Dickenson County, VA Mortgage Lenders & HMDA Data, 2009

In 2009, lenders reported 474 mortgage applications in Dickenson County, VA totaling $32.5 million, down 35% from 2008. The average application was for $68,000, and applicants reported an average income of $50,000. 56% of applications resulted in an originated loan and 23% were denied. The most active lender was Branch Banking and Trust Co, with 95 applications, followed by New Peoples Bank, Inc and Farmers and Miners Bank.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 474
Total Mortgage Loan Application Amount $32,540,000
Average Mortgage Loan Application Amount $68,000
Highest Mortgage Loan Application Amount $325,000
Average Applicant Income $50,000
Highest Applicant Income $480,000

Mortgage Company List for Lending in Dickenson County, VA for 2009

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Branch Banking and Trust Co
223 W NASH STREET
WILSON, NC 27893
* $ 147,483,646,000 95 $ 6,571,000
New Peoples Bank, Inc
PO BOX 1810
HONAKER, VA 24260
* $ 807,237,000 83 $ 4,103,000
Farmers and Miners Bank
41526 W MORGAN AVENUE
PENNINGTON GAP, VA 24277
* $ 121,686,000 31 $ 1,661,000
Trupoint Bank
20089 RIVERSIDE DR
GRUNDY, VA 24614
* $ 501,381,000 27 $ 1,072,000
Miners Exchange Bank
PO BOX 1197
COEBURN, VA 24230
* $ 95,935,000 27 $ 1,040,000
Wells Fargo Bank, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 635,476,000,000 25 $ 1,012,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 15 $ 1,171,000
Community Trust Bank, Inc.
346 NORTH MAYO TRAIL
PIKEVILLE, KY 41502
* $ 2,942,745,000 10 $ 983,000
Citibank, N.A.
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,227,040,000,000 10 $ 628,000
Bank of America, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,471,631,047,000 10 $ 1,223,000
First Community Bank, N. A.
P O BOX 989
BLUEFIELD, VA 24605
* $ 2,103,444,000 9 $ 577,000
Beneficial Company LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 4,017,643,000 9 $ 665,000
Wells Fargo Bank, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 538,958,000,000 8 $ 748,000
Countrywide Bank FSB
30930 RUSSELL RANCH ROAD MS CA6-916-02-0
WESTLAKE VILLAGE, CA 91362
* $ 117,978,966,000 8 $ 946,000
US Bank, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 261,775,591,000 7 $ 432,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,746,242,000,000 6 $ 487,000
Sidus Financial, LLC
1905 TURNBURY DRIVE
GREENVILLE, NC 27858
* $ 10,000,000 5 $ 480,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,677,931,000 4 $ 293,000
Appalachian Community Federal Credit Union
5034 BOBBY HICKS HIGHWAY SUITE 2
JOHNSON CITY, TN 37615
* $ 116,135,000 4 $ 488,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 4 $ 610,000
American General Fin.Serv.(De)
601 N.W. SECOND STREET, P.O. BOX 59
EVANSVILLE, IN 47701
* $ 10,000,000 4 $ 55,000
Citifinancial Inc
300 ST PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 4 $ 398,000
Citifinancial, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 4 $ 122,000
Ally Bank F/K/A/ Gmac Bank
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 32,882,574,000 3 $ 315,000
Flagstar Bank
5151 CORPORATE DR
TROY, MI 48098
* $ 14,157,838,000 3 $ 516,000
Wachovia Mortgage FSB
TONYA YOUNG 100 N MAIN ST MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 69,166,325,000 3 $ 279,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 3 $ 573,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 3 $ 354,000
Gmac Mortgage LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 2 $ 161,000
Walker Jackson Mortgage Corpor
14501 GEORGE CARTER WAY
CHANTILLY, VA 20151
* $ 292,944,000 2 $ 268,000
Eastman Credit Union
P.O. BOX 1989
KINGSPORT, TN 37662
* $ 2,044,273,000 2 $ 208,000
Gms Funding, LLC
824 MEETING STREET
WEST COLUMBIA, SC 29169
* $ 417,745,000 2 $ 198,000
Nationwide Mortgage Concepts,
40380 DESERT CREEK LANE
RANCHO MIRAGE, CA 92270
* $ 10,000,000 2 $ 164,000
Citimortgage, Inc
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 2 $ 206,000
M&T Bank
1 M&T PLAZA -15TH FLOOR
BUFFALO, NY 14203
* $ 64,824,244,000 2 $ 248,000
Metlife Bank, N.A.
334 MADISON AVENUE
CONVENT STATION, NJ 07961
* $ 10,273,647,000 2 $ 223,000
Capital One NA
11130 INDUSTRIALPLEX BLVD
BATON ROUGE, LA 70809
* $ 115,142,306,000 2 $ 76,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 69,459,606,000 2 $ 203,000
Highlands Union Bank
340 WEST MAIN STREET
ABINGDON, VA 24210
* $ 667,986,000 1 $ 11,000
Suntrust Mortgage, Inc
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 185,098,787,000 1 $ 49,000
Dover Mortgage Company
711 E. MOREHEAD ST
CHARLOTTE, NC 28202
* $ 1,817,511,000 1 $ 216,000
Citicorp Trust Bank, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 21,270,147,000 1 $ 68,000
State Farm Bank
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 16,669,297,000 1 $ 65,000
Town Center Bank
1938 E. LINCOLN HIGHWAY #101
NEW LENOX, IL 60451
* $ 123,336,000 1 $ 54,000
Carter Bank and Trust
PO BOX 3748
MARTINSVILLE, VA 24112
* $ 2,800,478,000 1 $ 2,000
US Bank North Dakota
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 4,858,594,000 1 $ 47,000
Suntrust Banks, Inc.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 185,098,787,000 1 $ 5,000
Access National Mortgage Corp
1800 ROBERT FULTON DR, SUITE 350
RESTON, VA 20191
* $ 10,000,000 1 $ 61,000
First Bank and Trust Company
PO BOX 1000
ABINGDON, VA 24212
* $ 998,546,000 1 $ 100,000
Freedom Mortgage Corp.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 1 $ 103,000
Security Atlantic Wholesale
499 THORNALL ST, SUITE 220
EDISON, NJ 08837
* $ 10,000,000 1 $ 106,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 1 $ 69,000
Sage Home Loans Corporation
1423 RED VENTURES DRIVE SUITE 201
FORT MILL, SC 29707
* $ 39,000,000 1 $ 109,000
Premium Capital Funding LLC
125 JERICHO TPKE
JERICHO, NY 11753
* $ 10,000,000 1 $ 183,000
First Residential Mortgage
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 1 $ 131,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 1 $ 210,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 1 $ 67,000
Shore Mortgage
770 S. ADAMS ROAD #300
BIRMINGHAM, MI 48009
* $ 10,000,000 1 $ 63,000
Virginia Federal Credit Union
PO BOX 90010
RICHMOND, VA 23225
* $ 1,686,491,000 1 $ 120,000
Pentagon Federal Credit Union
14300 SULLYFIELD CIRCLE
CHANTILLY, VA 20151
* $ 12,942,945,000 1 $ 105,000
Midflorida Credit Union
3008 S FLORIDA AVENUE
LAKELAND, FL 33803
* $ 1,283,709,000 1 $ 58,000
Gateway Mortgage Group LLC
6910 E 14TH ST
TULSA, OK 74112
* $ 10,000,000 1 $ 135,000
Home Loan Center
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 1 $ 179,000
Mld Mortgage Inc.
30B VREELAND ROAD
FLORHAM PARK, NJ 07932
* $ 10,000,000 1 $ 100,000

