Duchesne County, UT Mortgage Lenders & HMDA Data, 2011

In 2011, lenders reported 873 mortgage applications in Duchesne County, UT totaling $130.7 million, down 14% from 2010. The average application was for $149,000, and applicants reported an average income of $67,000. 47% of applications resulted in an originated loan and 20% were denied. The most active lender was Mountain America Federal Credit Union, with 287 applications, followed by Wells Fargo Bank NA and Zions Bancorporation, N.A..

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Total Number of Mortgage Applications 873
Total Mortgage Loan Application Amount $130,739,000
Average Mortgage Loan Application Amount $149,000
Highest Mortgage Loan Application Amount $3,000,000
Average Applicant Income $67,000
Highest Applicant Income $576,000

Mortgage Company List for Lending in Duchesne County, UT for 2011

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Mountain America Federal Credit Union
7181 SOUTH CAMPUS VIEW DRIVE
SANDY, UT 84091
* $ 2,777,514,000 287 $ 40,045,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,104,833,000,000 117 $ 16,571,000
Zions Bancorporation, N.A.

DENVER, CO 80237
* $ 16,343,046,000 78 $ 9,912,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,791,060,000,000 50 $ 10,518,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,454,050,584,000 45 $ 7,469,000
Academy Mortgage Corporation
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ 10,000,000 21 $ 3,367,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 310,099,589,000 20 $ 3,229,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 20 $ 3,526,000
America First Federal Credit Union
4774 S 1300 W, BLDG 3
RIVERDALE, UT 84405
* $ 4,936,048,000 16 $ 1,968,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 15 $ 2,170,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 12 $ 1,952,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 77,423,723,000 12 $ 1,719,000
Securitynational Mortgage Company
5300 SOUTH 360 WEST
SALT LAKE CITY, UT 84123
* $ 10,000,000 11 $ 1,523,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ 31,000,000 11 $ 1,792,000
Republic Mortgage Home Loans
5241 SOUTH STATE STREET, SUITE #2
MURRAY, UT 84107
* $ 10,000,000 9 $ 1,110,000
Gmac Mortgage, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 7 $ 923,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 6 $ 1,194,000
Podium Mortgage Capital LLC
3010 LAVA RIDGE COURT STE 220
ROSEVILLE, CA 95661
* $ 10,000,000 5 $ 970,000
US Bk NA Nd
4325 17TH AVENUE, S.W.
FARGO, ND 58103
* $ 5,955,059,000 5 $ 713,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 153,341,765,000 4 $ 665,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 76,465,208,000 4 $ 543,000
Metlife Bank, N.A.
1555 WEST WALNUT HILL LANE, STE. 200
IRVING, TX 75038
* $ 16,490,790,000 4 $ 469,000
Celtic Bank
268 S. STATE ST., SUITE 300
SALT LAKE CITY, UT 84111
* $ 222,154,000 4 $ 879,000
Utah Community Credit Union
188 WEST RIVER PARK DRIVE
PROVO, UT 84604
* $ 727,532,000 4 $ 566,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 4 $ 533,000
Home Loan Center, Inc.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 4 $ 842,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ 10,000,000 3 $ 447,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 3 $ 548,000
Flagstar Bank NA

TROY, MI 49098
* $ 12,648,357,000 3 $ 502,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ 242,587,000 3 $ 996,000
Citifinancial, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 3 $ 105,000
Bank of Utah
2605 WASHINGTON BOULEVARD
OGDEN, UT 84401
* $ 746,890,000 3 $ 420,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 5,285,622,000 3 $ 460,000
Onemain Financial, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 0 3 $ 228,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 2 $ 351,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 12,522,585,000 2 $ 300,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,216,291,000,000 2 $ 392,000
Bank of the West
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 59,517,025,000 2 $ 181,000
Proficio Bank
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 147,635,000 2 $ 446,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,312,000,000 2 $ 349,000
W. J. Bradley Mortgage Capital
6465 GREENWOOD PLAZA BLVD, SUITE 500
CENTENNIAL, CO 80111
* $ 10,000,000 2 $ 418,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 2 $ 246,000
Cornerstone Home Lending, Inc.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ 57,509,481,000 2 $ 343,000
Utah Mortgage Loan Corp
488 E 6400 S, 300
SALT LAKE CITY, UT 84107
* $ 10,000,000 2 $ 246,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 2 $ 326,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 2 $ 224,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 2 $ 292,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 2 $ 348,000
City 1st Mortgage Services, Lc
750 S. MAIN SUITE 104
BOUNTIFUL, UT 84010
* $ 10,000,000 2 $ 442,000
Jordan Federal Credit Union
9260 S 300 E
SANDY, UT 84070
* $ 207,655,000 1 $ 60,000
Wasatch Peaks Federal Credit Union
4723 HARRISON BLVD
OGDEN, UT 84403
* $ 92,650,000 1 $ 134,000
Utah Power Credit Union
957 E 6600 S
SALT LAKE CITY, UT 84121
* $ 398,111,000 1 $ 144,000
Data Mortgage Inc., dba Essex
1100 W. TOWN & COUNTRY RD. STE. 100
ORANGE, CA 92868
* $ 10,000,000 1 $ 183,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 1 $ 32,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 1 $ 187,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 1 $ 168,000
Mortgage Investors Corp
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 1 $ 131,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 1 $ 191,000
Castle & Cooke Mortgage, LLC
13751 S WADSWORTH PARK DRIVE, STE 101
DRAPER, UT 84020
* $ 10,000,000 1 $ 54,000
Liberty Home Equity Solutions, Inc.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ 60,629,000 1 $ 172,000
Reverse Mortgage USA, Inc.
6500 RIVER PLACE BLVD, BLDG 1, STE 425
AUSTIN, TX 78730
* $ 3,305,000 1 $ 133,000
United Security Financial Corp
930 EAST 6600 SOUTH
MURRAY, UT 84121
* $ 10,000,000 1 $ 148,000
Sterling National Bank
98 CUTTERMILL ROAD
GREAT NECK, NY 11021
* $ 2,319,040,000 1 $ 175,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 1 $ 26,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 1 $ 198,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ 10,000,000 1 $ 91,000
Veritas Funding, LLC
MORGUN HALL
MIDVALE, UT 84047
* $ 12,500,000 1 $ 175,000
Axiom Financial LLC
9350 SOUTH 150 EAST SUITE 140
SANDY, UT 84070
* $ 10,000,000 1 $ 124,000
Citywide Home Loans, LLC

