Doddridge County, WV Mortgage Lenders & HMDA Data, 2012

In 2012, lenders reported 180 mortgage applications in Doddridge County, WV totaling $18.0 million, down 5% from 2011. The average application was for $100,000, and applicants reported an average income of $75,000. 48% of applications resulted in an originated loan and 31% were denied. The most active lender was Truist Bank, with 31 applications, followed by Huntington National Bank and Wells Fargo Bank NA.

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Total Number of Mortgage Applications 180
Total Mortgage Loan Application Amount $18,044,000
Average Mortgage Loan Application Amount $100,000
Highest Mortgage Loan Application Amount $354,000
Average Applicant Income $75,000
Highest Applicant Income $2,160,000

Mortgage Company List for Lending in Doddridge County, WV for 2012

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 168,867,640,000 31 $ 2,442,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 54,183,383,000 20 $ 1,681,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,161,490,000,000 12 $ 1,445,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,811,678,000,000 11 $ 1,150,000
Wesbanco Bank, Inc.
1 BANK PLAZA
WHEELING, WV 26003
* $ 5,520,183,000 10 $ 1,469,000
Union Bank, Inc.
P.O. BOX 810
HUNDRED, WV 26149
* $ 184,111,000 7 $ 422,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 7 $ 445,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 7 $ 481,000
City National Bank of Wv
25 GATEWATER ROAD
CROSS LANES, WV 25313
* $ 2,753,165,000 6 $ 653,000
Mvb Bank, Inc.
113 PLATINUM DRIVE SUITE H
BRIDGEPORT, WV 26330
* $ 533,105,000 4 $ 746,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,736,579,000 4 $ 348,000
Justice Federal Credit Union
5175 PARKSTONE DRIVE, STE. 200
CHANTILLY, VA 20151
* $ 528,308,000 3 $ 287,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 3 $ 579,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,459,157,302,000 3 $ 332,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 3 $ 323,000
Service Finance Company, LLC
555 S FEDERAL HIGHWAY SUITE 200
BOCA RATON, FL 33432
* $ 10,000,000 2 $ 21,000
West Virginia Central CU
1306 MURDOCH AVE
PARKERSBURG, WV 26101
* $ 93,202,000 2 $ 92,000
United Bank Inc
5TH & AVERY/UNITED SQUARE
PARKERSBURG, WV 26102
* $ 3,625,405,000 2 $ 207,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,898,665,000 2 $ 109,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 330,470,810,000 2 $ 266,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,288,658,000,000 2 $ 121,000
First National Bank of Pa
1 FNB BOULEVARD
HERMITAGE, PA 16148
* $ 9,651,294,000 2 $ 136,000
Proficio Bank
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 142,947,000 2 $ 84,000
Ing Bank, FSB / Capital One
11130 INDUSTRIPLEX BLVD
BATON ROUGE, LA 70809
* $ 92,212,498,000 2 $ 248,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 2 $ 121,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 52,181,685,000 2 $ 473,000
Fifth Third Bank
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 114,540,379,000 1 $ 44,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 263,309,559,000 1 $ 140,000
Edward Jones Mortgage, LLC
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,783,443,000 1 $ 116,000
Metlife Bank, N.A.
1555 WEST WALNUT HILL LANE, STE. 200
IRVING, TX 75038
* $ 25,513,620,000 1 $ 183,000
Peoples Bank, National Associa
138 PUTNAM STREET
MARIETTA, OH 45750
* $ 1,788,701,000 1 $ 76,000
Union Savings Bank
8534 E KEMPER RD
CINCINNATI, OH 45249
* $ 2,218,607,000 1 $ 63,000
Viewpoint Bank, N.A.
1309 W 15TH, SUITE 302
PLANO, TX 75075
* $ 3,179,743,000 1 $ 151,000
First Federal Savings and Loan
25 E HIGH ST
WAYNESBURG, PA 15370
* $ 839,507,000 1 $ 60,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 1 $ 204,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 46,925,466,000 1 $ 30,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ 5,889,539,000 1 $ 151,000
Farm Credit of the Virginias, Aca
106 SANGERS LANE
STAUNTON, VA 24401
* $ 1,007,892,000,000 1 $ 150,000
Generation Mortgage Company
3565 PIEDMONT ROAD, NE STE. 300
ATLANTA, GA 30305
* $ 73,926,000 1 $ 42,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 1 $ 184,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 1 $ 190,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 1 $ 294,000
Prospect Mortgage, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 1 $ 76,000
First Community Bank
29 COLLEGE DR
BLUEFIELD, VA 24605
* $ 2,144,104,000 1 $ 83,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 5,681,476,000 1 $ 102,000
Fairmont Federal Credit Union
PO BOX 2139
FAIRMONT, WV 26554
* $ 262,206,000 1 $ 95,000

The tables below break down 2012 mortgage applications in Doddridge County, WV by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Doddridge County, WV in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 88 $9,073,000 $103,000 $354,000 $66,000 $300,000
Home Purchase 70 $8,016,000 $114,000 $348,000 $93,000 $2,160,000
Home Improvement 22 $955,000 $43,000 $120,000 $55,000 $117,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 162 $16,036,000 $98,000 $348,000 $76,000 $2,160,000
Not Provided 13 $1,435,000 $110,000 $354,000 $80,000 $202,000
Not applicable 4 $483,000 $120,000 $204,000 $42,000 $124,000
American Indian or Alaskan Native 1 $90,000 $90,000 $90,000 $34,000 $34,000
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0
Hispanic 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 143 $12,967,000 $90,000 $354,000 $82,000 $2,160,000
FHA-insured (Federal Housing Administration) 28 $3,344,000 $119,000 $260,000 $46,000 $109,000
VA-guaranteed (Veterans Administration) 9 $1,733,000 $192,000 $325,000 $61,000 $120,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 87 $8,318,000 $95,000 $348,000 $70,000 $300,000
Application Denied By Financial Institution 56 $5,163,000 $92,000 $325,000 $54,000 $150,000
Application Withdrawn By Applicant 15 $1,935,000 $129,000 $354,000 $213,000 $2,160,000
Application Approved But Not Accepted 14 $1,532,000 $109,000 $228,000 $60,000 $110,000
Loan Purchased By The Institution 7 $1,033,000 $147,000 $304,000 $40,000 $124,000
File Closed For Incompleteness 1 $63,000 $63,000 $63,000 $45,000 $45,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 15 $790,000 $52,000 $118,000 $55,000 $84,000
Collateral 14 $1,976,000 $141,000 $325,000 $76,000 $148,000
Debt-To-Income Ratio 12 $1,144,000 $95,000 $177,000 $39,000 $72,000
Credit Application Incomplete 3 $228,000 $76,000 $121,000 $51,000 $61,000
Employment History 2 $92,000 $46,000 $82,000 $29,000 $36,000
Other 1 $64,000 $64,000 $64,000 $50,000 $50,000
Unverifiable Information 1 $30,000 $30,000 $30,000 $12,000 $12,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the West Virginia Lender List