Franklin County TX
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Unlock detailed Franklin County TX mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Texas.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 691 |
| Total Mortgage Loan Application Amount | $89,294,000 |
| Average Mortgage Loan Application Amount | $129,000 |
| Highest Mortgage Loan Application Amount | $997,000 |
| Average Applicant Income | $114,000 |
| Highest Applicant Income | $1,850,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| AMERIQUEST MORTGAGE COMPANY 1100 TOWN & COUNTRY ROAD ORANGE, CA 92868 |
* | $ 10,000,000 | 50 | $ 6,668,000 |
| ABN AMRO MTG GROUP INC 850 THIRD AVENUE, 12TH FLOOR NEW YORK, NY 10022 |
* | $ 250,000,000 | 38 | $ 6,922,000 |
| GUARANTY BOND BANK 100 W ARKANSAS MOUNT PLEASANT, TX 75455 |
* | $ 541,039,000 | 31 | $ 2,778,000 |
| BANK OF AMERICA, N.A. 4500 PARK GRANADA CALABASAS, CA 91302 |
* | $ 771,618,758,000 | 28 | $ 4,512,000 |
| VANDERBILT MORTGAGE 500 ALCOA TRAIL MARYVILLE, TN 37804 |
* | $ 31,000,000 | 28 | $ 1,579,000 |
| COUNTRYWIDE HOME LOANS 30930 RUSSELL RANCH ROAD MS WLRR-148 WESTLAKE VILLAGE, CA 91362 |
* | $ 128,495,705,000 | 27 | $ 4,093,000 |
| CITIMORTGAGE, INC 850 THIRD AVENUE, 12TH FLOOR NEW YORK, NY 10022 |
* | $ 59,720,267,000 | 24 | $ 3,669,000 |
| THE FIRST NATIONAL BANK OF WINNSBORO 315 N. MAIN P.O. BOX 29 WINNSBORO, TX 75494 |
* | $ 124,708,000 | 23 | $ 1,015,000 |
| GMAC MORTGAGE LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 31,000,000 | 20 | $ 2,034,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ 10,000,000 | 19 | $ 1,480,000 |
| WELLS FARGO BANK, NA 1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042 DES MOINES, IA 50328 |
* | $ 366,256,000,000 | 18 | $ 2,525,000 |
| JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 967,365,000,000 | 16 | $ 3,250,000 |
| WR STARKEY MORTGAGE LLP 6101 WEST PLANO PARKWAY PLANO, TX 75093 |
* | $ 10,000,000 | 15 | $ 1,004,000 |
| CYPRESS BANK, FSB 120 SOUTH GREER BOULEVARD PITTSBURG, TX 75686 |
* | $ 101,965,000 | 13 | $ 676,000 |
| NATIONAL CITY BANK OF INDIANA 1900 EAST NINTH CLEVELAND, OH 44114 |
* | $ 28,456,701,000 | 12 | $ 2,903,000 |
| OPTION ONE MORTGAGE CORP 6501 IRVINE CENTER DRIVE IRVINE, CA 92618 |
* | $ 10,000,000 | 12 | $ 1,491,000 |
| AURORA BANK FSB 1271 SIXTH AVENUE, 46TH FLOOR NEW YORK, NY 10020 |
* | $ 19,456,642,000 | 10 | $ 2,043,000 |
| WASHINGTON MUTUAL BANK 227 EAST AVENUE ALBION, NY 14411 |
* | $ 272,927,502,000 | 10 | $ 1,325,000 |
