Floyd County TX
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Unlock detailed Floyd County TX mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Texas.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 95 |
| Total Mortgage Loan Application Amount | $6,543,000 |
| Average Mortgage Loan Application Amount | $68,000 |
| Highest Mortgage Loan Application Amount | $425,000 |
| Average Applicant Income | $62,000 |
| Highest Applicant Income | $222,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| AMERICAN STATE BANK 1401 AVENUE Q LUBBOCK, TX 79401 |
* | $ 2,404,212,000 | 19 | $ 1,140,000 |
| WELLS FARGO BANK, NA 100 N MAIN STREET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 608,778,000,000 | 11 | $ 404,000 |
| JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,627,684,000,000 | 8 | $ 586,000 |
| CITIFINANCIAL INC 300 ST PAUL PLACE BALTIMORE, MD 21202 |
* | $ 1,494,037,000,000 | 8 | $ 152,000 |
| BANK OF AMERICA, N.A. 4500 PARK GRANADA CALABASAS, CA 91302 |
* | $ 1,465,221,449,000 | 8 | $ 658,000 |
| WELLS FARGO FUNDING, INC 100 N MAIN STREEET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 25,457,000 | 6 | $ 401,000 |
| CITY BANK 5219 CITY BANK PARKWAY LUBBOCK, TX 79408 |
* | $ 2,042,946,000 | 5 | $ 300,000 |
| LIBERTY HOME EQUITY SOLUTIONS, INC. 10951 WHITE ROCK ROAD, SUITE 200 RANCHO CORDOVA, CA 95670 |
* | $ 60,629,000 | 3 | $ 145,000 |
| CITIZENS NATIONAL BANK PO BOX 529 CROSBYTON, TX 79322 |
* | $ 42,477,000 | 2 | $ 109,000 |
| THE FIRST NATIONAL BANK OF ANSON P O BOX 672 ANSON, TX 79501 |
* | $ 55,672,000 | 2 | $ 30,000 |
| CITIMORTGAGE, INC 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 1,019,497,000,000 | 2 | $ 148,000 |
| AMERICAN BANK NA P.O. BOX 79760 SAGINAW, TX 76179 |
* | $ 67,013,000 | 1 | $ 62,000 |
| US BANK, N.A. 777 EAST WISCONSIN AVE MILWAUKEE, WI 53202 |
* | $ 276,376,130,000 | 1 | $ 196,000 |
| TIB THE INDEPENDENT BANKERSBAN 11701 LUNA ROAD FARMERS BRANCH, TX 75234 |
* | $ 1,987,814,000 | 1 | $ 195,000 |
| PLAINSCAPITAL BANK 2323 VICTORY AVENUE, SUITE 1400 UNIVERSITY PARK, TX 75219 |
* | $ 4,542,636,000 | 1 | $ 425,000 |
| VISTA BANK P.O. DRAWER AA, 901 MAIN STREET DALLAS, TX 79357 |
* | $ 166,200,000 | 1 | $ 195,000 |
| PEOPLES BANK 5820 82ND STREET LUBBOCK, TX 79424 |
* | $ 237,874,000 | 1 | $ 196,000 |
| PRIMELENDING, A PLAINSCAPITAL COMPANY 18111 PRESTON ROAD SUITE 900 DALLAS, TX 75252 |
* | $ 4,542,636,000 | 1 | $ 77,000 |
| LONE STAR STATE BANK OF WEST TEXAS 6220 MILWAUKEE AVENUE LUBBOCK, TX 79424 |
* | $ 338,652,000 | 1 | $ 220,000 |
| ALLY BANK F/K/A/ GMAC BANK 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 55,302,902,000 | 1 | $ 107,000 |
| FLAGSTAR BANK 5151 CORPORATE DR TROY, MI 48098 |
* | $ 14,483,100,000 | 1 | $ 58,000 |
| ENVOY MORTGAGE, LTD 5100 WESTHEIMER RD, STE 320 AUSTIN, TX 77056 |
* | $ 10,000,000 | 1 | $ 44,000 |
| ASPIRE FINANCIAL INC 4100 ALPHA RD #112 DALLAS, TX 75244 |
* | $ 10,000,000 | 1 | $ 58,000 |
| HOME LOAN CENTER 163 TECHNOLOGY DRIVE IRVINE, CA 92618 |
* | $ 10,000,000 | 1 | $ 87,000 |
