Edwards County TX
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Unlock detailed Edwards County TX mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Texas.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 52 |
| Total Mortgage Loan Application Amount | $9,110,000 |
| Average Mortgage Loan Application Amount | $175,000 |
| Highest Mortgage Loan Application Amount | $445,000 |
| Average Applicant Income | $177,000 |
| Highest Applicant Income | $2,868,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ -1,000 | 18 | $ 3,330,000 |
| MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. SAINT LOUIS, MO 65203 |
* | $ -1,000 | 4 | $ 970,000 |
| CREDIT HUMAN FEDERAL CREDIT UNION 6061 IH 10 WEST SAN ANTONIO, TX 78201 |
* | $ 3,655,190,000 | 3 | $ 575,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,779,504,000,000 | 3 | $ 625,000 |
| TRIAD FINANCIAL SERVICES, INC. 13901 SUTTON PARK DRIVE SOUTH, SUITE 300 JACKSONVILLE, FL 32224 |
* | $ -1,000 | 3 | $ 435,000 |
| SOUTHWEST STAGE FUNDING, LLC 3345 S. VAL VISTA DRIVE, SUITE 300 TEMPE, AZ 85297 |
* | $ -1,000 | 2 | $ 220,000 |
| SECURITY SERVICE FEDERAL CREDIT UNION 15000 W INTERSTATE 10 BLDG 4 SAN ANTONIO, TX 78249 |
* | $ 10,485,573,000 | 2 | $ 110,000 |
| SMART FINANCIAL CREDIT UNION 6051 NORTH COURSE DR HOUSTON, TX 77072 |
* | $ 863,053,000 | 1 | $ 445,000 |
| TRUIST BANK 3100 SMOKETREE CT FL 5 CHARLOTTE, NC 27604 |
* | $ 528,514,000,000 | 1 | $ 95,000 |
| VANDERBILT MORTGAGE AND FINANCE, INC. 500 ALCOA TRAIL KNOXVILLE, TN 37804 |
* | $ -1,000 | 1 | $ 45,000 |
| CORNERSTONE HOME LENDING, INC. 1177 WEST LOOP SOUTH SUITE 200 HOUSTON, TX 77027 |
* | $ -1,000 | 1 | $ 235,000 |
| PNC BANK, NATIONAL ASSOCIATION 249 FIFTH AVE. MS P1-POPP-22-2 WILMINGTON, DE 15222 |
* | $ 551,902,526,000 | 1 | $ 165,000 |
| DISCOVER BANK 12 READS WAY GREENWOOD, DE 19720 |
* | $ 108,342,526,000 | 1 | $ 95,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 3,306,982,000,000 | 1 | $ 235,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 117,378,701,000 | 1 | $ 345,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 2,519,525,000,000 | 1 | $ 55,000 |
| V.I.P. MORTGAGE, INC. 9221 E VIA DE VENTURA SCOTTSDALE, AZ 85258 |
* | $ -1,000 | 1 | $ 115,000 |
| FIRST FLORIDA CREDIT UNION 500 WEST 1ST STREET JACKSONVILLE, FL 32203 |
* | $ 1,319,070,000 | 1 | $ 135,000 |
| NEWREZ LLC 4000 CHEMICAL ROAD SUITE 200 WILMINGTON, DE 19462 |
* | $ -1,000 | 1 | $ 115,000 |
| NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 153,432,983,000 | 1 | $ 125,000 |
| COUNTRYPLACE MORTGAGE, LTD. 15301 SPECTRUM DR. STE 550 AUSTIN, TX 75001 |
* | $ -1,000 | 1 | $ 115,000 |
| BTH BANK, NATIONAL ASSOCIATION 412 E GOODE QUITMAN, TX 75783 |
* | $ 1,988,688,000 | 1 | $ 325,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2022, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Edwards County TX in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 45 | $7,805,000 | $173,000 | $445,000 | $183,000 | $2,868,000 |
| Other Purpose | 3 | $365,000 | $121,000 | $165,000 | $126,000 | $175,000 |
| Cash-out Refinancing | 2 | $440,000 | $220,000 | $225,000 | $95,000 | $110,000 |
| Home Improvement | 1 | $95,000 | $95,000 | $95,000 | $350,000 | $350,000 |
| Refinancing | 1 | $405,000 | $405,000 | $405,000 | $53,000 | $53,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 33 | $6,205,000 | $188,000 | $445,000 | $231,000 | $2,868,000 |
| Hispanic | 12 | $1,680,000 | $140,000 | $265,000 | $62,000 | $101,000 |
| Not Provided | 3 | $535,000 | $178,000 | $235,000 | $60,000 | $68,000 |
| Black or African American | 2 | $440,000 | $220,000 | $405,000 | $141,000 | $229,000 |
| Not applicable | 2 | $250,000 | $125,000 | $135,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 43 | $7,385,000 | $171,000 | $445,000 | $196,000 | $2,868,000 |
| VA-guaranteed (Veterans Administration) | 6 | $1,440,000 | $240,000 | $405,000 | $80,000 | $164,000 |
| FHA-insured (Federal Housing Administration) | 3 | $285,000 | $95,000 | $115,000 | $66,000 | $83,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 18 | $2,890,000 | $160,000 | $445,000 | $134,000 | $360,000 |
| Loan Originated | 14 | $2,910,000 | $207,000 | $345,000 | $338,000 | $2,868,000 |
| File Closed For Incompleteness | 7 | $945,000 | $135,000 | $235,000 | $90,000 | $242,000 |
| Application Withdrawn By Applicant | 6 | $1,230,000 | $205,000 | $405,000 | $67,000 | $91,000 |
| Loan Purchased By The Institution | 4 | $710,000 | $177,000 | $235,000 | $152,000 | $225,000 |
| Application Approved But Not Accepted | 2 | $330,000 | $165,000 | $205,000 | $95,000 | $121,000 |
| Preapproval Approved but not Accepted | 1 | $95,000 | $95,000 | $95,000 | $161,000 | $161,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 34 | $6,220,000 | $182,000 | $405,000 | $201,000 | $2,868,000 |
| Credit History | 6 | $940,000 | $156,000 | $275,000 | $151,000 | $350,000 |
| Debt-To-Income Ratio | 4 | $630,000 | $157,000 | $245,000 | $50,000 | $72,000 |
| Collateral | 4 | $840,000 | $210,000 | $445,000 | $134,000 | $296,000 |
| Other | 2 | $210,000 | $105,000 | $175,000 | $294,000 | $360,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $55,000 | $55,000 | $55,000 | $83,000 | $83,000 |
| Credit Application Incomplete | 1 | $215,000 | $215,000 | $215,000 | $110,000 | $110,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.