Guaynabo Municipio, PR Mortgage Lenders & HMDA Data, 2022
In 2022, lenders reported 1,264 mortgage applications in Guaynabo Municipio, PR totaling $333.1 million, down 42% from 2021. The average application was for $263,000, and applicants reported an average income of $145,000. 57% of applications resulted in an originated loan and 14% were denied. The most active lender was Banco Popular, with 290 applications, followed by Firstbank and Oriental Bank.
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,264 |
| Total Mortgage Loan Application Amount | $333,060,000 |
| Average Mortgage Loan Application Amount | $263,000 |
| Highest Mortgage Loan Application Amount | $2,385,000 |
| Average Applicant Income | $145,000 |
| Highest Applicant Income | $7,140,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| Banco Popular PO BOX 362708 SAN JUAN, PR 00936 |
* | $ 64,243,000,000 | 290 | $ 91,430,000 |
| Firstbank PO BOX 9146 SAN JUAN, PR 00908 |
* | $ 20,778,081,000 | 204 | $ 49,010,000 |
| Oriental Bank PO BOX 195115 SAN JUAN, PR 00919 |
* | $ 9,805,742,000 | 127 | $ 29,725,000 |
| First Equity Mortgage Bankers Inc. 9300 S DADELAND BLVD STE 500 MIAMI, FL 33156 |
* | $ -1,000 | 94 | $ 22,560,000 |
| Sun West Mortgage Company, Inc 18000 STUDEBAKER ROAD, SUITE 200 CERRITOS, CA 90703 |
* | $ -1,000 | 76 | $ 20,530,000 |
| Pentagon Federal Credit Union OMAHA, NE 68164 |
* | $ 32,520,025,000 | 65 | $ 19,175,000 |
| The Moneyhouse Inc. #52 CALLE PASEO COVANDONGA SAN JUAN, PR 00901 |
* | $ -1,000 | 65 | $ 12,505,000 |
| Capital Mortgage 206 ELEANOR ROOSEVELT SAN JUAN, PR 00918 |
* | $ -1,000 | 37 | $ 10,995,000 |
| Preferred Mortgage LLC 307 AVE FD ROOSEVELT SAN JUAN, PR 00918 |
* | $ -1,000 | 32 | $ 7,600,000 |
| Rf Mortgage & Investment Corp PO BOX 361309 SAN JUAN, PR 00936 |
* | $ -1,000 | 28 | $ 6,770,000 |
| Vig Mortgage 1225 PONCE DE LEON VIG TOWER SUITE B-J SAN JUAN, PR 00907 |
* | $ -1,000 | 23 | $ 4,215,000 |
| Metro Island Mortgage VILLA NEVAREZ PROF. CENTER SUITE 201 RIO PIEDRAS, PR 00927 |
* | $ -1,000 | 23 | $ 4,905,000 |
| Planet Home Lending, LLC 321 RESEARCH PARKWAY SUITE 303 MERIDEN, CT 06450 |
* | $ -1,000 | 20 | $ 5,910,000 |
| Coopaca Mortgage PO BOX 1056 ARECIBO, PR 00613 |
* | $ -1,000 | 19 | $ 5,375,000 |
| Senior Mortgage Banker 1239 ROOSEVELT AVE SAN JUAN, PR 00920 |
* | $ -1,000 | 16 | $ 2,640,000 |
| Hr Mortgage Corp M11 CALLE ROBLE, VILLA TURABO CAGUAS, PR 00725 |
* | $ -1,000 | 16 | $ 2,960,000 |
| Trust Mortgage Corp. EDIFI EMILIO BACARDI SUITE 101A CALLE JUNIN PARK GARDENS SAN JUAN, PR 00923 |
* | $ -1,000 | 14 | $ 2,870,000 |
| Emi Equity Mortgage, Inc. 1651 PONCE DE LEON AVE, SUITE 102 SAN JUAN, PR 00909 |
* | $ -1,000 | 11 | $ 3,205,000 |
| Calcon Mutual Mortgage LLC 3131 CAMINO DEL RIO N SUITE 1680 SAN DIEGO, CA 92108 |
* | $ -1,000 | 10 | $ 4,270,000 |
