Unlock detailed Fulton County IN mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
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activity and lending patterns in this area and throughout the US.
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about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 725 |
| Total Mortgage Loan Application Amount | $69,529,000 |
| Average Mortgage Loan Application Amount | $95,000 |
| Highest Mortgage Loan Application Amount | $482,000 |
| Average Applicant Income | $65,000 |
| Highest Applicant Income | $911,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| FIRST FEDERAL SAVINGS BANK 301 E 9TH STREET ROCHESTER, IN 46975 |
* | $ 408,188,000 | 325 | $ 30,581,000 |
| WELLS FARGO BANK, NA 100 N MAIN STREET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 608,778,000,000 | 64 | $ 4,927,000 |
| 1ST SOURCE BANK P O BOX 1602 SUITE 400 SOUTH BEND, IN 46634 |
* | $ 4,522,551,000 | 47 | $ 4,180,000 |
| LAKE CITY BANK P.O. BOX 1387 WARSAW, IN 46581 |
* | $ 2,570,371,000 | 32 | $ 2,902,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 29 | $ 2,767,000 |
| EVERWISE CREDIT UNION 110 S MAIN ST SOUTH BEND, IN 46601 |
* | $ 2,023,408,000 | 18 | $ 1,453,000 |
| BANK OF AMERICA, N.A. 4500 PARK GRANADA CALABASAS, CA 91302 |
* | $ 1,465,221,449,000 | 14 | $ 1,900,000 |
| JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,627,684,000,000 | 13 | $ 1,481,000 |
| FARM CREDIT MID-AMERICA, ACA 1601 UPS DRIVE LOUISVILLE, KY 40223 |
* | $ 10,000,000 | 13 | $ 1,880,000 |
| FIRST FARMERS BANK & TRUST CO. 123 N. JEFFERSON STREET CONVERSE, IN 46919 |
* | $ 774,758,000 | 8 | $ 647,000 |
| WELLS FARGO FUNDING, INC 100 N MAIN STREEET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 25,457,000 | 8 | $ 574,000 |
| ALLY BANK F/K/A/ GMAC BANK 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 55,302,902,000 | 7 | $ 646,000 |
| PNC BANK N.A. 249 FIFTH AVE. MS P1-POPP-22-2 PITTSBURGH, PA 15222 |
* | $ 260,309,849,000 | 7 | $ 617,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ 4,088,336,000 | 6 | $ 711,000 |
| GMAC MORTGAGE LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 31,000,000 | 5 | $ 509,000 |
| MUTUALBANK 110 E CHARLES ST MUNICE, IN 47305 |
* | $ 1,399,890,000 | 5 | $ 647,000 |
| FIRST FINANCIAL BANK NA 255 EAST FIFTH STREET SUITE #900 CINCINNATI, OH 45202 |
* | $ 6,671,924,000 | 5 | $ 546,000 |
| HARRIS N.A. 111 W. MONROE CHICAGO, IL 60603 |
* | $ 43,971,627,000 | 5 | $ 444,000 |
| BRANCH BANKING AND TRUST CO 223 W NASH STREET WILSON, NC 27893 |
* | $ 159,675,538,000 | 4 | $ 472,000 |
| FIFTH THIRD MORTGAGE COMPANY 5001 KINGSLEY DRIVE MD 1MOB2W CINCINNATI, OH 45227 |
* | $ 112,736,105,000 | 4 | $ 642,000 |
| METLIFE BANK, N.A. 334 MADISON AVENUE CONVENT STATION, NJ 07961 |
* | $ 14,106,965,000 | 4 | $ 558,000 |
| ONE REVERSE MORTGAGE, LLC 4445 EASTGATE MALL, SUITE 320 SAN DIEGO, CA 92121 |
* | $ 39,000,000 | 4 | $ 215,000 |
