Franklin County TX
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003

Unlock detailed Franklin County TX mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Texas.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 724
Total Mortgage Loan Application Amount $91,182,000
Average Mortgage Loan Application Amount $125,000
Highest Mortgage Loan Application Amount $1,088,000
Average Applicant Income $124,000
Highest Applicant Income $3,721,000

Mortgage Company List for Lending in Franklin County TX for 2003

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
BANK OF AMERICA, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 565,382,000,000 45 $ 5,779,000
COUNTRYWIDE HOME LOANS
30930 RUSSELL RANCH ROAD MS WLRR-148
WESTLAKE VILLAGE, CA 91362
* $ 58,034,697,000 39 $ 6,282,000
GUARANTY BOND BANK
100 W ARKANSAS
MOUNT PLEASANT, TX 75455
* $ 516,842,000 29 $ 2,187,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 29 $ 5,152,000
WR STARKEY MORTGAGE LLP
6101 WEST PLANO PARKWAY
PLANO, TX 75093
* $ 10,000,000 28 $ 1,733,000
CHASE MANHATTAN MORTGAGE CORP
343 THORNALL STREET
EDISON, NJ 08837
* $ 622,388,000,000 28 $ 4,760,000
ABN AMRO MTG GROUP INC
850 THIRD AVENUE, 12TH FLOOR
NEW YORK, NY 10022
* $ 250,000,000 28 $ 4,192,000
AMERIQUEST MORTGAGE COMPANY
1100 TOWN & COUNTRY ROAD
ORANGE, CA 92868
* $ 10,000,000 27 $ 3,588,000
THE FIRST NATIONAL BANK OF WINNSBORO
315 N. MAIN P.O. BOX 29
WINNSBORO, TX 75494
* $ 127,217,000 24 $ 1,569,000
NATIONAL CITY MORTGAGE CORPORA
1900 E9TH STREET LOCATOR 01-3013
CLEVELAND, OH 44114
* $ 12,000,000,000 24 $ 4,065,000
WASHINGTON MUTUAL BANK
227 EAST AVENUE
ALBION, NY 14411
* $ 236,422,336,000 23 $ 3,020,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ 31,000,000 22 $ 3,521,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ 10,000,000 20 $ 1,188,000
BANK ONE, NA
45303 VAN DYKE SUITE 9048
UTICA, MI 48317
* $ 53,001,000,000 17 $ 1,071,000
WELLS FARGO HOME MORTGAGE
1 HOME CAMPUS, X9902-1R
DES MOINES, IA 50328
* $ 35,000,000,000 16 $ 2,509,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 14 $ 1,389,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ 10,000,000 11 $ 545,000
FLAGSTAR BANK
5151 CORPORATE DR
TROY, MI 48098
* $ 8,190,484,000 10 $ 1,508,000
MERRILL LYNCH CREDIT CORP.
4802 DEER LAKE DRIVE EAST BLDG 3
JACKSONVILLE, FL 32246
* $ 31,000,000 10 $ 2,450,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 1,728,269,000 10 $ 1,847,000
CHASE MANHATTAN BANK USA, NA
200 WHITE CLAY CENTER DR
NEWARK, DE 19711
* $ 32,738,033,000 9 $ 551,000
FIRST HORIZON HOME LOAN CORP
4000 HORIZON WAY
IRVING, TX 75063
* $ 1,446,000,000 8 $ 995,000
COLONIAL SAVINGS, F. A.