| Home Mortgage Bankers AVE. SANCHEZ OSORIO 3BS-5 VIA 60 VILLA F CAROLINA, PR 00983 |
* | $ -1,000 | 10 | $ 2,240,000 |
| Multiples Mortgage Corp. 761 AVE. LUIS MUNOZ RIVERA, SAN JUAN, PR 00918 |
* | $ -1,000 | 10 | $ 1,190,000 |
| Cooperativa De Ac Jesus Obrero PMB 159 HC 01 BOX 29030 GUAYNABO, PR 00969 |
* | $ -1,000 | 8 | $ 790,000 |
| Crosscountry Mortgage, LLC 2160 SUPERIOR AVENUE CLEVELAND, OH 44114 |
* | $ -1,000 | 8 | $ 3,510,000 |
| Caribe Federal Credit Union 195 ONEIL ST SAN JUAN, PR 00918 |
* | $ 586,695,000 | 7 | $ 1,145,000 |
| Coop. De A/C La Puertorrique+¦A AVE. ANA G. MÉNDEZ, 9729 PR-176 KM 1.1 SAN JUAN, PR 00921 |
* | $ -1,000 | 7 | $ 815,000 |
| Cooperativa La Sagrada Familia CALLE BOU 38 COROZAL, PR 00783 |
* | $ -1,000 | 7 | $ 565,000 |
| Actual Mortgage Bankers PO BOX 2808 BAYAMON, PR 00960 |
* | $ -1,000 | 6 | $ 1,100,000 |
| Cooperativa De Ac Hatillo PO BOX 95 HATILLO, PR 00659 |
* | $ -1,000 | 4 | $ 2,860,000 |
| Baxter Credit Union 340 N MILWAUKEE AVE 340 N MILWAUKEE AVE, IL 60061 |
* | $ 5,072,223,000 | 4 | $ 1,080,000 |
| Equity Prime Mortgage LLC 5 CONCOURSE PKWY, STE 2250 ATLANTA, GA 30328 |
* | $ -1,000 | 4 | $ 1,190,000 |
| A&D Mortgage LLC 899 W. CYPRESS CREEK ROAD FT. LAUDERDALE, FL 33309 |
* | $ -1,000 | 3 | $ 5,535,000 |
| Cooperativa De Ac Maunabo BOX 127 MAUNABO, PR 00707 |
* | $ -1,000 | 2 | $ 240,000 |
| Cooperativa De A/C Aguas Buena PO BOX 5 AGUAS BUENAS, PR 00703 |
* | $ -1,000 | 2 | $ 200,000 |
| Cooperativa De Ahorro Y Crn++Dito Dr. Manuel Zeno Gandn++A PO BOX 1865 ARECIBO, PR 00613 |
* | $ -1,000 | 2 | $ 300,000 |
| Vegacoop APARTADO 1078 VEGA ALTA, PR 00692 |
* | $ -1,000 | 2 | $ 150,000 |
| Cooperativa De Ac San Jose CALLE DEGETAU 106 SUR AIBONITO, PR 00705 |
* | $ -1,000 | 1 | $ 85,000 |
| Cooperativa De Ahorro Y Credito Del Bo. Quebrada De Camuy HC 02 BOX 7873 CAMUY, PR 00627 |
* | $ -1,000 | 1 | $ 245,000 |
| Village Capital & Investment 2460 PASEO VERDE PKWY SUITE 100 HENDERSON, NV 89074 |
* | $ -1,000 | 1 | $ 2,255,000 |
| The Lending Center Corporation G-8 ONEILL STREET SAN JUAN, PR 00918 |
* | $ -1,000 | 1 | $ 165,000 |
| San Rafael Coop CALLE RAFAEL RODR+¡GUEZ, CANAL 1 URB. AVI QUEBRADILLAS, PR 00678 |
* | $ -1,000 | 1 | $ 85,000 |
| Cooperativa De Ac Las Piedras APARTADO 414 LAS PIEDRAS, PR 00771 |
* | $ -1,000 | 1 | $ 265,000 |
| Cooperativa De A\C Oriental PO BOX 876 HUMACAO, PR 00791 |
* | $ -1,000 | 1 | $ 155,000 |
| Cooperativa De Ac Manati PO BOX 30562 MANATI, PR 00674 |
* | $ -1,000 | 1 | $ 245,000 |
The tables below break down 2022 mortgage applications in Guaynabo Municipio, PR by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Guaynabo Municipio, PR in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 956 | $250,780,000 | $262,000 | $2,255,000 | $140,000 | $7,140,000 |
| Cash-out Refinancing | 142 | $39,290,000 | $276,000 | $1,065,000 | $135,000 | $956,000 |