| HOME LOAN CENTER 163 TECHNOLOGY DRIVE IRVINE, CA 92618 |
* | $ 10,000,000 | 4 | $ 749,000 |
| SECURITY FEDERAL SAVINGS BANK 314 - 4TH ST LOGANSPORT, IN 46947 |
* | $ 183,592,000 | 3 | $ 486,000 |
| FIRST MERCHANTS BANK, NA 200 E. JACKSON ST. MUNCIE, IN 47305 |
* | $ 4,449,416,000 | 3 | $ 186,000 |
| GREAT WESTERN FINANCIAL SERVICES, INC. 5408 W PLANO PKWY PLANO, TX 75093 |
* | $ 10,000,000 | 3 | $ 355,000 |
| FIRST REPUBLIC MORTGAGE 9120 OTIS AVE SUITE 201 INDIANAPOLIS, IN 46216 |
* | $ 10,000,000 | 2 | $ 282,000 |
| HORIZON BANK, N.A. 515 FRANKLIN ST MICHIGAN CITY, IN 46360 |
* | $ 1,383,594,000 | 2 | $ 120,000 |
| PENTAGON FEDERAL CREDIT UNION 14300 SULLYFIELD CIRCLE CHANTILLY, VA 20151 |
* | $ 13,969,885,000 | 2 | $ 101,000 |
| REGIONS BANK 1900 5TH AVENUE N - ALBH10903B BIRMINGHAM, AL 35203 |
* | $ 138,006,763,000 | 2 | $ 431,000 |
| SOUTH CENTRAL BANK, NATIONAL ASSOCIATION 525 W ROOSEVELT RD CHICAGO, IL 60607 |
* | $ 237,957,000 | 2 | $ 20,000 |
| US BANK, N.A. 777 EAST WISCONSIN AVE MILWAUKEE, WI 53202 |
* | $ 276,376,130,000 | 2 | $ 153,000 |
| ADMIRALS BANK FORMER DOMESTIC 815 RESERVOIR AVE CRANSTON, RI 02910 |
* | $ 234,124,000 | 2 | $ 14,000 |
| MIDFIRST BANK 501 NW GRAND BLVD. OKLAHOMA CITY, OK 73118 |
* | $ 12,817,999,000 | 2 | $ 170,000 |
| FIRST NATIONAL BANK OF AMERICA 241 EAST SAGINAW EAST LANSING, MI 48823 |
* | $ 475,815,000 | 2 | $ 39,000 |
| CROSSROADS BANK 1205 N CASS ST WABASH, IN 46992 |
* | $ 340,415,000 | 2 | $ 93,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 37,922,355,000 | 2 | $ 348,000 |
| ALLIANCE BANK 101 W MONTGOMERY, PO BOX 188 FRANCESVILLE, IN 47946 |
* | $ 279,234,000 | 2 | $ 140,000 |
| FLAGSTAR BANK 5151 CORPORATE DR TROY, MI 48098 |
* | $ 14,483,100,000 | 2 | $ 170,000 |
| HALLMARK HOME MORTGAGE, LLC 7421 COLDWATER ROAD FORT WAYNE, IN 46825 |
* | $ 2,915,000 | 2 | $ 164,000 |
| FIRST RESIDENTIAL MORTGAGE 9721 ORMSBY STATION RD. LOUISVILLE, KY 40223 |
* | $ 10,000,000 | 2 | $ 291,000 |
| AMERICAN FINANCIAL RESOURCES, INC. 9 SYLVAN WAY PARSIPPANY-TROY HILLS, NJ 07054 |
* | $ 10,000,000 | 2 | $ 138,000 |
| RELIANCE FIRST CAPITAL, LLC 201 OLD COUNTRY ROAD SUITE 205 WILMINGTON, DE 11747 |
* | $ 100,000,000 | 2 | $ 389,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ 10,000,000 | 2 | $ 60,000 |
| RUOFF MORTGAGE COMPANY, INC. 1700 MAGNAVOX WAY SUITE 220 INDIANAPOLIS, IN 46804 |
* | $ 10,000,000 | 2 | $ 128,000 |
| KIRKSTON MORTGAGE LENDING 501 CROSS POINTE BLVD EVANSVILLE, IN 47715 |
* | $ 10,000,000 | 2 | $ 279,000 |
| NEWREZ LLC 4000 CHEMICAL ROAD SUITE 200 WILMINGTON, DE 19462 |
* | $ 10,000,000 | 1 | $ 46,000 |
| GVC MORTGAGE, INC. ONE PLAZA DRIVE, SUITE 3 PENDLETON, IN 46064 |
* | $ 11,000,000 | 1 | $ 70,000 |
| FIRST OPTION MORTGAGE, LLC 3330 CUMBERLAND BLVD SE, SUITE 800 ATLANTA, GA 30339 |
* | $ 941,000 | 1 | $ 274,000 |
| NATIONWIDE ADVANTAGE MORTGAGE 1100 LOCUST ST DES MOINES, IA 50391 |
* | $ 31,000,000 | 1 | $ 225,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ 31,000,000 | 1 | $ 365,000 |