P. O. BOX 2988
FORT WORTH, TX 76113
* $ 1,430,439,000 8 $ 1,047,000
CYPRESS BANK, FSB
120 SOUTH GREER BOULEVARD
PITTSBURG, TX 75686
* $ 87,189,000 7 $ 715,000
CITIFINANCIAL MORTGAGE COMPANY
1111 NORTHPOINT DRIVE
COPPELL, TX 75019
* $ 1,097,190,000,000 7 $ 488,000
CITIMORTGAGE, INC
1 COURT SQUARE, 45TH FLOOR, ZONE 15
LONG ISLAND CITY, NY 11120
* $ 281,018,000,000 7 $ 1,464,000
ALLIANCE BANK
P.O. BOX 500
SULPHUR SPRINGS, TX 75483
* $ 436,088,000 7 $ 1,697,000
PRINCIPAL RESIDENTIAL MORTGAGE
ONE COURT SQUARE, 45TH FLOOR
LONG ISLAND CITY, NY 11120
* $ 10,000,000 7 $ 1,097,000
NEW CENTURY MORTGAGE CORPORATI
18400 VON KARMAN AVE., SUITE 1000
IRVINE, CA 92612
* $ 10,000,000 7 $ 790,000
RESIDENTIAL FUNDING CORP. LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 6 $ 392,000
OPTION ONE MORTGAGE CORP
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 6 $ 519,000
REALTY MORTGAGE
215 KATHERINE DR.
FLOWOOD, MS 39232
* $ 10,000,000 5 $ 397,000
BANKERS FINANCIAL MORTGAGE GRP
13101 PRESTON ROAD #100
DALLAS, TX 75240
* $ 10,000,000 5 $ 1,045,000
FIRST MAGNUS FINANCIAL CORP
603 N. WILMOT ROAD
TUCSON, AZ 85711
* $ 10,000,000 5 $ 410,000
FIELDSTONE MORTGAGE COMPANY
11000 BROKEN LAND PARKWAY, SUITE 900
COLUMBIA, MD 21044
* $ 10,000,000 5 $ 369,000
E-LOAN, INC.
6230 STONERIDGE MALL ROAD
PLEASANTON, CA 94588
* $ 10,000,000 5 $ 674,000
FRANKLIN AMERICAN MORTGAGE CO
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 5 $ 537,000
FIRST PREFRENCE MORTGAGE CORP
800 WASHINGTON AVENUE
WACO, TX 76701
* $ 10,000,000 4 $ 723,000
FIRST MUTUAL BANK
400 108TH AVE NE
BELLEVUE, WA 98004
* $ 742,648,000 4 $ 45,000
CAPITAL ONE NA
11130 INDUSTRIALPLEX BLVD
BATON ROUGE, LA 70809
* $ 17,342,936,000 4 $ 434,000
AAMES FUNDING CORPORATION
15090 AVENUE OF SCIENCE
SAN DIEGO, CA 92128
* $ 10,000,000 4 $ 568,000
ACCREDITED HOME LENDERS, INC
15253 AVENUE OF SCIENCE BLDG 1
SAN DIEGO, CA 92128
* $ 10,000,000 4 $ 740,000
THE AMERICAN NATIONAL BANK OF TEXAS
102 W MOORE AVENUE
TERRELL, TX 75160
* $ 1,044,676,000 4 $ 692,000
ORIGEN FINANCIAL SERVICES LLC
27777 FRANKLIN ROAD SUITE 1710
SOUTHFIELD, MI 48034
* $ 10,000,000 4 $ 178,000
AURORA BANK FSB
1271 SIXTH AVENUE, 46TH FLOOR
NEW YORK, NY 10020
* $ 11,370,323,000 4 $ 609,000
WELLS FARGO BANK, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 183,712,000,000 4 $ 204,000
GREENPOINT MORTGAGE FUNDING
4 COLISEUM CENTRE, 2730 WEST TYVOLA ROAD
CHARLOTTE, NC 28217
* $ 6,677,533,000 3 $ 1,130,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 12,348,756,000 3 $ 166,000