| WELLS FARGO FUNDING, INC 100 N MAIN STREEET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 25,457,000 | 10 | $ 1,106,000 |
| PRIMELENDING, A PLAINSCAPITAL COMPANY 18111 PRESTON ROAD SUITE 900 DALLAS, TX 75252 |
* | $ 2,426,358,000 | 9 | $ 1,738,000 |
| GREAT WESTERN FINANCIAL SERVICES, INC. 5408 W PLANO PKWY PLANO, TX 75093 |
* | $ 10,000,000 | 8 | $ 777,000 |
| CITIFINANCIAL INC 300 ST PAUL PLACE BALTIMORE, MD 21202 |
* | $ 1,484,101,000,000 | 8 | $ 398,000 |
| BENEFICIAL COMPANY LLC 26525 NORTH RIVERWOODS BLVD. METTAWA, IL 60045 |
* | $ 500,990,000 | 8 | $ 598,000 |
| AAMES FUNDING CORPORATION 15090 AVENUE OF SCIENCE SAN DIEGO, CA 92128 |
* | $ 10,000,000 | 7 | $ 771,000 |
| COUNTRYWIDE BANK, N.A. 35 NORTH LAKE, MS 35-148 PASADENA, CA 91101 |
* | $ 40,963,356,000 | 7 | $ 569,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ 31,000,000 | 7 | $ 840,000 |
| SUNTRUST MORTGAGE, INC 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 130,780,100,000 | 6 | $ 430,000 |
| ALLIANCE BANK P.O. BOX 500 SULPHUR SPRINGS, TX 75483 |
* | $ 418,475,000 | 6 | $ 621,000 |
| ARGENT MORTGAGE COMPANY 1100 TOWN & COUNTRY ORANGE, CA 92868 |
* | $ 10,000,000 | 6 | $ 851,000 |
| COLONIAL SAVINGS, F. A. P. O. BOX 2988 FORT WORTH, TX 76113 |
* | $ 1,063,813,000 | 5 | $ 777,000 |
| ACCREDITED HOME LENDERS, INC 15253 AVENUE OF SCIENCE BLDG 1 SAN DIEGO, CA 92128 |
* | $ 10,000,000 | 5 | $ 530,000 |
| FIRST PREFRENCE MORTGAGE CORP 800 WASHINGTON AVENUE WACO, TX 76701 |
* | $ 10,000,000 | 5 | $ 1,401,000 |
| NEW CENTURY MORTGAGE CORPORATI 18400 VON KARMAN AVE., SUITE 1000 IRVINE, CA 92612 |
* | $ 10,000,000 | 5 | $ 854,000 |
| GREENLIGHT FINANCIAL SERVICES 18200 VON KARMAN STE #300 IRVINE, CA 92612 |
* | $ 10,000,000 | 5 | $ 238,000 |
| HOME123 CORPORATION 3351 MICHELSON DRIVE, SUITE 400 IRVINE, CA 92612 |
* | $ 10,000,000 | 5 | $ 1,561,000 |
| HOMECOMINGS FINANCIAL LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 10,000,000 | 4 | $ 639,000 |
| MERIDIAS CAPITAL INCORPORATED P.O. BOX 241429 CHARLOTTE, NC 28273 |
* | $ 150,000,000 | 4 | $ 561,000 |
| RESIDENTIAL FUNDING CORP. LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 10,000,000 | 4 | $ 746,000 |
| WMC MORTGAGE CORP. 3100 THORTON AVE BURBANK, CA 91504 |
* | $ 31,000,000 | 4 | $ 320,000 |
| H&R BLOCK MORTGAGE CORPORATION 6501 IRVINE CENTER DRIVE IRVINE, CA 92618 |
* | $ 10,000,000 | 4 | $ 538,000 |
| CTX MORTGAGE COMPANY, LLC 1603 LBJ FREEWAY FL 6 DALLAS, TX 75234 |
