Floyd County, TX Mortgage Lenders & HMDA Data, 2010
In 2010, lenders reported 95 mortgage applications in Floyd County, TX totaling $6.5 million, down 11% from 2009. The average application was for $68,000, and applicants reported an average income of $62,000. 40% of applications resulted in an originated loan and 27% were denied. The most active lender was American State Bank, with 19 applications, followed by Wells Fargo Bank, NA and JPMorgan Chase Bank, NA.
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 95 |
| Total Mortgage Loan Application Amount | $6,543,000 |
| Average Mortgage Loan Application Amount | $68,000 |
| Highest Mortgage Loan Application Amount | $425,000 |
| Average Applicant Income | $62,000 |
| Highest Applicant Income | $222,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| American State Bank 1401 AVENUE Q LUBBOCK, TX 79401 |
* | $ 2,404,212,000 | 19 | $ 1,140,000 |
| Wells Fargo Bank, NA 100 N MAIN STREET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 608,778,000,000 | 11 | $ 404,000 |
| JPMorgan Chase Bank, NA 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,627,684,000,000 | 8 | $ 586,000 |
| Citifinancial Inc 300 ST PAUL PLACE BALTIMORE, MD 21202 |
* | $ 1,494,037,000,000 | 8 | $ 152,000 |
| Bank of America, N.A. 4500 PARK GRANADA CALABASAS, CA 91302 |
* | $ 1,465,221,449,000 | 8 | $ 658,000 |
| Wells Fargo Funding, Inc 100 N MAIN STREEET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 25,457,000 | 6 | $ 401,000 |
| City Bank 5219 CITY BANK PARKWAY LUBBOCK, TX 79408 |
* | $ 2,042,946,000 | 5 | $ 300,000 |
| Liberty Home Equity Solutions, Inc. 10951 WHITE ROCK ROAD, SUITE 200 RANCHO CORDOVA, CA 95670 |
* | $ 60,629,000 | 3 | $ 145,000 |
| Citizens National Bank PO BOX 529 CROSBYTON, TX 79322 |
* | $ 42,477,000 | 2 | $ 109,000 |
| First National Bank of Anson P O BOX 672 ANSON, TX 79501 |
* | $ 55,672,000 | 2 | $ 30,000 |
| Citimortgage, Inc 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 1,019,497,000,000 | 2 | $ 148,000 |
| American Bank NA P.O. BOX 79760 SAGINAW, TX 76179 |
* | $ 67,013,000 | 1 | $ 62,000 |
| US Bank, N.A. 777 EAST WISCONSIN AVE MILWAUKEE, WI 53202 |
* | $ 276,376,130,000 | 1 | $ 196,000 |
| Tib the Independent Bankersban 11701 LUNA ROAD FARMERS BRANCH, TX 75234 |
* | $ 1,987,814,000 | 1 | $ 195,000 |
| Plainscapital Bank 6565 HILLCREST AVE DALLAS, TX 75205 |
* | $ 4,542,636,000 | 1 | $ 425,000 |
| Vista Bank 5840 W NORTHWEST HWY DALLAS, TX 75225 |
* | $ 166,200,000 | 1 | $ 195,000 |
| Peoples Bank 5820 82ND STREET LUBBOCK, TX 79424 |
* | $ 237,874,000 | 1 | $ 196,000 |
| Primelending 18111 PRESTON ROAD SUITE 900 DALLAS, TX 75252 |
* | $ 4,542,636,000 | 1 | $ 77,000 |
| Lone Star State Bank of West Texas 6220 MILWAUKEE AVENUE LUBBOCK, TX 79424 |
* | $ 338,652,000 | 1 | $ 220,000 |
| Ally Bank F/K/A/ Gmac Bank 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 55,302,902,000 | 1 | $ 107,000 |
| Flagstar Bank 5151 CORPORATE DR TROY, MI 48098 |
* | $ 14,483,100,000 | 1 | $ 58,000 |
| Envoy Mortgage, Ltd 10496 KATY FWY STE 250 HOUSTON, TX 77024 |
* | $ 10,000,000 | 1 | $ 44,000 |
| Aspire Financial Inc 4100 ALPHA RD #112 DALLAS, TX 75244 |
* | $ 10,000,000 | 1 | $ 58,000 |