CHICAGO, IL 60613
* $ 10,000,000 1 $ 207,000
Carnegie Mortgage
2297 STATE HIGHWAY 33
HAMILTON SQUARE, NJ 08690
* $ 193,976,000 1 $ 225,000
First Utah Bank
3826 S 2300 E
SALT LAKE CITY, UT 84109
* $ 305,748,000 1 $ 116,000
Cyprus Federal Credit Union
3876 W. CENTERVIEW WAY
WEST JORDAN, UT 84084
* $ 553,581,000 1 $ 58,000
Affiliated Mortgage Company
5700 LEGACY DRIVE STE 10
PLANO, TX 75024
* $ 212,423,000 1 $ 231,000
Altabank
33 E MAIN
AMERICAN FORK, UT 84003
* $ 842,848,000 1 $ 89,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 213,864,000 1 $ 197,000
Bank of Ann Arbor
1333 W ANN ARBOR ROAD
ANN ARBOR, MI 48104
* $ 690,925,000 1 $ 192,000
American Bank of Commerce
3670 N UNIVERSITY AVE
PROVO, UT 84604
* $ 53,112,000 1 $ 138,000
M&I Bank FSB
W57N14280 DOERR WAY
CEDARBURG, WI 53012
* $ 1,311,970,000 1 $ 171,000
Grand Bank, National Association
2297 HWY 33
HAMILTON, NJ 08690
* $ 424,689,000 1 $ 176,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 48,783,813,000 1 $ 87,000
Washington Federal
425 PIKE ST
SEATTLE, WA 98101
* $ 13,324,563,000 1 $ 350,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 108,971,662,000 1 $ 217,000

The tables below break down 2011 mortgage applications in Duchesne County, UT by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Duchesne County, UT in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 457 $68,974,000 $150,000 $3,000,000 $69,000 $576,000
Home Purchase 391 $59,840,000 $153,000 $417,000 $63,000 $317,000
Home Improvement 25 $1,925,000 $77,000 $200,000 $75,000 $235,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 763 $114,931,000 $150,000 $3,000,000 $68,000 $423,000
Not Provided 40 $5,786,000 $144,000 $390,000 $78,000 $351,000
Not applicable 35 $5,157,000 $147,000 $267,000 $1,000 $43,000
American Indian or Alaskan Native 17 $2,709,000 $159,000 $280,000 $104,000 $576,000
Hispanic 14 $1,747,000 $124,000 $229,000 $56,000 $138,000
Native Hawaiian or Other Pacific Islander 2 $324,000 $162,000 $209,000 $50,000 $68,000
Asian 2 $85,000 $42,000 $80,000 $34,000 $35,000
Black or African American 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 516 $74,897,000 $145,000 $3,000,000 $79,000 $576,000
FHA-insured (Federal Housing Administration) 253 $39,034,000 $154,000 $273,000 $53,000 $155,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 80 $12,184,000 $152,000 $259,000 $43,000 $89,000
VA-guaranteed (Veterans Administration) 24 $4,624,000 $192,000 $345,000 $25,000 $74,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 409 $58,295,000 $142,000 $417,000 $70,000 $379,000
Application Denied By Financial Institution 173 $25,388,000 $146,000 $700,000 $70,000 $576,000
Loan Purchased By The Institution 147 $23,291,000 $158,000 $273,000 $47,000 $423,000
Application Withdrawn By Applicant 88 $16,328,000 $185,000 $3,000,000 $66,000 $173,000
Application Approved But Not Accepted 38 $4,505,000 $118,000 $270,000 $80,000 $351,000
File Closed For Incompleteness 18 $2,932,000 $162,000 $350,000 $92,000 $400,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 48 $7,827,000 $163,000 $417,000 $82,000 $287,000
Credit History 34 $3,693,000 $108,000 $227,000 $80,000 $576,000
Debt-To-Income Ratio 31 $4,250,000 $137,000 $417,000 $52,000 $121,000
Other 19 $2,749,000 $144,000 $310,000 $64,000 $195,000
Unverifiable Information 4 $539,000 $134,000 $176,000 $77,000 $169,000
Employment History 4 $549,000 $137,000 $320,000 $29,000 $48,000
Insufficient Cash (Downpayment, Closing Cost) 2 $424,000 $212,000 $229,000 $64,000 $66,000
Credit Application Incomplete 2 $266,000 $133,000 $180,000 $32,000 $65,000
Mortgage Insurance Denied 1 $131,000 $131,000 $131,000 $72,000 $72,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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