* | $ 31,000,000 | 4 | $ 439,000 |
| FIRST HORIZON HOME LOAN CORP 4000 HORIZON WAY IRVING, TX 75063 |
* | $ 1,446,000,000 | 4 | $ 751,000 |
| ALLIED HOME MTG CAPITAL CORP 6110 PINEMONT DR., STE. 215 HOUSTON, TX 77092 |
* | $ 10,000,000 | 4 | $ 278,000 |
| COLONIAL BANK, N.A. PO BOX 1108 - CORPORATE COMPLIANCE MONTGOMERY, AL 36101 |
* | $ 18,884,741,000 | 4 | $ 864,000 |
| BSM FINANCIAL, L.P. 1301 CENTRAL EXPRESSWAY SOUTH ALLEN, TX 75013 |
* | $ 10,000,000 | 4 | $ 550,000 |
| CAPITAL ONE NA 11130 INDUSTRIALPLEX BLVD BATON ROUGE, LA 70809 |
* | $ 22,256,623,000 | 4 | $ 383,000 |
| BANKERS FINANCIAL MORTGAGE GRP 13101 PRESTON ROAD #100 DALLAS, TX 75240 |
* | $ 10,000,000 | 3 | $ 326,000 |
| CITIFINANCIAL MTG CO, INC 4000 REGENT BLVD IRVING, TX 75063 |
* | $ 32,424,600,000 | 3 | $ 143,000 |
| AMTRUST BANK 1801 E. 9TH ST #200 CLEVELAND, OH 44114 |
* | $ 13,770,188,000 | 3 | $ 481,000 |
| AEGIS WHOLESALE CORPORATION 3250 BRIARPARK DR SUITE 400 HOUSTON, TX 77042 |
* | $ 10,000,000 | 3 | $ 433,000 |
| AIG FEDERAL SAVINGS BANK 600 N KING STREET, SUITE 2 WILMINGTON, DE 19801 |
* | $ 1,663,205,000 | 3 | $ 225,000 |
| AMERICAN HOME MORTGAGE CORP. 538 BROADHOLLOW RD MELVILLE, NY 11747 |
* | $ 10,000,000 | 3 | $ 487,000 |
| COUNTRYPLACE MORTGAGE, LTD. 15301 SPECTRUM DR. STE 550 AUSTIN, TX 75001 |
* | $ 10,000,000 | 3 | $ 256,000 |
| EVERBANK 8100 NATIONS WAY JACKSONVILLE, FL 32256 |
* | $ 3,027,260,000 | 3 | $ 806,000 |
| RESMAE MORTGAGE CORPORATION 6 POINTE DRIVE BREA, CA 92821 |
* | $ 10,000,000 | 3 | $ 184,000 |
| UNITED BUILT HOMES, L.L.C. 8500 LINE AVE BATON ROUGE, LA 71106 |
* | $ 59,713,000 | 3 | $ 295,000 |
| ORIGEN FINANCIAL SERVICES LLC 27777 FRANKLIN ROAD SUITE 1710 SOUTHFIELD, MI 48034 |
* | $ 10,000,000 | 3 | $ 65,000 |
| GREENPOINT MORTGAGE FUNDING 4 COLISEUM CENTRE, 2730 WEST TYVOLA ROAD CHARLOTTE, NC 28217 |
* | $ 6,677,533,000 | 3 | $ 497,000 |
| HOME LOAN INVESTMENT BANK ONE HOME LOAN PLAZA WARWICK, RI 02886 |
* | $ 250,544,000 | 3 | $ 102,000 |
| INTERNATIONAL BANK OF COMMERCE 1200 SAN BERNARDO AVE. LAREDO, TX 78040 |
* | $ 8,394,373,000 | 3 | $ 98,000 |
| IRWIN MORTGAGE CORPORATION 10500 KINCAID DRIVE FISHERS, IN 47037 |
* | $ 4,870,451,000 | 2 | $ 185,000 |
| LONG BEACH MORTGAGE CO. 227 EAST AVENUE ALBION, NY 14411 |
* | $ 10,000,000 | 2 | $ 518,000 |
| HSBC MORTGAGE SERVICES, INC. 26525 NORTH RIVERWOODS BLVD. METTAWA, IL 60045 |
* | $ 18,823,411,000 | 2 | $ 136,000 |
| INDYMAC BANK, F.S.B. 888 EAST WALNUT ST PASADENA, CA 91101 |
