Des Moines County IA
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022

Unlock detailed Des Moines County IA mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Iowa.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,122
Total Mortgage Loan Application Amount $146,740,000
Average Mortgage Loan Application Amount $130,000
Highest Mortgage Loan Application Amount $6,215,000
Average Applicant Income $75,000
Highest Applicant Income $896,000
Download the Iowa Lender List

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2022, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Des Moines County IA in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 628 $100,010,000 $159,000 $6,215,000 $75,000 $896,000
Refinancing 180 $20,480,000 $113,000 $555,000 $77,000 $650,000
Cash-out Refinancing 157 $19,305,000 $122,000 $505,000 $72,000 $196,000
Home Improvement 97 $3,155,000 $32,000 $205,000 $75,000 $480,000
Other Purpose 49 $2,815,000 $57,000 $395,000 $85,000 $567,000
Not Applicable 11 $975,000 $88,000 $295,000 $33,000 $33,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 845 $96,345,000 $114,000 $805,000 $77,000 $896,000
Not applicable 102 $27,930,000 $273,000 $6,215,000 $48,000 $121,000
Not Provided 93 $13,265,000 $142,000 $555,000 $74,000 $320,000
Black or African American 39 $3,995,000 $102,000 $295,000 $47,000 $129,000
Hispanic 32 $3,070,000 $95,000 $325,000 $81,000 $425,000
Asian 8 $1,700,000 $212,000 $485,000 $91,000 $240,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 837 $109,945,000 $131,000 $6,215,000 $79,000 $896,000
FHA-insured (Federal Housing Administration) 197 $22,035,000 $111,000 $285,000 $56,000 $160,000
VA-guaranteed (Veterans Administration) 85 $14,145,000 $166,000 $395,000 $77,000 $185,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 3 $615,000 $205,000 $235,000 $81,000 $86,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 669 $95,505,000 $142,000 $6,215,000 $82,000 $896,000
Application Denied By Financial Institution 163 $15,445,000 $94,000 $455,000 $57,000 $332,000
Application Withdrawn By Applicant 142 $16,210,000 $114,000 $395,000 $70,000 $255,000
Loan Purchased By The Institution 91 $12,295,000 $135,000 $455,000 $47,000 $121,000
File Closed For Incompleteness 31 $3,735,000 $120,000 $325,000 $74,000 $425,000
Application Approved But Not Accepted 22 $3,060,000 $139,000 $655,000 $71,000 $190,000
Preapproval Approved but not Accepted 3 $245,000 $81,000 $125,000 $63,000 $116,000
Preapproval Denied by Financial Institution 1 $245,000 $245,000 $245,000 $41,000 $41,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 737 $91,825,000 $124,000 $2,815,000 $73,000 $778,000
Debt-To-Income Ratio 276 $45,110,000 $163,000 $6,215,000 $85,000 $896,000
Credit History 52 $3,660,000 $70,000 $215,000 $64,000 $176,000
Collateral 24 $2,790,000 $116,000 $455,000 $61,000 $175,000
Credit Application Incomplete 13 $1,135,000 $87,000 $175,000 $60,000 $103,000
Other 12 $1,560,000 $130,000 $295,000 $86,000 $260,000
Unverifiable Information 3 $335,000 $111,000 $225,000 $54,000 $94,000
Insufficient Cash (Downpayment, Closing Cost) 3 $185,000 $61,000 $85,000 $23,000 $32,000
Employment History 2 $140,000 $70,000 $75,000 $35,000 $44,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

Download the Iowa Lender List