THE CIT GROUP/CONSUMER FINANCE
650 CIT DRIVE
LIVINGSTON, NJ 07039
* $ 1,358,138,000 3 $ 186,000
TOWN & COUNTRY CREDIT
2010 MAIN STREET, SUITE 800
IRVINE, CA 92614
* $ 10,000,000 3 $ 221,000
MIDFIRST BANK
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 8,575,434,000 3 $ 136,000
OAK STREET MORTGAGE
11555 N MERIDIAN ST
CARMEL, IN 46032
* $ 10,000,000 3 $ 105,000
ARGENT MORTGAGE COMPANY
1100 TOWN & COUNTRY
ORANGE, CA 92868
* $ 10,000,000 3 $ 268,000
BBVA USA
15 SOUTH 20TH STREET
BIRMINGHAM, AL 35233
* $ 23,894,865,000 3 $ 418,000
GMAC BANK
4 WALNUT GROVE
HORSHAM, PA 19044
* $ 2,448,525,000 3 $ 309,000
JEFFERSON MORTGAGE SERVICES, I
2828 N. GALLOWAY AVE.
MESQUITE, TX 75150
* $ 44,000,000 3 $ 383,000
INDEPENDENT BANK
1600 REDBUD BLVD
MCKINNEY, TX 75069
* $ 219,421,000 2 $ 634,000
FULL SPECTRUM LENDING
35 N. LAKE AVENUE MS 55-11
PASADENA, CA 91101
* $ 58,034,697,000 2 $ 104,000
GREAT WESTERN FINANCIAL SERVICES, INC.
5408 W PLANO PKWY
PLANO, TX 75093
* $ 10,000,000 2 $ 55,000
HFC
140 INDUSTRIAL DRIVE
ELMHURST, IL 60126
* $ 10,000,000 2 $ 186,000
EQUIFIRST CORPORATION
13000 S TRYON ST, STE F, PMB 317
CHARLOTTE, NC 28278
* $ 44,835,341,000 2 $ 201,000
DHI MORTGAGE COMPANY, LTD.
10700 PECAN PARK BLVD, SUITE 450
DALLAS, TX 78750
* $ 10,000,000 2 $ 292,000
CTX MORTGAGE COMPANY, LLC
1603 LBJ FREEWAY FL 6
DALLAS, TX 75234
* $ 31,000,000 2 $ 289,000
CITIBANK, FSB
850 THIRD AVENUE, 12TH FLOOR
NEW YORK, NY 10022
* $ 23,205,467,000 2 $ 440,000
AEGIS WHOLESALE CORPORATION
3250 BRIARPARK DR SUITE 400
HOUSTON, TX 77042
* $ 10,000,000 2 $ 207,000
AMERICAN BUSINESS FINANCIAL
100 PENN SQUARE EAST
PHILADELPHIA, PA 19107
* $ 10,000,000 2 $ 55,000
NOVASTAR HOME MORTGAGE, INC.
8140 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 10,000,000 2 $ 241,000
NOVASTAR MORTGAGE
2114 CENTRAL SUITE 600
KANSAS CITY, MO 64108
* $ 10,000,000 2 $ 203,000
SHARE PLUS FEDERAL CREDIT UNIO
5224 W PLANO PARKWAY
PLANO, TX 75093
* $ 145,766,000 2 $ 408,000
LONG BEACH MORTGAGE CO.