| Refinancing | 113 | $28,655,000 | $253,000 | $2,385,000 | $136,000 | $1,200,000 |
| Other Purpose | 25 | $9,915,000 | $396,000 | $2,275,000 | $401,000 | $4,053,000 |
| Not Applicable | 19 | $1,905,000 | $100,000 | $265,000 | $0 | $0 |
| Home Improvement | 9 | $2,515,000 | $279,000 | $495,000 | $158,000 | $240,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 1,046 | $262,060,000 | $250,000 | $2,275,000 | $136,000 | $7,140,000 |
| Not applicable | 120 | $24,350,000 | $202,000 | $645,000 | $0 | $0 |
| White | 53 | $29,775,000 | $561,000 | $2,385,000 | $301,000 | $2,751,000 |
| Not Provided | 38 | $14,100,000 | $371,000 | $1,305,000 | $167,000 | $1,200,000 |
| Black or African American | 3 | $855,000 | $285,000 | $675,000 | $83,000 | $187,000 |
| Asian | 2 | $600,000 | $300,000 | $455,000 | $146,000 | $159,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 847 | $245,765,000 | $290,000 | $2,385,000 | $170,000 | $7,140,000 |
| FHA-insured (Federal Housing Administration) | 364 | $73,950,000 | $203,000 | $425,000 | $78,000 | $269,000 |
| VA-guaranteed (Veterans Administration) | 52 | $13,280,000 | $255,000 | $675,000 | $97,000 | $240,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $65,000 | $65,000 | $65,000 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 723 | $195,025,000 | $269,000 | $2,275,000 | $154,000 | $7,140,000 |
| Application Denied By Financial Institution | 181 | $44,065,000 | $243,000 | $2,385,000 | $93,000 | $1,200,000 |
| Application Withdrawn By Applicant | 142 | $39,400,000 | $277,000 | $1,695,000 | $163,000 | $2,751,000 |
| Loan Purchased By The Institution | 120 | $24,420,000 | $203,000 | $645,000 | $57,000 | $57,000 |
| File Closed For Incompleteness | 53 | $17,235,000 | $325,000 | $2,255,000 | $151,000 | $927,000 |
| Application Approved But Not Accepted | 45 | $12,915,000 | $287,000 | $995,000 | $142,000 | $605,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,082 | $288,750,000 | $266,000 | $2,275,000 | $155,000 | $7,140,000 |
| Collateral | 86 | $17,610,000 | $204,000 | $2,005,000 | $84,000 | $300,000 |
| Debt-To-Income Ratio | 54 | $17,420,000 | $322,000 | $2,385,000 | $87,000 | $443,000 |
| Other | 15 | $2,975,000 | $198,000 | $635,000 | $92,000 | $306,000 |
| Credit History | 13 | $3,445,000 | $265,000 | $585,000 | $187,000 | $1,200,000 |
| Mortgage Insurance Denied | 5 | $1,225,000 | $245,000 | $425,000 | $81,000 | $175,000 |
| Unverifiable Information | 4 | $910,000 | $227,000 | $405,000 | $113,000 | $212,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $220,000 | $110,000 | $135,000 | $42,000 | $47,000 |
| Credit Application Incomplete | 2 | $420,000 | $210,000 | $225,000 | $82,000 | $111,000 |
| Employment History | 1 | $85,000 | $85,000 | $85,000 | $29,000 | $29,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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