Find mortgage statistics and lending data for the Emmons County ND metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2021.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Emmons County ND, this may help give you an idea of what you might find when you begin your mortgage research.
Use the mortgage lender list and statistics below to gain valuable insights.
Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 69 |
Total Mortgage Loan Application Amount | $8,115,000 |
Average Mortgage Loan Application Amount | $117,000 |
Highest Mortgage Loan Application Amount | $355,000 |
Average Applicant Income | $77,000 |
Highest Applicant Income | $374,000 |
Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
---|---|---|---|---|
BNC NATIONAL BANK 20175 N 67TH AVENUE GLENDALE, AZ 85308 |
* | $ 970,161,000 | 12 | $ 1,380,000 |
HOMETOWN CREDIT UNION 17 MAIN AVE S KULM, ND 58456 |
* | $ 128,792,000 | 10 | $ 820,000 |
LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE FOOTHILL RANCH, CA 92610 |
* | $ -1,000 | 4 | $ 740,000 |
DISCOVER BANK 12 READS WAY NEW CASTLE, DE 19720 |
* | $ 108,015,112,000 | 4 | $ 210,000 |
PENNYMAC LOAN SERVICES, LLC 3043 TOWNSGATE ROAD WESTLAKE VILLAGE, CA 91361 |
* | $ -1,000 | 3 | $ 245,000 |
DAKOTA COMMUNITY BANK & TRUST, NATIONAL ASSOCIATION 608 MAIN STREET HEBRON, ND 58638 |
* | $ 810,090,000 | 3 | $ 535,000 |
STARION BANK 109 1ST STREET NW MANDAN, ND 58554 |
* | $ 1,361,706,000 | 3 | $ 415,000 |
PLAINS COMMERCE BANK 220 MAIN ST HOVEN, SD 57450 |
* | $ 656,158,000 | 3 | $ 495,000 |
FIRST COMMUNITY CREDIT UNION 111 9TH ST SW JAMESTOWN, ND 58401 |
* | $ 825,691,000 | 3 | $ 155,000 |
GATE CITY BANK 500 2ND AVE N FARGO, ND 58102 |
* | $ 2,231,157,000 | 2 | $ 300,000 |
21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 KNOXVILLE, TN 37902 |
* | $ -1,000 | 2 | $ 390,000 |
CAPITAL CREDIT UNION PO BOX 2096 BISMARCK, ND 58502 |
* | $ 486,635,000 | 2 | $ 270,000 |
BANK OF ENGLAND PO BOX 70 ENGLAND, AR 72046 |
* | $ 312,093,000 | 2 | $ 200,000 |
FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE FISHERS, IN 46037 |
* | $ -1,000 | 2 | $ 190,000 |
FIRST INTERNATIONAL BANK & TRUST 1600 S BDWAY MINOT, ND 58701 |
* | $ 2,939,331,000 | 2 | $ 150,000 |
RAILWAY CREDIT UNION 1006 E MAIN STREET MANDAN, ND 58554 |
* | $ 110,997,000 | 1 | $ 55,000 |
BREMER BANK, NATIONAL ASSOCIATION 372 ST. PETER STREET ST. PAUL, MN 55102 |
* | $ 12,122,519,000 | 1 | $ 205,000 |
CITIZENS BANK, NATIONAL ASSOCIATION ONE CITIZENS PLAZA PROVIDENCE, RI 02903 |
* | $ 129,426,633,000 | 1 | $ 185,000 |
MUTUAL OF OMAHA MORTGAGE, INC 3131 CAMINO DEL RIO N 190 SAN DIEGO, CA 92108 |
* | $ -1,000 | 1 | $ 185,000 |
AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE ATLANTA, GA 30305 |
* | $ -1,000 | 1 | $ 125,000 |
BANKWEST, INC. 420 S. PIERRE STREET, PO BOX 998 PIERRE, SD 57501 |
* | $ 1,050,339,000 | 1 | $ 205,000 |
DITECH FINANCIAL LLC 1100 VIRGINIA DRIVE, SUITE 100 FORT WASHINGTON, PA 19034 |
* | $ -1,000 | 1 | $ 95,000 |
HOME POINT FINANCIAL CORPORATION 1194 OAK VALLEY DRIVE, SUITE 80 ANN ARBOR, MI 48108 |
* | $ -1,000 | 1 | $ 85,000 |
The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 28 | $3,380,000 | $120,000 | $285,000 | $64,000 | $130,000 |
Cash-out Refinancing | 19 | $2,275,000 | $119,000 | $205,000 | $86,000 | $374,000 |
Refinancing | 10 | $1,550,000 | $155,000 | $295,000 | $87,000 | $165,000 |
Other Purpose | 9 | $475,000 | $52,000 | $105,000 | $87,000 | $145,000 |
Home Improvement | 3 | $435,000 | $145,000 | $355,000 | $70,000 | $94,000 |
Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 54 | $6,360,000 | $117,000 | $355,000 | $80,000 | $374,000 |
Not applicable | 6 | $840,000 | $140,000 | $265,000 | $0 | $0 |
Black or African American | 4 | $300,000 | $75,000 | $165,000 | $64,000 | $120,000 |
Not Provided | 2 | $230,000 | $115,000 | $195,000 | $34,000 | $45,000 |
Hispanic | 1 | $75,000 | $75,000 | $75,000 | $71,000 | $71,000 |
American Indian or Alaskan Native | 1 | $285,000 | $285,000 | $285,000 | $115,000 | $115,000 |
Asian | 1 | $25,000 | $25,000 | $25,000 | $48,000 | $48,000 |
Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 47 | $5,485,000 | $116,000 | $355,000 | $87,000 | $374,000 |
FHA-insured (Federal Housing Administration) | 11 | $985,000 | $89,000 | $205,000 | $55,000 | $87,000 |
VA-guaranteed (Veterans Administration) | 10 | $1,560,000 | $156,000 | $205,000 | $49,000 | $71,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $85,000 | $85,000 | $85,000 | $52,000 | $52,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 39 | $4,555,000 | $116,000 | $295,000 | $72,000 | $165,000 |
Application Denied By Financial Institution | 13 | $1,125,000 | $86,000 | $285,000 | $100,000 | $374,000 |
Application Withdrawn By Applicant | 11 | $1,795,000 | $163,000 | $355,000 | $67,000 | $130,000 |
Loan Purchased By The Institution | 5 | $515,000 | $103,000 | $185,000 | $114,000 | $114,000 |
File Closed For Incompleteness | 1 | $125,000 | $125,000 | $125,000 | $62,000 | $62,000 |
Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Not applicable | 53 | $6,455,000 | $121,000 | $355,000 | $71,000 | $165,000 |
Credit History | 7 | $585,000 | $83,000 | $285,000 | $70,000 | $136,000 |
Debt-To-Income Ratio | 4 | $570,000 | $142,000 | $295,000 | $68,000 | $107,000 |
Collateral | 3 | $395,000 | $131,000 | $205,000 | $170,000 | $374,000 |
Unverifiable Information | 2 | $110,000 | $55,000 | $65,000 | $105,000 | $118,000 |
Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Other | 0 | $0 | $0 | $0 | $0 | $0 |
Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Dakota, and search similar information back through 2003.