227 EAST AVENUE
ALBION, NY 14411
* $ 10,000,000 2 $ 207,000
MORTGAGE INVESTORS CORP
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 2 $ 130,000
MSDW CREDIT CORPORATION
2500 LAKE COOK RD
RIVERWOODS, IL 60015
* $ 10,000,000 2 $ 385,000
NEXSTAR FINANCIAL CORPORATION
19 RESEARCH PARK COURT
ST. CHARLES, MO 63304
* $ 10,000,000 2 $ 188,000
THE CIT GROUP/SALES FINANCING,
650 CIT DRIVE
LIVINGSTON, NJ 07039
* $ 1,090,407,000 2 $ 93,000
STATE FARM BANK
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 4,586,886,000 2 $ 119,000
SUMMIT MORTGAGE CORPORATION
11777 KATY FREEWAY, SUITE 570
HOUSTON, TX 77079
* $ 10,000,000 1 $ 150,000
TEXANS
777 E. CAMPBELL ROAD #300
RICHARDSON, TX 75080
* $ 1,177,234,000 1 $ 41,000
U.S. TRUST COMPANY, NA
4601 TOUCHTON RD E #3220
JACKSONVILLE, FL 32246
* $ 599,342,000 1 $ 253,000
UNION FEDERAL C/O SKY BANK
137 CLOUGH ST
BOWLING GREEN, OH 43402
* $ 3,366,324,000 1 $ 113,000
UNIVERSAL MORTGAGE CORPORATION
12080 NORTH CORPORATE PKWY SUITE 100
MEQUON, WI 53092
* $ 10,000,000 1 $ 90,000
US BANK, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 176,049,792,000 1 $ 128,000
VANDERBILT MORTGAGE
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 1 $ 70,000
WELLS FARGO BANK, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 318,870,000,000 1 $ 105,000
WASHINGTON MUTUAL BANK
227 EAST AVENUE
ALBION, NY 14411
* $ 26,723,000,000 1 $ 215,000
WHITE OAK STATE BANK
P.O. BOX 308
WHITE OAK, TX 75693
* $ 37,451,000 1 $ 140,000
WMC MORTGAGE CORP.
3100 THORTON AVE
BURBANK, CA 91504
* $ 31,000,000 1 $ 140,000
WOODFOREST NATIONAL BANK
25231 GROGAN'S MILL ROAD
THE WOODLANDS, TX 77380
* $ 1,244,373,000 1 $ 10,000
WELLS FARGO FIN'L TEXAS, INC
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 19,369,494,000 1 $ 25,000
NFCU
820 FOLLIN LANE
VIENNA, VA 22180
* $ 17,573,420,000 1 $ 91,000
NATIONWIDE ADVANTAGE MORTGAGE
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 1 $ 42,000
LOANSTREAM, INC.
6000 LEGACY DRIVE
PLANO, TX 75024
* $ 5,478,710,000 1 $ 94,000
MAINLAND HOME LOANS, INC.
13140 COIT ROAD #117
DALLAS, TX 75240
* $ 10,000,000 1 $ 117,000
MAJOR MORTGAGE
6101 YELLOWSTONE ROAD, LL17
CHEYENNE, WY 82009
* $ 10,000,000 1 $ 46,000
MATRIX FINANCIAL SERVICES CORP
2133 WEST PEORIA AVE
PHOENIX, AZ 85029
* $ 1,138,000,000 1 $ 107,000
HOME FINANCING UNLIMITED, INC.
901 SOUTH MOPAC BUILDING V, SUITE 120
AUSTIN, TX 78746
* $ 10,000,000 1 $ 248,000
MOREQUITY,INC. (NV)
601 N.W. SECOND STREET, P.O. BOX 59
EVANSVILLE, IN 47701
* $ 10,000,000 1 $ 57,000
SIRVA MORTGAGE, INC.
6070 PARKLAND BLVD.
MAYFIELD HEIGHTS, OH 44124
* $ 10,000,000 1 $ 80,000
SEBRING CAPITAL PARTNERS, LP
4000 INTERNATIONAL PARWAY, SUITE 3000
CARROLLTON, TX 75007
* $ 10,000,000 1 $ 80,000
REGIONS BANK
1900 5TH AVENUE N - ALBH10903B
BIRMINGHAM, AL 35203
* $ 44,835,341,000 1 $ 100,000
PROVIDENT BANK
1900 E 9TH STREET LOCATOR 01-3013
CLEVELAND, OH 44114
* $ 17,521,326,000 1 $ 43,000
ONE SOURCE MORTGAGE, L.L.C.