| MAIN STREET FINANCIAL 9953 CROSSPOINT BLVD. INDIANAPOLIS, IN 46256 |
* | $ 8,801,000 | 1 | $ 130,000 |
| MIDWEST CARPENTERS & MILLWRIGHTS FEDERAL CREDIT UNION 680 NORTH UNION STREET HOBART, IN 46342 |
* | $ 76,814,000 | 1 | $ 78,000 |
| ELEMENTS FINANCIAL FEDERAL CREDIT UNION 225 S EAST ST, SUITE 300 INDIANAPOLIS, IN 46202 |
* | $ 891,533,000 | 1 | $ 43,000 |
| INTERRA CREDIT UNION 300 W LINCOLN AVE GOSHEN, IN 46526 |
* | $ 502,025,000 | 1 | $ 60,000 |
| CU CHANNELS 1551 WIN HENTSCHEL BLVD., PO BOX 2433 WEST LAFAYETTE, IN 47906 |
* | $ 505,929,000 | 1 | $ 65,000 |
| FIRST OHIO BANC & LENDING INC 6100 ROCKSIDE WOODS BLVD INDEPENDENCE, OH 44131 |
* | $ 10,000,000 | 1 | $ 144,000 |
| LAFAYETTE SAVINGS BANK 101 MAIN STREET LAFAYETTE, IN 47902 |
* | $ 371,178,000 | 1 | $ 118,000 |
| AMERICAN BANK 9001 EDMONSTON ROAD, SUITE 100 GREENBELT, MD 20770 |
* | $ 507,491,000 | 1 | $ 119,000 |
| COLONIAL SAVINGS, F. A. P. O. BOX 2988 FORT WORTH, TX 76113 |
* | $ 964,882,000 | 1 | $ 165,000 |
| AMERICANTRUST FEDERAL SAVINGS 915 W MAIN STREET, PO BOX 105 PERU, IN 46970 |
* | $ 122,643,000 | 1 | $ 91,000 |
| KEYBANK NATIONAL ASSOCIATION 100 PUBLIC SQUARE STE 600 OH-01-10-06006 CLEVELAND, OH 44113 |
* | $ 90,179,122,000 | 1 | $ 54,000 |
| NFCU 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 39,610,194,000 | 1 | $ 56,000 |
| FIRST STATE MORTGAGE SERVICES, LLC 502 N HERSHEY ROAD MENDOTA, IL 61704 |
* | $ 327,995,000 | 1 | $ 54,000 |
| TOWER BANK AND TRUST 116 E BERRY ST FT WAYNE, IN 46802 |
* | $ 681,478,000 | 1 | $ 225,000 |
| CITIFINANCIAL SERVICES INC 300 ST PAUL PLACE BALTIMORE, MD 21202 |
* | $ 1,494,037,000,000 | 1 | $ 137,000 |
| THE HUNTINGTON NATIONAL BANK 7575 HUNTINGTON PARK DR COLUMBUS, OH 43235 |
* | $ 51,111,245,000 | 1 | $ 103,000 |
| OLD NATIONAL BANK 1 MAIN STREET EVANSVILLE, IN 47708 |
* | $ 7,845,482,000 | 1 | $ 4,000 |
| FIRST NB OF GRANT PARK 119 N. MAIN ST. GRANT PARK, IL 60940 |
* | $ 127,097,000 | 1 | $ 72,000 |
| WINTRUST MORTGAGE CORPORATION 660 MIDWEST RD SUITE 100 OAK BROOK TERRACE, IL 60181 |
* | $ 300,000,000 | 1 | $ 153,000 |
| SALIN BANK AND TRUST COMPANY 8455 KEYSTONE CROSSING DR. INDIANAPOLIS, IN 46240 |
* | $ 790,248,000 | 1 | $ 60,000 |
| M&I MARSHALL & ILSLEY BANK W57N14280 DOERR WAY CEDARBURG, WI 53012 |
* | $ 50,253,578,000 | 1 | $ 81,000 |
| FIRST PLACE BANK 185 EAST MARKET WARREN, OH 44481 |
* | $ 3,245,297,000 | 1 | $ 150,000 |
| THREE RIVERS FEDERAL CREDIT UNION 1615 NORTHLAND BLVD FORT WAYNE, IN 46825 |
* | $ 598,630,000 | 1 | $ 40,000 |
| STAR FINANCIAL BANK 127 WEST BERRY ST FORT WAYNE, IN 46835 |
* | $ 1,659,922,000 | 1 | $ 85,000 |
| COLE TAYLOR BANK 9550 W HIGGINS RAOD ROSEMONT, IL 60018 |
* | $ 4,396,195,000 | 1 | $ 49,000 |
| DEMOTTE STATE BANK PO BOX 400 DE MOTTE, IN 46310 |
* | $ 341,618,000 | 1 | $ 42,000 |
| FREEDOM MORTGAGE CORP. 10500 KINCAID DR. STE. 300 FISHERS, IN 46037 |
* | $ 10,000,000 | 1 | $ 75,000 |
