage Company
1301 HUDSON LANE
MONROE, LA 71201
* $ 212,423,000 1 $ 81,000
Nationwide Bank
ONE NATIONWIDE PLAZA, 2-14-05
COLUMBUS, OH 43215
* $ 2,246,123,000 1 $ 80,000
Everbank
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 7,047,356,000 1 $ 71,000
Community First Bank
3725 OLD COURT ROAD
BALTIMORE, MD 21208
* $ 62,318,000 1 $ 179,000
Admirals Bank Former Domestic
815 RESERVOIR AVE
CRANSTON, RI 02910
* $ 248,819,000 1 $ 14,000
Residential Finance Corp.
401 N. FRONT STREET, SUITE 300
COLUMBUS, OH 43215
* $ 17,533,484,000 1 $ 199,000
Everett Financial Inc.
14801 QUORUM DR SUITE 300
DALLAS, TX 75254
* $ 3,642,000 1 $ 104,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ 11,000,000 1 $ 178,000
D & R Mortgage Corp
29870 MIDDLEBELT ROAD
FARMINGTON HILLS, MI 48334
* $ 10,000,000 1 $ 109,000
Primary Residential Mortgage
4750 W WILEY POST WAY SUITE 200
SALT LAKE CITY, UT 84116
* $ 10,000,000 1 $ 188,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 1 $ 53,000
Onewest Bank, FSB
888 EAST WALNUT ST
PASADENA, CA 91101
* $ 36,000,000,000 1 $ 60,000
Profed Federal Credit Union
1710 ST. JOE RIVER DR.
FORT WAYNE, IN 46805
* $ 269,328,000 1 $ 117,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,677,931,000 1 $ 35,000
Directions Credit Union
5121 WHITEFORD ROAD
TOLEDO, OH 43604
* $ 507,678,000 1 $ 103,000
Rbs Citizens, N.A.
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 129,725,957,000 1 $ 25,000
Premia Mortgage, LLC
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 467,861,000,000 1 $ 176,000
F&M Bank
50 FRANKLIN ST
CLARKSVILLE, TN 37040
* $ 722,397,000 1 $ 97,000
University Bank
2015 WASHTENAW AVE
ANN ARBOR, MI 48104
* $ 129,691,000 1 $ 41,000
New York Community Bank
1 JERICHO PLAZA
JERICHO, NY 11753
* $ 30,307,736,000 1 $ 72,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 3,930,807,000 1 $ 237,000
Capwest Mortgage Corporation
14231 METCALF AVE. STE. 200
OVERLAND PARK, KS 66223
* $ 629,176,000 1 $ 75,000
United Bank Inc
5TH & AVERY/UNITED SQUARE
PARKERSBURG, WV 26102
* $ 4,186,130,000 1 $ 16,000
Nationwide Mortgage Concepts,
40380 DESERT CREEK LANE
RANCHO MIRAGE, CA 92270
* $ 10,000,000 1 $ 108,000
Allied Home Mortgage Corp.
6110 PINEMONT DR., STE. 220
HOUSTON, TX 77092
* $ 10,000,000 1 $ 65,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ 10,000,000 1 $ 183,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 1 $ 152,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 1 $ 66,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 1 $ 107,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 1 $ 54,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 1 $ 194,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 1 $ 49,000
Ag Credit, Aca
610 W. LYTLE ST.
FOSTORIA, OH 44830
* $ 10,000,000 1 $ 300,000
Origen Financial Services LLC
27777 FRANKLIN ROAD SUITE 1710
SOUTHFIELD, MI 48034
* $ 10,000,000 1 $ 14,000
Northern Ohio Investment Company
6444 MONROE STREET, SUITE 6
SYLVANIA, OH 43560
* $ 10,000,000 1 $ 127,000

The tables below break down 2009 mortgage applications in Defiance County, OH by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Defiance County, OH in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,824 $207,472,000 $113,000 $1,007,000 $63,000 $868,000
Home Purchase 447 $42,565,000 $95,000 $925,000 $47,000 $388,000
Home Improvement 84 $2,908,000 $34,000 $157,000 $60,000 $236,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,968 $213,806,000 $108,000 $1,007,000 $62,000 $800,000
Not applicable 129 $13,544,000 $104,000 $925,000 $20,000 $248,000
Not Provided 109 $10,482,000 $96,000 $280,000 $49,000 $126,000
Hispanic 99 $8,982,000 $90,000 $260,000 $50,000 $166,000
American Indian or Alaskan Native 21 $2,845,000 $135,000 $393,000 $166,000 $868,000
Black or African American 19 $2,228,000 $117,000 $204,000 $61,000 $200,000
Asian 8 $857,000 $107,000 $249,000 $62,000 $223,000
Native Hawaiian or Other Pacific Islander 2 $201,000 $100,000 $176,000 $32,000 $32,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,875 $200,799,000 $107,000 $925,000 $66,000 $868,000
FHA-insured (Federal Housing Administration) 320 $34,680,000 $108,000 $276,000 $36,000 $178,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 111 $10,948,000 $98,000 $1,007,000 $33,000 $300,000
VA-guaranteed (Veterans Administration) 49 $6,518,000 $133,000 $257,000 $24,000 $112,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,305 $148,351,000 $113,000 $1,007,000 $68,000 $868,000
Loan Purchased By The Institution 366 $36,808,000 $100,000 $328,000 $41,000 $248,000
Application Denied By Financial Institution 323 $27,756,000 $85,000 $344,000 $48,000 $207,000
Application Withdrawn By Applicant 222 $25,065,000 $112,000 $380,000 $59,000 $300,000
Application Approved But Not Accepted 99 $11,051,000 $111,000 $417,000 $67,000 $232,000
File Closed For Incompleteness 36 $3,694,000 $102,000 $235,000 $44,000 $98,000
Preapproval Denied by Financial Institution 4 $220,000 $55,000 $81,000 $21,000 $45,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 82 $5,044,000 $61,000 $193,000 $50,000 $140,000
Collateral 61 $5,790,000 $94,000 $344,000 $56,000 $207,000
Debt-To-Income Ratio 42 $3,748,000 $89,000 $194,000 $31,000 $64,000
Other 18 $1,458,000 $81,000 $185,000 $42,000 $71,000
Unverifiable Information 9 $923,000 $102,000 $229,000 $50,000 $68,000
Credit Application Incomplete 5 $395,000 $79,000 $110,000 $58,000 $85,000
Employment History 3 $213,000 $71,000 $86,000 $24,000 $39,000
Insufficient Cash (Downpayment, Closing Cost) 3 $326,000 $108,000 $159,000 $31,000 $53,000
Mortgage Insurance Denied 3 $306,000 $102,000 $152,000 $48,000 $69,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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