1720 S EDMONDS LANE, STE 8
LEWISVILLE, TX 75067
* $ 10,000,000 1 $ 58,000
PLAINSCAPITAL MCAFEE MORTGAGE
18111 PRESTON ROAD #850
DALLAS, TX 75252
* $ 1,728,269,000 1 $ 73,000
PNC BANK N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 59,635,661,000 1 $ 730,000
AMC MORTGAGE SERVICES, INC.
1100 TOWN & COUNTRY ROAD, SUITE 1100
IRVINE, CA 92868
* $ 10,000,000 1 $ 96,000
AEGIS MORTGAGE CORPORATION
3250 BRIARPARK DRIVE, SUITE 400
HOUSTON, TX 77042
* $ 10,000,000 1 $ 72,000
ASSOCIATES HOUSING FINANCE
850 THIRD AVENUE, 12TH FLOOR
NEW YORK, NY 10022
* $ 1,097,190,000,000 1 $ 50,000
AMERICAS MONEYLINE
4880 COX ROAD
GLEN ALLEN, VA 23060
* $ 10,000,000 1 $ 235,000
BANKATLANTIC
2100 WEST CYPRESS CREEK ROAD
FORT LAUDERDALE, FL 33309
* $ 4,911,358,000 1 $ 362,000
BANK OF BLUE VALLEY
11935 RILEY
OVERLAND PARK, KS 66213
* $ 597,854,000 1 $ 221,000
BANK OF OKLAHOMA, NA
PO BOX 2300
TULSA, OK 74102
* $ 9,975,591,000 1 $ 173,000
CITICORP TRUST BANK, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 13,961,613,000 1 $ 75,000
CHAMPION ENTERPRISE
10801 MASTIN DRIVE
OVERLAND PARK, KS 66210
* $ 10,000,000 1 $ 66,000
BENEFICIAL
140 INDUSTRIAL DRIVE
ELMHURST, IL 60126
* $ 10,000,000 1 $ 28,000
CORNERSTONE MORTGAGE COMPANY
1177 WEST LOOP SOUTH, SUITE 200
HOUSTON, TX 77027
* $ 57,509,481,000 1 $ 98,000
COUNTRYWIDE BANK, N.A.
35 NORTH LAKE, MS 35-148
PASADENA, CA 91101
* $ 5,110,819,000 1 $ 24,000
COLORADO FEDERAL SAVINGS BANK
8400 EAST PRENTICE AVE, SUITE 545
GREENWOOD VILLAGE, CO 80111
* $ 46,282,000 1 $ 86,000
COMMUNITY C.U.
1201 W 15TH ST
PLANO, TX 75075
* $ 1,161,304,000 1 $ 49,000
EXECUTIVE HOME MORTGAGE CO, LT
3624 LONG PRAIRIE RD SUITE 201
FLOWER MOUND, TX 75022
* $ 10,000,000 1 $ 268,000
ENCORE BANK
NINE GREENWAY PLAZA SUITE 1000
HOUSTON, TX 77046
* $ 1,389,458,000 1 $ 22,000
FIRST FRANKLIN FINANCIAL CORP.
2150 NORTH FIRST STREET
SAN JOSE, CA 95131
* $ 592,000,000 1 $ 63,000
FIRST NLC FINANCIAL SERVICES,
4680 CONFERENCE WAY SOUTH
BOCA RATON, FL 33431
* $ 10,000,000 1 $ 142,000
FORT WORTH COMMUNITY CREDIT UNION
1905 FOREST RIDGE DR
BEDFORD, TX 76095
* $ 596,573,000 1 $ 40,000
FLEET NATIONAL BANK
525 N TRYON ST NC1-023-06-04
CHARLOTTE, NC 28255
* $ 179,362,000,000 1 $ 360,000
HOME LOAN INVESTMENT BANK
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 272,504,000 1 $ 31,000
HOMECOMINGS FINANCIAL LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 1 $ 165,000
HSBC MORTGAGE CORPORATION
ONE HSBC CENTER
BUFFALO, NY 14203
* $ 86,415,769,000 1 $ 256,000
4TRUST MORTGAGE, INC.
