AllMortgageDetail - Mortgage Application Details

Eagle County CO
Mortgage Loan Application
Totals and Details
for 2014

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Years 2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,912
Total Mortgage Loan Application Amount $1,532,916,000
Average Mortgage Loan Application Amount $526,000
Highest Mortgage Loan Application Amount $21,377,000
Average Applicant Income $243,000
Highest Applicant Income $9,999,000

Mortgage Loan Application Detail Totals for Eagle County CO in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,491 $805,290,000 $540,000 $21,377,000 $262,000 $9,999,000
Refinancing 1,347 $696,531,000 $517,000 $9,178,000 $222,000 $9,999,000
Home Improvement 74 $31,095,000 $420,000 $2,100,000 $240,000 $2,382,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,074 $1,027,634,000 $495,000 $13,000,000 $259,000 $9,999,000
Not applicable 322 $245,092,000 $761,000 $21,377,000 $14,000 $670,000
Not Provided 241 $165,284,000 $685,000 $8,250,000 $484,000 $9,999,000
Hispanic 222 $75,884,000 $341,000 $2,470,000 $175,000 $2,630,000
Asian 29 $9,799,000 $337,000 $1,472,000 $181,000 $903,000
Black or African American 11 $3,361,000 $305,000 $618,000 $105,000 $339,000
American Indian or Alaskan Native 9 $4,520,000 $502,000 $1,600,000 $345,000 $1,732,000
Native Hawaiin or Other Pacific Islander 4 $1,342,000 $335,000 $357,000 $185,000 $741,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,629 $1,432,266,000 $544,000 $21,377,000 $262,000 $9,999,000
FHA-insured (Federal Housing Administration) 145 $52,700,000 $363,000 $9,178,000 $70,000 $453,000
VA-guaranteed (Veterans Administration) 73 $31,113,000 $426,000 $2,297,000 $70,000 $266,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 65 $16,837,000 $259,000 $433,000 $41,000 $111,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,673 $861,488,000 $514,000 $21,377,000 $264,000 $9,999,000
Application Denied By Financial Institution 462 $252,033,000 $545,000 $9,178,000 $196,000 $5,195,000
Application Withdrawn By Applicant 288 $160,063,000 $555,000 $5,625,000 $336,000 $7,200,000
Loan Purchased By The Institution 243 $120,192,000 $494,000 $4,000,000 $45,000 $670,000
Application Approved But Not Accepted 137 $62,555,000 $456,000 $5,000,000 $216,000 $3,456,000
File Closed For Incompleteness 109 $76,585,000 $702,000 $13,000,000 $350,000 $9,999,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 118 $85,519,000 $724,000 $3,700,000 $176,000 $5,195,000
Collateral 82 $55,987,000 $682,000 $8,250,000 $327,000 $5,000,000
Other 41 $13,795,000 $336,000 $1,575,000 $155,000 $1,522,000
Credit History 40 $14,140,000 $353,000 $1,357,000 $121,000 $754,000
Credit Application Incomplete 39 $20,315,000 $520,000 $2,580,000 $222,000 $1,122,000
Unverifiable Information 8 $7,483,000 $935,000 $3,188,000 $356,000 $852,000
Insufficient Cash (Downpayment, Closing Cost) 7 $5,708,000 $815,000 $1,750,000 $328,000 $600,000
Employment History 1 $417,000 $417,000 $417,000 $156,000 $156,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0