| FIRST GUARANTY MORTGAGE CORPORATION 1900 GALLOWS ROAD, SUITE 800 TYSONS CORNER, VA 22182 |
* | $ 10,000,000 | 1 | $ 44,000 |
| AMERICAN EQUITY MORTGAGE, INC. 11933 WESTLINE INDUSTRIAL DRIVE SAINT LOUIS, MO 63146 |
* | $ 10,000,000 | 1 | $ 120,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2010, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 484 | $52,786,000 | $109,000 | $482,000 | $71,000 | $911,000 |
| Home Purchase | 189 | $15,707,000 | $83,000 | $325,000 | $57,000 | $317,000 |
| Home Improvement | 52 | $1,036,000 | $19,000 | $184,000 | $41,000 | $145,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 650 | $61,218,000 | $94,000 | $417,000 | $68,000 | $911,000 |
| Not Provided | 34 | $3,620,000 | $106,000 | $240,000 | $65,000 | $277,000 |
| Not applicable | 22 | $3,143,000 | $142,000 | $482,000 | $0 | $0 |
| Hispanic | 14 | $695,000 | $49,000 | $76,000 | $33,000 | $67,000 |
| American Indian or Alaskan Native | 2 | $402,000 | $201,000 | $251,000 | $164,000 | $175,000 |
| Black or African American | 2 | $324,000 | $162,000 | $259,000 | $59,000 | $69,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $127,000 | $127,000 | $127,000 | $52,000 | $52,000 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 556 | $53,503,000 | $96,000 | $482,000 | $73,000 | $911,000 |
| FHA-insured (Federal Housing Administration) | 151 | $13,990,000 | $92,000 | $276,000 | $37,000 | $109,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 10 | $808,000 | $80,000 | $143,000 | $39,000 | $76,000 |
| VA-guaranteed (Veterans Administration) | 8 | $1,228,000 | $153,000 | $250,000 | $59,000 | $123,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 457 | $44,105,000 | $96,000 | $482,000 | $71,000 | $910,000 |
| Application Denied By Financial Institution | 147 | $13,853,000 | $94,000 | $417,000 | $58,000 | $911,000 |
| Application Withdrawn By Applicant | 53 | $5,146,000 | $97,000 | $417,000 | $68,000 | $773,000 |
| Loan Purchased By The Institution | 38 | $3,627,000 | $95,000 | $274,000 | $24,000 | $98,000 |
| File Closed For Incompleteness | 17 | $1,470,000 | $86,000 | $186,000 | $62,000 | $146,000 |
| Application Approved But Not Accepted | 13 | $1,328,000 | $102,000 | $259,000 | $59,000 | $133,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 34 | $4,015,000 | $118,000 | $263,000 | $70,000 | $246,000 |
| Credit History | 32 | $1,646,000 | $51,000 | $165,000 | $45,000 | $135,000 |
| Debt-To-Income Ratio | 18 | $1,672,000 | $92,000 | $272,000 | $32,000 | $92,000 |
| Other | 6 | $693,000 | $115,000 | $250,000 | $68,000 | $125,000 |
| Credit Application Incomplete | 4 | $530,000 | $132,000 | $212,000 | $106,000 | $169,000 |
| Unverifiable Information | 3 | $510,000 | $170,000 | $276,000 | $64,000 | $67,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $189,000 | $94,000 | $119,000 | $69,000 | $75,000 |
| Employment History | 1 | $143,000 | $143,000 | $143,000 | $76,000 | $76,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.