* | $ 15,675,394,000 | 2 | $ 560,000 |
| PAVILLION BANK 1200 WEST CAMPBELL ROAD RICHARDSON, TX 75080 |
* | $ 45,199,000 | 2 | $ 359,000 |
| NETBANK FUNDINGS SERVICES 9710 TWO NOTCH ROAD COLUMBIA, SC 29223 |
* | $ 4,600,723,000 | 2 | $ 146,000 |
| MORTGAGE IT INC 60 WALL ST NEW YORK, NY 10005 |
* | $ 10,000,000 | 2 | $ 409,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 16,675,614,000 | 2 | $ 250,000 |
| WELLS FARGO BANK, NA 100 N MAIN STREET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 389,963,000,000 | 2 | $ 130,000 |
| THRIVENT FINANCIAL BANK 122 EAST COLLEGE AVE., SUITE 1E APPLETON, WI 54911 |
* | $ 386,691,000 | 2 | $ 74,000 |
| TOWN & COUNTRY CREDIT 2010 MAIN STREET, SUITE 800 IRVINE, CA 92614 |
* | $ 10,000,000 | 2 | $ 341,000 |
| SEBRING CAPITAL PARTNERS, LP 4000 INTERNATIONAL PARWAY, SUITE 3000 CARROLLTON, TX 75007 |
* | $ 10,000,000 | 2 | $ 78,000 |
| STATE FARM BANK 1 STATE FARM PLAZA BLOOMINGTON, IL 61710 |
* | $ 10,353,821,000 | 2 | $ 131,000 |
| FLAGSTAR BANK 5151 CORPORATE DR TROY, MI 48098 |
* | $ 13,102,536,000 | 2 | $ 277,000 |
| GREEN TREE SERVICING LLC 345 ST. PETER STREET ST. PAUL, MN 55102 |
* | $ 31,000,000 | 2 | $ 55,000 |
| GE MONEY BANK 4246 SOUTH RIVERBOAT RDCSUITE 200 SALT LAKE CITY, UT 84123 |
* | $ 7,000,000,000 | 2 | $ 115,000 |
| CORNERSTONE MORTGAGE COMPANY 1177 WEST LOOP SOUTH, SUITE 200 HOUSTON, TX 77027 |
* | $ 57,509,481,000 | 2 | $ 304,000 |
| COMMUNITY C.U. 1201 W 15TH ST PLANO, TX 75075 |
* | $ 1,403,284,000 | 2 | $ 527,000 |
| FIRST MAGNUS FINANCIAL CORP 603 N. WILMOT ROAD TUCSON, AZ 85711 |
* | $ 10,000,000 | 2 | $ 214,000 |
| CU FACTORY BUILT LENDING, LP 6061 IH-10 WEST SAN ANTONIO, TX 78201 |
* | $ 1,761,607,000 | 2 | $ 78,000 |
| ENCORE BANK NINE GREENWAY PLAZA SUITE 1000 HOUSTON, TX 77046 |
* | $ 1,271,653,000 | 2 | $ 78,000 |
| TBK BANK, SSB 12700 PARK CENTRAL DRIVE STE #1700 DALLAS, TX 75251 |
* | $ 42,959,000 | 2 | $ 77,000 |
| THE AMERICAN NATIONAL BANK OF TEXAS 102 W MOORE AVENUE TERRELL, TX 75160 |
* | $ 1,167,623,000 | 2 | $ 420,000 |
| AEGIS FUNDING CORPORATION 3250 BRIARPARK DR SUITE 400 HOUSTON, TX 77042 |
* | $ 10,000,000 | 2 | $ 76,000 |
| CITICORP TRUST BANK, FSB 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 32,424,600,000 | 2 | $ 100,000 |
| COMERICA BANK 500 WOODWARD AVE - MC 3352 DETROIT, MI 48226 |
* | $ 52,077,864,000 | 1 | $ 52,000 |
| CITIZENS BANK OF MASSACHUSETTS 28 STATE STREET BOSTON, MA 02109 |
* | $ 31,251,938,000 | 1 | $ 389,000 |