The tables below break down 2009 mortgage applications in Dickenson County, VA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Dickenson County, VA in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 289 $23,304,000 $80,000 $276,000 $51,000 $480,000
Home Purchase 110 $7,375,000 $67,000 $325,000 $53,000 $270,000
Home Improvement 75 $1,861,000 $24,000 $144,000 $44,000 $142,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 415 $27,911,000 $67,000 $325,000 $51,000 $480,000
Not Provided 35 $3,012,000 $86,000 $276,000 $59,000 $204,000
Not applicable 17 $1,302,000 $76,000 $157,000 $25,000 $70,000
Black or African American 5 $267,000 $53,000 $80,000 $40,000 $96,000
Hispanic 1 $45,000 $45,000 $45,000 $55,000 $55,000
Native Hawaiian or Other Pacific Islander 1 $3,000 $3,000 $3,000 $67,000 $67,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 407 $25,275,000 $62,000 $325,000 $52,000 $480,000
FHA-insured (Federal Housing Administration) 62 $6,778,000 $109,000 $276,000 $43,000 $110,000
VA-guaranteed (Veterans Administration) 3 $327,000 $109,000 $145,000 $42,000 $66,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 2 $160,000 $80,000 $84,000 $25,000 $39,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 265 $16,819,000 $63,000 $224,000 $49,000 $235,000
Application Denied By Financial Institution 107 $7,046,000 $65,000 $202,000 $49,000 $480,000
Application Withdrawn By Applicant 38 $3,081,000 $81,000 $325,000 $68,000 $270,000
Application Approved But Not Accepted 28 $2,062,000 $73,000 $218,000 $55,000 $113,000
Loan Purchased By The Institution 27 $2,674,000 $99,000 $216,000 $35,000 $110,000
File Closed For Incompleteness 9 $858,000 $95,000 $276,000 $51,000 $110,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 28 $1,589,000 $56,000 $153,000 $65,000 $480,000
Debt-To-Income Ratio 15 $1,115,000 $74,000 $164,000 $29,000 $83,000
Collateral 14 $1,248,000 $89,000 $195,000 $57,000 $104,000
Other 6 $208,000 $34,000 $88,000 $34,000 $48,000
Insufficient Cash (Downpayment, Closing Cost) 3 $226,000 $75,000 $98,000 $54,000 $64,000
Unverifiable Information 1 $124,000 $124,000 $124,000 $29,000 $29,000
Employment History 1 $73,000 $73,000 $73,000 $35,000 $35,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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