| Home Loan Center 163 TECHNOLOGY DRIVE IRVINE, CA 92618 |
* | $ 10,000,000 | 1 | $ 87,000 |
| Happy State Bank 701 S TAYLOR, LB 120 AMARILLO, TX 79101 |
* | $ 1,320,666,000 | 1 | $ 10,000 |
| Security State Bank 501 PHELPS AVE; PO BOX 470 LITTLEFIELD, TX 79339 |
* | $ 110,557,000 | 1 | $ 39,000 |
| Mortgage Investors Corp 6090 CENTRAL AVE ST. PETERSBURG, FL 33707 |
* | $ 10,000,000 | 1 | $ 85,000 |
| Sun West Mortgage Company, Inc 18000 STUDEBAKER ROAD, SUITE 200 CERRITOS, CA 90703 |
* | $ 10,000,000 | 1 | $ 45,000 |
| Freedom Mortgage Corp. 10500 KINCAID DR. STE. 300 FISHERS, IN 46037 |
* | $ 10,000,000 | 1 | $ 89,000 |
| Network Funding, L.P. 9700 RICHMOND, SUITE 320 HOUSTON, TX 77042 |
* | $ 43,942,000 | 1 | $ 106,000 |
The tables below break down 2010 mortgage applications in Floyd County, TX by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Floyd County, TX in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 41 | $3,319,000 | $80,000 | $425,000 | $61,000 | $222,000 |
| Refinancing | 39 | $2,937,000 | $75,000 | $196,000 | $65,000 | $201,000 |
| Home Improvement | 15 | $287,000 | $19,000 | $55,000 | $55,000 | $174,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 56 | $4,978,000 | $88,000 | $425,000 | $73,000 | $222,000 |
| Hispanic | 31 | $1,155,000 | $37,000 | $89,000 | $49,000 | $128,000 |
| Black or African American | 4 | $96,000 | $24,000 | $27,000 | $37,000 | $51,000 |
| American Indian or Alaskan Native | 2 | $85,000 | $42,000 | $43,000 | $38,000 | $49,000 |
| Not applicable | 1 | $196,000 | $196,000 | $196,000 | $0 | $0 |
| Not Provided | 1 | $33,000 | $33,000 | $33,000 | $34,000 | $34,000 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 60 | $3,885,000 | $64,000 | $425,000 | $69,000 | $222,000 |
| FHA-insured (Federal Housing Administration) | 23 | $1,496,000 | $65,000 | $98,000 | $46,000 | $105,000 |
| VA-guaranteed (Veterans Administration) | 7 | $797,000 | $113,000 | $148,000 | $73,000 | $97,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 5 | $365,000 | $73,000 | $106,000 | $41,000 | $59,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 38 | $3,236,000 | $85,000 | $425,000 | $73,000 | $222,000 |
| Application Denied By Financial Institution | 26 | $757,000 | $29,000 | $87,000 | $47,000 | $128,000 |
| Loan Purchased By The Institution | 24 | $2,021,000 | $84,000 | $196,000 | $58,000 | $201,000 |
| Application Withdrawn By Applicant | 5 | $394,000 | $78,000 | $118,000 | $85,000 | $127,000 |
| File Closed For Incompleteness | 1 | $79,000 | $79,000 | $79,000 | $0 | $0 |
| Application Approved But Not Accepted | 1 | $56,000 | $56,000 | $56,000 | $60,000 | $60,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 3 | $51,000 | $17,000 | $20,000 | $38,000 | $57,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $145,000 | $72,000 | $87,000 | $68,000 | $104,000 |
| Mortgage Insurance Denied | 1 | $59,000 | $59,000 | $59,000 | $52,000 | $52,000 |
| Other | 1 | $8,000 | $8,000 | $8,000 | $43,000 | $43,000 |
| Credit Application Incomplete | 1 | $42,000 | $42,000 | $42,000 | $49,000 | $49,000 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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