| BNC MORTGAGE 745 SEVENTH AVENUE, 24TH FLOOR NEW YORK, NY 10019 |
* | $ 2,500,000,000 | 1 | $ 160,000 |
| CAPITOL FEDERAL SAVINGS 700 S. KANSAS AVE TOPEKA, KS 66601 |
* | $ 8,570,245,000 | 1 | $ 488,000 |
| CENTURY BANK, N.A. 201 RICE ST NEW BOSTON, TX 75570 |
* | $ 689,703,000 | 1 | $ 460,000 |
| CITIBANK, FSB 850 THIRD AVENUE, 12TH FLOOR NEW YORK, NY 10022 |
* | $ 27,779,034,000 | 1 | $ 100,000 |
| ADVANCIAL CREDIT UNION 1845 WOODALL RODGERS FWY, SUITE 1300 DALLAS, TX 75201 |
* | $ 613,399,000 | 1 | $ 70,000 |
| ALLIED HOME MORTGAGE CORP. 6110 PINEMONT DR., STE. 220 HOUSTON, TX 77092 |
* | $ 10,000,000 | 1 | $ 70,000 |
| AMC MORTGAGE SERVICES, INC. 1100 TOWN & COUNTRY ROAD, SUITE 1100 IRVINE, CA 92868 |
* | $ 10,000,000 | 1 | $ 60,000 |
| AMERICAN BANK OF TEXAS PO BOX 1234 SHERMAN, TX 75091 |
* | $ 810,178,000 | 1 | $ 14,000 |
| BANK OF TEXAS, NA PO BOX 2300 TULSA, OK 74102 |
* | $ 2,955,213,000 | 1 | $ 560,000 |
| FIRST NATIONAL BANK OF EAST TEXAS 206 US HWY 271 N GILMER, TX 75644 |
* | $ 155,957,000 | 1 | $ 30,000 |
| FIRST NATIONAL BANK OF PA 166 MAIN ST GREENVILLE, PA 16125 |
* | $ 4,836,550,000 | 1 | $ 29,000 |
| FIRST NATIONAL BANK AND TRUST COMPANY OF WEATHERFORD 220 PALO PINTO ST WEATHERFORD, TX 76086 |
* | $ 112,364,000 | 1 | $ 70,000 |
| BBVA USA 15 SOUTH 20TH STREET BIRMINGHAM, AL 35233 |
* | $ 28,213,983,000 | 1 | $ 400,000 |
| DELTA FUNDING CORPORATION 1000 WOODBURY ROAD WOODBURY, NY 11797 |
* | $ 31,000,000 | 1 | $ 166,000 |
| E-LOAN, INC. 6230 STONERIDGE MALL ROAD PLEASANTON, CA 94588 |
* | $ 10,000,000 | 1 | $ 62,000 |
| E*TRADE BANK 671 NORTH GLEBE RD, 12TH FLOOR ARLINGTON, VA 22203 |
* | $ 25,545,577,000 | 1 | $ 127,000 |
| GMAC BANK 4 WALNUT GROVE HORSHAM, PA 19044 |
* | $ 3,880,165,000 | 1 | $ 143,000 |
| HFC COMPANY LLC 140 INDUSTRIAL DRIVE ELMHURST, IL 60126 |
* | $ 97,714,234,000 | 1 | $ 268,000 |
| HIC-STAR CORP. FKA AMPRO MTG. 400 N TUSTIN AVE #100 SANTA ANA, CA 92705 |
* | $ 10,000,000 | 1 | $ 130,000 |
| HOME LOAN CORPORATION 450 GEARS ROAD, SUITE 600 HOUSTON, TX 77067 |
* | $ 10,000,000 | 1 | $ 156,000 |
| FRANKLIN AMERICAN MORTGAGE CO 501 CORPORATE CENTRE DRIVE, SUITE 400 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 1 | $ 72,000 |
| FIRST TENNESSEE BANK NA 165 MADISON 5TH FLOOR MEMPHIS, TN 38103 |
* | $ 29,513,702,000 | 1 | $ 54,000 |
| FIRST UNITED BANK AND TRUST COMPANY PO BOX 130 DURANT, OK 74702 |
* | $ 1,103,924,000 | 1 | $ 850,000 |
| FINANCE AMERICA 745 SEVENTH AVENUE, 24TH FLOOR NEW YORK, NY 10019 |
* | $ 250,000,000 | 1 | $ 43,000 |