4200 SOUTH HULEN STE 410
FORT WORTH, TX 76109
* $ 10,000,000 1 $ 158,000
INWOOD NATIONAL BANK
7621 INWOOD RD
DALLAS, TX 75209
* $ 696,787,000 1 $ 385,000
IRWIN MORTGAGE CORPORATION
10500 KINCAID DRIVE
FISHERS, IN 47037
* $ 4,567,878,000 1 $ 211,000
KEY MORTGAGE LINK, INC;
4849 GREENVILLE AVE. #1680
DALLAS, TX 75206
* $ 10,000,000 1 $ 192,000
GUARANTY RESIDENTIAL LENDING
1300 S. MOPAC EXPWY
AUSTIN, TX 78746
* $ 9,102,046,000 1 $ 146,000
GUARDIAN MORTGAGE COMPANY, INC
100 N. CENTRAL EXPRESSWAY SUITE 190
RICHARDSON, TX 75083
* $ 10,000,000 1 $ 168,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2003, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Franklin County TX in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing (home purchase or home improvement, one-to-four family) 434 $61,006,000 $140,000 $800,000 $122,000 $3,721,000
Home Purchase (one-to-four family) 266 $29,067,000 $109,000 $1,088,000 $133,000 $1,692,000
Home Improvement (one-to-four family) 24 $1,109,000 $46,000 $177,000 $91,000 $415,000
Multifamily dwelling (home purchase, home improvement, and refinancings) 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 551 $71,797,000 $130,000 $1,088,000 $139,000 $3,721,000
Information not provided by applicant in mail or telephone application 94 $9,993,000 $106,000 $448,000 $115,000 $790,000
Not applicable 36 $5,753,000 $159,000 $730,000 $10,000 $260,000
Hispanic 20 $1,517,000 $75,000 $253,000 $174,000 $1,603,000
Black 16 $1,149,000 $71,000 $146,000 $38,000 $94,000
Other 5 $481,000 $96,000 $158,000 $46,000 $78,000
American Indian or Alaskan Native 2 $492,000 $246,000 $280,000 $136,000 $188,000
Asian or Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 692 $88,954,000 $128,000 $1,088,000 $129,000 $3,721,000
FHA-insured (Federal Housing Administration) 22 $1,364,000 $62,000 $100,000 $40,000 $90,000
VA-guaranteed (Veterans Administration) 10 $864,000 $86,000 $168,000 $35,000 $99,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 355 $46,175,000 $130,000 $730,000 $170,000 $1,692,000
Application Denied By Financial Institution 129 $11,918,000 $92,000 $575,000 $80,000 $444,000
Loan Purchased By The Institution 118 $17,886,000 $151,000 $730,000 $88,000 $3,721,000
Application Withdrawn By Applicant 77 $10,158,000 $131,000 $800,000 $116,000 $790,000
Application Approved But Not Accepted 40 $4,820,000 $120,000 $1,088,000 $77,000 $327,000
File Closed For Incompleteness 5 $225,000 $45,000 $100,000 $72,000 $150,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 31 $2,715,000 $87,000 $575,000 $77,000 $313,000
Collateral 22 $2,068,000 $94,000 $227,000 $105,000 $431,000
Other 22 $2,279,000 $103,000 $365,000 $103,000 $415,000
Debt-To-Income Ratio 14 $812,000 $58,000 $107,000 $43,000 $119,000
Credit Application Incomplete 11 $1,173,000 $106,000 $245,000 $78,000 $444,000
Unverifiable Information 2 $345,000 $172,000 $235,000 $169,000 $179,000
Insufficient Cash (Downpayment, Closing Cost) 1 $55,000 $55,000 $55,000 $48,000 $48,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

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