District Of Columbia
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023

Discover comprehensive District Of Columbia mortgage statistics and HMDA loan application data from 2003 to 2023.
Explore detailed insights into the total number of mortgage applications, loan amounts, and lending trends across the state.
Our interactive lists allow you to analyze mortgage data by county and metropolitan area, helping you track regional lending patterns.

Need in-depth lender data?
Easily download a formatted spreadsheet containing aggregated HMDA statistics for all District Of Columbia based lenders.
Whether you're an industry analyst, homebuyer, or researcher, this data provides valuable insights into District Of Columbia's mortgage market trends.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 17,221
Total Mortgage Loan Application Amount $10,054,415,000
Average Mortgage Loan Application Amount $584,000
Highest Mortgage Loan Application Amount $97,005,000
Average Applicant Income $220,000
Highest Applicant Income $8,500,000

Explore comprehensive HMDA mortgage statistics and application trends for 2023 in District Of Columbia. Below, you'll find key insights, including total mortgage applications, average loan amounts, highest application amounts, and the income levels of top applicants. If you're researching mortgage and loan application data in District Of Columbia, these statistics will help you understand market trends and lending patterns as you navigate the mortgage process.

Our HMDA dataset allows you to analyze mortgage loan applications for 2023 across various categories, including loan purpose, applicant race, loan type, application outcomes, and reasons for denial. These detailed breakdowns provide valuable insights into borrower demographics and lender activity, making them an essential resource for homebuyers, real estate professionals, and industry analysts.

Each category highlights the total number of mortgage applications, total loan amounts, average mortgage sizes, and the highest loan amounts within each segment. You can also explore borrower income data, including average applicant income and the highest reported incomes for mortgage applicants. Whether you're evaluating lender performance, researching loan approval trends, or comparing mortgage options, this HMDA-backed data offers a valuable snapshot of the mortgage landscape in District Of Columbia.

Download the District Of Columbia Lender List

Mortgage Loan Application Detail Totals for District Of Columbia in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 10,446 $6,724,845,000 $643,000 $57,005,000 $232,000 $7,066,000
Cash-out Refinancing 1,985 $875,115,000 $440,000 $24,065,000 $162,000 $3,065,000
Home Improvement 1,890 $434,010,000 $229,000 $71,505,000 $215,000 $8,500,000
Other Purpose 1,452 $340,480,000 $234,000 $13,655,000 $215,000 $7,015,000
Refinancing 1,398 $1,666,025,000 $1,195,000 $97,005,000 $225,000 $4,842,000
Not Applicable 50 $13,940,000 $278,000 $3,005,000 $60,000 $93,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,369 $3,047,260,000 $567,000 $10,725,000 $276,000 $7,066,000
Black or African American 4,373 $1,447,615,000 $331,000 $17,505,000 $149,000 $7,500,000
Not Provided 2,951 $1,433,675,000 $485,000 $17,005,000 $219,000 $5,263,000
Not applicable 2,652 $3,254,175,000 $1,229,000 $97,005,000 $238,000 $1,809,000
Hispanic 967 $379,795,000 $392,000 $1,815,000 $192,000 $8,500,000
Asian 630 $353,820,000 $561,000 $5,005,000 $239,000 $3,526,000
American Indian or Alaskan Native 63 $22,505,000 $357,000 $1,305,000 $137,000 $338,000
Native Hawaiian or Other Pacific Islander 10 $3,070,000 $307,000 $645,000 $144,000 $404,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 15,150 $8,952,190,000 $591,000 $97,005,000 $229,000 $8,500,000
FHA-insured (Federal Housing Administration) 1,226 $567,300,000 $462,000 $6,265,000 $123,000 $624,000
VA-guaranteed (Veterans Administration) 844 $534,820,000 $633,000 $2,175,000 $180,000 $2,291,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $105,000 $105,000 $105,000 $75,000 $75,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 8,577 $5,639,370,000 $657,000 $83,505,000 $241,000 $7,066,000
Application Denied By Financial Institution 2,912 $1,036,930,000 $356,000 $46,025,000 $160,000 $8,500,000
Application Withdrawn By Applicant 2,502 $1,599,255,000 $639,000 $97,005,000 $210,000 $3,954,000
Loan Purchased By The Institution 2,124 $1,249,970,000 $588,000 $6,375,000 $240,000 $1,809,000
File Closed For Incompleteness 708 $298,160,000 $421,000 $18,375,000 $203,000 $3,526,000
Application Approved But Not Accepted 363 $210,405,000 $579,000 $16,015,000 $237,000 $7,500,000
Preapproval Approved but not Accepted 30 $18,360,000 $612,000 $1,665,000 $209,000 $495,000
Preapproval Denied by Financial Institution 5 $1,965,000 $393,000 $665,000 $203,000 $495,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 14,125 $8,739,385,000 $618,000 $97,005,000 $232,000 $7,500,000
Debt-To-Income Ratio 1,173 $670,955,000 $571,000 $26,255,000 $131,000 $2,084,000
Credit History 604 $145,670,000 $241,000 $17,505,000 $171,000 $8,500,000
Collateral 481 $158,695,000 $329,000 $9,905,000 $193,000 $2,461,000
Credit Application Incomplete 316 $106,015,000 $336,000 $2,725,000 $184,000 $1,576,000
Other 304 $143,185,000 $472,000 $46,025,000 $192,000 $3,450,000
Unverifiable Information 125 $52,055,000 $416,000 $1,875,000 $194,000 $1,044,000
Insufficient Cash (Downpayment, Closing Cost) 59 $27,795,000 $471,000 $4,005,000 $144,000 $630,000
Employment History 31 $9,615,000 $310,000 $1,755,000 $111,000 $511,000
Mortgage Insurance Denied 3 $1,045,000 $348,000 $505,000 $262,000 $340,000
Download the District Of Columbia Lender List

Mortgage Loan Application Totals in 2023 by District Of Columbia Metropolitan Area

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 17,221 $ 10,054,415,000 $ 584,000 $ 220,000
WASHINGTON-BALTIMORE-ARLINGTON, DC n/a $ n/a $ n/a $ n/a
Download the District Of Columbia Lender List

Mortgage Loan Application Totals in 2023 by District Of Columbia County

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
District of Columbia 17,221 $ 10,054,415,000 $ 584,000 $ 220,000

Our comprehensive HMDA mortgage statistics offer invaluable insights into District Of Columbia's 2023 lending landscape. By analyzing detailed data on mortgage applications, loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can identify key trends shaping the state's housing market.

This in-depth information enables real estate experts, financial analysts, and policymakers to monitor market shifts, assess borrower demographics, and evaluate lender performance effectively. Leverage this powerful data to make informed decisions, conduct thorough market research, and stay ahead in the evolving mortgage industry.
To gain a deeper understanding of District Of Columbia's mortgage lending environment, download the comprehensive list of lenders and their aggregated HMDA statistics today.

Download the District Of Columbia Lender List