| HAPPY STATE BANK 701 S TAYLOR, LB 120 AMARILLO, TX 79101 |
* | $ 1,320,666,000 | 1 | $ 10,000 |
| SECURITY STATE BANK 501 PHELPS AVE; PO BOX 470 LITTLEFIELD, TX 79339 |
* | $ 110,557,000 | 1 | $ 39,000 |
| MORTGAGE INVESTORS CORP 6090 CENTRAL AVE ST. PETERSBURG, FL 33707 |
* | $ 10,000,000 | 1 | $ 85,000 |
| SUN WEST MORTGAGE COMPANY, INC. 18000 STUDEBAKER ROAD, SUITE 200 SACRAMENTO, CA 90703 |
* | $ 10,000,000 | 1 | $ 45,000 |
| FREEDOM MORTGAGE CORP. 10500 KINCAID DR. STE. 300 FISHERS, IN 46037 |
* | $ 10,000,000 | 1 | $ 89,000 |
| NETWORK FUNDING, L.P. 9700 RICHMOND, SUITE 320 DALLAS, TX 77042 |
* | $ 43,942,000 | 1 | $ 106,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2010, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Floyd County TX in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 41 | $3,319,000 | $80,000 | $425,000 | $61,000 | $222,000 |
| Refinancing | 39 | $2,937,000 | $75,000 | $196,000 | $65,000 | $201,000 |
| Home Improvement | 15 | $287,000 | $19,000 | $55,000 | $55,000 | $174,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 56 | $4,978,000 | $88,000 | $425,000 | $73,000 | $222,000 |
| Hispanic | 31 | $1,155,000 | $37,000 | $89,000 | $49,000 | $128,000 |
| Black or African American | 4 | $96,000 | $24,000 | $27,000 | $37,000 | $51,000 |
| American Indian or Alaskan Native | 2 | $85,000 | $42,000 | $43,000 | $38,000 | $49,000 |
| Not applicable | 1 | $196,000 | $196,000 | $196,000 | $0 | $0 |
| Not Provided | 1 | $33,000 | $33,000 | $33,000 | $34,000 | $34,000 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 60 | $3,885,000 | $64,000 | $425,000 | $69,000 | $222,000 |
| FHA-insured (Federal Housing Administration) | 23 | $1,496,000 | $65,000 | $98,000 | $46,000 | $105,000 |
| VA-guaranteed (Veterans Administration) | 7 | $797,000 | $113,000 | $148,000 | $73,000 | $97,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 5 | $365,000 | $73,000 | $106,000 | $41,000 | $59,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 38 | $3,236,000 | $85,000 | $425,000 | $73,000 | $222,000 |
| Application Denied By Financial Institution | 26 | $757,000 | $29,000 | $87,000 | $47,000 | $128,000 |
| Loan Purchased By The Institution | 24 | $2,021,000 | $84,000 | $196,000 | $58,000 | $201,000 |
| Application Withdrawn By Applicant | 5 | $394,000 | $78,000 | $118,000 | $85,000 | $127,000 |
| File Closed For Incompleteness | 1 | $79,000 | $79,000 | $79,000 | $0 | $0 |
| Application Approved But Not Accepted | 1 | $56,000 | $56,000 | $56,000 | $60,000 | $60,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 3 | $51,000 | $17,000 | $20,000 | $38,000 | $57,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $145,000 | $72,000 | $87,000 | $68,000 | $104,000 |
| Mortgage Insurance Denied | 1 | $59,000 | $59,000 | $59,000 | $52,000 | $52,000 |
| Other | 1 | $8,000 | $8,000 | $8,000 | $43,000 | $43,000 |
| Credit Application Incomplete | 1 | $42,000 | $42,000 | $42,000 | $49,000 | $49,000 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.