| FIRST COMMUNITY BANK EAST TEXA 415 EAST GOLIAD AVENUE CROCKETT, TX 75835 |
* | $ 137,427,000 | 1 | $ 60,000 |
| STATEWIDE BANK 2008 RONALD REAGAN HIGHWAY COVINGTON, LA 70433 |
* | $ 98,133,000 | 1 | $ 31,000 |
| SHARE PLUS FEDERAL BANK 5224 W. PLANO PKWY PLANO, TX 75093 |
* | $ 180,408,000 | 1 | $ 124,000 |
| SIRVA MORTGAGE, INC. 6070 PARKLAND BLVD. MAYFIELD HEIGHTS, OH 44124 |
* | $ 10,000,000 | 1 | $ 127,000 |
| SALLIE MAE HOME LOANS 28175 CABOT DR NOVI, MI 48377 |
* | $ 10,000,000 | 1 | $ 55,000 |
| RAYMOND JAMES BANK 710 CARILLON PKWY ST PETERSBURG, FL 33716 |
* | $ 926,720,000 | 1 | $ 135,000 |
| REALTY MORTAGE, LLC DBA PAMCO 2901 DOUGLAS BLVD, SUITE 205 ROSEVILLE, CA 95661 |
* | $ 10,000,000 | 1 | $ 100,000 |
| U.S. TRUST COMPANY, NA 4601 TOUCHTON RD E #3220 JACKSONVILLE, FL 32246 |
* | $ 3,165,898,000 | 1 | $ 325,000 |
| WELLS FARGO FIN'L TEXAS, INC 800 WALNUT ST, 6TH FLOOR, MAC F4031-061 DES MOINES, IA 50309 |
* | $ 852,606,000 | 1 | $ 100,000 |
| NATIONWIDE ADVANTAGE MORTGAGE 1100 LOCUST ST DES MOINES, IA 50391 |
* | $ 31,000,000 | 1 | $ 143,000 |
| MERITAGE MORTGAGE CORPORATION 4901 BELFORT ROAD, SUITE 160 JACKSONVILLE, FL 32256 |
* | $ 331,410,000 | 1 | $ 157,000 |
| MERRILL LYNCH CREDIT CORP. 4802 DEER LAKE DRIVE EAST BLDG 3 JACKSONVILLE, FL 32246 |
* | $ 31,000,000 | 1 | $ 248,000 |
| MIDFIRST BANK 501 NW GRAND BLVD. OKLAHOMA CITY, OK 73118 |
* | $ 9,509,064,000 | 1 | $ 46,000 |
| NFCU 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 22,927,745,000 | 1 | $ 21,000 |
| NORTH DALLAS BANK & TRUST CO. 12900 PRESTON RD DALLAS, TX 75230 |
* | $ 896,884,000 | 1 | $ 200,000 |
| NORTHSTAR BANK OF TEXAS 400 N CARROLL BLVD DENTON, TX 76201 |
* | $ 292,716,000 | 1 | $ 663,000 |
| MBNA AMERICA DELAWARE, N.A. 200 N COLLEGE ST NC1-004-04-13 CHARLOTTE, NC 28255 |
* | $ 3,919,502,000 | 1 | $ 103,000 |
| JUDITH O. SMITH MORTGAGE GROUP 8851 CAMP BOWIE WEST, SUITE 150 FORT WORTH, TX 76116 |
* | $ 10,000,000 | 1 | $ 85,000 |
| LEGACYTEXAS BANK 5000 LEGACY DRIVE PLANO, TX 75024 |
* | $ 939,401,000 | 1 | $ 300,000 |
| JEFFERSON MORTGAGE SERVICES, I 2828 N. GALLOWAY AVE. MESQUITE, TX 75150 |
* | $ 44,000,000 | 1 | $ 360,000 |
| 4TRUST MORTGAGE, INC. 4200 SOUTH HULEN STE 410 FORT WORTH, TX 76109 |
* | $ 10,000,000 | 1 | $ 514,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2005, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Franklin County TX in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 403 | $51,390,000 | $127,000 | $850,000 | $132,000 | $1,850,000 |
| Refinancing | 247 | $34,547,000 | $139,000 | $997,000 | $92,000 | $443,000 |
| Home Improvement | 41 | $3,357,000 | $81,000 | $280,000 | $88,000 | $228,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 499 | $65,708,000 | $131,000 | $997,000 | $128,000 | $1,850,000 |
| Not Provided | 82 | $10,870,000 | $132,000 | $850,000 | $139,000 | $1,188,000 |
| Not applicable | 61 | $9,091,000 | $149,000 | $489,000 | $33,000 | $1,200,000 |
| Hispanic | 32 | $2,340,000 | $73,000 | $199,000 | $50,000 | $229,000 |
| Black or African American | 9 | $493,000 | $54,000 | $103,000 | $45,000 | $115,000 |
| American Indian or Alaskan Native | 6 | $425,000 | $70,000 | $109,000 | $48,000 | $95,000 |
| Asian | 2 | $367,000 | $183,000 | $262,000 | $224,000 | $354,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 661 | $87,112,000 | $131,000 | $997,000 | $118,000 | $1,850,000 |
| FHA-insured (Federal Housing Administration) | 28 | $1,982,000 | $70,000 | $130,000 | $36,000 | $66,000 |
| VA-guaranteed (Veterans Administration) | 2 | $200,000 | $100,000 | $100,000 | $89,000 | $89,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 316 | $43,107,000 | $136,000 | $997,000 | $146,000 | $1,207,000 |
| Application Denied By Financial Institution | 115 | $10,720,000 | $93,000 | $489,000 | $77,000 | $564,000 |
| Loan Purchased By The Institution | 113 | $16,040,000 | $141,000 | $611,000 | $90,000 | $1,200,000 |
| Application Withdrawn By Applicant | 100 | $12,847,000 | $128,000 | $601,000 | $97,000 | $550,000 |
| Application Approved But Not Accepted | 33 | $4,865,000 | $147,000 | $663,000 | $120,000 | $1,850,000 |
| File Closed For Incompleteness | 13 | $1,644,000 | $126,000 | $360,000 | $105,000 | $300,000 |
| Preapproval Approved but not Accepted | 1 | $71,000 | $71,000 | $71,000 | $25,000 | $25,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 29 | $2,280,000 | $78,000 | $219,000 | $52,000 | $180,000 |
| Collateral | 21 | $2,755,000 | $131,000 | $489,000 | $150,000 | $564,000 |
| Credit History | 17 | $1,309,000 | $77,000 | $199,000 | $39,000 | $100,000 |
| Credit Application Incomplete | 10 | $977,000 | $97,000 | $223,000 | $76,000 | $144,000 |
| Unverifiable Information | 6 | $885,000 | $147,000 | $279,000 | $88,000 | $216,000 |
| Debt-To-Income Ratio | 6 | $421,000 | $70,000 | $119,000 | $96,000 | $400,000 |
| Employment History | 1 | $45,000 | $45,000 | $45,000 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.